Banks and Consumers Are the Problem, Not Bad Assets

Treasury Secretary Henry Paulson announced that he has shelved the original plan to buy troubled mortgage assets via the recently approved $700 ... loans, student loans and credit cards. This is creating a heavy burden on the American people [more...]

Date: 2008-11-14 12:14:14

Blog posts (79) | Videos (53)
 

Showing Your Finances The Light of Day

This is a guest post from Scott Crawford. Scott is the CEO of DebtGoal ... ) but as we started to talk through their situation, I realized that it might not be as bad as they thought.  It turned out to be fairly bad: they had $120K in credit card debt, another $70-80K in student debt [more...]

Date: 2008-11-25 16:13:00

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans [more...]

Date: 2009-01-06 15:10:32

Debt Problems And Effects

by Eric Jilson Debt has both a human side and a financial side. It is easy to work out the financial aspect and it is incredibly large ... bottles in return for our “loyalty”. “Easy” credit is available and before they know it, many students ... . It is estimated that the average American household has a credit card debt in the vicinity of $12,000 [more...]

Date: 2008-12-25 15:01:58

Prepping Kids (Part 4)

Essential Money Skill #6: Credit is NOT disposable income. Yup, I know it flies in the face of everything everyone else has been saying, but credit is NOT disposable income. Student loans should not be used to go pub-crawling. Credit cards aren’t an “ [more...]

Date: 2009-01-08 13:30:42

Acronyms to watch for: Roubini supports Hillary's HOLC, not RTC/RFC solutions to financial crisis

Here’s a litmus test for whatever Congress comes up with as they huddle with the finance boiz over the weekend: HOLC good, RTC/RFC bad ... , credit cards, auto loans and student loans) while their assets (values of their homes and stocks [more...]

Date: 2008-09-20 19:22:53

The New TARP, Stocks Cheap Enough Yet? Escaping the Global Recession, The Dububble, and More!

by Addison Wiggin & Ian Mathias Paulson reworks financial bailout: New targets for investment… even you can apply! ... for student, auto and mortgage loans… even credit card relief. But… what about the ambiguously [more...]

Date: 2008-11-13 19:02:15

Savings Update for the New Year

I set up my savings snowball in August, right after I paid off my credit card debt ... and sent it to my student loans. I’m done buying textbooks - potentially forever. So the textbook ... $400 $495 Done! Student Loan Interest $1,500 $584 All extra $$ Getting Established $2,000 $100 $50 [more...]

Date: 2009-01-12 22:24:57

Van Jones Testifies on Green Collar Jobs, Makes Complicated Things Seem Simple

I’ve written about how much of a relief it is that adults have been put back in charge of our energy policy ... will be in the history books. 100 years from now students will study this Congress, and they will ask ... on credit cards. Lets get back to building rather than borrowing in the United States. … [more...]

Date: 2009-01-16 04:26:25

We Are One Disaster Away From Financial Ruin. – Matt

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA “Hi Steve, My wife and I have approximately $20,000 in credit card debt as well as an additional $20,000 in student loan debt. We’ve also wracked up $6,000 in dental bills recently. We are always on time with our payments but making ends meet has become a major problem and I only see it going totally [more...]

Date: 2009-09-30 18:45:23

My Thoughts on Debt

I received a comment the other day about choosing to go into debt again. It was prompted because I discussed the possibility of a car loan ... the credit card companies for our debt…I can’t. They didn’t make me use their cards. I did that. I swiped ... loans than I had to. So I don’t regret all of the student loans I took out. For mortgage debt, given [more...]

Date: 2008-12-21 05:44:10

Fujifilm Digital Camera Reviews

There is this one law school student whose thesis is about money laundering so oftentimes she would Google the term to come up with a ready list of ... information through a computer program or script. Keystrokes, browsing history, and the contents ... of this type of program to intercept credit card details and the like' No one should be with a lax [more...]

Date: 2009-01-18 01:08:19

College Loan Slavery: Student Debt Is Getting Way Out of Hand

I have seen this first hand. No one holds a gun to these people's heads. They don't understand sacraficing now to have more later ... debt. And don't get me started on all the credit card kiosks around campuses. Only fools get those ... out probably a hundred resumes from L.A. to Canada, but I haven't had a single response. Experienced people [more...]

Date: 2008-11-12 13:25:34

How to Save Your Safe Deposit Box From All the People Trying to Steal It

I don’t want to alarm anybody, but at this very moment, someone is trying to steal your money ... payments Credit card payments School loan payments ATM fees Safety deposit boxes Of course ... or alma mater’s student government Auto manufacturers The banking industry OPEC The United Nations [more...]

Date: 2008-12-16 20:05:53

The Important Things To Know Before You Invest

by Rahn Naro It’s doubtful there is any investor who doesn’t hope to profit, ... only. Mortgage Taxes Loans and credit cards Day to day living expense Emergency fund (make certain to put this in place) Transportation expenses Leisure activities Student Loans Other commitments [more...]

Date: 2009-01-17 08:39:05

Reviews On Nikon - Coolpix 10.1-Megapixel Digital Camera

With a thesis on money laundering, a certain law student frequently used Google to find her online references ... to repair problem with the internet or the search engine were dashed as the glitch refused ... activity, spyware is frequently used for purposes such as gathering credit card information [more...]

Date: 2009-01-16 01:06:56

5 Elementary School Lessons That Can Help You Today

Written on 10/14/2008 by Ali Hale. Ali runs Alpha Student, a blog packed with academic, ... Credit: striatic It's a funny thing about elementary school, many of the lessons learned ... ' seem to neglect every single day. If your current report card would have “could do better” [more...]

Date: 2008-10-14 10:41:29

Reforms Make It Harder To Give Credit Cards To College Students

Due to the latest credit card alterations that are starting up next year, card issuers will have a strenuous time getting teenagers on college campuses to apply for credit cards without their parents’ knowledge. As students arrive on campus, card issuers will be there to meet them at many schools. “Issuers will try to continue to market to college students between now and the time the legislation takes effect,” said Bill Hardekopf, chief executive of LowCards.com, a site that tracks cards. [more...]

Date: 2009-09-13 15:21:17

Top Financial Mistakes Made by College Students

by katie George 1. Blowing your school loan money Instead of using your financial aid for books, tuition, room & board, ... . 2. Credit Card Debt Even responsible adults can rack up some hefty credit card debt, but students ... , have no business getting multiple credit cards. This is a recipe for credit disaster, because now students [more...]

Date: 2009-01-01 22:21:38

Build Your Credit Rating with Student Credit Cards

Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]

Date: 2008-10-20 07:27:32

Student Credit Card

When I started college, the opportunity to obtain a Student Credit Card was not there ... credit card at the age of 18. Times really have changed and we as parents need to look ... for college and they need to get home. A car ride in most cases is much less expensive then a flight [more...]

Date: 2008-12-31 17:36:00

Higher Ed, Banks and Credit Card Companies

Great commentary from Kevin Carey, which I've linked to just below, along with the NY Times article (below the fold) which spawned the story ... brochure inside encouraging students to apply for a credit card - often their first. This troubling practice has resulted in students completing college with credit card debt - often on top of student loans [more...]

Date: 2009-01-01 21:19:00

Choosing the Right Credit Card

This article is sponsored by FindCollegeCards.com, a great resource to compare student credit cards ... and theft protection, but in case your card does get stolen, do not risk getting bad credit and don’ ... . Having a credit card of your own is an essential part of life. You are in college [more...]

Date: 2008-09-16 16:38:27

Five Things That a Generation X Financial Planner Did, That You Can Too

This is a guest post from Jeff Rose, an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... student loan and credit card debt at ease.  Luckily, I stumbled into a career as a financial ... students graduate with a combination of student loan and credit card debt. Most of us are just kind [more...]

Date: 2009-01-14 15:45:19

Instahoglets for Jan 2, 2009

By BJ And so now I have to remember to start putting '09' down when I sign and date things, just after I finally got used to using '08' ... card companies for profit at their students expense. I refused to get a credit card while ... card companies, bad for the students, (at least those without parents capable and willing to bail [more...]

Date: 2009-01-02 19:22:51

What is the trick to establishing good credit through using credit cards?

using credit cards ltmac85 asked: Just starting off trying to develope credit to buy a house in the near future, already have a payed off car ... : credit score repair, credit turned down, student loans, high risk lenders Share and Enjoy: Digg ... . So there is no sence in getting a new one to establish credit. Therfore im going to try [more...]

Date: 2009-01-17 21:17:00

Help Your Student Find the Right College Credit Card

If you’re a parent or a guardian of a college student, ... with being a card holder. Yes, the dangers of bad credit can be avoided if youngsters are properly educated ... for students that offer great deals with no annual fees at all. Check credit card review websites [more...]

Date: 2009-01-08 02:36:37

Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans

It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... of the iceberg - we have alt A mortgages, option ARMs, prime mortgages, credit card loans, auto loans, student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right [more...]

Date: 2008-09-23 17:13:49

The TARP gets a makeover

Remember that whole thing about buying up billions of dollars in crummy assets and securities to shore up the banking system? ... the market for credit cards, student and auto loans -- which combined account for some 40 percent ... the government's $700 billion bailout program to include credit card, student loan and car loan companies [more...]

Date: 2008-11-12 17:12:00

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