Does It Pay to Re-Finance?

Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]

Date: 2009-01-08 14:49:52

Blog posts (133) | Videos (194)
 

Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00

Payday Loans: Effective during financial crisis

Payday loans are small and short term loans which help the borrowers in their uncertain expenses. These loans are collateral-free and do not require credit score for approval. [more...]

Date: 2009-01-17 06:56:27

What Has Happened to Real Estate Prices?

by Mary Bush Back in the late 1990’s and in the early part of the 2000’s banks had tougher guidelines to purchase a property when using conventional financing. Banks would lend you money based on your debt to income ratio and your credit score ... in addition to your residential mortgage payment. In some cases, the banks would stretch the loan [more...]

Date: 2008-12-21 13:24:48

What Has Happened to Real Estate Prices?

by Mary Bush Back in the late 1990’s and in the early part of the 2000’s banks had tougher guidelines to purchase a property when using conventional financing. Banks would lend you money based on your debt to income ratio and your credit score ... in addition to your residential mortgage payment. In some cases, the banks would stretch the loan [more...]

Date: 2008-12-29 12:10:23

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

September 25, 2009 | By Jack Bronson In Finance | by Jack BronsonBankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. [more...]

Date: 2009-09-25 14:36:42

How To Stop Foreclosure And The Wall Street Bailout

How To Stop Foreclosure And The Wall Street Bailout Posted By Alfred Sant on @ 8: ... that was signed back in July in which each loan will have to be underwritten by an FHA lender on a case ... histories and credit scores. This is going to be as if you are applying for a new Mortgage Loan [more...]

Date: 2008-10-07 13:26:48

Courant Finally Dings Dodd

Sunday Connecticut’s paper of record, the Hartford Courant said what an overwhelming majority of voters already know - Sen ... to do that was when a loan officer informed him and his wife they were in the company’s VIP program. But Sen. Dodd didn’ ... transparency. How about the Senator coming clean with his credit score? That might buttress [more...]

Date: 2008-06-22 19:39:27

After the Chaos - What Types of Mortgages Remain

by Emily Winkle The mortgage market and subsequently the entire US economy had a major meltdown in 2008 ... the financial crisis that destroyed the mortgage market, 100% financing loan programs were availalable ... . (non-citizens could only get 90% financing!). With credit scores in the high 500’s, you could [more...]

Date: 2008-12-03 08:40:34

Online Loans

by Dave Davis Most of us need extra cash from time to time and sometimes it’s hard to get our hands on it ... is generally direct deposited into your checking or savings account. You will usually get the money ... information that if retrieved by the wrong hands could really damage your credit score and identity [more...]

Date: 2009-01-05 00:42:52

Mortgage Rates following a Dismal Jobs Report

This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]

Date: 2008-11-07 16:48:53

Chicago, IL Area - FHA is the New Conventional

Last year, when the Sub Prime market was imploding, there was a lot of talk about how FHA, a Government backed loan, ... over the slack. But FHA isn’t now and never has been a loan of last resort - which sub prime ... and know where the money to close is coming from. FHA will take on borrowers with lower credit scores [more...]

Date: 2008-06-06 02:56:39

Your problems: Margaret Dibben writes your wrongs

All I wanted was security help. NatWest tried to sell me a loan My house was burgled ... account number and was told to visit a branch. There I was told I would be credit-scored if I chose to close my current account and open a new one. Why, if I had been burgled, should I have to be credit [more...]

Date: 2008-11-09 00:04:50

Fulfill All Your Wishes with Secured Personal Loans

by katie George Secured personal loans-from the name, it is easily understandable that these loans are provided to finance personal wishes ... terms and condition. Moreover, having a good credit score enables borrower to get a profitable deal [more...]

Date: 2009-01-01 16:15:45

Get a Mortgage on a New Home in Florida with 2% down! By Geniusofdespair

.fullpost{display:inline;}An Eye on Miami Investigative Report: Lennar and Shoma New Homes can be purchased with less than 2% down! ... credit scores still getting you a mortgage, we noted that a recent call to Lennar had yielded news ... , you can advertise your homes as having downpayment assistance available.” Loan Guy said of the program [more...]

Date: 2008-10-31 20:39:00

I got 78% C

I just took a Bills IQ test to see if we're financially fit and I got a score of 78 % C.! It's not that bad but as I took the test, I realized that we still have a lot of things ... . :) I also realized that loans and credit card payments must indeed be paid on time, if not interests [more...]

Date: 2008-07-24 01:08:00

Demystifying Boat Loans

If you have decided to take a boat loan you need to keep a few points in consideration ... for three years. If your credit score is less than 600 then the situation may be difficult. Lenders [more...]

Date: 2009-01-16 05:31:21

The Lending Lunacy Continues as GMAC Gives Out More Bad Loans

This past week the Treasury used $5 billion of funds from the Troubled Asset Relief Program ((TARP)) to purchase senior preferred equity in GMAC, the financing arm of General Motors (GM). GMAC reacted immediately to deploy the funds by lending to new car buyers with credit scores as low as 621 [more...]

Date: 2009-01-01 11:02:24

How to Effectively Shop for a Buyer's Agent

This is easy. Much easier than effectively shopping for a loan or a listing agent. So easy that a congresscritter can do it ... that you fall into the topmost category - great credit score, no late payments or anything, and you're [more...]

Date: 2008-09-20 15:14:43

What should a loan modification look like?

I just wrote this long comment on Jillayne’s post, and decided it needed to be a post of its own ... . No debt for the backend. They have a 720 credit score. Zero down gives them an 80/20 with 5.5 [more...]

Date: 2008-10-27 19:11:08

What's going on with GMAC's car loan standards?

Filed under: TransportationFlush with capital from taxpayers, GMAC is lowering its underwriting standards ... state of so many Americans' finances, I find this unconscionable. If your credit history is worse ... . The credit crunch and a shortage of cash had pushed the company's minimum FICO score for car [more...]

Date: 2009-01-02 23:00:00

Poor Credit Scores And House Loan Possibilities

When applying for a mortgage as part of your overall preparation for home ownership, your credit score is vital ... (FHA) home loan. In this article, we’ll cover both options. 1. Sub-prime lenders who offer “bad ... that loan is going to cost you in interest over the life of the loan. If your credit score is below [more...]

Date: 2009-01-11 17:39:12

Start Improving Your Credit Score Today

If you want to borrow money from a lender, you’ll quickly learn how important your credit score is ... your loan based on what they find. A bad credit score can also mean you’ll only be offered loans with interest rates significantly higher than standard rates. Basically, a credit score is a number [more...]

Date: 2009-01-16 00:46:34

Increasing Your Credit Score Fast

Increasing Your Credit Score Fast Filed under: Anything Goes, Finance With the economy not doing so well right now, many people are going to need better credit. It’s going to get tougher to get a loan if you have a bad credit score. Improving your credit will go a long way towards owning that dream car or home [more...]

Date: 2009-01-11 07:20:07

Your Credit Score is Key When Financing a Car

Credit Score I did a tele-seminar recently for a group of women and they asked so many questions about car loans, credit scores and how to qualify for the best loan I thought I would pass on these great tips from Aware. Taking Steps to Boost Your Credit Score According to a consumer survey conducted [more...]

Date: 2008-12-09 22:34:49

8 ways to improve your credit score

8 ways to improve your credit score By Katie McCaskey, Geezeo.com Why? Because it’s harder than ever to get a loan. And the higher your credit score, the better your chances of securing a loan at a good interest rate when you need one. Read More » Cheat Sheet Biggest Loser Club on trimming [more...]

Date: 2008-12-13 00:46:40

2008 Financial Goals - How Did I Do?

We are less than a month away to a brand new year. Around this time last year, there were several financial goals I wanted to accomplish in 2008 ... finance company. I never want to have another car loan again!!!!Increase My Credit Scores. My goal ... when my Experian credit score finally jumped above 720. I guess 4 out of 5 ain't too bad. I probably would [more...]

Date: 2008-12-15 11:45:00

Improve Your Credit Score

We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]

Date: 2009-01-10 02:25:22

Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12

Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12

Increasing A Credit Score Via Several Financial Guidelines

by Chris Channing One’s credit score is the single number that will determine whether or not a potential borrower can get the money they need for ... . The first thing to do before obtaining a loan is to check one’s credit report. A credit report will detail why the score is what it is. Many times there may be errors or mistakes that credit [more...]

Date: 2008-12-15 19:54:33

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

Instant cash loan explained

by Mark Carnagie We have all had the experience of running out of money before our next payday ... in the family, an emergency home repair or even an unexpected car repair. An instant cash loans is also ... an instant cash loan no matter what your credit score may be. Bad credit, good credit, perfect credit [more...]

Date: 2009-01-17 09:29:55

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