Debt Settlement, Bankruptcy and Credit Ratings
by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]
Date: 2009-01-08 14:53:06
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Why Are My Credit Cards Being Canceled?
In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]
Date: 2009-01-07 16:59:00
The Effects You Can Expect To See With Bad Credit Ratings
It’s more than likely we’ve all been there; you have forgotten to pay your bill on time ... of bad credit rating. Never say never though, rebuilding this financial nightmare is possible. We’ve all heard the horrific stories associated with a bad ... [more...]
Date: 2009-01-16 18:55:12
Need Help With Money
It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans. Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]
Date: 2009-01-16 01:57:49
Do You Have Credit Problems?
Do You Have Credit Problems? by Landon McGehee The term “bad credit” does not mean no credit ... worse as it will damage your credit rating. It is an unfortunate fact that it is far too easy ... . It actually means that any credit you may be able to get is at a much higher cost. Because [more...]
Date: 2009-01-15 09:12:45
More Pain For Humiliated SEC After Disclosure It Ignored Moody’s Whistleblower Warnings
Zero Hedge As if the SEC could be humiliated any more, another piece of disclosure now highlights that Mary Schapiro’s useless organization was unresponsive to whistleblower overtures by former Moody’s employees attempting to warn the regulator “about Moody’s weak compliance department and ratings process.” From Reuters : A congressional panel will expand its examination of credit rating agencies to look at why U.S. [more...]
Date: 2009-09-30 18:57:17
What Is The Leading Poor Credit Mastercard?
by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]
Date: 2009-01-07 18:42:33
Sub-prime Crisis: What is it all about?
Sub-prime crisis is the current financial crisis (considered as the worst ever since World War II) ... loans market refers to individuals with very good or excellent credit records or ratings and to whom ... characterized by acute credit crunch in the global capital markets. This liquidity crunch [more...]
Date: 2008-10-22 18:38:00
Thinking for a used car loan is a right idea to save more and pay off your debt quickly
More and more people are searching for auto loans for bad credit . With household debt being at an all-time high, credit ratings keep dropping. Just a few years ago, individuals with low scores found it nearly impossible to be accepted for a car loans. Today, things have changed. Banks and lenders have realized that with the increasing debt, opportunities do exist to not only help consumers get a guaranteed car loan , but to help them rebuild their financial reputation once again. [more...]
Date: 2009-08-26 13:25:27
USAA just hollered - They're raising my credit card rates!
Yup, even my beloved USAA is fighting the good fight these days. Got a nice little letter in the mail yesterday ( ... in full each month.Card #2 - the "Auto Loan" card: $30,000 limit with a locked in 3.4% rate for 1 year ... that the credit limits don't get slashed next :( I pumped those bad boys up to help our credit [more...]
Date: 2008-12-18 16:20:55
Easy Car Loans In Difficult Times.
by John Brennan Before the economy burst into crisis recently, you were able to get a credit to buy a car virtually from any company ... that had a very bad credit history. Today with the credit market in a huge crunch, even gigantic ... rates. Even if you have a bad credit history, the dealers are in a very tight spot right [more...]
Date: 2009-01-03 08:43:51
Personal Loans For Doing a Credit Repair – This is a Good Solution For Poor Credit Repair
If you do not have a good credit rating then getting personal loans will be hard, but not impossible. Remember that there are so many poor credit lenders who are willing to help people with a bad credit rating.Last 5 posts by The Web Isn't a Quick Way to Riches, Skill is Still Required Here - September 12th, 2009Online Self Employment Opportunity - How to Find the Diamond Amongst the Rocks! [more...]
Date: 2009-09-12 06:01:01
Identity Theft - A Growing Business
With the shopping season in full swing even though we are experiencing a difficult time across all industry sectors there is one business that is ... the theft of your very existence right down to banking details, credit cards and even your medical ... transfer rates, why not have one of our wonderful credit card pamphlets et al, all of which [more...]
Date: 2008-12-15 02:02:48
What Is Wrong With This Picture?
They’re tossing our money into a black hole and they KNOW it: Dec. 18 (Bloomberg) — Federal Reserve Chairman Ben S. Bernanke is basing hundreds of billions in emergency lending on credit ratings from companies ... and lent $631.8 billion under eight credit programs, most of which require appraisals of short-term [more...]
Date: 2008-12-19 14:53:38
Ainda o “downgrade” da S&P (3)
Bloomberg The risk of losses on European government bonds is mounting as the economic slowdown threatens credit ratings in Ireland, Portugal, Spain and Greece. Credit-default swaps tied to the debt of Ireland rose more than seven-fold ... to be threatened with a debt downgrade when Standard & Poor’s said the country’s long-term rating [more...]
Date: 2009-01-14 11:03:02
Good credit, bad mortgage … now what?
Randy Johnson of Newport Beach, ... my tail off to keep my bills, mortgage, etc, paid on time, and my credit rating is 700. Where ... to hurt my credit, but it seems that foreclosures will be a norm and maybe I can bounce back [more...]
Date: 2008-12-05 22:00:48
Credit Cards For People With Bad Credit
Trying to find the right credit card to suit your budget and your needs can sometimes seem like a daunting task, but it becomes even more difficult when you have bad credit or what is known as an adverse credit rating. There are many ways in which someone can end up with a poor credit ... [more...]
Date: 2008-10-07 16:56:56
New & Used Car Finance Company | Video 03
Even if you’re having bad credit or no credit rating there is nothing to worry, you can still get an approved for online car finance loan. There are actually lots of car dealers who will offer you car finance… read more Share and Enjoy: [more...]
Date: 2009-09-15 04:38:34
N.J. man learns modifying mortgage to cut payments may impair credit rating
by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]
Date: 2009-09-29 13:48:05
Wall Street Breakfast: Must-Know News
GM shifts into high gear after GMAC bailout. General Motors (GM) ... on hold when GMAC was forced to tighten its credit standards in October. GM will also offer low ... to consumers with lower credit ratings and has begun reaching out to customers worried about credit [more...]
Date: 2008-12-31 12:12:10
What the Fed's .50 rate cut means for Helocs & Credit Cards.
I heart CNN like crazy, they are REALLY on top of their ish over there! ... now be a crazy low rate of 4.05%!!! how crazy is that? And you know it's bad out there when my 2nd ... . This means total greatness! Since our Home Equity Line of Credit is tied to the Prime Rate (which [more...]
Date: 2008-10-08 15:12:00
How to Select the Right Company When Looking for a Credit Attorney
September 2, 2009 | By Ben and Casey In Finance | by Ben and CaseyCleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. Below are several reasons why you may consider choosing a top rate credit attorney at a price almost anyone can afford. [more...]
Date: 2009-09-03 00:43:04
Bail Me Out
Today's linkIt's Not a Weekend It's a LifestyleSaying for the DayAlways borrow money from a pessimist, he doesn't expect to be paid back ... on the mortgage without fail. He let other things slide. He ruined his credit rating. But he protected his house.Now he can’t get a low rate mortgage to replace the one he has because he has a bad [more...]
Date: 2009-01-16 11:00:00
India’s inflation at seven-year high of 8.75 percent
New Delhi, June 13 (IANS) In what is more bad news for the hard-hit ordinary citizen, industry and policy makers alike, ... prices,” said D.K. Joshi, chief economist of rating agency Credit Rating Information and Services [more...]
Date: 2008-06-13 08:57:37
The Correct Way to Pay Off Personal Debt: The Debt Avalanche
When it comes to mathematics, certain facts are universally agreed-upon ... from highest interest rate to lowest. You may find credit cards at the top of the list. It’s typical to see interest rates from 10% to 20% or more. Credit cards offered by stores often have the highest [more...]
Date: 2008-07-07 12:00:46
Realogy Now on Endangered List
A: Realogy was taken private by Apollo Management in a $6.6Bln LBO, from NRT last year. Talk about ill timing ... . Standard & Poor's slashed Realogy's corporate credit rating to CC from CCC last week. A CC rating ... . This will be one of the side effects of the credit crisis / severe economic slowdown on both the country [more...]
Date: 2008-11-19 14:23:28
The Economy is a Lie, too
Dr. Roberts is a former assistant Secretary of the Treasury, so he knows whereof he speaks on economics issues. And, for the record, he was equally scathing of economic policy under Bush II’s regime. Flashback: US credit shrinks at Great Depression rate prompting fears of double-dip recession | Nassim Taleb on the economy: ‘We still have the same disease’ | Flaherty sees deficit, debt, and timetable to return to surplus all expanding | Investors dump money market funds | Scotiabank: [more...]
Date: 2009-09-22 12:19:52
Carnival of Debt Reduction #151
Welcome to this week’s Carnival of Debt Reduction! Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball. This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]
Date: 2008-08-04 08:35:02
Unemployed to reach postwar high: OECD
Well, you’re going to be unemployed for years, but the biggest banks are making record profits, so the economy is doing fine, just a little slow, or so we’re told. Recent: US credit shrinks at Great Depression rate prompting fears of double-dip recession | Nassim Taleb on the economy: ‘We still have the same disease’ | Flaherty sees deficit, debt, and timetable to return to surplus all expanding | Investors dump money market funds | Scotiabank: Global economy set to recover, China and [more...]
Date: 2009-09-16 11:31:21
Mortgage Rates for Friday Afternoon
Mortgage rates are up about 0.125% from what I posted this morning and up a bit more than that compared to last Friday’s post as you’ll see by the ... rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” ... 0.325% to rate FHA. Pricing based on credit score of 620 or better and loan amounts [more...]
Date: 2009-01-16 21:28:17
President Obama to the Aid of Americans Suffering from Debt Apply For Your Government Grant Now
Author : Lindsy Emery It is no secret that the economy is in dire need of a jumpstart With so many out of work, taking cuts in pay, losing homes, cars and having bills that they can no longer afford to meet, Americans are turning to our government for financial help Under the guidance of Barack Obama, our federal government is responding Bills have been introduced that better monitor and control the interest rates and fees credit card companies are allowed to charge Financial institutions [more...]
Date: 2009-09-30 15:50:29
Obama Stimulus Consigns US to ‘Banana Republic’ Territory
The Washington Times reports: The United States will “look like a banana republic” unless it gains control over its budget deficit and federal debt, ... one measure of America’s creditworthiness — credit default swap spreads — already shows some deterioration. The worse a nation’s credit rating becomes, the more its CDS spread rises. U.S. sovereign [more...]
Date: 2009-01-16 16:52:42
What To Do To Secure Your Financial Future
If you want to secure your financial future, you must take action ... items though. She says that if your credit score is above 720 and your interest rate just shot ... credit score, then it is time to find another company. Reducing Your Debt The book contains great [more...]
Date: 2009-01-16 19:31:34
Concerns Of Home Buyers
by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]
Date: 2009-09-27 17:36:13
SBFC Law Group Does Wonderful Credit Repair
by Garth Dillon It’s just a fact that more people today then ever before are being left licking their wounds with bad credit. It’s the recession/depression or what ever you want to call it. The real bad deal of it all, is that as soon as the economy turns around, you will be back in the game, so your bad credit rating will be a burden. Only Frauds Claim They Can Get Rid of Bankruptcy Don’t spend a dime on some service that tells you they can wholly restore your credit. [more...]
Date: 2009-09-23 07:48:12
New & Used Car Finance Company | Video 03
Even if you’re having bad credit or no credit rating there is nothing to worry, you can still get an approved for online car finance loan. There are actually lots of car dealers who will offer you car finance... read more [more...]
Date: 2009-09-15 04:38:34
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Concerns Of Many Home Buyers
by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]
Date: 2009-09-28 07:45:51
May 21 2009: The pig on its way through the python
John Vachon Cherries of Wrath July 1940 Migrant fruit workers from Arkansas, Berrien County, Michigan Ilargi: Britain is the first major industrial nation under the threat of an across the board downgrade of its credit rating, with Japan hot on its heels and the US not far behind. While these are truly serious developments, and things look deeply alarming for Britain, there’ll still be a lot of water under the bridge before the whips and chips come down. [more...]
Date: 2009-05-21 21:18:00
Credit Card Application, How Credit Cards Shaped Modern Society
About tribute license application, totally minimal, at Bad Credit, I wrote everything as simple as probable ... impacted their credit rating. As such, they are now approach to you, asking if you are disposed to cosign ... , I am here, because I love your stake: Written by Credit Karma January 8th, 2009 at 11:48 AM CST No notes [more...]
Date: 2009-01-09 15:24:00
Things to Consider Before Availing Car Loans
Everyone has a dream to own a car. Cars have become a basic need in our life ... Administration and is currently assisting Adverse-Credit-Car-Loans as a finance specialist ... having bad credit history also but the interest rate is somewhat high. So, taking a secured bad credit [more...]
Date: 2009-01-16 11:53:13
Let's See What's In My Junk Mail...
I think Yahoo! does a great job filtering out junk mail. Gmail gets all sorts of stuff. Let's not even talk about Hotmail. So, of the stuff that goes get through, let's take a look at what people are sending me. Credit Report USA wants me to know that my credit rating may have changed. Good thing for that alert, I'm [more...]
Date: 2009-01-08 23:26:28
The Fed Should Buy Down Consumer Credit Card Rates - Fast
Lets say I owe the bank behind my credit card 1k dollars and Im paying 10pct interest because the best I can do is a little bit more than the ... that I have my credit card with and charge it 5pct plus some warrants to in turn loan that money back ... with to help save people’s homes, are many of the same banks that are pounding credit card holders [more...]
Date: 2008-10-24 23:38:36
Two Financial Goals - Less Debt, More Income
This article is part of an M-Network group writing project, the 12 Days of Christmas - Personal Finance Style ... beast which can be incredibly difficult to slay - especially credit card debt, which can have interest rates over 30%. If you only make the minimum credit card payment, it will take you years to pay [more...]
Date: 2008-12-02 11:10:55
Credit industry needs reining in Ed Born - Ocala, Fla. Credit industry needs reining in USA TODAY's article "Rate cuts? Not on credit cards" was a big disappointment. With the hue and cry about fixing the economic crisis, one would expect that some attention would be paid to the credit card mess (Money, Oct. 24 [more...]
Date: 2008-11-05 05:28:40
Alt-A and ARM resets could trigger another crisis!!!
We are winding down out of subprime and going into Alt-A and ARM resets. We have government funding for homes in two ways. One, incentives with lower rates and tax credits, but, there is more. The GSE’s are allowing loans that are 105% and where the monthly debt to income is over 60%. These loans have high default rates and we will pay the price as unemployment stays high. quote Let’s look at a few facts: The Fed is literally the entire mortgage market. Yes, really. [more...]
Date: 2009-09-29 18:15:58
Gates of Vienna News Feed 9/29/2008
USABankruptcy of US Banks: Can Islamic Banking Help?Bosnian Immigrants Build Des Moines MosqueDear Hank: Here’s How to End the Credit Crisis at No Cost ... to be strict about credit rating system to restrain chances of any further bankruptcy.Interestingly, since [more...]
Date: 2008-09-30 00:56:00
Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years
The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three ... and the danger of a credit rating downgrade. The Italian government went to market this week [more...]
Date: 2009-01-16 21:24:37
Live Within the Harvest of Your Own Creation
Live within your harvestThis phrase has woven itself through my consciousness ever since I saw it painted on a sign at the country store ... was willing to loan a nice young couple with a great credit rating?It’s easy, and probably pretty useless ... .It seemed more than fitting in this time of economic craziness. We all need to reframe “greed [more...]
Date: 2009-01-01 00:49:39
Bad Credit Loans - Much Needed Money in the Most Testing Times
For people who do not know much about bad credit, it will often be incomprehensible as to why a financial product has been devoted solely to cater ... , justifies the creation of a separate loan category. It is however, contestable if bad credit loans ... is the excessively high rate of interest that they have to shell out for bad credit loans. When [more...]
Date: 2009-01-16 22:20:13
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