Credit card defaults up 54% and growing

As if we needed one more problem in the financial market ... of the U.S. economy. Overall, the rate of credit card loans going bad increased 54 percent ... a debit card with the VISA sign but it's almost always paid off at the end of the month. Carrying [more...]

Date: 2008-10-16 09:27:01

Blog posts (103) | Videos (50)
 

Seven of my favorite ways to save money on driving expenses — and one I don’t use

My tachometer, my friend.  Not all vehicles have one of these but it is a helpful monitor of gas consumption ... me about 7-8 seconds to turn the ignition on and get it back into gear. A good gas credit card.  Like my standby the Chase PerfectCard™ Mastercard®, or the Discover® OpenRoad(SM) Card, or the BP Visa® Card [more...]

Date: 2008-08-13 05:56:15

Best Global Brands survey: Top 100

Google has made it’s debut in Interbrand’s Best Global Brands top ten this year, but has failed to knock Coca-Cola from its top spot ... to the credit crunch and drop in mortgage lending. However, some strong industry leaders have survived such as HSBC (27) and credit card companies Visa (a new entrant to the list at 100) and American [more...]

Date: 2008-09-19 10:25:15

Current Reading/Listening

A few days before Christmas an old friend of mine emailed me to say that God had put on his heart to send me one of those visa pre-paid credit cards ... .  Not in a bad way.  But it’s all over his music.  He too has a some great melodies.   picture-21 [more...]

Date: 2009-01-16 13:07:53

Share and save this post: [ ... , matters. The allegations, in part, focus on CompuCredit's Aspire Visa, a subprime credit card for risky ... Get PEEK in your mailbox! Marriage Counselling Can Hurt Your Credit Posted by [more...]

Date: 2008-06-23 18:45:44

Camelbackdisplay For All We Needs

It’s a near wedding party of my sister. As her little brother, all I want to do is to help her preparing all the party might need ... if you had VISA credit card. ... . My sister will not be a singer I believe. She was bad for that. What is in my mind right [more...]

Date: 2008-11-24 04:26:07

Santa’s Favorite Cupcake

December 12, 2008 at 10:33 am | In cupcakes | Tags: chocolate chip cookies, Santa, tres leche Dear Santa, I can explain ... is. I am not a bad girl. I just have bad tendencies. They usually involve shopping and credit cards. I can’t help it. Its just so easy to bust out my Visa Gold card (I feel so special being a gold card member [more...]

Date: 2008-12-12 18:33:00

Cebu Pacific Promos | Credit Cards

Just like Philippine Airlines (PAL) teamed up with Visa and Mastercard to offer Mabuhay Miles, Cebu Pacific Airline has entered into partnerships with several credit card companies to offer rewards to loyal clients. (Yay for me!) ABSCBN reports that cardholders of American Express, Bank [more...]

Date: 2008-12-30 18:43:35

Another Random News Dump…

- Federal regulators today announced new rules for the credit card industry ... practices. Some examples of the new rules? Credit card companies will no longer be allowed to raise ... that allows Citibank to increase the rate on your Citi Visa if you’re late with a payment to Discover [more...]

Date: 2008-12-18 19:57:19

The Hierarchy of Woe Can Only Be Heard From The Top

I don’t give a damn if Wall Street and every bank in America crashes and burns. I don’t care if people lose their houses. I don’t care ... Visa, something obtained by providing a security deposit, because we either have bad credit ... credit card, I was denied. DENIED. I was told that I owed thousands of dollars. No one cared [more...]

Date: 2008-09-30 00:29:00

My Life As A Rageaholic

Frequent readers of the Lament may have noticed a certain attrition of volume of late ... amounts, in this case, to around 44% of my income. I paid rent for November with a VISA credit card [more...]

Date: 2008-11-03 04:09:00

No getting laid in the NYT

Rob Walker's "Consumed" column in the NYT Magazine on Sunday (9 November) looks at prepaid credit cards, in particular the Prepaid Visa RushCard, "the product of a partnership between Unifund (a Cincinnati company best known for buying up and collecting on bad debts [more...]

Date: 2008-11-12 15:59:03

Lawsuit Proceeds: Don’t Leave Home Without Them

Credit cards The settlement of a major lawsuit by a public company has generally not been used as a moment to comment on a company’s financial outlook, but that’s what American Express Co. did this morning. The credit-card giant, in announcing a $1.8 billion settlement with MasterCard Inc. (after a similar, larger agreement with Visa [more...]

Date: 2008-06-25 15:08:33

Senate Housing Bill to Require Collecting of Online Payment Information

While the Wall Street Journal has noted one disturbing aspect of Sen. Chris Dodd (D-CN)’s sprawling mortgage industry bailout bill (HR 3221) ... , and Google Checkout (along with banks and credit card networks such as Visa, MasterCard and Discover [more...]

Date: 2008-06-23 21:47:12

Nokia Standard Chartered VISA makes it easy to buy Nokia phones

This is not the first time we’ve seen interesting partnerships between banks and technology companies. Back then, Blizzard released the World of Warcraft VISA card that allows rebates to additional ... are as good as cash in my opinion. Instead of charging your credit card to additional air miles or gas, why [more...]

Date: 2008-11-25 12:09:23

Frugal Friday

Frugal Friday Christina Tynan-Wood on Oct 31 2008 | Filed under: Uncategorized The economy is bad, right? ... to my Visa card at a place called Mary’s Sandwiches, it guessed “Dining.” It did a good job, too ... passwords) giving Quicken the log-in information for my credit cards, bank accounts, and loans [more...]

Date: 2008-10-31 18:09:07

GET THE #@$* OUT!

I’m in a mood.  I had to call a potential fraud victim a few hours ago, and this man was unbelievable ... , get a visa and a green card, and become a contributing member of our society.  You don’t get scholarships ... of a crime.  They want us to let them open bank accounts, have credit cards, get mortgages, and pay [more...]

Date: 2008-09-25 19:51:23

Gun Sales Up Over Gun Grabbing Fears - and Yes I Will...

...tell you that I told you so. As a matter of fact, I told you so here: http://ballseyesboomers.blogspot ... interest rates for credit card purchases. Oh well.Hopefully the order for the Yugo SKS will not fall through. I lost my credit card right after ordering it, and have since had to cancel it, and VISA [more...]

Date: 2008-11-08 03:12:00

Free calls to the US? Use Magic Jack

I’ve been reading a lot of good things about this “magic jack” ... renew it online for $20/year using your local credit card (must be Visa or Mastercard). Overall [more...]

Date: 2008-12-09 07:06:10

Multiple Lines of Credit - Not Necessarily a Bad Thing

by William Blake A line of credit can be one the most important financial products within your life ... with. Having a credit card is almost a necessity these days. Cash is not carried that often by people as it was in the past so having a Visa card is important. If your car breaks down on the side [more...]

Date: 2008-09-17 08:04:01

Were to Get My seeds

Ive been looking at a few sites, Nirvana and Dr. Chronic. Ive heard plenty of good things and Plenty Of Bad things about these retailers. I dont like that Nirvana has a small selection. I'm thinking of going chronic. I dont have a credit card and I dont want to send a money order. Im thinking of using a Visa Gift Card. I Believe Dr [more...]

Date: 2009-01-06 11:44:56

Citi jacking up credit card interest rates

AMERICAblog reader William writes:I just saw that my Citi Smith Barney visa card is now charging me 15.99% on standard purchases. Last month my rate was 8.99%. I just got of the phone with a Citi representative. She said there was a notification that went out with last month's billing statement, but I didn't notice anything [more...]

Date: 2009-01-17 19:45:00

The things i do when i am bored...

Oh I may have just taken myself to a whole new level of oddness. So i have to fill you in on the whole story. Ok So, this guy came into the store yesterday to give me info about his credit card company and why we should switch. I will call him Visa. So visa is cute, and funny and ironic enough has my same [more...]

Date: 2008-12-04 17:22:00

Online Payment Systems: The Missed Opportunity

For the past few years online advertising has been the de-facto monetization mechanism for online businesses that do not sell physical goods ... on Your Site In order to accept a credit card on your site, you need two things. 1) a merchant account ... your business and some bank that enables the flow of money from customer’s say VISA card [more...]

Date: 2009-01-12 17:48:15

Layaway Returns for Christmas

Layaway Returns for Christmas October 24th, 2008 By JOE WINDISH, Technology Editor ... , new-wave lay-away Christmas: With Mastercard and Visa cards handed out like cheap candy, layaway ... . Retailers pay about $23 billion in interchange fees so that their customers can use credit cards [more...]

Date: 2008-10-24 12:55:27

halloween costume shop

halloween costume shop Posted By King Wright on @ 12:56 pm by King Wright How do I know my order is confirmed? ... all your items to the cart and are ready to checkout your credit card or PayPal information will be attained ... is in Vancouver BC. What forms of payment/credit cards do you accept? We accept VISA, Mastercard [more...]

Date: 2008-10-23 17:56:16

The current crisis is near the end....

This post is by Jim Fitch of Some Assembly Required. When someone tells you the current crisis is "near the end", ask them which end ... as much credit card debt in June as economists thought possible, increasing their total Visa bill to $2.59 ... struggle to swallow the bad debt it got when it spent $24 billion to buy doomed mortgage lender Golden [more...]

Date: 2008-08-11 13:40:58

No Credit Mastercard

No Credit Mastercard Posted in Finance | January 15th, 2009 Even though there was a difference, commonly in favor of Visa, ... difference between themdifference between the two. To an individual going through bad credit issues, they probably won’t be concerned enough to care about whose credit card they are provide [more...]

Date: 2009-01-16 03:41:24

The Best and Worst of the Credit Card Industry

The newest Consumer Report is in and their agenda was the dozen or so cards that consumers should be seeking out, and the several to stay away from ... sure it’s a card you can use! 1.) Capital One No Hassle Cash Rewards 2.) Chase Freedom Visa ... are as follows: 1.) Chase PerfectCard MasterCard ( I believe this is a business credit card…I don’ [more...]

Date: 2008-12-08 06:38:50

SPAMfighter News - 4 new articles

Here are the latest updates for raplist.antispamsite@blogger.com "SPAMfighter News" - 4 new articles Utahns Alerted of Phishing E-mail Spoofing U.S ... expanded underground economy trading spam, phishing software, identity theft data and credit card ... that he/she needs to register for an application called "Verified by Visa" and gives personal account [more...]

Date: 2008-12-25 09:15:00

How to buy a car in Illinois

So you’re a backpacker, looking to recreate Jack Kerouac’s great American roadtrip through the United States ... is the work of a few days, and you don’t need to have an Australian address, credit card, or drivers’ ... a car, for instance, and you get ninety days with American’s visa waiver program, but the two won’t co [more...]

Date: 2008-12-13 00:47:10

Spotify Premium now available using Paypal

Have you been holding off grabbing a Spotify Premium account because you haven’t got a credit or debit card? Good news – Spotify has just announced that it will support Paypal for users in the UK. Paypal accepts payments from Visa, Mastercard and American Express among others but it’ll also link directly to your bank account. That’s good news for people who want to plonk down £9.99 a month for endless tunes but haven’t been able to so far. [more...]

Date: 2009-09-30 14:30:56

Budapest, Hungary

A city with all the power and beauty others with intense culture and an optimism for growth, ... it. Budapest is VERY credit card friendly. Unlike our local GK area, you can use your Visa [more...]

Date: 2008-12-04 22:30:00

Buzz Out Loud 861: Ice blue and the hot breaths

We've got a host of Black Friday news today, like Apple retail stores matching online promotions; Sony still refuses to lower the price on the PS3, but they will let you get a PlayStation credit card and a $150 discount (along with whopping ... ://news.cnet.com/8301-13579_3-10107987-37.html Use the new PlayStation Visa, get $150 off purchase [more...]

Date: 2008-11-26 19:49:00

The economy is in the pooper

Ya Ya this is old news. If it is not, you need to crawl out of the rock you are under and see for yourself ... but not getting good mortgage, good interest rate, decrease in housing values, job loss, credit card ... belly up, got acquired by another company and suddenly N's job and H1 B visa were a BIG concern. Also [more...]

Date: 2008-11-02 22:40:00

how to improve your credit score

Having a bad credit can be detrimental to your financing and places a number of hurdles in front of you when it comes to availing loa ... score. Having a Visa, MasterCard, Sears and/or gas card will show that you can manage short-term ... . Having a poor credit score can ha en to anyone for a number of reaso ranging from not paying [more...]

Date: 2008-11-27 01:52:52

First, the Good News...

...Jesse Wong's Kitchen's manager called me again to say her programmer did finally find that the gift card had an original $60 value when it was ... basically said it wasn't on her watch and what's past is past.  The bad news: she thinks trying to issue a credit on my Visa would cause more trouble, so she's putting the $60 balance back on my JW [more...]

Date: 2008-10-04 19:42:00

Where the Visa IPO Money Wen

When Visa IPOed in March, the company reserved $3 billion of its jaw-dropping, record-breaking $19 ... conspired to prevent banks from offering rival credit cards. According to the lawsuit, they convinced ... antitrust laws (Of course, this isn’t the first time Visa has been accused of antitrust practices [more...]

Date: 2008-06-12 02:31:40

Centennial MasterCard Review

by Daniel Moskel The Centennial card is created for individuals with a low credit score. It is issued by the First Premier Bank a member of the FDIC ... on your first monthly bill. They will be charged towards your available credit limit. It comes with an initial credit limit of $250, and an APR of 9.9%. It can be issued as a MasterCard or Visa [more...]

Date: 2009-01-17 16:34:10

0 Apr Credit Card

If you do not keep a very close watch on your credit card fees, you could end up paying hundreds of dollars per years without evern realizing it ... of credit cards options. 0 Apr Credit Card MasterCard credit cards are poised to take their place as the preeminent credit card to own next to Visa and Amex. Many people are rejected after filling [more...]

Date: 2008-12-05 01:53:52

Credit Counseling

.fullpost{display:inline;} I found a site that helps you to process requests for credit card online. They almost sixteen varieties of credit cards ... popular networked credit card are Visa, MasterCard, Discover and American Express. If you have a bad ... . Platinum card is what I'm planning to get here mainly because of some good things as debt credit card [more...]

Date: 2008-10-16 05:46:00

What Is The Leading Poor Credit Mastercard?

by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]

Date: 2009-01-07 18:42:33

How To Reduce Your Credit Card’s Rate of Interest

by Jenni Snook Nowadays, most of us possess at least 1 credit card ... that you get yourself a credit card from a large provider such as Mastercard and Visa. Depending on which bank ... of this is on credit cards. Owning a credit card has become much easier than in previous years [more...]

Date: 2008-12-05 18:57:26

How To Reduce Your Credit Card’s Rate of Interest

by Jenni Snook Nowadays, most of us possess at least 1 credit card ... that you get yourself a credit card from a large provider such as Mastercard and Visa. Their interest rates will vary ... of this is on credit cards. Owning a credit card has become much easier than in previous years [more...]

Date: 2008-12-17 11:00:10

Beginner’s Guide To Reducing Credit Card Debt

by Jenni Snook Nowadays, most of us possess at least 1 credit card ... that you get yourself a credit card from a large provider such as Mastercard and Visa. Their interest rates ... of this is on credit cards. Owning a credit card has become much easier than in previous years [more...]

Date: 2008-12-02 00:00:31

Visa

I don’t know what your credit card is like, but I swear by my Bank of America Visa card.  Just today, I received a check for $250 from them ... have been “paid” for using her credit card.  What’s wrong with that? The crucial part of the deal ... .  We definitely live within our means. I might add that this Bank of America Visa card also benefits the UH [more...]

Date: 2008-12-04 04:41:05

Build Your Credit Rating with Student Credit Cards

Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]

Date: 2008-10-20 07:27:32

Think You're Having a Bad Day?

It could be worse: Visa CEO loses his credit cards Imagine running the world's largest credit card network, and not having your own plastic. That's what happened to Visa Inc Chief Executive Joseph Saunders. He spoke Thursday morning at a Goldman Sachs financial services conference in New York, and had come from San Francisco, Visa's [more...]

Date: 2008-12-11 19:54:29

The Kind Of Credit Card I Will Go For

I always get tons of pre-approved credit card applications in the mail but I haven't really gotten the chance to take a look at them and compare ... credit cards so I won't get encouraged to spend too much. I only have Visa Debit Card and American ... it charges high interest rates.So despite my personal rule on not getting anymore credit card, I guess [more...]

Date: 2008-10-13 01:02:00

Do You Really Need A Credit Card?

Do You Really Need A Credit Card? by Mary Bush Almost ubiquitous in modern life, with most adults now having at least one open account, ... as a normal credit card, and in all the same outlets, as it will usually carry the Mastercard or Visa logo ... and other types of online transaction, it might even seem to be obligatory to have a credit card [more...]

Date: 2009-01-02 08:54:39

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