What to Look for in a Credit Counselor
If you’re struggling to pay all your bills and have a lot of debt, you may need some help with your money management skills ... Organizations Act credit counselors may not misrepresent their services, encourage you to make false ... contract that outlines the terms of payment, total amount of payments to the credit repair agency [more...]
Date: 2008-11-28 18:32:26
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Something is Rotten in the State of ING Direct
This complex tale started on Saturday and has not yet fully played out. I’m breaking the story now, but there will be updates to this post as additional details are known. Please read the post in its entirety before asking any questions… but questions are welcome. The Players ING Direct: My favorite bank, which I recommend often to both my friends and readers. Widely known for their helpful customer service, the fact that this is happening with them is mind-boggling. I’m truly disappointed. [more...]
Date: 2009-09-07 15:19:05
D. Other Publishers
A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]
Date: 2009-09-24 02:03:01
Communique Issued and Obama Speaking Now
You can watch him live here: The text of the communique is below. Leaders’ Statement: The Pittsburgh Summit September 24 – 25, 2009 PREAMBLE 1. We meet in the midst of a critical transition from crisis to recovery to turn the page on an era of irresponsibility and to adopt a set of policies, regulations and reforms to meet the needs of the 21st century global economy. 2. When we last gathered in April, we confronted the greatest challenge to the world economy in our generation. [more...]
Date: 2009-09-25 21:36:12
Roadside Assistance: Better Than Just Towing
September 3, 2009 | By Amy Nutt In Finance | by Amy NuttCar problems will usually occur at the most inconvenient time. With so many vehicles on road, every driver should think about what they would do if their car suddenly broke down and they were stranded on the side of the road. There was a time when the only resource a driver had was a local towing company. Local towing services are not always open and their location may be far away from where the car is located. [more...]
Date: 2009-09-04 01:03:56
How to Be Aware of What Credit Counselors and Consolidators are Really Offering
This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]
Date: 2009-09-28 11:01:51
Cash for (two-wheeled) clunkers
The U.S. government's Cash for Clunkers program may have come to an end, but for bicyclists in Portland, Ore., the opportunities have just begun. Local bike vendor Joe Bike has launched its own Cash for Clunkers program whereby consumers can donate an old car or bike in exchange for discounts on a new utility bike and a Zipcar membership, among other benefits. To unload an old car, consumers begin by donating their vehicle to the American Lung Association, which will tow it away for free. [more...]
Date: 2009-09-11 06:55:49
Mega Collection of Top Applications (more than 80) - vinay
MEGA SOFTWARE COLLECTION ALSO SEE PAGE-6 CRAZY TALK 5 PRO DFX SOUND ENHANCER V8.403 BIT DEFENDER TOTAL SECURITY 2009 Unlike other security solutions, which rely heavily on a list of pre-existing viruses, BitDefender security solutions use proactive B-HAVE technology that identifies and blocks new and zero-day threats. Additionally, BitDefender Total Security 2009 Systemâ??s maintenance and backup tools keep PCs running at optimal speed and protected from data loss. [more...]
Date: 2009-09-27 07:20:53
How Credit Card can builds a good Credit Rating
Credit cards are a fact of life. You need one to make a hotel or plane reservation, or to rent a car, even if you plan to pay cash. Many stores require a credit card to accept your check. Responsible use of a credit card builds a good credit rating, too, marking the consumer as mortgage-worthy. But people who have never had credit or need to repair a poor credit history may not qualify for a regular credit card. For them, a secured credit card may be the only way to establish, or re-establish, credit. [more...]
Date: 2009-09-07 05:58:22
What is Time and Attendance and why does it Matter?
You may hear the words “time and attendance” used together often in the business world, but have you ever stopped to consider what “time and attendance” really is? Time and attendance can be considered one of the main foundations of a company, considering that such a large percentage of each company’s annual revenue is put into employee compensation and benefits. Because of this, it is imperative that time and attendance is understood by both employees and employers. [more...]
Date: 2009-09-17 23:33:05
Roadside Assistance: Better Than Just Towing
Roadside Assistance: Better Than Just Towing by Amy NuttCar problems will usually occur at the most inconvenient time. With so many vehicles on road, every driver should think about what they would do if their car suddenly broke down and they were stranded on the side of the road. There was a time when the only resource a driver had was a local towing company. Local towing services are not always open and their location may be far away from where the car is located. [more...]
Date: 2009-09-04 01:04:50
Credit Repair Keeping You From Getting A Job
When looking for a credit repair company, you have to bear in mind that the services differ in terms of general quality and specific needs of the client. Sometimes, people who need these services fail to find the best service since they fail to consider cost and different payment options. The best services are those that are offered within the confines of Credit Repair Organization Act which specifies the allowable fee that you ought to pay to agencies that repair your credit. [more...]
Date: 2009-09-14 10:20:40
Credit Repair Keeping You From Getting A Job
When looking for a credit repair company, you have to bear in mind that the services differ in terms of general quality and specific needs of the client. Sometimes, people who need these services fail to find the best service since they fail to consider cost and different payment options. The best services are those that are offered within the confines of Credit Repair Organization Act which specifies the allowable fee that you ought to pay to agencies that repair your credit. [more...]
Date: 2009-09-13 19:34:56
Credit Repair Can Make Your Life Simpler
by Dina Salinas Having bad credit can be a nightmare for most, because we live in a world that is fast-paced, costly, and always requires credit. It goes without saying, credit repair can make your life simpler if you’ve had some problems with your credit. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]
Date: 2009-09-24 18:13:11
Vending Machine Placement: Location, Location, Location
By Joe Nichols Snack and soda vending requires a marketing and sales effort for account placement. The difference between marketing and sales is that marketing determines who your customer is, how much they are expected to buy, how they will get the product, and all other aspects of your business that induce customers to purchase your products. Be careful with placement fees and commission plans Paying for locations in the vending machine business falls under three categories: 1. [more...]
Date: 2009-09-26 14:03:28
Black Empowerment: The rapid decline of South African Airways.
by Arthur Kemp This is pretty scary reading for someone that regularly travels with SAA, like myself... The South African government holds out its airline as a shining example of black empowerment, which carries the name and symbolism of the “new” South Africa far and wide. Indeed, for decades, South African Airways ( SAA ) was famous as one of the best airlines in the world, consistently winning industry awards for service. [more...]
Date: 2009-09-21 21:16:00
How To Start A Credit Repair Business
By Jim Eastman If you're hoping to start a home business, you need to be aware of the problems you'll encounter - unless you choose a business that's quick, easy, and most of all - affordable - to start. The credit repair business is all of these. Interested in starting a credit repair business? If you want to start your own home business with the least capital investment and unlimited wealth creation potential, think about starting a credit repair business. [more...]
Date: 2009-09-25 12:01:57
Blocking, Tackling & Running: Leveraging a Crisis Into Real Change
There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]
Date: 2009-01-16 20:07:11
3 Facts You Must Know Before Buying Antique Lionel Trains
by Zach Hersa Unfortunately, we are in a time era where so many hobby stores are closing their doors for the last time ... if possible should be credit cards, or even via Paypal, although not interpreted as safe. Being as shopping online may be different to you, there are a few resources you can make use of. Check out forum [more...]
Date: 2009-01-11 11:55:15
Life after Bankruptcy
Bankruptcy is the last resort for any debtor wherein he/she legal ly declares the inability to pay back the debt owed. In most cases bankruptcy is initiated by the debtor or the organization. However creditors can also request bankruptcy in an effort to get back what they are owed. After filing bankruptcy you can choose the life you want to live – you can either re-build your finance s or plummet deeper into the abyss. [more...]
Date: 2009-09-15 01:31:23
Of Piracy and Politics
Guest Commentary by Edward Cline:The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa.Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped [more...]
Date: 2009-01-14 18:50:00
3 Facts You Must Know Before Buying Antique Lionel Trains
Unfortunately, we are in a time era where so many hobby stores are closing their doors for the last time ... methods if possible should be credit cards, or even via Paypal, although not interpreted as safe. Being ... out forum where some other avid model train lovers gather. They can give you every last forms of advice [more...]
Date: 2009-01-08 15:16:11
Tennessee women to celebrate Day of “Free”dom
Nashville Convention Center transforms into state’s largest life support system for women ... , you can try Laughter Yoga, repair a toilet, take care of all those nagging financial obligations (like setting up a living will, a serious budget and a plan of attack to improve your credit score [more...]
Date: 2009-01-14 18:00:45
AAA Membership Will Help Millions Save Money This Holiday Season
UPDATE: AAA Membership Will Help Millions Save Money This Holiday Season Finding budget-stretching shopping discounts, travel deals and cheaper gasoline prices are just some of the ways AAA will help consumers this Fall and Winter ORLANDO, Fla., Sept. 10 /PRNewswire-USNewswire/ — While the worst of the recession may now be in the rearview mirror, many families are still searching for creative ways to stretch their holiday budgets this year. [more...]
Date: 2009-09-10 15:23:00
The Psychology Of Gambling
Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]
Date: 2009-01-17 19:44:58
3 Tips To Buy Antique Lionel Trains Without Being Scammed
by Zach Hersa Alas, we are in a time era where so many hobby workshops are closing their doors for the last time ... be credit cards, or even via Paypal, although not interpreted as safe. Being as shopping online may be different to you, there are a few resources you can make use of. Check out forum where some other [more...]
Date: 2009-01-14 00:47:49
A Ph.D. In Loss
A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]
Date: 2008-11-18 21:21:40
Read This Guide Before Buying Lionel Trains Online
By Zach Hersa Alas, we are in a time era where so many hobby stores are closing their doors for the last time ... if possible should be credit cards, or even via Paypal, although not interpreted as safe. Being ... out forum where some other avid model train lovers gather. They can give you every last forms of advice [more...]
Date: 2009-01-09 10:49:31
Of Piracy and Politics
The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa. “Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped by parachute onto the deck [more...]
Date: 2009-01-14 16:24:00
F|R Crib Sheet: 7 More Sites to Cut Your Startup Costs
Last month we offered bootstrapping founders a short index of cost-optimization sites to help cut expenses for things like health insurance, web hosting, wireless plans and electric bills. Many of you wrote in to offer your own recommendations, so this week we’re expanding the list with seven additional resources to help you cut costs [more...]
Date: 2008-08-09 16:00:56
Unilateralism Spells Cop Out - Olmert/Livni Buckle!
If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]
Date: 2009-01-17 03:50:00
How To Do It Yourself Credit Repair In Less Than 60 Days!
It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. Understanding everything on a credit report can be confusing. [more...]
Date: 2009-09-09 12:02:22
Read This Guide Before Buying Lionel Trains Online
Unfortunately, we are in a time era where so many hobby stores are closing their doors for the last time ... if possible should be credit cards, or even via Paypal, although not interpreted as safe. Being as shopping online may be different to you, there are a few resources you can make use of. Check out forum [more...]
Date: 2009-01-15 16:26:44
Latest News In Stock Market Investment Research - Dec 26, 2008
India’s Reliance refinery could lean on oil margins: Journal 26 Dec 2008 at 1:16am MADRID (MarketWatch) — India’s Reliance Industries Ltd. on Thursday revved up operations at its 580,000-barrel-a-day refinery in western India, a move that will likely raise pressure on refining margins globally, according to a report in The Wall Street Journal [more...]
Date: 2008-12-26 08:34:48
Off Label Use of HGH to Treat Tendon and Ligament Injuries Remains Illegal
Dr. Richard Rydze is a vocal advocate of the use of recombinant human growth hormone (rHGH) for the treatment of tendon and ligament injuries. Dr ... with performance-enhancing drugs and the legal restrictions on legitimate medical research by anti ... had purchased $150,000 worth of HGH and anabolic steroids from Signature Pharmacy with his credit card [more...]
Date: 2009-01-17 08:33:55
Intelligent Research...Do your due diligence
Sam walked into my office plopped himself into a chair, stretches, yawns with a smile. He slouches. He forced himself to give me one of those limp handshakes. It gave me the willies. I was meeting with him as a favor to a friend. “Hi”“How do you do. It’s nice to meet you.” I said with a strained smile. “Same [more...]
Date: 2007-04-25 01:22:00
Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин
Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]
Date: 2009-01-01 07:59:00
CESI Can Help You Get Debt Free
by Imus Jackson There are all kinds of groups and programs and companies out there that claim to provide help for those folks who are stuck in a financial nightmare, and don’t know how to get out of it. CESI is an organization that provides all kinds of services and counseling for just those kinds of folks and they have multiple options available to fit almost every circumstance. [more...]
Date: 2009-09-29 09:24:17
Your Do It Yourself Credit Repair Guide
September 14, 2009 | By Chris Tiderc In Finance | It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. [more...]
Date: 2009-09-14 23:41:40
How to Repair Bad Credit – Know How to Do It Correctly From the Start
If you are looking for the services of a credit repair company then it is important to know the options that are available to you. The company that you go to can sometimes not be the best one for your particular needs at the time, and the quality of their services can sometimes not be enough. You must always measure the company up to the stipulations of the Credit Repair Organization Act, under which all credit repair agencies must operate. [more...]
Date: 2009-09-10 06:01:07
Forecast for 2009
Introduction There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]
Date: 2008-12-29 03:33:57
Advice To Pres. Obama (#2): Yes We Can, But Will We?
The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]
Date: 2009-01-15 16:49:43
Yucatan News: New Orleans Sister City
News starting September 07, 2009 Merida and New Orleans Renew Sister City Relationship Toasting with Yucatan’s own tequila, the mayors of New Orleans and Merida, along with the Mexican Consulate, a tourism official from Yucatan, and a member of Merida’s Chamber of Commerce renewed the 19 year old sister city relationship between New Orleans and Merida. This is a natural relationship because the two cities were originally settled by members of some of the same families. [more...]
Date: 2009-09-08 00:22:22
Read This Guide Before Buying Lionel Trains Online
by Zach Hersa Unfortunately, we are in a time era where so many hobby stores are closing their doors for the last time ... . Learn step by step the ultimate guide to lionel train repair and get a rare collection of lionel train ... if possible should be credit cards, or even via Paypal, although not interpreted as safe. Being [more...]
Date: 2009-01-14 00:39:38
America's Choice
From sea to shining sea, America is suffering. She is, however, afflicted with an avoidable condition she brought on herself, like a hangover. Only this one's interminable and internationally contagious. She did it by choosing over the past 30 years to establish an economy that worshiped avarice [more...]
Date: 2008-12-15 17:26:25
Research Resources
Research Resources (ResearchResources.info) is a Subject Tracer™ Information Blog developed and created by the Virtual Private Library™. It is designed to bring together the latest resources and sources on an ongoing basis from the Internet for research which are listed below [more...]
Date: 2009-01-12 09:00:00
Do-it-yourself Credit Repair
There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... as the company has not yet completed the service. According to Credit Repair Organization, any ... of these companies would do nothing to improve their customers’ credit background and would eventually [more...]
Date: 2008-08-23 04:47:53
Hitch Gets Waterboarded
A number of people have noted Christopher Hitchens's latest piece in Vanity Fair, entitled "Believe Me, It's Torture." Many of the notices praise Hitchens for undergoing the ghastly experience of being waterboarded, and for honestly admitting things like the following:You may have read by now the official lie about this treatment, [more...]
Date: 2008-07-03 03:10:29
DrumBeat: November 29, 2008
OPEC freezes crude output quota CAIRO (AFP) – OPEC decided on Saturday to leave its oil output quota unchanged and vowed to take any action necessary to balance the market next month, the cartel's president said after a consultative meet in Cairo. "Ministers agreed to take any additional action on December 17th (in Oran, Algeria) [more...]
Date: 2008-11-29 14:01:57
REBUILDING TOGETHER in Sponsorship With HSBC Bank to Perform Sustainable Rehab Project for Chicago Non-profits
REBUILDING TOGETHER in Sponsorship With HSBC Bank to Perform Sustainable Rehab Project for Chicago Non-profits WHAT: Rebuilding Together Metro Chicago, under sponsorship of HSBC – North America, will provide energy efficient modifications and repairs to two non-profits in the Chicago area. The Iona Glos Specialized Living Center and the PADS Crisis Services will benefit from these energy-efficient improvements. [more...]
Date: 2009-09-17 06:22:48
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