Just another poly-trickster who happens to be black?

Point of order: I was asked by the Publisher of the News weekly I serve as Senior Op-Ed writer to write a piece suggesting that given Obama centrist ... . It was based losely on a post early this week called: No End in Sight.I feel bad for the next ... GDP, without any strings attached or requirements supposedly to "free up credit markets [more...]

Date: 2009-01-16 23:38:00

Blog posts (277) | Videos (304)
 

Why we need a bailout, even if not this bailout

Having (hopefully) scared you appropriately with the previous post, I now point out that the money markets were only one part of the picture ... , and we've been living on borrowed money. We need to cut back to our natural, credit-free level ... looks like, there are two rules of financial system change: 1) Very rapid change is very bad [more...]

Date: 2008-09-23 02:18:49

Nader v. Obama

Part 11 (”The Anti-Reagan”). The daily videos involved are from NeverFindOut.org, a project of Let Freedom Ring (donation link is here) ... . In 2005, he was ranked to the left of such notable fiscal conservatives such as Chuckie “Free Credit Report” Schumer, Joe “Plagiarists ‘R Us” Biden, Robert “KKK” Byrd , John Francois Kerry, Ted “ [more...]

Date: 2008-10-30 15:45:25

My Scaling Hero

Inspiration for Stack Overflow occasionally comes from the unlikeliest places. Have you ever heard of the dating website, Plenty of Fish? ... . Its tagline is: "100 percent free. Put away your credit card." For hand-holding, users must rely ... it or not) since the last time I looked, is almost horrifyingly bad; it literally looks like a high school [more...]

Date: 2008-12-11 07:59:59

Happy New Year!

2009 Happy New Year from all of us here at Ask Mr. Credit Card.com! ... to get your first free flight and how to dispute an item on your credit report. Wishing you a joyous ... the viability of a class action lawsuit against the credit card companies - they are lowering people’ [more...]

Date: 2009-01-01 19:57:28

Blog Carnival Edition 3

Here is the submission received into the blog carnival edition 3 of The Money Maniac ... at fivecentnickel.com. CreditAddict presents How to Evaluate Balance Transfer Credit Card Offers posted ... Sale? Think Again! posted at Debt Free Destiny. Credit Card Assist presents You Can Prevent Hidden [more...]

Date: 2008-12-19 07:43:00

A Cylon’s Top 10 Tips For Avoiding Identity Theft

Identity theft is one of the fastest growing crimes around the world and can be particularly damaging to it’s victims, ... , and whether or not it will be shared with others. Order copies of your free credit reports ... when absolutely necessary. Never let your purse or wallet out of your sight. Only carry those credit and debit [more...]

Date: 2009-01-16 10:37:43

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]

Date: 2009-01-08 15:55:47

The Daily Poverty Post.

First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]

Date: 2008-12-06 17:33:45

Credit Denial

Credit Denial - (always seek qualified legal advice when doing credit repair) What to do if your denied credit Well to start off, you are entitled to get a free copy of your credit report within 30 days.  This report will be issued by the credit bureau that reported [more...]

Date: 2008-10-09 18:32:51

Real Car Deals for Those Ready to Buy Now

If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]

Date: 2008-11-13 15:22:23

50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]

Date: 2008-10-27 11:00:10

Bush's Going Out of Business Sale

We all know the scam: Wall Street, having pillaged and plundered the global economy, isn't done with larceny, ... handout would be transformed into new credit for the bank's customers as intended. The answer was chilling - that money, given to free up credit facilities, wasn't going where intended. The bank instead [more...]

Date: 2008-11-12 17:42:27

Scamming Fuckers Confusing Me

We all know free credit report dot com is a scam, right? It's $30 a month ... . The commercials are almost as intrusive, landing somewhere between free credit report and "Head [more...]

Date: 2009-01-17 04:48:03

Credit Rating Establishment

Credit Rating Establishment Posted By Ada Denis on @ 6:02 pm by Ada Denis There will come a day when you need credit rating ... by monitoring it is fundamental. Once a year you can pull a free credit report from each authority. Check the report for accuracy, should it be covering errors contact them immediately to resolve the issue [more...]

Date: 2008-12-03 18:02:42

No end in sight

I feel bad for the next President with respect to our current economic prospective ... that it would “fix our economic woes” - a bailout that gave these financial institutions approximately 50% of the United States GDP, without any strings attached or requirements supposedly to “free up credit [more...]

Date: 2009-01-09 22:31:00

The valuable things I learned from being in debt in the past…

… I used to have a high amount of consumer credit card debt years ago, but am very proud to have been debt-free ( ... within my means.  Credit cards make it easy and tempting to spend excessively.  The lender gives you a credit limit which can be high, so without the proper tools or experience, it can be remarkably [more...]

Date: 2009-01-09 14:00:25

Your Credit Report Card

Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]

Date: 2009-09-29 18:00:31

Free Credit Report

How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]

Date: 2008-12-17 12:18:11

The House Rejects $700 Billion Bailout: UPDATE: Arm Twisting Fails

So much for a tentative deal to spend up to $700 billion to bail out the financial industry. The text of the bill is here ... an unprecedented federal program to buy up rotten assets from cash-starved firms. The goal is to free up choked credit that was threatening to cause broader market turmoil. The breakout of who voted against [more...]

Date: 2008-09-29 15:00:00

How to Remove Judgments from Your Credit

by Justin Hutto A judgment is entered upon by a court. This means that a lender has sued your for payment of a debt ... a judgment or any negative mark by filing an experian dispute or for a free credit repair letter ... a listing by sending in a dispute letter to the credit bureaus. This is your method of challenging [more...]

Date: 2008-10-22 10:21:51

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-17 15:03:29

Brownian (dis)economics

In an attempt to clarify what I mean by Brownian (dis)economics, here is an explanation ... , the population into borrowing beyond their means, or ability to pay back.Brownian economic policy = (dis ... and other financiers (e.g. those offering interest-free credit to buy cars), the Estate Agents [more...]

Date: 2009-01-13 16:04:31

FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

Beginning To Earn Rewards

Yesterday, I received an unusually good question: “Hi, Came a cross your site today it’s really great. I currently have two credit cards a Chase Rewards Visa Signature (3% on gas 1% everything else ... year free and a credit of 50,000 MR points if we spend 500 on the card by Jan 31. Those 50,000 would [more...]

Date: 2008-11-28 23:17:29

Bailout Fails. DOW Plunges 600 points. What do you think?

Quote: View: House votes down massive bailout measure Source: ... is to free up choked credit that was threatening to cause broader market turmoil. "Many of us feel ... credit for avoiding something that has not yet happened." The bill was the product of marathon [more...]

Date: 2008-09-29 18:27:31

A 90?s Flashback for Commercial Property

Angela Pruitt reports: Commercial property is bracing for a tough time that could morph into a crisis similar in scope to the free ... in history. But with the credit markets in lock-down mode, consumer confidence battered ... on investment-grade corporate debt,” Kirby said. “Those rates have gone up north of 9%. That’s bad news [more...]

Date: 2008-11-26 15:40:57

Weekly Roundup and Carnivals

It’s another week and another roundup. I participated in a ton of great carnivals and wanted to share some posts I read as well ... about building a Wardrobe, I think it’s not as cheap depending on where you live. NoDebtPlan talks about why you should stick with your 401k. I agree that it’s free money. Kristy asks is Credit Repair [more...]

Date: 2008-10-31 16:00:05

Tuesday's comment from the papers in...

Today in Times Comment Rachel Sylvester: Brown's boom will end only in another bust Francis Fukuyama: The damage to Brand USA needs urgent repair Richard J. Evans: As Europe slumps, is the far Right ... that isn't the credit crunch Mick Hume: Free speech only matters when you want to say something [more...]

Date: 2008-10-14 06:52:05

Deflation Helps Consumer, But Will Hurt Americans

Home prices crashed first. Now gas prices are dropping about 10 cents a week in Arizona ... to invest even when credit is free. Making matters worse is the global nature of the coming ... to Iceland to Brazil, the pandemic has spread, bringing with it a tightening of credit [more...]

Date: 2008-11-04 13:24:04

Anyone Can Fall In Debt

You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]

Date: 2008-11-20 15:35:30

Blue Hippo computers - The Truth

hippo I listen to the radio in my car while traveling, ... .  I am sure you’ve heard them, Blue Hippo promises a desktop or laptop with no credit check and they even throw in a free digital camera and color printer.  If you have bad credit this sounds like an awesome [more...]

Date: 2008-12-16 11:25:35

Buying Memphis Home

By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-14 20:13:24

House approves bailout: $700-billion-plus

by Mark Silva and updated at 3 pm With the House's second and successful vote on a $700-billion federal rescue of the nation's financial markets ... at freeing a freezing credit market for businesses and consumers alike. It authorizes the Treasury to start buying as much as $700 billion in bad mortgage-related debts from banks and other financial [more...]

Date: 2008-10-03 19:06:58

Loans for People on Dss Benefits, Fax Free Bad Credit Payday Loan

I am over conscientious; I lean to overvalue others' opinions of myself nowadays. Sometimes, appraisal a good place on bad pitch accept finance delicate may originate good likeness of what it is very leaving on. Take, as an example, one rent station the three of us made [more...]

Date: 2008-12-04 19:24:00

The Cheap Credit Cards Review

The bad credit report is one thing that will stop you from being able to apply for a loan ... will help by serving you the free credit repair. This web site is providing a page in where ... problems and of course in a rush to get the cash fast. Therefore, you will have to enter the cheap [more...]

Date: 2008-11-14 09:06:34

Weekly Round-Up

I know it’s been awhile since we’ve done a round-up at MYC and I’m sorry about that guys! ... up. - No Debt Plan reminds us that we should be checking our credit reports again. Remember, you get one report from each of the credit bureaus free each [more...]

Date: 2009-01-18 06:14:20

freecreditreport.com scam exposed AGAIN

I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]

Date: 2008-12-07 12:49:45

New Year Resolution #1: Financial Fitness in 2009

Worried about the economy? Been hoarding all your pennies lately? You’re not alone ... t it? Free credit report comparing all your debts, rainy day funds, budget tool…yes, we need ... ? If you have credit card debt, ask yourself why. That list on your credit card statement….was each [more...]

Date: 2009-01-07 22:51:21

Holiday Shopping Behind Us – Choose a Free Credit Report

The holidays have certainly been crazy thus far with most of us shopping less in deference to the economy. But every holiday season leaves us vulnerable to changes on our credit report – ... it to their own advantage. Our credit report is a precious commodity, especially in this day and age [more...]

Date: 2008-12-23 15:04:37

Credit Restoration Step By Step

by Richard Lakin Many people suffer from bad credit. This guide will show you credit restoration tips ... of your credit report will let you know exactly what challenges lie ahead, and it is the first step ... that was passed by Congress not too long ago. This means that you can get a free credit report once per year [more...]

Date: 2008-07-22 13:32:04

My First Time…Using Credit

I managed not to accrue any debt coming out of college. One of the big factors? I didn’t have a credit card until a few months ago ... I might not be debt-free right now. I assumed having a credit card was the only way to generate ... my Student Visa with a $500 credit limit and let it get comfy in my wallet. The first time I busted [more...]

Date: 2008-10-02 21:55:19

Basics of Reverse Mortgages

Basics of Reverse Mortgages Posted by Dark Spider at January 17, 2009 What is a reverse mortgage? ... profile fortune 500 bank, for whatever reason. If you have bad credit or questionable financial ... free card. It is a serious loan and therefore must be treated as one - if you know for sure [more...]

Date: 2009-01-17 00:07:33

Spot On: Old solutions for a new economy

Interesting article on the economy, “Old solutions for a new economy,” by the Spot On blog: ... of consumer credit - both created by debt. Even though equities are cheap, people have no money ... might hinder their repair. …On the consumer side, Washington should consider ways to free up credit [more...]

Date: 2009-01-15 19:53:52

Would Knowing Your Credit Score Make You a Better Borrower?

This time it’s not a bait and swtich. You may be familiar with Freecreditreport.com ... a monthly reminder of your credit score, the factors that drive it, and what you can do to improve ... . The company promises a  ”free” credit score upfront and hits you with enrollment in a $15/month [more...]

Date: 2009-01-16 18:49:19

Credit Started This Recession; It Will Also Help End It

Credit was at the heart of the current recession; it is also key to its recovery. The absence of a smoothly functioning credit system is life-threatening to a capital intensive economy. We saw that trust and confidence, two of the essential ingredients to a free flow of credit [more...]

Date: 2009-01-04 15:50:02

Butterfly Effects And Hindenburger Omens

July 10, 2008 Elaine Meinel Supkis Fannie Mae has basically been driven into bankruptcy this month ... , the Hindenburg Omen and the Butterfly Effect. And how the dream of endless cheap or free credit is still raging within the economics pundit community. This is ridiculous. We can't have more credit because [more...]

Date: 2008-07-10 13:17:23

1/29: Free Seminar “Investing During Uncertain Times” (RSVP Required)

Black United Fund of Oregon and Unitus Community Credit Union are sponsoring a free seminar called “Investing During Uncertain Times.” Description: Find out how to best invest in a bad economy. Some helpful tips will include how time is your friend, how to make the best use of the fact that everything is on sale and how [more...]

Date: 2009-01-18 04:25:23

Money Hacks Carnival - New Year’s Eve Edition

Welcome to the New Year’s Eve Edition of Money Hacks Carnival ... and interest rates after the offer expires.” Silicon Valley Blogger presents How To Get Free Credit ... and high unemployment, a major international stock market crash, he housing and credit bubbles [more...]

Date: 2008-12-31 12:03:10

Look A Little More Closely

On Saturday's NRVLiving Real Estate Show (which, coincidentally, we don't have an electronic  copy of - argh) ... though, don't get too excited.  It's not really a credit, but an interest-free loan for $7500 ... points include: Conforming loan limits have been raised to $625000.  recently, the conforming loan lmit [more...]

Date: 2008-08-14 00:41:25

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