Credit Repair
Having a good credit reputation is necessary for an individual to be able to have his loans easily approved ... , you should learn how to manage your credit score. Although some credit card companies offers a little ... is Aaacreditguide.com. The site has in depth topics about rebuilding your credit and removing bad credit. A good [more...]
Date: 2008-09-05 04:07:00
Blog posts
(206)
|
Videos
(111)
How liberal organizations sell out
What does Martin Luther King Jr. Have to Do With Payday Loans? Recently, the president of the Southern Christian Leadership Conference (SCLC) ... ? Not when you consider that late last year, subprime credit card and payday loan company CompuCredit ... of the credit crisis on minority homeowners. But, he didn’t voice support of pending legislation [more...]
Date: 2008-08-14 00:19:11
Marketing Scams with Secured Credit Cards
When in debt, most people will do just about anything when it comes to re-building credit ... credit card, there are some things that you should look out for before submitting that application ... sounding fishy. Any major secured credit card company is going to make you wait while [more...]
Date: 2008-09-21 22:02:06
Higher Ed, Banks and Credit Card Companies
Great commentary from Kevin Carey, which I've linked to just below, along with the NY Times article (below the fold) which spawned the story ... brochure inside encouraging students to apply for a credit card - often their first. This troubling practice has resulted in students completing college with credit card debt - often on top of student loans [more...]
Date: 2009-01-01 21:19:00
Profiting from Payday Loans in 2009
On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]
Date: 2009-01-16 19:38:12
G. Avoid Credit Repair Clinics
You’ve probably seen ads for companies that claim they can fix your credit, qualify you for a loan or get you a credit card. Their pitches are tempting, especially if your credit is bad and you desperately want to buy a new car or house. Avoid these outfits. Many of their practices are fraudulent, deceptive and even illegal. Some have been caught stealing the credit files or Social Security numbers of people who are under 18, have died or live in out-of-the-way places like Guam or the U.S. [more...]
Date: 2009-07-23 09:02:39
“Icing” The Credit Card
December 12, 2008 in Credit, Debt, Financing | Tags: All About Portland Oregon Real Estate, bail out, Betty Jung, Betty's Blog, betty-jung-blog, ... had saved $1800 just in one month by not using their credit card. I’ve been reading a lot of blogs ... . Now I read how employees of some credit card companies were hired and instructed to participate [more...]
Date: 2008-12-12 09:01:34
Uncommon Money News (Vol. 42)
By: Roshawn WatsonIn preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news ... from more bad debt, credit problemsCitibank to receive $43 billion bailout but agreed to limit executive payCollege profit as banks market credit cards to studentsCredit card companies willing to deal over [more...]
Date: 2009-01-08 12:00:00
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
The Rule the Banks Don’t Want You To Know
King Solomon once said that there’s nothing new under the sun. How appropriate that the wisest man in the Bible ( ... and credit card companies instead of making it work for them. The average credit card rate is currently at 13.54% (Source: Credit Cards.com, 2008) and Americans are averaging $16,635 in debt, excluding [more...]
Date: 2008-09-29 18:00:27
Use Your Credit Card In Full
By Michael Huch Since most Americans carry credit cards, ... situation. Very often we hear talking, how bad credit companies are. But in fact, banks are not bad ... credit card holders behave irresponsibly that leads to financial problems. Since most Americans [more...]
Date: 2008-09-06 19:36:22
Saving on Education Related Expenses
Saving on Education Related Expenses With all the other demands placed on your budget, finding room for one more expense may seem impossible ... your limit- this shows up on your credit report and gives your credit card company an excuse to charge ... , major, GPA, location, etc. Don’t feel limited by your current or past academic scores- you’ [more...]
Date: 2009-01-11 14:47:52
A consumer complaint about Consumer Reports
This story just drips with irony! 2 ... be trusted. No fault of theirs, my credit card number got out to some bad guys in Malta or Africa, and the credit card company detected it, contacted me as I was checking into a hotel in NY (by declining [more...]
Date: 2009-01-12 13:57:29
Downtown Jersey City restaurant and schooling news you can use.
Last week we mentioned the owner of Made With Love on Jersey Avenue offers baking classes, ... to find a charge on your credit card or debit to your check card last week for the total of a purchase ... and call your credit card company. In life, as in knitting, mistakes are sure to happen, but remember [more...]
Date: 2009-01-05 07:50:12
GWAS Latte Post
Your regular dose of Monday morning snippets to read, click and skip over with brekkie and a cuppa...Crunch month... and we're not talking Kellogg's ... shaping up as a crunch month for many families as Christmas credit card bills fall due, report Jessica Irvine and John Huxley in The Sunday Telegraph. Credit card company slashes limits! In a case [more...]
Date: 2009-01-11 20:00:00
Finance Fiesta #7: Mamma Mia Edition
Welcome one and all to the 7th Edition of the Finance Fiesta! This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best. I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]
Date: 2008-07-17 13:00:20
Collection Agency calling from 571-431-1958 (Washington, VA)
Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]
Date: 2009-09-25 19:53:49
How Young People Should Handle Credit Cards
This week I’m featuring a few guest posts. First up is an article from the Studenomist, who writes over at the new personal finance blog, ... .” It feels like an honour that someone is willing to loan you money and provide you with credit ... it is not even free. Chances are that if you are a college student credit card companies are literally [more...]
Date: 2008-12-02 11:00:23
Capital One: What’s In Your Envelope?
By Linsey Knerl Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought ... mag. Of course, there is usually one or two credit card offers tossed into the mix (which I promptly [more...]
Date: 2008-07-11 11:07:06
Finding County Marriage Licenses
by Jason Voxly Maybe you are dating someone and think they are hiding something ... the system. You do have to be careful and check into the companies before giving them your credit card ... with a legit company. It is a rare situation that you will receive bad information [more...]
Date: 2009-01-17 22:43:42
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Membership Has Fewer Rewards
For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]
Date: 2009-01-14 19:00:18
Another Random News Dump…
- Federal regulators today announced new rules for the credit card industry ... practices. Some examples of the new rules? Credit card companies will no longer be allowed to raise ... that allows Citibank to increase the rate on your Citi Visa if you’re late with a payment to Discover [more...]
Date: 2008-12-18 19:57:19
July's Best of FIRE Finance - 2008
#fullpost{display:inline;} ... Finance ArticlesSneaky Credit Card Trick #5 - Skip A Payment Invits"During the holiday season when our card balances are usually high, credit card companies often send offers which invite us to skip [more...]
Date: 2008-08-12 01:12:00
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Are gift cards appealing this holiday season?
In the midst of this shaky economy, it's almost a weekly routine for a retailer to file for bankruptcy protection and eventually announce ... cards through credit card companies like American Express and Visa. At least ... a bit unappealing this holiday season. Sure that plastic debit-like card does wonders for people [more...]
Date: 2008-12-02 14:53:41
Triple B Coming to NYC
Chase%20-%20Wamu%20Overlap.jpg Don’t worry, the credit rating of the City of New York has not fallen to one rung above junk ... . Capital One the credit card company figured out deposit gathering was a good low cost source of funds for its credit card lending and snapped up North Fork. The sleepy older banks like Chase who were losing [more...]
Date: 2008-10-01 21:40:02
Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.
Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]
Date: 2008-10-29 16:00:06
Talk About Timing! ... pt. 2
Friday, January 16, 2009Last night I tuned into the follow up webcast on Oprah.com w/ Suze Orman. I learned a bit. Okay, I learned a lot ... , Equifax, & Experian. Yes, three..When credit card companies, car and mortgage lenders sit down ... the balance on your credit cards. This improves your FICO score... Seems like a no brainer right [more...]
Date: 2009-01-16 19:11:00
President Obama to the Aid of Americans Suffering from Debt Apply For Your Government Grant Now
Author : Lindsy Emery It is no secret that the economy is in dire need of a jumpstart With so many out of work, taking cuts in pay, losing homes, cars and having bills that they can no longer afford to meet, Americans are turning to our government for financial help Under the guidance of Barack Obama, our federal government is responding Bills have been introduced that better monitor and control the interest rates and fees credit card companies are allowed to charge Financial institutions [more...]
Date: 2009-09-30 15:50:29
Free Credit Score Online!
Credit Score is an important factor considered by creditors, money lenders and other financial institutions ... a good credit score: The Potential lenders, banks, credit card companies and employers measure ... not be under this misconception that a bad or poor credit score will always remain poor. You can improve [more...]
Date: 2009-01-14 10:33:46
Credit Card Companies Are Closing Unused Accounts
Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]
Date: 2009-01-06 19:00:00
The Risk of Identity Theft Is Higher Than Ever This Holiday Season
Identity theft refers to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves ... had her credit card number "skimmed" at a gas station. She didn't realize the theft had occurred, though, until ... , though the credit card company had not been able to determine exactly how it had [more...]
Date: 2008-12-23 13:02:06
Downsizing? An admin checklist
It’s never pleasant when companies have to downsize due to a tough economy ... forms, if necessary Delete company computer access Remove access to company credit card ... : Final time/expense report Final paycheck COBRA notice (firms with 20+ employees) Certification of group [more...]
Date: 2009-01-16 17:43:53
Managing Your Credit Cards Responsibly
September 27, 2009 | By Tawana Rashing In Finance | by Tawana RashingCredit cards can easily go from being your best friend to your worst enemy. If your credit is any good at all, you probably get a ton of pre-approval notices from different companies. They?re offering you the world in a credit card ? no APR, huge credit limits, awesome purchase bonuses and more. [more...]
Date: 2009-09-27 17:25:27
Obama Wants Everyone Out of Debt Erase Up to 50
This administration realizes that the economy is bad and people are suffering President Obama is trying to put a limit on the amount of interest the credit card companies can charge you But perhaps you have already gotten into trouble with your credit card and don't know what to do about it [more...]
Date: 2009-09-11 07:42:37
Dealing with a bad attitude
Dealing with a bad attitude Posted in Better Living by Seth Barnes on 1/7/2009 WARNING - If you're hoping for inspiration, ... that my credit card company hadn't received the online payment I'd sent from my bank on December 19. Instead, they'd charged me a finance charge. So I called the credit card people. What's annoying [more...]
Date: 2009-01-07 14:13:06
Global is as Global does
Owned by financial services firm Barclays, Barclaycard is one of the largest credit card providers in Europe and India. And it recently ... for us as a UK credit card company, but they do not reflect the global payments company we have become [more...]
Date: 2008-10-03 10:29:07
Credit Repair Help - Here’s How To Start Right Now!
by Mark Alison People are in debt. Living in this world with bad credit can be difficult. It’s hard to repair your credit and it makes life difficult to have bad credit ... coffees. We need to then know what’s in your credit report. There are three credit card companies [more...]
Date: 2009-01-05 11:03:01
Discover $50 Promotion & Discover Holiday Promotion
With the economy weakening, experts are predicting horrible retail sales in the fourth quarter. We’re talking downright dreadful ... less, credit card companies earn less… so they too are pulling out the big guns. Discover ... right now for new credit card accounts. 18% Cashback You can combine these two promotions together [more...]
Date: 2008-11-07 19:49:05
Bad Mortgages Are Just The Beginning
credit card health Yesterday I talked a bit about how, through the bailout bill, ... be looking at credit card companies such as American Express following suit. I thought ... . Americans have almost $2.6 trillion in consumer credit outstanding, according to the Federal Reserve [more...]
Date: 2008-10-16 17:29:00
My Thoughts on Debt
I received a comment the other day about choosing to go into debt again. It was prompted because I discussed the possibility of a car loan ... the credit card companies for our debt…I can’t. They didn’t make me use their cards. I did that. I swiped ... loans than I had to. So I don’t regret all of the student loans I took out. For mortgage debt, given [more...]
Date: 2008-12-21 05:44:10
Tiny charges could mean big trouble
Ever charged 19 cents on your credit card? I never have, and I imagine most of you haven't either ... like this, dispute it with your credit card company. Also, report the crime to the Federal Trade ... amounts from your account. Placing a security freeze on your credit files might be a good idea [more...]
Date: 2009-01-12 22:37:24
The Best of Get Rich Slowly (2008 Edition)
The past ten months have been amazing: I quit my job at the family box factory at the beginning of March to become a full-time writer ... to be paid automatically. I’m wary of my credit card company, however, so I process that by hand every ... in no particular order. These offer a great representation of my philosophy and my approach to personal finance [more...]
Date: 2008-12-31 13:00:31
The New Rules
A few weeks ago, I discussed the proposed “Credit Card Bill of Rights” legislation ... Reserve, Office of Thrift Supervision and National Credit Union Administration are set to release an entirely new set of rules this Thursday that the credit card companies must play by. Rule number [more...]
Date: 2008-12-15 23:07:59
Watch Out for Possible Credit Card Scams
I am constantly amazed by the creativity of thieves when it comes to ways to scamming people ... card. Bad Photography A lady paid by using my Visa Check Card, and the young man behind ... will be so much better. Currently in the United States, the credit card companies take the burden off [more...]
Date: 2008-10-30 15:25:07
Want a Company to Hear You? Talk to Their “People.”
By Linsey Knerl Many of you were already following my recent credit card turmoil, where I was blacklisted from using my own card ... to switch credit cards, I got a little creative in my communication efforts. I enlisted the PR ... involve a bad experience. How do you reach a PR contact? Sometimes it's easier than you think [more...]
Date: 2008-12-13 22:24:27
The Physical Side Effects of Debt
Anyone who has carried a heavy load of debt is keenly aware of its ability to strain your budget and your relationships, ... forced to stay in a bad job because relocating is simply not an option when living paycheck to paycheck ... like to donate to banks and credit card companies. Financial Peace Now imagine for a moment [more...]
Date: 2008-06-25 02:10:57
Notes from the Undertow
I have been a Consumerist reader for quite awhile. A lot of the information posted on the site is very helpful ... card companies:“How dare a store ask to see my ID when I use a credit card to buy something? Don’ ... thousand dollars.“Some store has a minimum purchase in order to use a credit card! Ahhhh!”Again [more...]
Date: 2008-12-26 21:12:03
1 -
50
of
206
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
