Popular Tags, Blogs, and Videos about credit debt

How To Do A Credit Card Debt Consolidation.

Credit card debt consolidation allows you to pay your current debts in 3-6 years. Under a debt consolidation plan, terms and conditions change ... representative. There may be instances that your account will be turned over to a collection agency ... cause the creditors to resume the normal collection activities and what’s worse, they might turn [more...]

Date: 2009-01-15 14:28:51

Blog posts (620) | Videos (341)

Sunday Money Madness - Happy New Year!

Happy New Year Everybody! Let’s kick off the first of this year’s roundup with a bang! ... @ Saving to Invest. Carnival Of Credit Report Stories Dec 22 @ Lava. Related Posts Sunday Money ... Credit and Debt No Debt Does Not Mean Good Credit says Credit Karma. All Financial Matters posts [more...]

Date: 2009-01-04 13:07:58

How to Manage Your Credit Card Debt

How to Manage Your Credit Card Debt Posted in January 18th, 2009 Category:Credit You’ve spent a little here, a little there, ... credit bills arrive but you’re not paying off the full amounts each time. make money online So with your credit limits almost maxed out you decide to try and take ... [more...]

Date: 2009-01-18 08:03:06

Bills IQ for your Debt Relief

In our complicated world today, many of us are trying to make most out of our money on hand ... has a Credit card debt. Each one of us is definite to be burden on credit debts and bad credit standing. So, what to do when one is not financially capable or has a degrading credit rating? What else [more...]

Date: 2008-08-23 06:06:10

Read More Information About IVA inside this Blog Publication

One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]

Date: 2009-09-27 21:55:32

Roundup - Tis the Season

To go shopping, hang out with friends, gather families, share food, bring laughter, and build memories. Happy Holidays! Banking, Credit, and Debt Credit Karma writes How Does Bankruptcy Affect Your Credit? The Sun’s Financial Diary posts How to Use Your Credit Card without Going in Debt. The Consumerist with How [more...]

Date: 2008-12-14 13:22:47

Financial Planners Weigh In On Debt Relief

Ever since launching this Bankruptcy in Indiana blog series, I've kept coming back to the topic of debt consolidation, debt settlement, credit counseling, and debt repair, all forms of help being offered to debtors as alternatives ... With Credit Repair. Three weeks ago, in the "Personal Finance" section of the Indianapolis Star [more...]

Date: 2009-01-14 12:13:43

Manage Your Debt With CareOne Credit Counseling

We all strive for financial freedom.. a debt-free life.. a secure financial future ... : "The most common form of consumer debt is credit card debt, payday loans, and other consumer finance ... endless notices from creditors, accounts being turned over to debt collectors? Indeed, you're [more...]

Date: 2008-10-03 06:45:00

Debt Managment and Debt Consolidation Loans For Bad Credit

Amazon.de Widgets What is debt consolidation but a way to financial freedom with positive actions to bring about resolutions of high interest rates, late fees, over the credit line fees, etc. and see ones balances decrease instead of increase with positive impact on the credit rating. The question is frequently asked by consumers who find that answers to accumulating debt are on the wire and something has to be done. [more...]

Date: 2009-09-22 05:45:34

Debt Solutions – The Quickest Way to Become Debt Free

August 24, 2009 | By Seth Bullock In Finance | by John RemingtonDebt has a way of creeping up on us, sometimes unexpectedly. More people than ever are finding themselves slipping behind as the economy slows. It’s easy to feel desperate and out of control. Finding a solution to overwhelming debt will help put you back in control of your life. Credit counseling, debt consolidation, and debt settlement are all good options for getting back on top of your finances. [more...]

Date: 2009-08-24 12:24:51

Don’t let Credit any Credit Card Company Keep you Down

by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... of a credit repair company might seem like a good idea however it will almost certainly damage [more...]

Date: 2009-01-14 20:27:27

The Path to Mediocrity: Doing What Works For You and Other Self-Limiting Philosophies

General advice for an imaginary average person Personal finance advice comes in many forms, ... qualifications of a larger group. Take, for example, the case of the best way to pay off credit ... there are exceptions, this method of debt repayment calls for credit card debt always being paid off by focusing [more...]

Date: 2008-08-20 12:30:00

Time for A Trip to the Mall

Andrew Leonard: There’s only one shopper with a purse large enough to make a difference in this kind of mess — and that’s the U.S. government ... cards, and digging themselves even deeper into debt at a time when credit card companies are raising ... t have any credit card debt, you’re gainfully employed, and you are staring at a $499 price tag [more...]

Date: 2008-12-02 15:17:43


.fullpost{display:inline;}The most common problem is financial. same financial problems that contribute to this problem in the bad credit loans ... for you to secede from debt in bank and also credit card, requirement of house, health, insurance ... of your family. Eliminates taste is anxious about debt, with bad credit loan of all your requirement [more...]

Date: 2009-01-13 09:47:00

The Debt Generation

Credit cards are hailed as convenient tools, a way to build credit and earn points or rebates ... loans and other education related debt make up a great chunk of that for many, credit card debt is also quite high and on the rise for young people-some high-school students even have their own credit [more...]

Date: 2008-09-04 22:13:09

T3leads Review - A Unique Affiliate Network with Big Money Claims

New affiliate networks seem to pop up everyday and it can be quite a chore determining which ones are actually worthwhile ... lucrative niches online. Categories in the system include credit cards, auto insurance, payday loans, debt relief, home improvement, home loans, debt settlement, and credit repair. There are public [more...]

Date: 2008-08-20 22:21:15

How One Couple Paid Off $30,000 Of Credit Card Debt

Eat Now, Pay Later photo credit: inkynobaka I came across an inspiring story about a couple that managed to pay off $30, ... people that I talk with could never get rid of a cell phone, cable tv, or internet. They also cut out gym ... 000 in credit card debt and is now saving $500 a month. The Dunleavey’s tackled the credit card [more...]

Date: 2009-01-16 13:00:09

Kevin Drum's grasp of economics almost always astounds me Today, however, I think he gets something plain wrong ... credit card debt. So there's no bang for the buck. But surely this is short sighted? Stimulus ... some of that credit card debt and put a few dollars aside. Right? We can't keep running a negative savings rate [more...]

Date: 2009-01-13 11:57:07

Thinking for a used car loan is a right idea to save more and pay off your debt quickly

More and more people are searching for auto loans for bad credit . With household debt being at an all-time high, credit ratings keep dropping. Just a few years ago, individuals with low scores found it nearly impossible to be accepted for a car loans. Today, things have changed. Banks and lenders have realized that with the increasing debt, opportunities do exist to not only help consumers get a guaranteed car loan , but to help them rebuild their financial reputation once again. [more...]

Date: 2009-08-26 13:25:27

Debt Consolidation Loans for people with bad credit

Amazon.de Widgets Debt free programs seem to be available everywhere. Banks and financial institutions offer many solutions. Online companies are also gaining in popularity. But spending extra money when already in a money crunch is not always the best solution. Plus, many people simply cannot afford to pay more money that just isn’t there. Fixing the problem may seem daunting, and many people simply choose to ignore the problem, allowing it to worsen even further. Others may not even realize t [more...]

Date: 2009-09-21 14:03:37

The valuable things I learned from being in debt in the past…

… I used to have a high amount of consumer credit card debt years ago, but am very proud to have been debt-free ( ... within my means.  Credit cards make it easy and tempting to spend excessively.  The lender gives you a credit limit which can be high, so without the proper tools or experience, it can be remarkably [more...]

Date: 2009-01-09 14:00:25

Pensioners hit by spiralling credit card debts forced to take out loans as energy prices soar

One in four people is approaching retirement with thousands of pounds worth of debt because they cannot meet the rising cost of living ... to pay their bills. The average credit card debt for the age group is now just over £8,000, according ... out the first available credit card in 1967 had expected to pay off their debts by their forties [more...]

Date: 2008-11-23 00:05:36

Snapshot in Time

Click charts to ENLARGE. My daughter asked for an article to summarize where we are, ... , as predicted by Peter Warburton in Debt and Delusion, it didn't turn out that way. Feckless credit expansion ... . Unchecked credit growth inevitably produces declining credit quality, and failed debt, magnified [more...]

Date: 2009-01-17 01:27:42

Emergency Fund: Start It NOW

an-empty-pocket.JPG Photo credit: stuartpilbrow Is it OK to spend money on luxuries during the recession? HeatherB of BlogHer does ... a recession even if you think your job is “safe”, does not mean losing your home, racking credit card debt, or tapping into your retirement account.  Once you get on the credit-card-debt path, it’ [more...]

Date: 2009-01-08 02:10:30

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

A Personal Bail Out Program for Consumers Stuck in the Credit Crunch

PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers ... has launched a legal document preparation service, to let consumers request relief from past due [more...]

Date: 2008-09-24 16:49:15

Don't follow Japanese example - stocks are NOT cheap

Thousands of Japanese households are pouring their savings into stocks and other risky investments. It is the last stance of greed. Easy money ... % and corporate bonds may turn out as junk. We are looking at a fundamental shift not only how credit ... , mortgages, credit cards, car loans, etc. Debt is what you are ultimately responsible [more...]

Date: 2008-11-07 15:12:21

Hey, That’s Not Me (Anymore)

As this year comes to a close and 2009 looms, it has made me a bit introspective ... (to me) of credit card debt.  I think by the time I actually started this blog, it was down from its high ... , it felt almost insurmountable. Credit card debt was, for me, a really oppressive force in my life [more...]

Date: 2008-12-10 12:43:30

How to Get Out of Your Cash Advance Addiction

How to Get Out of Your Cash Advance Addiction Cash advances are viable short term financial solutionsfor urgent issues that cannot wait until your ... . Copyright © by Advice on credit repair, credit reports and debt solutions. All Rights Reserved. ... in part because their interest rates can be rather harsh to the customer. You must get yourself [more...]

Date: 2009-01-15 07:26:37

Five Things That a Generation X Financial Planner Did, That You Can Too

This is a guest post from Jeff Rose, an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... student loan and credit card debt at ease.  Luckily, I stumbled into a career as a financial ... students graduate with a combination of student loan and credit card debt. Most of us are just kind [more...]

Date: 2009-01-14 15:45:19

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Carnival of Debt Reduction #151

Welcome to this week’s Carnival of Debt Reduction!  Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball.  This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]

Date: 2008-08-04 08:35:02

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... by disputing it as invalid you may be able to get it taken off your credit report if the agency reporting [more...]

Date: 2008-10-30 19:20:44

What’s Next?

Tuesday, October 21, 2008 is likely to be a decisive day in the credit crunch. That day is when credit default swaps (CDS) on Lehman Brothers debt will be settled. Credit default swaps are sort of like insurance. One party offers, for a fee, to guarantee a certain bond against a “credit event,” usually something [more...]

Date: 2008-10-18 03:25:00

Thinking About 2009 Goals

Gosh. I hadn’t given much thought to my goals for 2009 till I saw NCN’s blog about his goal planning. As it is, I really want to make huge strides in my credit card debt. Ostensibly, I started ... in detail, I see that my greatest weakness is my credit card debt. In trying times where my new [more...]

Date: 2008-12-18 17:05:53

Winners and Losers from Current Economic Situation.

In the current economic situation we have Low inflationLow PoundVery low interest ratesDeclining output / rising unemploymentWinners include: ... is not rising ( at moment). In theory people with credit card debts should benefit, but, in practise, banks have not passed rate cuts onto those paying credit card debts. Interest rates are still around 16-17 [more...]

Date: 2009-01-13 06:40:00

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

How to Eliminate Debts, the Expert Way

Many people find themselves in trouble with a huge amount of debt. According to a recent Gallup poll, the average American owes $2,900 in credit card debt. That’ ... of credit situation suffering that you think you can not get escape. Don’t spend what you don’ [more...]

Date: 2009-01-17 15:04:52

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]

Date: 2009-01-16 11:31:03

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

tips to get out of it

There are many reasons for people to face court actions, one of the many are financial cases, being submitted to court are because of bad credit. be it from credit card companies to other financial institutions, sometimes people tend ... rebuild their credit card! by providing Debt Counseling and debt referral by Suze Orman Tips [more...]

Date: 2009-01-14 13:06:08

TANSTAAFL - Ya gotta pay it sometime!

When TMEW and I spend more than we should, we end up paying for it later - by not buying much later ... more debt than they took on... Seasonally adjusted consumer debt -- including credit cards, auto loans ... 1990s. Nonrevolving credit -- such as auto loans, personal loans and student loans -- dropped sharply [more...]

Date: 2008-12-16 18:44:16

Take Control of Your Finances Part 6: Get Out of Debt

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else ... as well. Good debt versus bad debt One comment you may hear is that mortgages and student loans are “good debt” while credit cards and car loans are “bad debt.” The philosophy here is that houses [more...]

Date: 2008-11-21 17:52:35

David Sirota: Top 5 Reasons to Vote Against Paulson's $700 Billion Bailout

There's news this Sunday afternoon of a congressional deal to bailout Wall Street fat cats with $700 billion of taxpayer cash ( ... INHERENT FISCAL INSANITY COULD MAKE PROBLEM WORSE When an individual consumer uses a new credit card to pay off astounding debt from an old credit card, it's called kiting, and in many cases [more...]

Date: 2008-09-28 23:35:52

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

DrumBeat: December 12, 2008

U.S. Northeast Heating-Oil Delinquent Bills Top $100 Million (Bloomberg) -- Heating-oil dealers in the U.S ... -credit debt that is ranked in credit-reporting agencies and that affects their credit directly,” ... Petro-Canada in no rush to find U.S. refining space CALGARY, Alberta -- Petro-Canada will not look [more...]

Date: 2008-12-12 13:55:16

Exclusive Credit Cards Deals

.fullpost{display:inline;}As there are so many type and features of credit card offered in the market, ... if you don't want to be trapped in a sticky situation of having debts and bad credit score ... of credit card at extracreditcards.com. This website has the discussion and articles that will explain [more...]

Date: 2008-12-02 04:04:00


AND NOW IT HAS HIT HOME…………….National City Mortgage, a Miamisburg, Ohio division of National City Corporation has been sued in Federal District Court, ... here in Las Vegas with Fraud, multiple Truth-in-Lending Violations, Breach of Contract, Gross ... respectively, have no credit card debt or car payments and have the best of credit. The couple can only [more...]

Date: 2009-01-17 23:57:05

We just got really close to carrying a balance

I felt like we dodged a bullet tonight. I was checking balances on some of my accounts and I loaded up the balance on our primary checking account ... through.  It actually popped in my head that we could just not pay our full credit card bill next month ... . Getting into credit card debt, of course, is way easier than getting out of it.  (Just ask [more...]

Date: 2008-09-28 07:10:59

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