What to Look for in a Credit Counselor
If you’re struggling to pay all your bills and have a lot of debt, you may need some help with your money management skills ... Organizations Act credit counselors may not misrepresent their services, encourage you to make false ... contract that outlines the terms of payment, total amount of payments to the credit repair agency [more...]
Date: 2008-11-28 18:32:26
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Videos
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Communique Issued and Obama Speaking Now
You can watch him live here: The text of the communique is below. Leaders’ Statement: The Pittsburgh Summit September 24 – 25, 2009 PREAMBLE 1. We meet in the midst of a critical transition from crisis to recovery to turn the page on an era of irresponsibility and to adopt a set of policies, regulations and reforms to meet the needs of the 21st century global economy. 2. When we last gathered in April, we confronted the greatest challenge to the world economy in our generation. [more...]
Date: 2009-09-25 21:36:12
Drumbeat: August 26, 2009
The Future of Transportation by Shai Agassi Projecting the future of energy, transportation, and environment. The time is now, and the change is already in motion. In the words of Lee Iacoca “It’s time to lead, follow or get out of the way.” In 2005 the world entered the “post peak-oil” era, as predicted by many oil experts years before reaching this situation. The price of oil is dominated by two factors, new discoveries of oil fields and global demand for oil, falsely called production. [more...]
Date: 2009-08-26 14:11:49
Debt Solutions – The Quickest Way to Become Debt Free
August 24, 2009 | By Seth Bullock In Finance | by John RemingtonDebt has a way of creeping up on us, sometimes unexpectedly. More people than ever are finding themselves slipping behind as the economy slows. It’s easy to feel desperate and out of control. Finding a solution to overwhelming debt will help put you back in control of your life. Credit counseling, debt consolidation, and debt settlement are all good options for getting back on top of your finances. [more...]
Date: 2009-08-24 12:24:51
What is Time and Attendance and why does it Matter?
You may hear the words “time and attendance” used together often in the business world, but have you ever stopped to consider what “time and attendance” really is? Time and attendance can be considered one of the main foundations of a company, considering that such a large percentage of each company’s annual revenue is put into employee compensation and benefits. Because of this, it is imperative that time and attendance is understood by both employees and employers. [more...]
Date: 2009-09-17 23:33:05
Do It Yourself Credit Repair
by Robin Melendez One thing you must keep in mind when it comes to credit repair, is that it will not be easy. No matter if you choose to do it yourself, or get someone specializing in credit repair services to do it for you. It wasn’t quick, but it was easy to get bad credit, and it will take time and be twice as hard to get back to having good credit. While it is true that sometimes collection agencies are less willing to deal with people than with credit repair services companies. [more...]
Date: 2009-08-27 07:11:34
How to Repair Your Credit Score and Save Money
by Jon Baker How You Can Recognize a Credit Repair Scam You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get ads in the mail, and maybe even cold calls offering credit repair services. They always make the same claims: “Credit problems? Not a problem!” “We can delete all your bankruptcies, liens, judgments and repossessions from your credit file for ever!” We can legally erase all your bad credit – 100% guaranteed. [more...]
Date: 2009-08-02 07:34:28
Credit Repair Business
Author : micklejaack son The effects of bad credit score is far reaching and affects one in almost every walk of life Bad credit score may disqualify you for a home loan, a car loan or even for a job While all of us desire to have a perfect credit score, the steady growth of credit repair business in recent times have only proved that when it comes to tackling our bad credit, we have failed If you credit score is not good then you will not be eligible for majority of the loans, which is not [more...]
Date: 2009-08-25 16:26:37
Credit Repair Keeping You From Getting A Job
When looking for a credit repair company, you have to bear in mind that the services differ in terms of general quality and specific needs of the client. Sometimes, people who need these services fail to find the best service since they fail to consider cost and different payment options. The best services are those that are offered within the confines of Credit Repair Organization Act which specifies the allowable fee that you ought to pay to agencies that repair your credit. [more...]
Date: 2009-09-14 10:20:40
Credit Repair Keeping You From Getting A Job
When looking for a credit repair company, you have to bear in mind that the services differ in terms of general quality and specific needs of the client. Sometimes, people who need these services fail to find the best service since they fail to consider cost and different payment options. The best services are those that are offered within the confines of Credit Repair Organization Act which specifies the allowable fee that you ought to pay to agencies that repair your credit. [more...]
Date: 2009-09-13 19:34:56
Freelancer’s Survival Guide: Setbacks Part One
Artwork donated by Pati Nagle . The Freelancer’s Survival Guide: Setbacks Part One Kristine Kathryn Rusch Let’s start this section by being completely honest: Setbacks hurt. And I don’t simply mean that they hurt your business. They hurt personally. They’re embarrassing, difficult, infuriating, and terrifying. They make us feel as if this hasn’t happened to anyone else before ever, and yet they happen to all of us. [more...]
Date: 2009-09-03 19:13:05
Vending Machine Placement: Location, Location, Location
By Joe Nichols Snack and soda vending requires a marketing and sales effort for account placement. The difference between marketing and sales is that marketing determines who your customer is, how much they are expected to buy, how they will get the product, and all other aspects of your business that induce customers to purchase your products. Be careful with placement fees and commission plans Paying for locations in the vending machine business falls under three categories: 1. [more...]
Date: 2009-09-26 14:03:28
Credit Repair Company
When looking for a credit repair company, you have to bear in mind that the services differ in terms of general quality and specific needs of the client. Sometimes, people who need these services fail to find the best service since they fail to consider cost and different payment options. The best services are those that are offered within the confines of Credit Repair Organization Act which specifies the allowable fee that you ought to pay to agencies that repair your credit. [more...]
Date: 2009-09-02 01:21:30
Blocking, Tackling & Running: Leveraging a Crisis Into Real Change
There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]
Date: 2009-01-16 20:07:11
Anything Goes Since Winning Is Foreign!
Apparently Hamas is beginnng to realize they are in deep doo doo! To date, Hamas has failed to accomplish much by way of effective international pressure. A few miscreant led rallies, the usual bashing from certain U.N.nations but nothing has actually deterred Israel from again doing the world a favor and even Gazan Palestinians - though that is a [more...]
Date: 2009-01-07 01:55:00
Cynicism as a substitute for scholarship
By Stephen GowansMahmood Mamdani’s largely sympathetic analysis of the Mugabe government, “Lessons of Zimbabwe,” published in the December 4, 2008 London Review of Books, has been met with a spate of replies from progressive scholars who are incensed at the Ugandan academic throwing out the rule book to present an argument based on rigor and [more...]
Date: 2008-12-30 18:21:28
Thank You, Veterans!
Oldest WWI Survivor Remembers Forgotten OnesMSN.comHenry Allingham, age 112: 'We have to pray it never happens again'LONDON - Henry Allingham is the oldest living link to the 9 million soldiers killed in World War I.He is 112 now, nearly blind, mostly deaf and uses a wheelchair — none of which stops him from trying to remind everyone of those long [more...]
Date: 2008-11-11 18:01:00
Media Musts To Wrap Up “All Things Girl” Week (Part One)
To whittle down to a handful of ‘media musts’ for our grand finale of ‘All Things Girl’ week has been hard, so I’m going to try to shine the spotlight on some lesser known, deserving Offerings and invitations to be a part of some incredible communities taking steps toward the vision of self-actualization, hope, [more...]
Date: 2008-12-04 23:44:06
Watch Out For Credit Repair Posers
Watch Out For Credit Repair Posers by Sheldon Moylan of Dominion Lending CentresThe best way to repair your credit is to do it yourself. There are plenty of advertisements promising to solve your credit problems. In fact, many go so far to actually guarantee to legally fix bad credit reports. These ads are written to appeal to people whose credit desperately needs to be repaired. [more...]
Date: 2009-07-27 08:05:18
Unilateralism Spells Cop Out - Olmert/Livni Buckle!
If these two reports below are correct, and I suspect they are reliable, it would be a travesty of justice perpetrated by Olmert, Livni and Barak ... , politicians must do something, be seen as pro-active for fear of being perceived as unresponsive. Bad medicine is bad medicine. (See 2 below.) Even if the two most powerful men in our tax system [more...]
Date: 2009-01-17 03:50:00
How To Do It Yourself Credit Repair In Less Than 60 Days!
It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. Understanding everything on a credit report can be confusing. [more...]
Date: 2009-09-09 12:02:22
Benefits Of A Credit Union And How They Work
July 28, 2009 | By Amy Nutt In Finance | by Amy NuttCredit unions are non- profit cooperative financial institutions owned by their members or customers and operated for the benefit of their members and the surrounding community. Credit Union management is composed of elected volunteers of a board of directors who make decisions regarding the operation of the credit union.Credit unions work with members who share a common bond. [more...]
Date: 2009-07-28 11:32:23
OBAMA IS TIME MAGAZINE’S PERSON OF THE YEAR!(OFCOURSE!)-FROM TIME.COM
OBAMA-A BLACK PRESIDENT!Person of the Year 2008 Why History Can’t WaitYou probably sat in a fancier conference room the last time you refinanced or heard a pitch about life insurance. There’s a table, some off-brand mesh office chairs, a bookcase that looks as if it had been put together with an Allen wrench and instructions in Swedish [more...]
Date: 2008-12-17 16:29:59
Hurricane Subprime - Part I (1977 to 2000)
The left claims that the subprime crisis is a failure of capitalism and a consequence of "deregulation" pushed by Republicans ... a little known law from the Carter-era, the Community Reinvestment Act, into a tool of massive socialist ... actually strengthened some of the levees. Credit Default Swaps, which developed unregulated during [more...]
Date: 2008-10-07 21:43:33
Latest News In Stock Market Investment Research - Dec 26, 2008
India’s Reliance refinery could lean on oil margins: Journal 26 Dec 2008 at 1:16am MADRID (MarketWatch) — India’s Reliance Industries Ltd. on Thursday revved up operations at its 580,000-barrel-a-day refinery in western India, a move that will likely raise pressure on refining margins globally, according to a report in The Wall Street Journal [more...]
Date: 2008-12-26 08:34:48
Off Label Use of HGH to Treat Tendon and Ligament Injuries Remains Illegal
Dr. Richard Rydze is a vocal advocate of the use of recombinant human growth hormone (rHGH) for the treatment of tendon and ligament injuries. Dr ... with performance-enhancing drugs and the legal restrictions on legitimate medical research by anti ... had purchased $150,000 worth of HGH and anabolic steroids from Signature Pharmacy with his credit card [more...]
Date: 2009-01-17 08:33:55
Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин
Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]
Date: 2009-01-01 07:59:00
Your Do It Yourself Credit Repair Guide
September 14, 2009 | By Chris Tiderc In Finance | It is possible for you to repair your own credit. The first step in do it yourself credit repair is to collect all of your bills and statements so that you know what you owe. Ordering your credit reports from the three reporting agencies is the next step. You are entitled to get one report per year from the three agencies. You should get all three credit reports from all agencies as they do not always report the same things. [more...]
Date: 2009-09-14 23:41:40
How to Repair Bad Credit – Know How to Do It Correctly From the Start
If you are looking for the services of a credit repair company then it is important to know the options that are available to you. The company that you go to can sometimes not be the best one for your particular needs at the time, and the quality of their services can sometimes not be enough. You must always measure the company up to the stipulations of the Credit Repair Organization Act, under which all credit repair agencies must operate. [more...]
Date: 2009-09-10 06:01:07
Forecast for 2009
Introduction There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]
Date: 2008-12-29 03:33:57
what could have been improved in the letter. I left a few things out of the discussion at the time, so lets get back to them. We started with some small but focused lists and I want to discuss how those were used so that you can think about the various customer groups you have in your business [more...]
Date: 2008-12-12 19:45:29
Senate an ATM Venue! Thus, Why Not Caroline?
Apples no longer fall far from the Senate floor. We are so fortunate to have our own form of royalty. As for myself, I always wanted Grace Kelly to become a Senator but she never thought that was an elegant enough position so she ran off to Monaco and married a Prince [more...]
Date: 2008-12-21 16:25:00
Savor The Victory, Get Right To Work
It has been a week and a half now since Barack Obama became president of the elect of the United States, but some socialist groups are taking their time to come up with an analysis of the event.This is the analysis of the National Executive Committee of the Freedom Road Socialist Organization/Organizacion Socialista del Camino para Libertad [more...]
Date: 2008-11-14 14:59:00
Govenor’s Speech
One hundred seventy three years ago farmers, businessmen, and lawyers from across Vermont met here for the 1836 session of the General Assembly. Among them, a minister and headmaster of the Orleans County Grammar School took his seat as the member from Brownington. Alexander Twilight was a pioneer [more...]
Date: 2009-01-08 02:13:58
Debt Collections: Common Questions and Answers
by Jon Ochs If you find yourself in financial difficulty and are falling late on some of your bills, ... from a collection agency regarding a credit card bill. How did they receive my information? Why isn’t the credit card company contacting me directly? The company or organization that you initially [more...]
Date: 2008-10-19 22:19:34
Types of insurance
.fullpost{display:inline;}Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not. Below are (non-exhaustive) lists of the many different types of insurance that exist [more...]
Date: 2008-12-25 19:45:00
52 Ways That You Can Change Your Life for the Better in 2009
Hi,I get Health & Wellness for Life Remedy magazine in the mail and I liked this article. This is about love, family, health, work & money. I like this resource http://www.remedylife.com/By Kalia Doner (REMEDY Winter 2008)Once a week, for a year, resolve to do something to improve your quality of life. Just make a ripple. You’ll reap the benefits [more...]
Date: 2008-12-02 13:06:00
Debt Rattle, October 30 2008: Swamps and Swaps
Lewis Wickes Hine Ethel June 1911. Ethel Shumate has rolled cigarettes in Danville, VA, factory for six months. Says she's 13 years old, but looks much younger. Ilargi: The US is now 'officially' on the edge of a recession, This looks very much like another way of saying the government gave up on trying the cook the books and massage the [more...]
Date: 2008-10-30 18:55:47
Forecast for 2009 by Jim Kunstler
Forecast for 2009 by Jim Kunstler Dec 31st, 2008 by admin We’d pretty much agree with Jim’s predictions: Introduction There are two realities “out there” now competing for verification among those who think about national affairs and make things happen. The dominant one (let’s call it the Status Quo) [more...]
Date: 2008-12-31 13:45:52
Is Self Credit Repair Worth It?
As anyone who has researched credit repair to any degree has heard, you absolutely have the right to repair your credit on your own. In fact, Dr ... when it comes to credit repair. You have probably also read that you can dispute the questionable negative ... your own credit is rarely as easy as it initially seems. On its surface, credit repair seems [more...]
Date: 2008-11-13 20:01:41
The Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (FCRA) posted on January 11th, 2009 No matter what many credit counseling scam artists may try to tell you, ... . That is perfectly legal, and can be done at NO cost to you. In fact, anything that a credit repair company ... no one can legally remove any information that is up-to-date and accurate from your credit report [more...]
Date: 2009-01-10 07:08:41
Credit Repair Myths Exposed
If you’ve done any searching on the Internet for information pertaining to “Credit Repair, ... across and examine them in detail. MYTH #1 “Credit repair doesn’t work!” While it’s true that credit repair is more “art” than “science” that’s not to say it doesn’t work. If you undertake to repair [more...]
Date: 2009-01-08 02:19:49
We, The People, Deserve Better
Since the beginning of the financial crisis, the US Government has established policy on a case-by-base basis ... a more important issue: Which is the best organization to deal with the financial crisis, to both develop ... faith and credit of the US Government.” Therefore, solutions to the financial crisis that use [more...]
Date: 2008-12-10 16:18:26
How to GET IT DONE!
You Heard It Here First by Dr. Richard A. Jones 10/8/08 Pretend I’ve been chosen as a special select committee of one with authority to fix the ... that, at best, they only do harm. ● Repeal the Community Revitalization Act of 1977. Let competitive [more...]
Date: 2008-10-09 17:58:40
January 10 2009: Hornswoggled Absquatulation
Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]
Date: 2009-01-10 16:28:00
McKinney, Nader debate
Democracy Now! played some of the questions and answers from the last Presidential debate with McCain and Obama, followed by a two minute reply by Green Party nominee Cynthia McKinney and Ralph Nader The host, Amy Goodman stopped the candidates when they were headed down the way-over-two-minutes path [more...]
Date: 2008-10-20 04:33:33
Memo to the President-elect on Energy Realism and the Green New Deal
Memo to the President-elect on Energy Realism and the Green New DealExecutive SummaryOur continued national dependence on fossil fuels is creating a crippling vulnerability to both long-term fuel scarcity and catastrophic climate change.The current economic crisis requires substantial national policy shifts and enormous new government injections [more...]
Date: 2009-01-08 00:22:00
Bike Week 2008
Bicycling can make you healthy and hot… er… hotter. Bicycling with even light effort (10-12 miles per hour) burns 400-500 calories an hour. To shape her legs for the Miss Universe competition, Miss Korea, Lee Ji-seon, started getting her workouts on a bicycle. Apparently, Miss Universe 2007, Zuleyka Rivera of Puerto Rico, is of a similar mind [more...]
Date: 2008-06-13 12:28:36
Psychiatric Technicians, Psychologists Among Health Workers Not Checked For Criminal Pasts
Health & ScienceMany California Health Workers Not Checked for Criminal Pastsby Charles Ornstein and Tracy Weber December 29, 2008 9:25 pm EST Tags: California, NursesThis story was co-published with the Los Angeles Times and also will appear in the Times‘ Dec. 30, 2008 edition. Michael Marcus, a dentist from San Jose, Calif., was arrested [more...]
Date: 2008-12-30 04:55:51
How To Survive and Prosper in the Coming Global Depression
How to Survive and Prosper in the Coming Global DepressionBy Bill Bonner and James Dale DavidsonWith special presentations by Rick Rule and Lord Rees-Mogg Print Send to a FriendRight Now You Stand at a CrossroadsImagine it’s one year into the future. November 4, 2009, to be exact. One year after the US presidential elections [more...]
Date: 2008-12-23 23:01:00