how to improve your credit score

Having a bad credit can be detrimental to your financing and places a number of hurdles in front of you when it comes to availing loa ... score. Having a Visa, MasterCard, Sears and/or gas card will show that you can manage short-term ... . Having a poor credit score can ha en to anyone for a number of reaso ranging from not paying [more...]

Date: 2008-11-27 01:52:52

Blog posts (49) | Videos (178)
 

How to improve your Credit

Credit Score is the method used by financial institutes to measure your financial health at a specific point in time. It indicates the risk you represent for lenders, compared with other consumers. In Canada, credit history is recorded in files maintained by at least one of Canada’s three major credit-reporting [more...]

Date: 2008-11-19 12:43:21

Veracity US

Ratings For This Site Rating: ★★★★½ About This Site Improve Your Credit Score With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams Veracity offers specifically tailored credit repair and consultative strategies designed to quickly [more...]

Date: 2009-01-06 07:22:22

Do you need Credit repair?

In these hard economic times, the credit cards seem to get a little more use than usual ... to improve credit scores, or repair credit. It can't hurt to read and get information if you think ... recently to repair credit, it looked to have a ton of info on the subject. I find it helpful just to read [more...]

Date: 2009-01-13 21:48:00

Latest News in Credit Repair and Credit Score - Dec 03, 2008

Bad Credit ? Should I Hire a ‘Credit Repair’ Company? - Austin Chronicle 2 Dec 2008 at 2:26am Having bad credit is never really a good thing ... not be in … Economic Survival 101: How do I improve my credit report? - HamptonRoads.com 26 Nov 2008 at 7:36pm FICO is short for the credit score system offered by Fair Isaac Corp., the company [more...]

Date: 2008-12-03 14:12:54

Do It Yourself Credit Repair

by Landon McGehee With each day that passes, a poor credit rating will become more of an expense. Improving your credit score really does pay off ... in return, pose some questions for you to consider. Advertisements for various credit repair services ... of immediate credit repair that is “100% guaranteed”. Some wise advice from the Federal Trade [more...]

Date: 2008-10-13 15:48:10

Mark Your Calenders - Credit and Bankruptcy Lunch and Learn

Copyright RealCentralVA.com, LLC. If you are not reading this at RealCentralVA.com the site you see is likely stealing content ... ? · How much will bankruptcy cost? · How do I get credit after bankruptcy? · How do I improve my credit score? · Can I buy a house after I filed bankruptcy? View Larger Map Limited Seating [more...]

Date: 2009-01-08 14:00:01

Your Guide to Do It Yourself Bad Credit Repair

by Landon McGehee With each day that passes, a poor credit rating will become more of an expense. Improving your credit score really does pay off ... in return, pose some questions for you to consider. Advertisements for various credit repair services ... of immediate credit repair that is “100% guaranteed”. Some wise advice from the Federal Trade [more...]

Date: 2008-11-04 08:35:48

Would Knowing Your Credit Score Make You a Better Borrower?

This time it’s not a bait and swtich. You may be familiar with Freecreditreport.com ... a monthly reminder of your credit score, the factors that drive it, and what you can do to improve ... . The company promises a  ”free” credit score upfront and hits you with enrollment in a $15/month [more...]

Date: 2009-01-16 18:49:19

Workable real estate deals may require even more creativity

This is my column for this week from the Arizona Republic (permanent link) ... can help his buyers accumulate a down-payment, perhaps working with them to improve their credit score ... out there with great incomes but lousy credit — more every day. If an investor — or ordinary homeowner — [more...]

Date: 2008-12-20 14:25:56

Workable real estate deals may require even more creativity

This is my column for this week from the Arizona Republic (permanent link) ... can help his buyers accumulate a down-payment, perhaps working with them to improve their credit score ... out there with great incomes but lousy credit — more every day. If an investor — or ordinary homeowner — [more...]

Date: 2008-12-20 14:24:47

Live in Rest with Real Estate Loans

by katie George You are looking for a nice home to live in rest but what is worrying you is the limited budget ... loans can be accessed by everyone. Thus both good and bad credit holders are welcomed here ... financial assistance for buying home, a bad credit holder can also improve his adverse credit score [more...]

Date: 2008-12-29 19:07:57

Read More Information About IVA inside this Blog Publication

One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]

Date: 2009-09-27 21:55:32

Best Way To Improve Your Credit Score After Bankruptcy

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:16:12

Bankruptcy Repair Strategy That Will Improve Your Credit Score

by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]

Date: 2009-09-25 14:12:53

Carnival of Real Estate #117 Winners

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do.. ... , D.C. takes 3rd place for What is My Credit Score and How is My FICO Calculated? Raymond helps ... and gives suggestions as to how to improve scores. In light of a credit crunch, this article is very [more...]

Date: 2008-11-17 20:07:39

Repairing Bad Credit - Things You Need To Know

If you plan on buying a house, a car or foresee needing a loan for something, then it’s important to improve credit, ... and a score in the 700s can end up costing you thousands of dollars in interest. Bad credit repair isn’t something you can pay a nefarious character to just “erase.” Your credit score is designed to let [more...]

Date: 2008-12-09 10:57:47

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

September 25, 2009 | By Jack Bronson In Finance | by Jack BronsonBankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. [more...]

Date: 2009-09-25 14:36:42

Free Credit Report

How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]

Date: 2008-12-17 12:18:11

Tennessee women to celebrate Day of “Free”dom

Nashville Convention Center transforms into state’s largest life support system for women ... , you can try Laughter Yoga, repair a toilet, take care of all those nagging financial obligations (like setting up a living will, a serious budget and a plan of attack to improve your credit score [more...]

Date: 2009-01-14 18:00:45

How Can REALTORs Find More Buyers, in 2009 ?

I asked this question, on LinkedIn, two weeks ago.  Here's what I heard: Danilo Bogdanovic Real Estate Consultant, Realtor, Blogger, ... his former rental home. Why not do a lease-purchase instead of a straight sale? The investor can help his buyers accumulate a down-payment, perhaps working with them to improve their credit score at the same [more...]

Date: 2008-12-18 20:14:41

Book Review: Investing in an Uncertain Economy for Dummies

The winner of the book Killing Sacred Cows is Jane’s Friend. Please contact me at livingalmost at gmail dot com! I hope to hear back from you ... , improving your credit score, setting financial goals, and not letting yourself sabotage your plans because ... it’s a bad idea for 99% of people. The fees are OUTRAGEOUS and not worth it. Sure it sounds [more...]

Date: 2008-12-04 14:00:11

Does It Pay to Re-Finance?

Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]

Date: 2009-01-08 14:49:52

Why buy when you can rent?

for-rent-2.gif There are times besides a bad housing market that renting is the smart thing to do, suggests Christine O’Kelly at Beal Properties ... . A ding on your credit. It will buy you time to improve your credit score and save for a down payment [more...]

Date: 2008-09-04 02:07:37

3 Ways to Improve Your FICO Score

by Doc Schmyz Once upon a time you could walk into a bank and get a loan on a handshake and your honor ... sheet. Now it?s all about your FICO score. Several credit models can be used for this article ... credit history. Keeping your credit history in good order and improving your rating is not a hard [more...]

Date: 2008-09-04 10:44:55

Models cannot replace brains

I liked this article on how the scientific models for cod population were bogus ... out there with bad credit, but good willingness (and ability) to repay. One test of this willingness ... " rate, make sense: if you can make payments for two years, then your credit score improves [more...]

Date: 2008-10-31 23:24:47

Repairing Credit Is Hard, Not Impossible

On average, if you are an American your credit score probably reads at about 692 A good score is considered to be 700, ... to find information on credit repair feeling lost as they read of lawyers and bankruptcy... ... so really even the average American needs to improve their credit some However, with many people [more...]

Date: 2008-12-25 16:00:00

soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... report errors and all the boo boos in my name. Someday. ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most [more...]

Date: 2009-01-15 17:28:10

Fixing Your Credit Is Not A Guessing Game

confused If you have bad credit, correcting the problem may feel like an overwhelming task ... aspect of your report. The credit score shows your report on a continuum that usually ranges ... . Understanding what happened, how it impacted your credit, and eventually improving your credit [more...]

Date: 2008-11-28 11:00:35

Getting Guaranteed High Risk Personal Loans

by Dave Davis Many people that have bad credit believe that there aren’t any financing options that are available to them ... just because you have bad credit. Sometimes referred to as payday loans, the loans offer you money ... the loan on time and in full. In fact, by so doing, you’ll probably improve your credit score [more...]

Date: 2008-12-28 17:46:25

Talk About Timing! ... pt. 2

Friday, January 16, 2009Last night I tuned into the follow up webcast on Oprah.com w/ Suze Orman. I learned a bit. Okay, I learned a lot ... , Equifax, & Experian. Yes, three..When credit card companies, car and mortgage lenders sit down ... the balance on your credit cards. This improves your FICO score... Seems like a no brainer right [more...]

Date: 2009-01-16 19:11:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

37 Killer Free eBooks to Improve Your Wealth

The Internet is full of wonderful information, and much of this information can be found in ebooks ... Report: In this ebook, you’ll learn about methods for legally improving your credit score, spotting ... Trust Offers: The FTC commision’s pamphlet explains the details of living trusts and how [more...]

Date: 2008-09-15 04:51:31

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

California Debt Consolidation

California Debt Consolidation January 16th, 2009 Debtors are the ones who face tough times ... in California through their debt consolidation loan help you to improve your credit score. They abide [more...]

Date: 2009-01-16 04:11:25

Fast Credit Repair Tips

Many companies and programs are offering fast credit report tips, however they often come with a hefty price tag ... , you can increase your credit score rather quickly. In some cases the results can be a couple days, but within 30 days significant improvements can be made. Original text: Fast Credit Repair Tips [more...]

Date: 2009-01-15 18:01:59

Four Quick Ways to Build A Strong Credit Rating

#fullpost{display:inline;}Nov 18, 2008: Much has been written about credit rating and how we can go about improving it. There are companies offering professional services to help us earn better credit scores [more...]

Date: 2008-11-18 05:21:00

TIMSS: U.S. moves up in math, but Asians still rule

The new TIMSS 2007 report is out. U.S. fourth and eighth graders improved in math but stayed the same in science, reports the New York Times ... as they become adults. . . . Second, test scores, at least average test scores, don’t seem ... no credit for the minimal math gains. [more...]

Date: 2008-12-10 10:57:32

Rates for Friday Afternoon

Mortgage rates are much improved since what I posted last week.  Wednesday and Thursday were rough on the markets as traders braced (and rightly so) ... : 6.125% (APR 6.271%)  0.50% to rate FHA.  Pricing based on credit score of 620 or better and loan ... % (APR 7.064%)  0.25% to rate FHA-Jumbo. Pricing based on loan amounts from $362,791 - $567,500 [more...]

Date: 2008-11-07 21:38:07

Mortgage Rates for Friday Afternoon

This morning’s Jobs Report was even worse than expected with 533, ... s report.   Mortgage rates are much improved over the last rate post (pre-Thanksgiving) and slightly ... ).  The conforming rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full [more...]

Date: 2008-12-05 21:22:25

6 Step To Improve Your Credit Score Now

credit cards Your credit score is probably the single most important number in your financial life ... . Use of your credit report has infiltrated areas we never thought it would - from job applications to insurance premiums. I recently learned the impact credit score has on interest rates after finding [more...]

Date: 2008-12-02 17:06:27

Eleven Ways To Improve Your Credit Score

Credit scores are one of those little things in life that while they can have a significant impact on people's financial bottom lines, ... your score. 1) Order a copy of your credit report. Review it carefully. Correct any significant errors. This can be done by sending in letters to all three of the credit bureaus. 2) Pay your bills [more...]

Date: 2008-12-12 18:02:36

8 ways to improve your credit score

8 ways to improve your credit score By Katie McCaskey, Geezeo.com Why? Because it’s harder than ever to get a loan. And the higher your credit score, the better your chances of securing a loan at a good interest rate when you need one. Read More » Cheat Sheet Biggest Loser Club on trimming [more...]

Date: 2008-12-13 00:46:40

Improve Your Credit Score

We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]

Date: 2009-01-10 02:25:22

Increasing Your Credit Score Fast

Increasing Your Credit Score Fast Filed under: Anything Goes, Finance With the economy not doing so well right now, many people are going to need better credit. It’s going to get tougher to get a loan if you have a bad credit score. Improving your credit will go a long way towards owning that dream car or home [more...]

Date: 2009-01-11 07:20:07

Free Credit Score Online!

Credit Score is an important factor considered by creditors, money lenders and other financial institutions ... a good credit score: The Potential lenders, banks, credit card companies and employers measure ... not be under this misconception that a bad or poor credit score will always remain poor. You can improve [more...]

Date: 2009-01-14 10:33:46

Credit Nexus : Get 3-in-1 Free Credit Report

Posted on Wednesday, January 14, 2009 No Comments Labels: affects my credit score, improve credit score, ... one website that teach you how to remove credit report errors? One thing is sure, first time I realize ... remove credit report errorsCredit Card - is a part of a system of payments named after the small [more...]

Date: 2009-01-13 20:04:00

Improve Your Credit Score - Determine Your Creditworthiness

Sure, the economy may be flailing, but learning to preserve and maintain your creditworthiness and improve your credit score is still extremely important. If you’ve spent any time watching or reading the news, you’re aware that bad mortgages obtained with faulty credit lending practices and other flawed methods have sent the economy into a ... [more...]

Date: 2008-11-22 19:00:48

Start Improving Your Credit Score Today

If you want to borrow money from a lender, you’ll quickly learn how important your credit score is ... your loan based on what they find. A bad credit score can also mean you’ll only be offered loans with interest rates significantly higher than standard rates. Basically, a credit score is a number [more...]

Date: 2009-01-16 00:46:34

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