What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Blog posts (6) | Videos (1)
 

Is Peer To Peer Lending Coming Into It’s Own?

For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social ... with lower credit scores. Here are some important points to note: Loans made to borrowers with at least a 600+ credit score returned in the 9-10% range on an average annual basis. Not bad. Loans made [more...]

Date: 2008-12-31 18:25:01

City of San Jose Teacher Homebuyer Program (THP)

Teacher Homebuyer Program (THP) is an integral part of the City’s effort to make San Jose California’s most teacher-friendly city ... and your lender with a copy of the certificate of completion. * Have an acceptable credit history (this also applies to co-borrowers) and a minimum credit score of 600. Eligible Properties Owner occupied [more...]

Date: 2008-11-21 00:01:34

Demystifying Boat Loans

If you have decided to take a boat loan you need to keep a few points in consideration ... for three years. If your credit score is less than 600 then the situation may be difficult. Lenders [more...]

Date: 2009-01-16 05:31:21

Airline Travel: Scoring Flying Deals

Photo Credit: Jake McGuire Photo Credit: Jake McGuire Traveling often for business in December and January, ... for work and paying $600 on average. Even with the reduced capacity, the seat availability was not bad [more...]

Date: 2009-01-08 07:22:05

Mean Street: Why Lehman Brothers Doesn’t Matter Anymore

Yesterday’s precipitous 45% decline in the shares of Lehman Brothers took the broader U.S. stock market down by almost 3 ... U.S.-focused investment bank with a market cap of around $5 billion. There are a score of billionaires ... . But the vultures are circling. A five-year credit-default swap on Lehman debt now costs almost 600 basis points [more...]

Date: 2008-09-10 11:19:00

6 Results