Good credit, bad mortgage … now what?
Randy Johnson of Newport Beach, ... my tail off to keep my bills, mortgage, etc, paid on time, and my credit rating is 700. Where ... to hurt my credit, but it seems that foreclosures will be a norm and maybe I can bounce back [more...]
Date: 2008-12-05 22:00:48
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Credit Cards For People With Bad Credit
Trying to find the right credit card to suit your budget and your needs can sometimes seem like a daunting task, but it becomes even more difficult when you have bad credit or what is known as an adverse credit rating. There are many ways in which someone can end up with a poor credit ... [more...]
Date: 2008-10-07 16:56:56
New & Used Car Finance Company | Video 03
Even if you’re having bad credit or no credit rating there is nothing to worry, you can still get an approved for online car finance loan. There are actually lots of car dealers who will offer you car finance… read more Share and Enjoy: [more...]
Date: 2009-09-15 04:38:34
N.J. man learns modifying mortgage to cut payments may impair credit rating
by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]
Date: 2009-09-29 13:48:05
What the Fed's .50 rate cut means for Helocs & Credit Cards.
I heart CNN like crazy, they are REALLY on top of their ish over there! ... now be a crazy low rate of 4.05%!!! how crazy is that? And you know it's bad out there when my 2nd ... . This means total greatness! Since our Home Equity Line of Credit is tied to the Prime Rate (which [more...]
Date: 2008-10-08 15:12:00
How to Select the Right Company When Looking for a Credit Attorney
September 2, 2009 | By Ben and Casey In Finance | by Ben and CaseyCleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. Below are several reasons why you may consider choosing a top rate credit attorney at a price almost anyone can afford. [more...]
Date: 2009-09-03 00:43:04
Bail Me Out
Today's linkIt's Not a Weekend It's a LifestyleSaying for the DayAlways borrow money from a pessimist, he doesn't expect to be paid back ... on the mortgage without fail. He let other things slide. He ruined his credit rating. But he protected his house.Now he can’t get a low rate mortgage to replace the one he has because he has a bad [more...]
Date: 2009-01-16 11:00:00
India’s inflation at seven-year high of 8.75 percent
New Delhi, June 13 (IANS) In what is more bad news for the hard-hit ordinary citizen, industry and policy makers alike, ... prices,” said D.K. Joshi, chief economist of rating agency Credit Rating Information and Services [more...]
Date: 2008-06-13 08:57:37
The Correct Way to Pay Off Personal Debt: The Debt Avalanche
When it comes to mathematics, certain facts are universally agreed-upon ... from highest interest rate to lowest. You may find credit cards at the top of the list. It’s typical to see interest rates from 10% to 20% or more. Credit cards offered by stores often have the highest [more...]
Date: 2008-07-07 12:00:46
Realogy Now on Endangered List
A: Realogy was taken private by Apollo Management in a $6.6Bln LBO, from NRT last year. Talk about ill timing ... . Standard & Poor's slashed Realogy's corporate credit rating to CC from CCC last week. A CC rating ... . This will be one of the side effects of the credit crisis / severe economic slowdown on both the country [more...]
Date: 2008-11-19 14:23:28
The Economy is a Lie, too
Dr. Roberts is a former assistant Secretary of the Treasury, so he knows whereof he speaks on economics issues. And, for the record, he was equally scathing of economic policy under Bush II’s regime. Flashback: US credit shrinks at Great Depression rate prompting fears of double-dip recession | Nassim Taleb on the economy: ‘We still have the same disease’ | Flaherty sees deficit, debt, and timetable to return to surplus all expanding | Investors dump money market funds | Scotiabank: [more...]
Date: 2009-09-22 12:19:52
Carnival of Debt Reduction #151
Welcome to this week’s Carnival of Debt Reduction! Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball. This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]
Date: 2008-08-04 08:35:02
Unemployed to reach postwar high: OECD
Well, you’re going to be unemployed for years, but the biggest banks are making record profits, so the economy is doing fine, just a little slow, or so we’re told. Recent: US credit shrinks at Great Depression rate prompting fears of double-dip recession | Nassim Taleb on the economy: ‘We still have the same disease’ | Flaherty sees deficit, debt, and timetable to return to surplus all expanding | Investors dump money market funds | Scotiabank: Global economy set to recover, China and [more...]
Date: 2009-09-16 11:31:21
Mortgage Rates for Friday Afternoon
Mortgage rates are up about 0.125% from what I posted this morning and up a bit more than that compared to last Friday’s post as you’ll see by the ... rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” ... 0.325% to rate FHA. Pricing based on credit score of 620 or better and loan amounts [more...]
Date: 2009-01-16 21:28:17
President Obama to the Aid of Americans Suffering from Debt Apply For Your Government Grant Now
Author : Lindsy Emery It is no secret that the economy is in dire need of a jumpstart With so many out of work, taking cuts in pay, losing homes, cars and having bills that they can no longer afford to meet, Americans are turning to our government for financial help Under the guidance of Barack Obama, our federal government is responding Bills have been introduced that better monitor and control the interest rates and fees credit card companies are allowed to charge Financial institutions [more...]
Date: 2009-09-30 15:50:29
Obama Stimulus Consigns US to ‘Banana Republic’ Territory
The Washington Times reports: The United States will “look like a banana republic” unless it gains control over its budget deficit and federal debt, ... one measure of America’s creditworthiness — credit default swap spreads — already shows some deterioration. The worse a nation’s credit rating becomes, the more its CDS spread rises. U.S. sovereign [more...]
Date: 2009-01-16 16:52:42
What To Do To Secure Your Financial Future
If you want to secure your financial future, you must take action ... items though. She says that if your credit score is above 720 and your interest rate just shot ... credit score, then it is time to find another company. Reducing Your Debt The book contains great [more...]
Date: 2009-01-16 19:31:34
Concerns Of Home Buyers
by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]
Date: 2009-09-27 17:36:13
SBFC Law Group Does Wonderful Credit Repair
by Garth Dillon It’s just a fact that more people today then ever before are being left licking their wounds with bad credit. It’s the recession/depression or what ever you want to call it. The real bad deal of it all, is that as soon as the economy turns around, you will be back in the game, so your bad credit rating will be a burden. Only Frauds Claim They Can Get Rid of Bankruptcy Don’t spend a dime on some service that tells you they can wholly restore your credit. [more...]
Date: 2009-09-23 07:48:12
New & Used Car Finance Company | Video 03
Even if you’re having bad credit or no credit rating there is nothing to worry, you can still get an approved for online car finance loan. There are actually lots of car dealers who will offer you car finance... read more [more...]
Date: 2009-09-15 04:38:34
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Concerns Of Many Home Buyers
by James Weekson There are many who want to purchase a home, but are scared after hearing all of the talk about how nobody is lending money and for people with a bad credit rating that of course means there is no way of obtaining a mortgage. First of all, there will always be a company around that will lend money and even though high end banks often restrict the amount lent out and to whom they lend money to, there are always other options available. [more...]
Date: 2009-09-28 07:45:51
May 21 2009: The pig on its way through the python
John Vachon Cherries of Wrath July 1940 Migrant fruit workers from Arkansas, Berrien County, Michigan Ilargi: Britain is the first major industrial nation under the threat of an across the board downgrade of its credit rating, with Japan hot on its heels and the US not far behind. While these are truly serious developments, and things look deeply alarming for Britain, there’ll still be a lot of water under the bridge before the whips and chips come down. [more...]
Date: 2009-05-21 21:18:00
Credit Card Application, How Credit Cards Shaped Modern Society
About tribute license application, totally minimal, at Bad Credit, I wrote everything as simple as probable ... impacted their credit rating. As such, they are now approach to you, asking if you are disposed to cosign ... , I am here, because I love your stake: Written by Credit Karma January 8th, 2009 at 11:48 AM CST No notes [more...]
Date: 2009-01-09 15:24:00
Things to Consider Before Availing Car Loans
Everyone has a dream to own a car. Cars have become a basic need in our life ... Administration and is currently assisting Adverse-Credit-Car-Loans as a finance specialist ... having bad credit history also but the interest rate is somewhat high. So, taking a secured bad credit [more...]
Date: 2009-01-16 11:53:13
Let's See What's In My Junk Mail...
I think Yahoo! does a great job filtering out junk mail. Gmail gets all sorts of stuff. Let's not even talk about Hotmail. So, of the stuff that goes get through, let's take a look at what people are sending me. Credit Report USA wants me to know that my credit rating may have changed. Good thing for that alert, I'm [more...]
Date: 2009-01-08 23:26:28
The Fed Should Buy Down Consumer Credit Card Rates - Fast
Lets say I owe the bank behind my credit card 1k dollars and Im paying 10pct interest because the best I can do is a little bit more than the ... that I have my credit card with and charge it 5pct plus some warrants to in turn loan that money back ... with to help save people’s homes, are many of the same banks that are pounding credit card holders [more...]
Date: 2008-10-24 23:38:36
Two Financial Goals - Less Debt, More Income
This article is part of an M-Network group writing project, the 12 Days of Christmas - Personal Finance Style ... beast which can be incredibly difficult to slay - especially credit card debt, which can have interest rates over 30%. If you only make the minimum credit card payment, it will take you years to pay [more...]
Date: 2008-12-02 11:10:55
Credit industry needs reining in Ed Born - Ocala, Fla. Credit industry needs reining in USA TODAY's article "Rate cuts? Not on credit cards" was a big disappointment. With the hue and cry about fixing the economic crisis, one would expect that some attention would be paid to the credit card mess (Money, Oct. 24 [more...]
Date: 2008-11-05 05:28:40
Alt-A and ARM resets could trigger another crisis!!!
We are winding down out of subprime and going into Alt-A and ARM resets. We have government funding for homes in two ways. One, incentives with lower rates and tax credits, but, there is more. The GSE’s are allowing loans that are 105% and where the monthly debt to income is over 60%. These loans have high default rates and we will pay the price as unemployment stays high. quote Let’s look at a few facts: The Fed is literally the entire mortgage market. Yes, really. [more...]
Date: 2009-09-29 18:15:58
Gates of Vienna News Feed 9/29/2008
USABankruptcy of US Banks: Can Islamic Banking Help?Bosnian Immigrants Build Des Moines MosqueDear Hank: Here’s How to End the Credit Crisis at No Cost ... to be strict about credit rating system to restrain chances of any further bankruptcy.Interestingly, since [more...]
Date: 2008-09-30 00:56:00
Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years
The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three ... and the danger of a credit rating downgrade. The Italian government went to market this week [more...]
Date: 2009-01-16 21:24:37
Bad Credit Loans - Much Needed Money in the Most Testing Times
For people who do not know much about bad credit, it will often be incomprehensible as to why a financial product has been devoted solely to cater ... , justifies the creation of a separate loan category. It is however, contestable if bad credit loans ... is the excessively high rate of interest that they have to shell out for bad credit loans. When [more...]
Date: 2009-01-16 22:20:13
No Credit Check Payday Loans
September 16, 2009 | By Justin Finn In Blogging | People with a bad credit ratings will struggle to get approved from the mainstream the mainstream lenders. For people in such circumstances a form of ‘no credit check loan’ could be a solution to their financial problems. Credit can be rebuilt through this form of lending by successfully meeting their financial obligations. [more...]
Date: 2009-09-16 23:59:55
Tuesday morning links
TOP STORIES Fed moves to buy commercial paper to ease market strain - MarketWatch Australia Slashes Rates, Central Banks Inject Cash - Bloomberg Speculation mounts over global rate cuts - MarketWatch Paulson turns to Goldman to unclog credit markets - AP Fed Sets Floor Below Rate Target, Engineering [more...]
Date: 2008-10-07 12:38:00
WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?
We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]
Date: 2009-09-29 00:45:13
Get Auto Loan or Auto Financing in minutes
Pre approved bad credit car program offers secure car credit application online with financing already in hand for all types of credit including no credit or poor credit at lowest interest rates. [more...]
Date: 2009-01-10 16:04:41
Add Your Comment:
« PreviousA bolder approach to credit-rating agency reform Next »Let the Great Rebalancing Begin The Fed's Wall Street pay fix Posted by Justin FoxFriday, September 18, 2009 at 4:02 pm 11 Comments • Trackback (9) • Related Topics:Wall Street, banks, executive pay, regulation I was a little nonplussed this morning when I read the not-very-shocking WSJ article that came with the shocking headline, "Bankers Face Sweeping Curbs on Pay." In the pre-Murdoch era that would have been a 600-word [more...]
Date: 2009-09-18 20:02:27
What Are Some of the Causes of Bad Credit?
There are a number of factors that can give you a bad credit rating and make getting financing of any kind difficult, or at the least, more expensive. The lower your credit score, the more likely a bank or other finance company is to charge you higher rates of interest if they are willing to ... [more...]
Date: 2008-12-08 19:00:16
Emergency Fed Meeting: Paulson and Fed Attempt to Jawbone Wall Street to Rescue Lehman
Not surprisingly, it appears increasingly unlikely that private parties are wiling to take on a company that is pretty certain to have negative net ... was a Bad Idea and told the attendees the would be well served to prevent that from happening ... , from cutting its credit rating. However, it is far from clear on what terms Lehman is able to agree a deal [more...]
Date: 2008-09-13 02:38:36
Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years
The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three years ... and the danger of a credit rating downgrade. The Italian government went to market this week and sold [more...]
Date: 2009-01-16 21:58:17
Mortgage Rates Drop! It Does Not Mean What it Used to
Fed announcement, 30-year fixed were roughly 6%. As of today all of the hype that low rates are going to save housing is about less than ... . The 5.5% rates that are making everyone so giddy are what’s known as ‘base-rates’ for perfect credit ... . Perhaps two years ago when when house values were soaring, credit was easy, the mortgage market [more...]
Date: 2008-11-26 17:09:00
The Warning Signs Were There
Everyone knew that this was a possibility, but everyone - Democrats and Republicans - went along with the idea, ... those banks to extend home mortgages to individuals whose credit is generally not good enough ... more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings [more...]
Date: 2008-09-26 12:45:00
Restoring Functioning Markets in a Broken World
Much of what has been written about the financial crisis has focused on the why, as opposed to the what now? ... , I'm sick of it. We're in trouble: the time has come for the conversation to shift from bad guys ... to move OTC transactions - interest rate swaps, credit default swaps, etc. - to a listed medium where [more...]
Date: 2008-10-27 04:21:48
Is it smart to stop paying the mortgage?
For those investors who are always looking for loopholes or ways to “get over” the establishment, let me tell you: You can’t beat the system ... that happen? No. Simply put. Imagine if you default on your loan. Your credit rating will suffer ... problems. Another alternative: Refinance with an FHA mortgage. Third, review your current loan. By any [more...]
Date: 2009-01-14 03:14:12
Nothing Comes Out of the G20 Meeting
G20 largely a non-event… Pound moves up… Brazil falls on sell off of emerging markets… Japan enters recession… And Now… Today’s Pfennig! ... thinking about the growing number of people who no longer have jobs to report to. And the problems ... capital standards and stronger risk management at banks, hedge funds, and credit rating firms. I agree [more...]
Date: 2008-11-17 16:06:26
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-03 10:38:27
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-04 11:46:48
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie [more...]
Date: 2009-01-10 18:13:54
White-Knuckle Market Updates and Quotes (Updated)
The latest sightings: Money market rates doubled overnight: despite considerable central bank intervention: ... now. The downgrade of credit ratings is bad news ... yesterday after Lehman Brothers Holdings Inc. succumbed to mounting credit-market losses and filed [more...]
Date: 2008-09-16 12:30:23
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