What Exactly Is Credit Scoring?

Credit scoring is nothing new, it’s been used for 4 decades. Credit scoring is an fundamental aspect of life ... years ago. As soon as all your accounts are cleared you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful for a individual to begin gaining a marvelous credit [more...]

Date: 2008-12-22 21:03:43

Blog posts (134) | Videos (42)
 

The Bank “Gaming” Culture

There is a “gaming” culture in the US Banking system that is has survived the Financial Meltdown - call it “the never give the suckers an even ... divestment. Citi as credit card provider lasted for two years when I found their practices so bad ... : Now lets be clear - I have never dealt with Citibank except through a credit card which [more...]

Date: 2008-11-28 21:15:39

Dow Will Swoon Again In 2009

We may be in the middle of a pre-Christmas rally, but Andrew Gordon says next year’s economic outlook is dire ... into the credit crunch, it’s still not clear which are the “good” banks and which are the “bad” ... . Job losses are soaring and consumer spending is drying up. And the great unwinding of the credit [more...]

Date: 2008-12-10 12:42:55

What Are No Teletrack Payday Loans?

by Chris Novaczek When you apply for a payday loan, one thing you may not realize is that your information may be analyzed by Teletrack ... a loan. It may be more difficult to get a payday loan with bad credit, but it is certainly possible ... . The specifics of this process are not entirely clear however. Some payday loan applicants who desire [more...]

Date: 2009-01-14 12:46:36

Late surge puts O.C. property tax payment up $141 million

Orange County’s Tax Collector reports that a late surge in payments has put the county $141 million ahead of last year’s property tax collections ... more days of heavy mail, too. Credit-card charges don’t clear until Monday. I’m very pleased ... all the economic turmoil? Chriss: Small business had it bad in 2006 and 2007. It was a stealth recession. [more...]

Date: 2008-12-13 06:54:44

Emergency Fed Meeting: Paulson and Fed Attempt to Jawbone Wall Street to Rescue Lehman

Not surprisingly, it appears increasingly unlikely that private parties are wiling to take on a company that is pretty certain to have negative net ... was a Bad Idea and told the attendees the would be well served to prevent that from happening ... , from cutting its credit rating. However, it is far from clear on what terms Lehman is able to agree a deal [more...]

Date: 2008-09-13 02:38:36

The Wait Continues

The Eagle Tribune reports from Massachusetts. “The number of new homes being built in Salem has hit a 30-year low ... They’re waiting until the demand for new houses picks up,’ Mackey said.” “The bad economy has put ... and the rest of New England. ‘It’s clear that the market was overbuilt,’ he said. ‘Easy credit [more...]

Date: 2008-11-10 15:25:58

Lamont’s lie-based lament

 What is it with Lamont?  17 years on and still trying to clear his name ... , of course Lamont will be able to point to other statsistics such as the freeing up of credit ... s in bad company. [more...]

Date: 2009-01-16 17:28:45

Focus Of Financial Meltdown Blame Shifts To Barney Frank (D-MA)

FRANK-LY DISGRACEFULCongressman's Key Meltdown Role Increasingly Clear*** NEW: ... loans to people with poor credit histories in the name of "social justice". Frank was at the very ... that making some bad loans was just another tax., a cost of doing business as a regulated company [more...]

Date: 2008-09-27 19:12:00

I Have Officially Discovered Where The ‘Ten Foot Pole’ Rule Applies

Every few months, I cut my own naturally long nails and get some artificial ones put on ... and yeah I am shallow.. so what! But let me be clear any man of mine would need to soak those bad boys ... arguing with me because I refused to charge his credit [more...]

Date: 2009-01-15 06:01:12

The Personal Effect of the Financial Crisis

With the steady stream of bad news coming at us from all directions, it’s clear that the financial crisis is taking its toll on the economy ... situation. In many areas, prices have declined significantly. From car dealerships to retailers ... affected those trying to sell their homes, or perhaps those with large home equity lines of credit [more...]

Date: 2009-01-10 14:45:40

Old Year, New Year

Well Happy New Year to everyone!I don't make resolutions, but I do make goals. My big goal in 2009 is to clear the debt off our power line of credit ... when you look at what I did complete. I don't think the slow down is a bad thing since it comes [more...]

Date: 2009-01-01 18:11:00

Obama team weighs government bank to ease crisis (Reuters)

[ The Bank of America (BOTTOM) and Citibank (R) buildings are seen in the Canary Wharf financial district of London January 16, 2009 ... cleared the release of the remaining $350 billion of bailout funds amid new fears over credit losses ... is considering setting up a government-run bank to acquire bad assets clogging the financial system, a person [more...]

Date: 2009-01-17 21:28:29

If You Were Sec. Paulson for a Day: A Foreclosure Clearing House?

On one of many flights this week I was asked the question, “what would you do with the $700 billion of bailout money? ... more to the story but for the sake of brevity we’ll leave it at that. 2) Credit liquidity in the current market ... by the government buying up the bad assets, giving capital to the banks in return for equity stakes [more...]

Date: 2008-11-13 16:32:03

George Osborne - Get the right perspective!

To read the ludicrous reporting of the recent events surrounding holiday visits to a yacht in Corfu it is clear that the story has led to a loss of ... to know him well but he must be given credit as the best tactician we have; he is an authentic Conservative ... with it in good times and bad. Who has made a bigger or more meaningful contribution [more...]

Date: 2008-10-23 09:44:41

Bush and the War in Iraq

George W. Bush does not get the credit he deserves for keeping our nation safe from terrorism since 9/11 ... has not been one of them. And that includes the war in Iraq. Saddam Hussein was a clear enemy of the U.S. I don’ ... the country into an ‘unnecessary war.’ Return to the bad old days immediately following Sept. 11, 2001 [more...]

Date: 2009-01-17 02:39:00

To Reiterate: The Bailout Won’t Help the Big Three Unless Folks Start Buying Cars Again

More bad news for Detroit: Toyota announced yesterday that it expects to lose $1 ... and “smaller, more fuel-efficient cars,” the message is clear: In this economy, folks aren’t buying any cars — not even Toyota Priuses — largely because they can’t access the credit to finance [more...]

Date: 2008-12-23 16:02:11

Deciding Who Should Be In Charge

In the 2008 primaries, when all was said and done, you could say the Republicans simply settled for John McCain as their candidate, by default. Giuliani was a bust – beyond his 9/11 shtick there was nothing there, and he was from New York City, which would never play that well in the south, along with being in his third marriage after two messy divorces, and one of his former wives being a cousin. The evangelical right really didn’t want to have to deal with that. [more...]

Date: 2009-09-30 06:28:40

Unmasking Obama…Obama’s Work Ethic….

It is now abundantly clear that the image of Barack Obama sold to the American electorate was tightly edited, air-brushed, and exaggerated. He has worn a series of masks — eloquent orator, brilliant scholar, centrist, and literary sensation. All of these masks are coming off as he copes with a job for which image will not suffice.  For instance, hiding behind the eloquent orator mask is a guy who says “uhh” a lot when he is winging it, and who makes lots of factual and grammatical mistakes . [more...]

Date: 2009-09-30 11:18:50

Economic Outrage du Jour

Quite a few right-wing bloggers, including Glenn Reynolds, the Instapundit, got themselves snookered by a recent, lazily corrected article in The New York Post , written by Richard Wilner. Ampersand at Alas, a Blog provided the fact-checking application. Among other mistakes in Wilner’s Obama-slamming piece was this bit in the lede published on September 27: The unemployment rate for young Americans has exploded to 52.2 percent — a post-World War II high, according to the Labor Dept. [more...]

Date: 2009-09-30 03:18:05

US Federal Government Ran the Biggest Deficit in History

The rally may end any day, but it didn't end yesterday. Stocks rose 127 points, as measured by the Dow. Oil closed at $66. Gold rose $2.50. We said we were doing some serious thinking this week. Maybe it is the season. But more and more, our thoughts become grayer. Less black. Less white. Less hard. Less soft. A few years ago, it looked to us as though the world financial system had gone to war. We cheerfully awaited the victory parade. We figured Mr. Market would whup the feds good and hard. [more...]

Date: 2009-09-30 05:18:23

House Price Recap

It’s the last Tuesday of the month, and that means it’s S&P Case-Shiller Home Price Index Data Release Day. This month’s dollop continues the recent upswing we have seen in the past few months, so is not very newsworthy. (According to official media sources, to be newsworthy it must either be a change in direction from the month before, or be down. Ideally both.) In case you haven’t seen the numbers, which is likely, I’ll pass along the highlights. The 20-city composite was up 1.6% for July. [more...]

Date: 2009-09-29 20:33:10

Inflation is Our Future

On one hand, the deflationists are claiming that given the extremely high debt levels in the West, further inflation is impossible. On the other side of the argument, many proponents of inflation are calling for Zimbabwe style hyperinflation. In this business, everyone is entitled to their opinion; however it is my contention that we will get neither deflation nor hyperinflation. If my assessment is correct, once business activity picks up, our world will have to deal with high inflation. [more...]

Date: 2009-09-30 05:49:41

The Battle Continues

The rally may end any day, but it didn’t end yesterday. Stocks rose 127 points, as measured by the Dow. Oil closed at $66. Gold rose $2.50. We said we were doing some serious thinking this week. Maybe it is the season. But more and more, our thoughts become grayer. Less black. Less white. Less hard. Less soft. A few years ago, it looked to us as though the world financial system had gone to war. We cheerfully awaited the victory parade. We figured Mr. Market would whup the feds good and hard. [more...]

Date: 2009-09-29 18:37:13

The Battle Continues

The rally may end any day, but it didn’t end yesterday. Stocks rose 127 points, as measured by the Dow. Oil closed at $66. Gold rose $2.50. We said we were doing some serious thinking this week. Maybe it is the season. But more and more, our thoughts become grayer. Less black. Less white. Less hard. Less soft. A few years ago, it looked to us as though the world financial system had gone to war. We cheerfully awaited the victory parade. We figured Mr. Market would whup the feds good and hard. [more...]

Date: 2009-09-29 18:37:13

The Sad Tale of Gansel and Hetel

The plight of Hansel and Gretel is known to many but have you ever heard the sad story of Gansel and Hetel? Two middle class kids “adrift” in the consumerist shopping mall culture take a bath in debt and almost ruin their lives… can they be saved? Bad Health & Bad Luck Gansel and Hetel had it rough growing up with divorced parents.  Their dad didn’t take care of his health and didn’t buy enough life insurance so their mom was left to raise them totally alone after he passed away.  [more...]

Date: 2009-09-29 12:57:44

We’re Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:56:25

Generating a Robust Recovery

Economic Policy Institute: Generating a Robust RecoverySeptember 30, 2009: 2:00 PM - 4:30 PM Officially, the Great Recession may be coming to an end, but it will leave in its wake historically high unemployment and a host of other serious economic problems. How will policy-makers promote a robust, employment-led recovery that will lay the foundation for strong, long-term growth?  Meeting this challenge requires both the will to continue investing in families hard hit by the recession despite [more...]

Date: 2009-09-30 15:48:44

We're Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:03:11

I.M.F. Calls for Overhaul of Financial System

The International Monetary Fund said Wednesday that “the global economy has turned a corner” after the harrowing start to 2009 but that only a thorough restructuring of the financial system could prevent a return to crisis and pave the way for solid growth within the next 18 months, The New York Times’s Carter Dougherty reports.In its Global Financial Stability Report, an assessment that has brought widespread praise from economists as a thorough analysis of the system’s health, the I.M.F. [more...]

Date: 2009-09-30 11:45:02

To Monaco!

By that, I mean Munich of course. I did not mention in my Calcio dictionary post Italian names for cities, because it’s not calcio and there’d be far to many! But Monaco is one that confuses a lot of non-Italian speaking Serie A fans, as the Italian name for Munich is of course, Monaco. Anyways, preview of the tomorrow’s best Champions League game after the jump. RECENT FORM: Juventus- We had a great start to the season, but it’s slowed down a bit with draws against Genoa and Bologna. [more...]

Date: 2009-09-29 23:08:55

Foreclosure Scams You Want To Avoid

by Adam Whazzer Foreclosure is one of the worst things that can happen to a homeowner. Knowing there are scammers waiting to prey on your desperation and vulnerability makes the situation even more worrisome. Thousands have fallen prey to phony foreclosure counseling, phantom help, bait and switch, rent to buy, and bankruptcy foreclosure scams. Being able to know the telltale signs of a foreclosure rescue scam can save you the agony and suffering of becoming yet another victim. [more...]

Date: 2009-09-29 19:23:35

Get More Info About IVA in this Blog Publication

As any other type of a settlement system, the debt management systems may turn out to have good or bad results. The first aspect consists in paying back the debts, however it is not the only one. It involves more than simple repaying the credit card debt, and it does not finish after paying off the mortgage debt or the car loan. It is aimed also on helping you to build a good system of money management as well as to follow this management system in everyday life. [more...]

Date: 2009-09-29 21:50:23

A Delicate Balance: the history of Liberals and hung Parliaments

The Liberal Democrat History Grou p meeting at Bournemouth Conference, supported by The Guardian, looked at hung Parliaments. In his introduction, the meeting chair Duncan Brack explained that one reason for picking the topic is that work such as that by John Curtice has shown that the odds of the next general election producing a hung Parliament are much better than they have been for many years. It is a point that was also made earlier this year by Michael Crick . [more...]

Date: 2009-09-30 12:20:31

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

Review: Nokia BH-905

The good Comfortable design Very good noise cancelling Excellent audio quality Comes with an array of audio connections in case your device does not have stereo Bluetooth The bad The active noise cancelling on the Nokia BH-905 can take a second or two to activate The headset is comparatively expensive While we love the idea of cord-free portable music, stereo Bluetooth headsets are often maligned with poor quality audio. Or at least, that's how it was in the past. [more...]

Date: 2009-09-30 06:38:01

How To Get Into An Apple iPhone Commercial

CHICAGO (AdAge.com) -- If you want your branded app to be included in Apple's next iPhone commercial, the first rule is not to ask. The second rule? Make the app really useful to consumers. A handful of branded apps are currently enjoying a cameo in Apple's latest iPhone spots. The bad news is there isn't some formal application process to follow in their footsteps -- the marketers in question didn't request to be in the commercial at all. [more...]

Date: 2009-09-29 11:49:00

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

As US-Myanmar meeting begins, Burma tortures an American citizen

The titles of these Jotman blog posts give you a gist of the story. 08.27 -  "Jim Webb calls for US to lift sanctions against Burma" 08.28 -  "Clinton, Webb move to improve US-Burma relations" 09.24 -  " Is an American citizen now a political prisoner in Burma?" 09.24 -  " Burma: How many political prisoners remain in prison?" 09.26 (2007 uprising anniversary ) -  " Three heroes, one day in Rangoon." 09.27 ( 2007 uprising anniversary) - " 2 years ago today [more...]

Date: 2009-09-30 07:20:00

Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!

Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... advice… with S&P 500 price targets… Plus, Russia-Ukraine gas dispute not yet over… a reader ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]

Date: 2009-01-16 15:28:24

Avivah Litan: Nothing that Goes Through the Browser Can Be Relied Upon!

Yesterday, I spent a lot of time on a post : Another Lawsuit Against Weak Online Banking Authentication.  Today, (ironically and thankfully!) Bank Technology News came out with an article on the same subject.  I'm tickled, because there's a quote from Avivah Litan, distinguished analyst and VP at Gartner Research that is as powerful as they come. [more...]

Date: 2009-09-29 20:14:00

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges

Fast Student Loans Master Key- Pointers to Reveal the Good Colleges by Andrea SouthIf you are requiring bad credit student loans, you have fought with ruined finances in the past, or have not had time to get a great credit rating. Both of these aspects contribute to what is known as bad credit history, and acquiring student finances under both of those categories can be difficult at best.There are a few methods you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-29 17:21:06

MUSIC: 50 Cent Hangs Tough As MTV’s #9 Hottest MC In The Game

Despite no official album, Fif has stayed hot with mixtapes, Web presence and publicity. The 2009 Hottest MCs in the Game rollout is on! As in 2007 and 2008 , the list, determined by the MTV News Hip-Hop Brain Trust, is based on an MC’s achievements right now, rather than an entire career. The criteria is based on a combination of rhyme skill, flow and how those things are implemented musically as the main factors. [more...]

Date: 2009-09-29 12:16:07

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

Media Matters: Conservative media peddle a raw deal

The conservative punditocracy that has spent the past eight years propping up a president who gave us an illegitimate war and leaves us with an almost unimaginably bad economic crisis apparently grows weary of defending this spectacular failure of a president. And so they have begun to shift their efforts to an easier task: trying to turn [more...]

Date: 2009-01-10 00:09:02

Credit Bubble bulletin ~ Nolan's analysis

A Divergence: The 2009 stock market has quickly come face-to-face with the reality that the worst of our banking system’s problems have yet to pass ... is now moving briskly. Citi management this morning announced a plan to create a new entity (“bad ... and is now backing $301bn of Citi’s real estate loans and securities. From Bank of America came the [more...]

Date: 2009-01-17 09:47:29

Mortgage Refinance – Tips and Ideas to Help You Apply For Mortgage

Mortgage refinance is one of the best ways to save money and increase savings. Doing your homework in terms of research will definitely help you to avoid the hidden cost and other expenditures. It not only lowers the monthly payment as the interest rate drops but also shortens the tenure of the loan period which is anytime beneficial to clear the debt as soon as possible. [more...]

Date: 2009-09-29 18:16:17

Shallow Thoughts & Nearsighted Observations

More photos » by Marcio Jose Sanchez - AP 2 days ago: Denver Broncos' Knowshon Moreno, top, leaps over Oakland Raiders cornerback Nnamdi Asomugha during the fourth quarter of an NFL football game in Oakland, Calif., Sunday, Sept. [more...]

Date: 2009-09-29 12:30:14

Gossip Girl S03E03: The Lost Boys

Zoinks! Is it just me, or has Gossip Girl ceased to make sense?  I’m not even sure I can summarize the thing for you without getting things horribly wrong.  Let’s try… Oh snap!  Dan Humphrey and Georgina Sparks are hookin’ it!  Dan does something smart for a change and lets her know that he wants to have a “no strings” relationship. [more...]

Date: 2009-09-29 18:43:26

Bail Me, Stimulate Me

In a week that signaled much worse is coming, perhaps the more dismal indication on the financial front was that Democrats finally had a chance to ... the kind of behavior that got us here: more bad loans to the wrong people won't en our crisis; they make ... . If that sounds bad, it shouldn't; this week's debate on TARP had essentially the same contours [more...]

Date: 2009-01-16 20:24:10

1 - 50 of 134 Posts
Page: First | < Preceding | Next >
0 | 1 | 2