New Orleans Condo Search, Your credit scores do matter when applying for a loan!
Banks and lenders have been increasing the scores needed to get the best rates on loans in 2009 ... . This means it a great idea to check your credit score out while you are still in the early ... and get it fixed. There are ways to make your credit score go up by reviewing your open lines [more...]
Date: 2009-01-18 02:59:19
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Your Free Credit Report Explained
Your Free Credit Report Explained January 11th, 2009 Subscribe To Our Feed Would you say you know all different aspects involved in a credit ... and bad credit score loan lenders recommendation respec ... of an emergency or something unexpected. Borrowers trying to get a loan are checked against their credit [more...]
Date: 2009-01-08 17:52:29
Subprime is not necessarily subprime
Continuing on with the discussion of the financial crisis… One item that seems to be either confusing or misunderstood is that there is no “subprime” loan. Borrowers are assessed based on credit score, credit history, down payment ... A (A- to D) are all considered subprime. Loan performance varies widely based on the borrower’s grade. In March 2004 [more...]
Date: 2008-10-30 16:39:14
Getting a Bad Credit or No Credit Auto Loan
by katie George Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles ... score and credit history. Bad credit shouldn’t stop anyone from getting a car loan, it may ... of residence, most recent pay check stubs, and maybe even references. Bad credit car loans are harder [more...]
Date: 2009-01-05 22:49:48
Houses, Credit Reports, Lenders….ACK!
Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... gift’ you cash for a down payment. AND *You don’t need stellar credit with FHA loans! Bad things ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]
Date: 2008-11-08 12:00:06
Getting a Bad Credit or No Credit Auto Loan
By katie George Everyday people swamp into the dealerships all across the US, looking at new or pre owned vehicles ... score and credit history. Bad credit shouldn't stop anyone from getting a car loan, it may ... of residence, most recent pay check stubs, and maybe even references. Bad credit car loans are harder [more...]
Date: 2009-01-09 09:14:28
Real Estate investing and bad credit reports
by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit can reduce the opportunities of things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-31 15:40:09
Latest News in Credit Repair and Credit Score - Nov 26, 2008
The truth about credit repair services - WCNC 21 Nov 2008 at 8:22am CHARLOTTE, N.C. — If you have trouble getting loans and credit cards because of your credit score, you’re not alone. There are more than 30 million people in the United States with blemishes on their credit [more...]
Date: 2008-11-26 16:32:31
Are You Thinking About Declaring Bankruptcy?
by Elma Evvie Declaring bankruptcy is one of the most difficult decisions and should never be taken lightly ... of before ou begin declaring bankruptcy that you may or may not know. 1. Your Credit Score: Your credit score is extremely important when it comes to getting new loans or even trying to get a job [more...]
Date: 2008-12-01 12:58:15
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]
Date: 2008-12-27 07:59:27
For Many, 20% Down Payment Is All That’s Left
This news has been a long time coming and is very damaging to the housing market ... ‘challenges’, the MINIMUM credit score required to do any loan (Fannie/Freddie included) over 80 ... ) and home equity loan credit limits dramatically in the past few months. In most cases, banks are dropping [more...]
Date: 2008-11-11 22:35:27
Checking Your Credit Score
Most people don’t know their credit score. What does that mean? ... had a credit card or some type of loan for at least six months. So, if you’re young or have never used ... convenience checks from my credit cards each and every month. Some of you may not have a credit [more...]
Date: 2008-12-23 11:58:12
9 Reasons for a good credit rating or FICO score
Does my credit rating really matter? That question goes through a lot of people's heads as they max out their credit card or don't pay their automobile payment Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events and community [more...]
Date: 2008-12-22 12:51:43
Is Peer To Peer Lending Coming Into It’s Own?
For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social ... with lower credit scores. Here are some important points to note: Loans made to borrowers with at least a 600+ credit score returned in the 9-10% range on an average annual basis. Not bad. Loans made [more...]
Date: 2008-12-31 18:25:01
How to get low interest car loan with bad credit score?
Amazon.de Widgets Auto Financing for People With Bad CreditIf you choose optioning car loan or car financing is nothing more than a personal loan to take out in lieu to get an auto or vehicle financing. You have to pay off in easy monthly installment at agreed (Annual Percentage Rates) APR loan until it’s fully paid back.Many Americans; find cars as a necessity to move from one place to another in fast and time efficient tool in modern life. [more...]
Date: 2009-09-10 19:01:24
Wall Street Hyperbole and the Real Estate Markets
Tell a friend to subscribe to the RSS feed and we *might* tell Santa to not leave coal in your stocking this year! ... ), provable income and assets in line with the loan amount being requested, and a credit score above ... qualification: credit, cash (down payment or true equity) or income, they got approved somewhere. Today [more...]
Date: 2008-09-16 20:42:21
How Can I Lower The Down Payment Requirements So I Can Buy Real Estate?
With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us ... credit score was not considered in VA loan qualification, but this has changed in the last year or so. How low a credit score they will work with is up to individual lender policy. Some lenders want [more...]
Date: 2008-06-17 13:40:32
What to do if you’ve been turned down for a loan
Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]
Date: 2009-09-26 14:37:00
Credit Score Explained
You are shocked when your loan is denied, or maybe you were approved, but the interest rate is much higher than you anticipated ... . The three major credit bureaus each have their own version of the FICO score: Equifax uses the Beacon ... . How can that be you say? My credit score is good, I know I checked. Maybe it’s not as good [more...]
Date: 2008-12-20 13:26:43
What Is My Credit Score and How Is My FICO Calculated?
If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]
Date: 2008-07-08 03:19:44
Are greedy wolves making government-insured mortgages?
Now that subprime is a dirty word and Wall Street firms are no longer making securities backed by loans to people with low credit scores, brokers and bankers are filling the void with a little help from Uncle Sam. They are making loans ... FHA, which is meant to expand credit to folks of modest means? John Courson, president of industry [more...]
Date: 2009-01-15 11:00:45
What is the trick to establishing good credit through using credit cards?
using credit cards ltmac85 asked: Just starting off trying to develope credit to buy a house in the near future, already have a payed off car ... : credit score repair, credit turned down, student loans, high risk lenders Share and Enjoy: Digg ... . So there is no sence in getting a new one to establish credit. Therfore im going to try [more...]
Date: 2009-01-17 21:17:00
How To Choosethe Best Mortgage Companny
Finding the perfect mortgage broker may not be easy, but it is very important. This article discloses tips on how to select a mortgage broker ... banks, online banks, credit unions, savings and loan associations and specialty bokers. These types ... your personal credit history and credit score, the amount of the down payment, and much more. It is hard [more...]
Date: 2008-12-04 05:21:14
How To Afford Repairs With Bad Credit?
posted by mkellett Those who need finance for repairing house appliances or fixing any electronic device, can find it very difficult to get a loan if they have bad credit. However, it is possible to obtain bad credit loans and use the money to pay for repairs regardless of your credit score or history [more...]
Date: 2008-12-25 14:25:20
We’re Never Going To Go Back To The Heyday
The News Journal reports from Delaware. “For Delaware in particular, key industries are sensitive to national economic conditions ... a certain credit score. Deborah combined the No-Document Loan with another loan and was able to buy ... . That point has been hammered home in recent weeks with employers dumping bad news on workers. ‘” [more...]
Date: 2008-10-24 15:48:52
Private Moneylenders The Real Estate Investors Secret Weapon
Real estate investments are very lucrative and offer a variety of other benefits such as tax deductibles and asset appreciation ... to poor credit score. Another advantage of obtaining loans from private moneylenders ... , they are willing to overlook their credit records. This form of financing can prove to be extremely [more...]
Date: 2009-01-17 23:30:35
Veracity US
Ratings For This Site Rating: ★★★★½ About This Site Improve Your Credit Score With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams Veracity offers specifically tailored credit repair and consultative strategies designed to quickly [more...]
Date: 2009-01-06 07:22:22
Mortgage Rates for Friday Afternoon
Mortgage rates are up about 0.125% from what I posted this morning and up a bit more than that compared to last Friday’s post as you’ll see by the ... rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” ... 0.325% to rate FHA. Pricing based on credit score of 620 or better and loan amounts [more...]
Date: 2009-01-16 21:28:17
GMAC Now Officially Requires 700-Plus FICO Score For New Car Loan [Financiapocalypse]
The Financiapocalypse continues. We just received a copy of an e-mail that went out at GMAC, the lending arm jointly owned by GM and Cerberus, ... : you'll now need a minimum 700 credit bureau score to get a car loan at dealer invoice or below from GMAC ... such as dealer wholesale financing, until the credit markets are stabilized. To assist dealers, GM [more...]
Date: 2008-10-13 22:20:00
It’s time to refinance ~ but is your home worth enough to get that great low rate?
Short sales, Bailouts, Mortgage Reductions…there are all kinds of programs being talked about, ... . You have a credit score over 800? Awesome…we’ll give you a loan for up to 100% of the value of your home ... . But I have a question. What about the homeowner who has never missed a payment, has a great credit score [more...]
Date: 2009-01-17 04:16:58
The Credits Secrets Bible Can Help Your Credit Score
Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... published in 1994 and released as an EBook in 2006. The CPG has compiled dozens of credit repair [more...]
Date: 2009-01-11 14:35:09
Auto Refinance Loan – How To Get The Cheapest One
These are difficult economic times and people nationwide search for alternatives in order to make manageable their monthly finance, ... suggesting - included car refinance loans - and, the Bad Credit Car Loan center of resources. Find ... . Secondly, if you got your car but at that time your credit score was not as good as today [more...]
Date: 2008-12-31 07:33:49
Latest News in Credit Repair and Credit Score - Sep 10, 2008
Key is to pay bills on time - Baltimore Sun 8 Sep 2008 at 11:19pm A good credit score matters a lot now if you’re in the market for a home loan and don’t want ... by the foreclosure wave. Two years ago, a 620 FICO score was … Florida Real Estate: Fix Your Credit Score [more...]
Date: 2008-09-10 15:51:22
Credit Repair
Having a good credit reputation is necessary for an individual to be able to have his loans easily approved ... , you should learn how to manage your credit score. Although some credit card companies offers a little ... is Aaacreditguide.com. The site has in depth topics about rebuilding your credit and removing bad credit. A good [more...]
Date: 2008-09-05 04:07:00
Latest News in Credit Repair and Credit Score - Oct 15, 2008
Wizards Set to Become Globe-Trotters - Washington Post 11 Oct 2008 at 8:09pm “We’re ready to go to Europe, ... credit score matters a lot now if you’re in the market for a home loan and don’t want a 10 percent ... . Two years ago, a 620 FICO score was … ‘Piggybacking’ Your Way to Better Credit? - ABC News 13 [more...]
Date: 2008-10-15 16:37:03
Getting Guaranteed High Risk Personal Loans
by Dave Davis Many people that have bad credit believe that there aren’t any financing options that are available to them ... just because you have bad credit. Sometimes referred to as payday loans, the loans offer you money ... the loan on time and in full. In fact, by so doing, you’ll probably improve your credit score [more...]
Date: 2008-12-28 17:46:25
Secured Personal Loans - Providing An Extra Edge
In today’s world every one has ambitions every body wants to achieve something or some people have to get something done it may be related to their ... at 5% onwards depending on the requirement and the credit score. • The monthly installment ... credit checks as well. Secured personal loans [more...]
Date: 2009-01-15 11:25:55
Are You On The Credit Bureau's Blacklist?
By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]
Date: 2008-12-22 16:07:07
Congress chats, markets take off
Not the credit markets, though.On Monday, the Dow Jones index plunged 778 points but yesterday it soared 485 points even though nothing changed ... : people with good credit scores are being offered car loans at 9 and 10 percent, while nearly no one else is getting financed at all:“It frankly has become a nightmare for dealers and consumers [more...]
Date: 2008-10-01 10:07:00
Debt Relief Available in Many Forms
by Carlton Ossinger Getting into debt is so incredibly easy ... into the depths of indebtedness, a debt consolidation loan may be in order. While the credit score is still high ... . Just one credit card used irresponsibly or a single financial crisis situation can lead [more...]
Date: 2009-01-17 18:52:55
New Year, Better Credit Score: Post 3
stockxpertcom_id12723501_size0-743295.jpg So FICO has branded you with a not-so-desirable credit score and you have made the resolution to bring ... month. Remember also, not all debt is bad. Items like mortgages and car loans on your credit report ... and see if they will take the late payment off so it doesn’t show up on your credit report [more...]
Date: 2009-01-10 15:55:57
5 Ways Poor Credit Scores Costs You Extra Money
Most of us wish a great credit inform to acquire vehicle financing, credit cards, and to squeeze a home. But, over these consumer loans, your credit inform can price we in bland vital expenses. What we do not know about your credit could be costing we money.Having a credit label equates to which we can sequence tickets, lease a car, and haven road residence rooms. [more...]
Date: 2009-08-13 23:35:42
Buying A New Auto During A Credit Crunch
With foreclosures on the rise, wages on the nose dive, and lenders tightening their practices, consumers are feeling the pinch ... , but only to those consumers with sparkling credit scores. Auto loan payments are seeing ... of the economy is feeling the negative impact of the current economic state; this includes the auto industry [more...]
Date: 2008-06-22 07:54:26
How Real Estate investors can deal with bad credit reports
by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . Having bad credit reduces the opportunities of these things. You may get approved for a loan ... score is very important in today’s world. However, what do you do if you happen to have a bad credit [more...]
Date: 2008-12-24 13:04:29
NAR should put its money where its mouth is
I’ve hesitated to post this since I’m not sure how it will go over with other real estate agents (or my boss!). But, why not? ... on that loan will vary, based on your credit score, amount you put down, where you live ... , generating spending, and helping to repair the economy. Problem solved. I’ve got an even better idea [more...]
Date: 2008-12-20 16:35:30
12 Common Credit Report Myths
12 Common Credit Report Myths In these troubled economic times, when discussing Newport Beach Real Estate with customers, ... . Bad news comes off in seven years. 12. I can always pay someone to fix or repair my credit ... the topic turns to loans, which of course, turns into a conversation about credit scores. Banks [more...]
Date: 2008-10-26 00:29:45
Repairing Bad Credit - Things You Need To Know
If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]
Date: 2008-12-09 10:57:47
GMAC rescue = easy credit. Not so fast
GM’s auto finance affiliate is open to more customers but the deals may not be so sweet ... auto financing affiliate, is easing up its terms for writing new auto loans. That means you could ... , GMAC stopped offering auto loans to consumers with credit scores lower than 700. That meant only [more...]
Date: 2009-01-03 10:04:04
Did You See What God Just Did To Us, Man?
Evangelical Christianity’s prosperity gospel is indicted for ints contribution to our current economic troubles: ... who got dicey mortgages to believe “God caused the bank to ignore my credit score and blessed ... to Wachovia and get a loan,’ but I have heard, ‘Even if you have a poor credit rating, God can still [more...]
Date: 2008-10-13 12:22:42
Mortgage Refinance – How to get Approval to refinance mortgage?
Amazon.de Widgets Only a few years ago, you could find a mortgage refinance company ready to issue you a loan as long as you had a honest credit score and a first installment. With a touch of paperwork to fill out, speedy credit check and employment confirmation, the keys to your dream house were yours before you knew it. Well, those days have come to an end. [more...]
Date: 2009-07-17 12:09:28
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