Be Careful With Credit Repair

Advertising messages offering to help people get out from under are over-the-top these days ... category of help offered to debtors is called "credit repair". It's interesting ... 33 credit repair businesses that had made false promises to consumers, guaranteeing to remove [more...]

Date: 2009-01-05 12:39:47

Blog posts (158) | Videos (109)
 

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]

Date: 2009-01-16 06:23:45

Credit repair DIY: fix errors on your credit reports

Under federal law, consumers can challenge inaccurate information on credit reports and other consumer reports (such as tenant screening reports). It is free, usually quick, and relatively painless. Plus, there are a lot of great how-to guides on the web. I have mentioned the FTC guides before. The excellent Building a Better Credit Report [more...]

Date: 2008-08-11 20:29:06

Give Yourself Some Credit

By Alphonso Smith One of the most prominent companies that exists today in the field of consumer credit counseling is CCCS has been providing ... that should be explored is the free 7 lesson credit repair ecourse offered at the end of this article ... consumer credit counseling services to clients for years and they have a proven track record [more...]

Date: 2008-11-30 11:02:04

A Personal Bail Out Program for Consumers Stuck in the Credit Crunch

PASADENA, Calif., Sept. 24 (SEND2PRESS NEWSWIRE) -- Credit Crunch Fix (CreditCrunchFix.com) ... is not debt settlement or credit repair, nor legal counsel. Credit Crunch Fix allows consumers ... has launched a legal document preparation service, to let consumers request relief from past due [more...]

Date: 2008-09-24 16:49:15

5 Credit Repair misunderstandings

Amazingly, consumers find more than 13 million inaccuracies on their credit reports each year ... , there is a better way. Mortgage lenders and car dealerships have direct admittance to the credit ... . These inaccuracies can cost you the purchase of a home, a car, interest rate increases [more...]

Date: 2008-12-12 19:25:14

Banks, Mortgages Show Impact Of Job Losses

DELINQUENCIES HIT RECORDS AMID DISMAL LABOR STRAITS Banks, consumer credit providers, ... at at trying to repair the beaten home business. As payroll losses accelerated - a total of 1.2 ... ), one of the biggest issuers of consumer credit cards, has fallen 4%. Visa (V), with its own exposure to credit [more...]

Date: 2008-12-05 18:31:54

Sunday Roundup

We had a very productive day today.  We changed the water in all three of our hydroponic garden reservoirs, ... Kelly is also dealing with car repairs, but of a bigger variety.  She’s in the “repair or replace” ... some tips from the Consumer Credit Counseling Service for how to survive a recession/depression/economic [more...]

Date: 2008-10-20 05:58:17

Debt Negotiation Programs

Get Yourself Out of Debt You should be cautious of claims from so-called credit repair clinics ... , your ability to get credit. That’s why many states have laws regulating debt negotiation companies ... . Many companies appeal to consumers with poor credit histories, promising to clean up credit [more...]

Date: 2009-01-11 12:34:30

FTC Crackdown on 36 Credit "Repair" Companies

sweep.jpg Ever wonder if those TV ads claiming to help you repair your credit are legit? ... they are able to scrub your credit reports of accurate, negative information for a fee are lying - plain ... information from consumers' credit reports, even if that information is accurate and timely. The FTC [more...]

Date: 2008-10-28 11:15:52

BBB Consumer Alert About Credit Service

Hawaii's Better Business Bureau® issued an alert today warning consumers to be aware of companies taking advantage of the credit crunch by promising bogus credit repair services that can be costly and in some cases illegal. With lenders becoming increasingly... [more...]

Date: 2008-10-31 09:59:09

Credit Repair Scheme Promises Fast Score Increases But May Be Illegal

Establishing a good FICO credit score isn’t all that difficult; all you have to do is pay your bills on time ... to wipe out a judgment or a bankruptcy from your credit report. Most consumers, understandably, would rather not wait that long and there is not shortage of companies that promise to repair credit [more...]

Date: 2009-01-08 08:18:32

How The FTC Helps To Protect Your Credit Repair Consumer Rights

The FTC or Federal Trade Commission works on behalf of consumers throughout the United States for more than 90 years. They gather and publish consumer information to educate and inform them. They also investigate consumer complaints of fraud and unfair business practices. [more...]

Date: 2009-09-28 14:01:14

Spot On: Old solutions for a new economy

Interesting article on the economy, “Old solutions for a new economy,” by the Spot On blog: ... of consumer credit - both created by debt. Even though equities are cheap, people have no money ... might hinder their repair. …On the consumer side, Washington should consider ways to free up credit [more...]

Date: 2009-01-15 19:53:52

Home Foreclosure Resources & The Foreclosure Survival Guide by Steve Elias - New Nolo.com Book

Hi Friends, As most of us know, Nolo.com is the best Website for consumer and small business USA legal information ... specific sections with articles & FAQs on Foreclosure, Credit Repair & Debt, Bankruptcy and Social Security ... , bankruptcy, credit law and foreclosures. Well... as our country slowly quickly moves into economic [more...]

Date: 2008-10-13 02:18:00

Credit Repair Financial

There are Federal and State laws that regulate creditors and credit bureaus and protect consumers. We use these laws to help you attack your credit i 1 Vote(s) [more...]

Date: 2009-01-08 04:53:59

Bush's Farewell (Good Riddance!)

George Bush has been busy trying to repair his image before he leaves office, ... . He takes credit for keeping us safe from terrorism (except for 9/11) and for spreading democracy ... Consumer Confidence 116 38Uninsured Americans 40 M 46 MExcept for the illegal invasion of Iraq [more...]

Date: 2009-01-16 04:46:00

Just What Independent Farmers Need: More Photo Ops with Wal-Mart

The local food movement has energetically spread across the United States in the last few years, spurring activist consumers to support local farms, ... has been quick to take credit for the small amount of local produce it DOES sell. BloggingStocks advises ... could help repair the rift between small-town merchants and the retailing behemoth [more...]

Date: 2008-07-24 19:19:34

Paying Down Debt In Your Marriage

Debt can be a real strain on any marriage. Today we’ll take a look at how you can work with your spouse to reduce debt together ... accumulate credit card debt. Before you know it, you’ve racked up $50k in consumer debt, not including ... such as an unexpected medical expense or car repair. Don’t skip step 1! It’s #1 for a reason. Step [more...]

Date: 2008-09-08 13:12:49

Consumers Change Buying Habits, But Will It Last?

Associated Press: Adrienne Radtke plans to keep riding her bike to work even if gas prices drop ... — fueled by higher gas and food prices, tightening credit and a slumping housing market — ... . At the Alexandria Shoe Repair and Leather Service in Virginia, sales have increased 18 percent since [more...]

Date: 2008-07-24 23:16:33

Unwanted presents

Here's some seasonal advice from Consumer Direct: If you receive unwanted, inappropriate or ill-fitting presents this Christmas, ... refund but may be entitled to a repair, replacement or a partial refund. Some stores will offer returns policies which will allow you to exchange unwanted items, obtain a credit note or a refund [more...]

Date: 2008-12-22 14:38:50

Beating Collectors With Credit Repair

You may encounter a reasonable, mild mannered collector someday, but do not hold your breath. Collectors are trained to be emotionally effective. This means aggressive. They will keep you on the phone as long as they can in an attempt to bend your will to theirs. Their goal is to get money out of you, whatever it takes. Unfortunately, in their effort to dominate, they often step over the line of legality, and hence arises the need for credit repair techniques to neutralize their wayward conduct. [more...]

Date: 2009-09-25 15:17:42

Communique Issued and Obama Speaking Now

You can watch him live here: The text of the communique is below. Leaders’ Statement: The Pittsburgh Summit September 24 – 25, 2009 PREAMBLE 1. We meet in the midst of a critical transition from crisis to recovery to turn the page on an era of irresponsibility and to adopt a set of policies, regulations and reforms to meet the needs of the 21st century global economy. 2. When we last gathered in April, we confronted the greatest challenge to the world economy in our generation. [more...]

Date: 2009-09-25 21:36:12

The Potential Price of Tax Cuts

Chancellor Alastair Darling has revealed that while he may be planning on cutting taxes in his budget, the government will also be borrowing record amounts in order to reduce the effects of repression as much as possible. According to his pre-Budget report, high income homes will also face more tax, and National Insurance contributions are also set to rise across the board, as part of his “exceptional” measures in order to reduce the effects of recession next year. [more...]

Date: 2009-09-25 05:35:02

Credit Cards

by Bob Jones The emergence of the electronic age made almost everything more possible. Diagnosing and curing previously deadly illnesses became widespread; reaching uncharted territories became a possibility and most of all, people’s everyday lives was made easier by technology. We now have more convenient stores, more comfortable means of transportation and a range of labour-saving gadgets that makes work and pleasure almost effortless. [more...]

Date: 2009-09-25 15:07:36

Do You Want Credit Cards?

by Bob Jones The commencement of the electronic age made almost everything more possible. Diagnosing and curing previously deadly diseases became widespread; reaching uncharted territories became a possibility and above of all, people’s everyday lives was made easier by technology. We now have more convenient stores, more comfortable means of transportation and a variety of gadgets that makes work and pleasure almost effortless. [more...]

Date: 2009-09-24 13:12:31

Need a Credit Card?

by Bob Jones The commencement of the electronic age has made almost everything more possible. Diagnosing and curing previously deadly illnesses became widespread; reaching uncharted territories became a possibility and most of all, people’s everyday lives was made easier by technology. We now have more convenient stores, easier means of transportation and a range of labour-saving gadgets that makes work and pleasure almost effortless. [more...]

Date: 2009-09-26 19:32:31

Restoring Your credit Status

by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]

Date: 2009-09-29 08:16:24

Credit Cards

by Bob Jones The emergence of the electronic age made almost everything more possible. Diagnosing and curing previously deadly illnesses became widespread; reaching uncharted territories became a possibility and most of all, people’s everyday lives was made easier by technology. We now have more convenient stores, easier means of transportation and a variety of gadgets that makes work and pleasure almost effortless. [more...]

Date: 2009-09-26 19:27:11

CESI Is Your Solution For Debt Free Living

September 26, 2009 | By Imus Jackson In Finance | by Imus JacksonWith the economy in the state that it is in these days, more people than ever are deep in debt and cannot find the resources to get out on their own, or they have no idea how to start or where to start. There are many options open for people in these circumstances, and one of the most comprehensive groups out there with many offerings of help is CESI for getting debt free.CESI, which stands for Consumer Education Services, [more...]

Date: 2009-09-26 16:35:30

Don’t Use Free Credit Report Services - Get Free Credit Reports Direct from Credit Bureaus

Amazon.de Widgets A Free credit report is the entitlement of every US citizen, and with many more people suffering with debt problems nowadays the first question asked by them is ‘where can i get my free credit report?’Free credit reports are in high demand, this is because the state of the global economy, as i am sure you are all aware, is bad, very bad and has been for some time now and the ramifications of this are that a lot of people who previously had good credit reports have been missing [more...]

Date: 2009-09-25 14:55:10

Words from the (investment) wise 9.27.09

Words from the (investment) wise for the week that was (September 21 – 27, 2009) After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 12:05:27

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

Effortlessly and Easily Boost Your Credit Score

Effortlessly and Easily Boost Your Credit Score by Jacob FreemanMany consumers have no idea what a credit score is comprised of. What are they measuring and how does this number relate to my creditworthiness? While common sense tells us that paying our bills promptly is an important factor what else is important when it comes to credit scores?A credit score is just a numerical measurement of certain statistics. It is supposed to tell the lenders about the risk factors of the borrowers. [more...]

Date: 2009-09-26 19:20:25

Solar in the Real World: Tour of Solar Homes Begins in October

The National Solar Tour takes place annually during the first Saturday in October in conjunction with National Energy Awareness Month. Last year close to 140,000 attendees visited some 5,000 solar buildings in 3,000 participating communities. Find the tour nearest you . Initially, the tour began about 20 years ago when a solar retailer and installer in California organized some of its customers and got them to agree to open up their homes once a year to the general public. [more...]

Date: 2009-09-28 16:26:00

Automobile Financing – Know Your Options

Youve found a automobile which creates your heart competition by 120 beats per minute. Now customarily a single thing stands in between we and a automobile of your dreams: financing a purchase. In a undiluted world, youd compensate a full price in income though blinking. But if youre similar to a 7 out of 10 automobile and lorry buyers who dont live in a undiluted world, chances have been youd be profitable for your automobile by a single of multiform financing schemes. [more...]

Date: 2009-09-26 19:03:57

Go Over All Your Three Credit Reports

September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:55

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Bull Moves in Bear Markets

In high school, I once dated a girl whose father believed the world was doomed to nuclear destruction. While his family lived in a trailer house (as did mine), this man spent a lot of time and money building a bomb shelter in the back yard. He stocked up on food supplies. He warned anyone who would listen about the coming armageddon [more...]

Date: 2008-11-04 12:00:11

Following Complicated Financial Times You Can Restructure Your Credit

September 25, 2009 | By Kevin Lynch In Finance | by Kevin LynchLots of individuals go through times of monetary hardships, bankruptcies, repossessions and other financial strains. These difficulties can initiate chaos with their credit history. When things get improved and the circumstances changes don’t let the tension of the past surpass the better times ahead. Troubles on the credit report can soon become a thing of the past. [more...]

Date: 2009-09-25 16:27:16

E. Online Resources

If you have access to the Internet, there is a good deal of information you can find using your computer. But you can’t do it all—not every court decision or state statute is available online. Furthermore, unless you know what you are looking for—the case name and citation or the code section—you may have difficulty finding it. Still, there are a number of useful sites: • Nolo.com’s Legal Research Center . [more...]

Date: 2009-09-27 02:04:59

Everyone wants in on the bailout gravy train, cities too

Hank Paulson may have created a monster. He has recently said that he does not want to use the TARP (Troubled Asset Relief Program) ... financing amid the credit crisis. On Friday, the mayors of Philadelphia, Phoenix and Atlanta asked ... for loans to cover short-term borrowing needs and to meet payroll. In a letter to Treasury Secretary [more...]

Date: 2008-11-15 23:29:30

Should GE be a AAA company," I said "GE Capital isn't even a bank. The FDIC only deals with depositary institutions. Are you kidding me? The US Government is obviously willing to do anything to bail out financial institutions at this point. Forget rules and regulations. Just give them the money." The first statement is actually not correct [more...]

Date: 2008-11-13 12:07:25

Think Big 3 Bailout's A Good Idea? Jaguar's History Suggests It Isn't

By JOHN TAMNY | Posted Tuesday, January 06, 2009 4:20 PM PT With England's economy gasping in the mid 1970s due to a combination of nosebleed rates ... by the British government in 1975 thanks to skeptical credit markets, and it remained that way until ... . While private companies face bankruptcy if they regularly fail customers, Jaguar's access to the [more...]

Date: 2009-01-07 02:59:00

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Credit score secrets REVEALED

by Ty Crandall Your credit score is the magic figure behind most aspects of your life. How much you pay for utilities, mortgage payments or rent, insurance, your car, and even whether you get hired are all dependant of your credit score. This article is designed to help you understand each individual component of your credit score. For even more details on the credit scoring system you can see this article in its entirety at www.PerfectCreditFast.com. [more...]

Date: 2009-09-27 15:13:21

Credit Repair Company

by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]

Date: 2009-09-30 12:07:14

What REALLY makes up your Credit Score?

What REALLY makes up your Credit Score? by Ty CrandallYour credit score is the magic figure behind most aspects of your life. How much you pay for utilities, mortgage payments or rent, insurance, your car, and even whether you get hired are all dependant of your credit score.This article will assist you with understanding each individual component of your credit score. For extra details on the credit scoring system you can see this article and more at www.PerfectCreditFast.com. [more...]

Date: 2009-09-24 19:14:42

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