Free Living

In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]

Date: 2008-12-02 01:16:10

Blog posts (25) | Videos (144)
 

$30K to $0: How We Became Debt-Free in One Year

We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... . I found out I had a lot of debt, and that Rachel had lived without debt. It made me feel really bad [more...]

Date: 2008-10-13 09:21:09

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults ... as support tools for eliminating debt,” Jolley says. “For example, customers can purchase a credit [more...]

Date: 2009-01-16 10:50:23

Debt Reduction Is the Best Way to Being Debt-Free

Ajeet Khurana asked: No matter how deep in debt you are, there is always a way to get rid of that burden ... settlements are only applicable to unsecured debts such as those concerning credit cards and medical ... , it will be the job of your creditor to let the credit bureaus know that you have been able to settle [more...]

Date: 2009-01-08 06:17:10

A Letter from Twenty Years into the Future

One of the nice things about maintaining a blog is that it creates sort of an online journal to track the major milestones in your life ... , this might be the best thing you ever did! You’ve been living credit card and student loan debt free [more...]

Date: 2008-06-16 19:48:37

Joe Sixpack and the Subprime Crisis

The Subprime Crisis is a broken promise to Joe “Sixpack”. One Day in early 2006, Joe was feeling pretty darned good about himself. He was making $65,000 a year at a job he held for over 6 years. He had $30,000 saved up in the bank. He had no credit card debt. He owned his car free and clear. He looked at his pregnant wife [more...]

Date: 2008-10-11 20:31:04

Anyone Can Fall In Debt

You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]

Date: 2008-11-20 15:35:30

A Plan to Be Debt Free in 2009

Considering the current state of the economy, it’s likely a smart thing to try and rid yourself of any excess debt right now ... out your latest credit card statements, auto loan statements, student loan statements, etc ... high interest debt. Mine comes in the form of an auto loan. What about you? Do you have plans [more...]

Date: 2009-01-05 16:10:27

Free Downloadable Suze Orman Book from Oprah

Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]

Date: 2009-01-08 17:53:44

Watching ads could be your ticket to a fortune.

By Paul Michael Unless it’s Superbowl Sunday, most people don’t sit around watching ads (well, I do, it’s part of my job) ... have been entertaining. It’s not like you’re sat watching ads for OxyClean or credit card debt solutions ... your ticket. Not a bad way to get a free shot at a big cash prize . And there are also runner [more...]

Date: 2008-08-19 17:16:48

Learn How To Become Debt Free

I personally hate being in debt to any person or company, period. I prefer to pay cash because credit cards always seem to get me into more debt than I can handle. Sometimes, though, I realize that it is impossible to avoid getting into debt. Being in debt is bad [more...]

Date: 2008-12-30 09:12:27

Arrange Your Own Debt Consolidation and Save Money

Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]

Date: 2009-09-25 15:43:00

MortgageNewsClips: Spreadsheet Resource, Realtors Beware, Credit Cards, Lou Ranieri, Securitization Primer, Popular Sells, Asymmetric Risk, Damage Report, Disparity, NY Mortgages, Freddie Automates, 3 more News Clips

RESOURCE: has list of sites offering free spreadsheets - Spreadsheets: Free to Learn - No-cost tutorials, instruction, ... Ross - Inman News ———— BusinessWeek_logo Credit-Card Rage - Debt-strapped consumers vent ... -old concept of securitization a bad name, IMF Economist Andreas Jobst writes. Securitization [more...]

Date: 2008-09-02 10:37:39

Bookmarks and Links SITE garden banners

Later, she left an anguished message saying that she loved him, but couldn’t deal with his angry, hurtful outbursts ... is, debt costs! If you are paying interest on credit cards, a car payment, and a house payment ... of free traffic to your site is by writing and creating your own free report or ebook, based [more...]

Date: 2008-12-29 16:33:59

Free download of Suze Orman book

While considering financial resolutions, here's another option -- one that will save a few bucks on books ... within your means, rather than running up credit card ... debt leaves you better able to weather ... that infomercial phrase) -- the offer expires Jan. 15. Orman is a media darling these days, thanks [more...]

Date: 2009-01-09 18:42:18

How to Become Debt Free and Secure Your Financial Future

There is no greater threat to your financial future then having to deal with overwhelming debt ... cash on yourself. That’s the problem with borrowing money through the use of personal loans, car loans, and credit cards; once you start paying that interest its money that is now working [more...]

Date: 2009-01-17 06:24:15

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]

Date: 2009-01-08 15:55:47

The valuable things I learned from being in debt in the past…

… I used to have a high amount of consumer credit card debt years ago, but am very proud to have been debt-free ( ... within my means.  Credit cards make it easy and tempting to spend excessively.  The lender gives you a credit limit which can be high, so without the proper tools or experience, it can be remarkably [more...]

Date: 2009-01-09 14:00:25

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

New Year Resolution #1: Financial Fitness in 2009

Worried about the economy? Been hoarding all your pennies lately? You’re not alone ... t it? Free credit report comparing all your debts, rainy day funds, budget tool…yes, we need ... ? If you have credit card debt, ask yourself why. That list on your credit card statement….was each [more...]

Date: 2009-01-07 22:51:21

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]

Date: 2009-01-16 11:31:03

My First Time…Using Credit

I managed not to accrue any debt coming out of college. One of the big factors? I didn’t have a credit card until a few months ago ... I might not be debt-free right now. I assumed having a credit card was the only way to generate ... my Student Visa with a $500 credit limit and let it get comfy in my wallet. The first time I busted [more...]

Date: 2008-10-02 21:55:19

Manage Your Debt With CareOne Credit Counseling

We all strive for financial freedom.. a debt-free life.. a secure financial future ... : "The most common form of consumer debt is credit card debt, payday loans, and other consumer finance ... endless notices from creditors, accounts being turned over to debt collectors? Indeed, you're [more...]

Date: 2008-10-03 06:45:00

Blog Carnival Edition 3

Here is the submission received into the blog carnival edition 3 of The Money Maniac ... at fivecentnickel.com. CreditAddict presents How to Evaluate Balance Transfer Credit Card Offers posted ... Sale? Think Again! posted at Debt Free Destiny. Credit Card Assist presents You Can Prevent Hidden [more...]

Date: 2008-12-19 07:43:00

25 Results