Repairing Credit Is Hard, Not Impossible

On average, if you are an American your credit score probably reads at about 692 A good score is considered to be 700, ... to find information on credit repair feeling lost as they read of lawyers and bankruptcy... ... so really even the average American needs to improve their credit some However, with many people [more...]

Date: 2008-12-25 16:00:00

Blog posts (9) | Videos (2)
 

TIMSS: U.S. moves up in math, but Asians still rule

The new TIMSS 2007 report is out. U.S. fourth and eighth graders improved in math but stayed the same in science, reports the New York Times ... as they become adults. . . . Second, test scores, at least average test scores, don’t seem ... no credit for the minimal math gains. [more...]

Date: 2008-12-10 10:57:32

Visa Black Card: 1% Cash Back, 0% APR Balance Transfers, Concierge, and Luxury Gifts

Visa is introducing a new credit card catered to consumers who spend $50,000 or more a year ... . According to the card’s application, only 1% of U.S. residents will qualify. I’ve seen reports ... for the card. Some who are accepted have average credit scores and low income. This is not what you would [more...]

Date: 2009-01-09 13:00:02

Obama: Educate from birth through college

Speaking at Stebbins High School (mostly white, average scores) ... credit to any middle-class student who’s willing to serve their community or their country.” (What about poor and rich students who serve?) Now, part of the plan also calls for fixing the broken [more...]

Date: 2008-09-10 01:35:32

Is Peer To Peer Lending Coming Into It’s Own?

For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social ... with lower credit scores. Here are some important points to note: Loans made to borrowers with at least a 600+ credit score returned in the 9-10% range on an average annual basis. Not bad. Loans made [more...]

Date: 2008-12-31 18:25:01

How Much Is Your Credit Score Costing You?

I hate to say it, but just change your time is no longer sufficient. There was a time when everything you do, good credit to have ensured that all your bills ... , simple decisions you can not pass on your credit card. But why? What is the average consumer, which [more...]

Date: 2009-01-14 13:14:07

Airline Travel: Scoring Flying Deals

Photo Credit: Jake McGuire Photo Credit: Jake McGuire Traveling often for business in December and January, ... for work and paying $600 on average. Even with the reduced capacity, the seat availability was not bad [more...]

Date: 2009-01-08 07:22:05

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... some pertinent information about yourself and then obtain your FICO score (as judged by Equifax ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily [more...]

Date: 2008-10-02 12:12:54

9 Reasons for a good credit rating or FICO score

Does my credit rating really matter? That question goes through a lot of people’s heads as they max out their credit card or don’t pay their ... of having a good credit score can be very rewarding and fulfilling. You might be asking yourself, what exactly is a good credit score? Well, the average rating for people in the US with a debt below [more...]

Date: 2008-12-22 12:22:27

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