Credit Repair
Having a good credit reputation is necessary for an individual to be able to have his loans easily approved ... , you should learn how to manage your credit score. Although some credit card companies offers a little ... is Aaacreditguide.com. The site has in depth topics about rebuilding your credit and removing bad credit. A good [more...]
Date: 2008-09-05 04:07:00
Blog posts
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Videos
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Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.
Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: reducing credit limits for people who use a variety of services. These services included, “Direct ... counselors, automobile tire retreading and repair shops, bars and night clubs, pool and billiard [more...]
Date: 2008-06-23 16:12:59
Is A Poor Credit Mastercard Getting You Down?
by Kurt Russel There are now thousands of credit cards swamping the marketplace and even when you have a poor credit score, you can still apply for a small number. Nonetheless, people who are in a bad credit predicament ... to supplying a credit card. Obviously your main concern will be, what ensures a poor credit Mastercard a better [more...]
Date: 2008-12-16 19:38:03
Bureaus Roll Out New Credit Score Formula for 2009
The three credit bureaus will begin using a new formula to calculate credit scores in 2009 - just as folks were starting to get the hang of what ... as to how much of your available credit you’re using. According to Yahoo! Finance columnist Liz Pulliam Weston, “if your credit card issuer slashes your credit limit — which is increasingly likely [more...]
Date: 2008-12-29 21:48:19
On Credit Cards and Free Credit Reports.
Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... . I know that paying on time affects my credit score so I always try oblige to my hubby’s reminder. Sometimes [more...]
Date: 2009-01-15 06:40:58
Credit Nexus : Get 3-in-1 Free Credit Report
Posted on Wednesday, January 14, 2009 No Comments Labels: affects my credit score, improve credit score, ... one website that teach you how to remove credit report errors? One thing is sure, first time I realize ... remove credit report errorsCredit Card - is a part of a system of payments named after the small [more...]
Date: 2009-01-13 20:04:00
Latest News in Credit Repair and Credit Score - Nov 26, 2008
The truth about credit repair services - WCNC 21 Nov 2008 at 8:22am CHARLOTTE, N.C. — If you have trouble getting loans and credit cards because of your credit score, you’re not alone. There are more than 30 million people in the United States with blemishes on their credit [more...]
Date: 2008-11-26 16:32:31
Your Credit Score is Costing you Money
by Rob Kosberg There is a mystery among us. It’s called a CREDIT SCORE and is something that many of us don’t understand and may not even know ... credit risk,” we need to repair our credit. It is possible that some of us are in for a surprise ... aware that that a “low” score will result in difficulty obtaining a mortgage, credit card, and car [more...]
Date: 2009-01-15 09:32:20
5 Factors Affecting Your Credit Score
Here’s the bottom line. I'm told all the time: “I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS ... as a roadmap to building a good credit report. Here are 5 factors impacting your credit score ... is positive, rather than a concentration in credit cards only. 5. Inquiries have a 10 percent [more...]
Date: 2009-01-16 18:53:07
Acquiring A Great Credit Score
by Peter Blair A happy credit score is serious in our financially ambitious order ... . To be able to buy luxury items like vacations on your charge card, you must first repair any credit ... fiscal risk and will give you a healthy reference grade. You would be surprised to know that this info [more...]
Date: 2008-12-20 21:18:01
The Money Book for the Young, Fabulous and Broke
What advice would you give to young people struggling with debt? I was wondering this question and decided to see what the experts had to say ... : 1. Know the score (about credit score) 2. Career moves 3. Give yourself credit (how to use credit cards [more...]
Date: 2008-12-05 06:23:04
Why Credit Report Scores Are Important
Many of the younger generations are less concerned with their credit report scores than ever. Record numbers of young people are developing bad credit from the moment they turn eighteen and receive credit card offers. However, younger generations need to understand that they can put their entire futures in jeopardy by digging themselves a financial hole. [more...]
Date: 2009-09-26 08:27:38
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports
a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]
Date: 2008-09-18 10:18:26
Debt Consolidation
Debt is to a man what the serpent is to the bird.Normally everyone gets trap to debts.Bill collectors often visit and give warnings ... Repair. A special program has been designed for solving credit card debts.They group all the credit ... help for tax burden or credit repair services.If you want to increase your credit scores, they offer [more...]
Date: 2008-06-28 14:10:37
Acquiring A Great Credit Score
by Mark Cunningham Making a healthy credit grade is serious in today’s society ... can begin obtaining a no credit or bad credit Master Card or Visa. This will be helpful ... to buy luxury items on the credit. It is very easy to get a bad credit score against [more...]
Date: 2008-12-25 08:52:50
Check Credit.
In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]
Date: 2008-11-06 10:11:14
Saving your credit and credit scores
I have blogged about my experiences with American Express and their systematic reductions in my credit lines ... as “closed as consumer’s request”) which would have locked in the higher credit limit on the credit report. Canceling a card with a good history will impact your credit, but being at 99-100 [more...]
Date: 2009-01-14 23:51:28
Debt Relief Available in Many Forms
by Carlton Ossinger Getting into debt is so incredibly easy ... into the depths of indebtedness, a debt consolidation loan may be in order. While the credit score is still high ... . Just one credit card used irresponsibly or a single financial crisis situation can lead [more...]
Date: 2009-01-17 18:52:55
5 Ways Poor Credit Scores Costs You Extra Money
Most of us wish a great credit inform to acquire vehicle financing, credit cards, and to squeeze a home. But, over these consumer loans, your credit inform can price we in bland vital expenses. What we do not know about your credit could be costing we money.Having a credit label equates to which we can sequence tickets, lease a car, and haven road residence rooms. [more...]
Date: 2009-08-13 23:35:42
Talk About Timing! ... pt. 2
Friday, January 16, 2009Last night I tuned into the follow up webcast on Oprah.com w/ Suze Orman. I learned a bit. Okay, I learned a lot ... , Equifax, & Experian. Yes, three..When credit card companies, car and mortgage lenders sit down ... the balance on your credit cards. This improves your FICO score... Seems like a no brainer right [more...]
Date: 2009-01-16 19:11:00
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]
Date: 2008-12-27 07:59:27
Totally Free Credit Report
While we were out at the mall, I can’t seem to count how many credit card agents handed me their flyers and leaflets plus asking me if wanted to get ... on to pay! But what’s good in getting credit cards now are the additional perks that they offer to new clients like totally free credit report and the immediate response to one’s running credit score [more...]
Date: 2008-11-17 23:11:25
How To Get A Good Credit Score
by Russel Grant Making a healthy credit grade is serious in today’s society ... , an individual can begin obtaining a no credit or bad credit Master Card or Visa. This will be helpful ... their credit grade and help them to purchase luxury items on the credit. It is very easy to get a bad [more...]
Date: 2008-12-19 08:25:00
Finance Issues Online
A good financial resource online can be found at Monitorbankrates.com, an abundant amount of financial quotes, articles, and links all at one site. With so much talked and written about credit that can be had while dealing with bad credit scores, I was surprised to see them talk concerning the issue of Excellent Credit Credit Cards receiving [more...]
Date: 2009-01-17 05:48:23
how to improve your credit score
Having a bad credit can be detrimental to your financing and places a number of hurdles in front of you when it comes to availing loa ... score. Having a Visa, MasterCard, Sears and/or gas card will show that you can manage short-term ... . Having a poor credit score can ha en to anyone for a number of reaso ranging from not paying [more...]
Date: 2008-11-27 01:52:52
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]
Date: 2008-12-30 04:11:53
Do you need Credit repair?
In these hard economic times, the credit cards seem to get a little more use than usual ... to improve credit scores, or repair credit. It can't hurt to read and get information if you think ... recently to repair credit, it looked to have a ton of info on the subject. I find it helpful just to read [more...]
Date: 2009-01-13 21:48:00
FICO, FICO un day
The Associated Press apparently frowns on bloggers linking to AP news articles and quoting the first paragraph in its entirety ... annually on credit card and other interest payments by raising their credit scores, but many consumers still don't know enough about the complex numerical values that represent their credit risk [more...]
Date: 2008-07-20 21:53:04
Lastest News in Credit Card Debt - Sep 29, 2008
Cards change America - Akron Beacon Journal 29 Sep 2008 at 4:53am T hey called it the ”Fresno Drop ... ., a small piece of plastic called the BankAmericard. The credit card had arrived, a shiny corkscrew for each recipient … Raising credit scores is key for consumers in time of tight lending - Dallas … [more...]
Date: 2008-09-29 14:32:04
Veracity US
Ratings For This Site Rating: ★★★★½ About This Site Improve Your Credit Score With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams Veracity offers specifically tailored credit repair and consultative strategies designed to quickly [more...]
Date: 2009-01-06 07:22:22
Continental Finance MasterCard - Review
by Dan Moskel The Continental Finance MasterCard is an unsecured sub prime credit card ... if you have a recent bankruptcy on your credit. They offer an instant decision if you apply online. The card ... . This means that this card is designed specifically for individuals with a low credit score [more...]
Date: 2008-12-03 14:11:43
Credit Card Lenders Clamp Down Hard
Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower [more...]
Date: 2008-10-29 03:50:36
The Credits Secrets Bible Can Help Your Credit Score
Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... published in 1994 and released as an EBook in 2006. The CPG has compiled dozens of credit repair [more...]
Date: 2009-01-11 14:35:09
Visa Black Card: 1% Cash Back, 0% APR Balance Transfers, Concierge, and Luxury Gifts
Visa is introducing a new credit card catered to consumers who spend $50,000 or more a year ... . According to the card’s application, only 1% of U.S. residents will qualify. I’ve seen reports ... for the card. Some who are accepted have average credit scores and low income. This is not what you would [more...]
Date: 2009-01-09 13:00:02
Sellers think you don't have to lower prices or offer closing help? The next shoe is dropping, this time Credit Cards!
With the stock market down big today and oil back up I have to admit it's been a downer of a week. I did have to chuckle though today in reading this story about just how bad it's getting for the banks. Lenders have long relied on consumers' credit scores to decide whether to approve card [more...]
Date: 2008-06-21 05:23:51
9 Reasons for a good credit rating or FICO score
Does my credit rating really matter? That question goes through a lot of people's heads as they max out their credit card or don't pay their automobile payment Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events and community [more...]
Date: 2008-12-22 12:51:43
Credit Card Companies Are Closing Unused Accounts
Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]
Date: 2009-01-06 19:00:00
how to interact with credit bureaus
While it’s po ible living without a good credit score, it will certainly make your life much harder ... history is not so good, you’ll have to start with a credit repair. To do this you’re going ... . All of us need it in order to buy or rent a home, car, have a credit card etc. Credit bureaus [more...]
Date: 2008-09-19 20:38:38
Help a Reader: Money Trouble
Here's a question a reader recently left here: My job closed up I worked for 25 yrs. My new job, I took a $15,000 pay cut a year ... my mortgages on time and never late on card payments, credit score of 735 and a ratio of 95-100%. I’ ... . I'm a single dad, divorced for 7yrs, raising my two kids on my own. Stuck in bad mortgage where [more...]
Date: 2008-09-29 19:45:22
How to Repair Bad Credit – Find Out Just How Easy This Can Be
Lower credit scores are the result of minimum payments, late payments, too many cards and not enough income, and bad financial planning. Most people who have a credit card can not afford the lifestyle they live, and end up using most of their monthly income on credit cards…Last 5 posts by LendingTree Says Google's Getting Into Mortgage Quotes - September 11th, 2009U.S. [more...]
Date: 2009-09-12 06:00:56
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. [more...]
Date: 2009-01-18 01:46:38
How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest
It’s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. I’ve maxed out my share of credit cards. I’ve ... of credit destruction. Yet I couldn’t bring myself to admit that my credit was going downhill. I continued [more...]
Date: 2008-12-29 20:06:01
The Daily Poverty Post.
First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]
Date: 2008-12-06 17:33:45
Real Estate investing and bad credit reports
by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit can reduce the opportunities of things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-31 15:40:09
What Is My Credit Score and How Is My FICO Calculated?
If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]
Date: 2008-07-08 03:19:44
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
Centennial MasterCard Review
by Daniel Moskel The Centennial card is created for individuals with a low credit score. It is issued by the First Premier Bank a member of the FDIC ... on your first monthly bill. They will be charged towards your available credit limit. It comes with an initial credit limit of $250, and an APR of 9.9%. It can be issued as a MasterCard or Visa [more...]
Date: 2009-01-17 16:34:10
Saving on Education Related Expenses
Saving on Education Related Expenses With all the other demands placed on your budget, finding room for one more expense may seem impossible ... your limit- this shows up on your credit report and gives your credit card company an excuse to charge ... , major, GPA, location, etc. Don’t feel limited by your current or past academic scores- you’ [more...]
Date: 2009-01-11 14:47:52
soon, but not now.
Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... report errors and all the boo boos in my name. Someday. ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most [more...]
Date: 2009-01-15 17:28:10
