Avoid Payday Loan
If you spend more than you earn on a regular basis, it is a bad practice ... to borrow a loan, so you can save 15-30 USD by not paying the loan interest! • Use your credit card ... companies often make use of your needs and leads you into the debt trap. The most obvious drawback [more...]
Date: 2008-12-04 12:36:55
Blog posts
(205)
|
Videos
(210)
How to Keep From Getting Judgment Liens
Judgment liens can be placed against ones home or other assets when they refuse to pay credit card bills, home improvement bills, ... against the home of the person that owes the debt. While a judgment is often said to not be as serious [more...]
Date: 2009-01-15 14:38:39
No Money Buy HDTV Now
I was thinking to use credit card to buy HDTV and pay by installment for 2 years, but I still cannot afford to pay for the monthly installment due to my financial problem. I think I have to settle all my debt first before purchasing HDTV, may be I can buy it after next year [more...]
Date: 2009-01-15 04:02:52
To Consolidate Credit Card Debt…
…with a home mortgage, you will generally be refinancing your property and taking cash out to pay off the debts. [more...]
Date: 2009-01-13 13:45:03
6 Step To Improve Your Credit Score Now
Your credit score is probably the single most important number in your financial life ... who hasn't? Lenders aren't that much different. Pay Down Debt 30% of your score is based on the how much [more...]
Date: 2008-12-02 17:06:27
Consolidate credit card debt with debt consolidation - Loan Modification not the answer
Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]
Date: 2009-09-23 18:54:41
That Makes Me Stabby: Do We Have an Obligation to Spend?
The other day I was watching CNN. (I need to stop doing that. It tends to make me stabby.) ... . I didn’t buy multiple cars I didn’t need. I didn’t let mounds of credit card pile up without panicking ... , not permanently. As I said yesterday, we need to pay down our debt, but the government also needs to fund [more...]
Date: 2009-01-15 01:51:12
Top 10 Ways To Save Money - Number 2 - Live On A Budget
Let’s take ten minutes and create your new budget for December. Write down your expected monthly income. (Use your take-home pay.) ... , mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc. Need ... ! This is the amount that you can budget for extra savings or extra debt reduction payments. Did [more...]
Date: 2008-11-29 21:41:51
What Would Happen if You Get Into Financial Trouble
With new technology constantly coming onto the market, the prices of everything rising, and the introduction of more and more credit cards, it is very easy to understand why an increasing number of people are finding themselves in debt. Personal bankruptcy is at all time high because now people are having problems paying for their homes. However, individuals who see quickly that they have a debt problem then there is help available. [more...]
Date: 2009-09-25 09:05:07
Retailer’s Credit Cards: What Are They, And Should You Have Them?
by Steven J. Talrechi The ads for them are everywhere ... for the next two years. This sounds like a great deal; however, if you can’t pay off the balance ... scenario is not to get into debt with these types of purchases at all and instead pay cash [more...]
Date: 2009-01-14 15:19:57
2008 Goals
For some reason I can’t seem to mentally grasp that 2008 is almost over. I feel like I was just writing this same article but back in 2007 ... for any necessary repairs or problems. Goal 2: Payoff our last credit card. This one will be a bit ... for 2008 and how I did with them: Goal 1: Pay a minimum of $1,000 a month towards out debt [more...]
Date: 2008-12-17 11:24:58
In 2009 Go Back to Basics
Hi All, Like most hardworking Americans you probably spend a good deal of time working for your money ... % credit card. Dump it. If you owe money on rent-to-own appliances, pay it off. If you have back taxes ... be wishy washy, eliminate high interest debt. 4) Own your own home. Home ownership increases [more...]
Date: 2009-01-07 20:11:16
Christmas: Paid In Full
Yippee! I don't have to pay my Christmas bills if I just download this sheet of stickers from Benny Hinn and follow his simple instructions:CLAIM YOUR DEBT CANCELLATION TODAY BY USING THESE STICKERS!Place a sticker on your mortgage, loan, and credit card bills, as you ask God to give you a financial breakthrough.As you send in your seed [more...]
Date: 2008-12-27 02:35:00
We're Borrowing Like Mad. Can the U.S. Pay It Back?
By Greg Ip at the washingtonpost.comIn its battle against the financial crisis, the U.S ... the government credit card to work with a massive fiscal boost for the economy. Necessary as these steps ... $800 billion of stimulus spending, and U.S. debt soars to 60 percent of GDP by 2010 -- the highest [more...]
Date: 2009-01-12 11:13:00
Debt Consolidation: Don’t Dismiss Consolidation, It Can Help!
Amazon.de Widgets Consolidating Debt is often regarded by many as a sign of personal financial mismanagement when in fact it is quite the opposite as this article outlines.Debt consolidation is often considered a last choice option for people who are struggling with paying their credit card debt. Many believe that to consolidate credit debt is akin to saying that they cannot support themselves. If they were to collect some debt consolidation information, their attitude might change. [more...]
Date: 2009-09-15 14:00:05
Debt Consolidation Benefits
If you’ve ever been in a situation where you needed money that you didn’t have, you probably already know about loans and credit cards ... the borrower will be responsible for paying back a certain amount of the total debt each month. Credit Card A credit card is a “card” whose holder has been given a revolving credit line by a financial [more...]
Date: 2009-01-14 10:09:15
How to Motivate Yourself to Pay Debts
Start the year right with a clean slate which is why I paid all of my credit card dues just last December ... debts to pay off. If you’re in credit card hell. Pay off the ones with smaller debts then get rid ... advice from people who have experienced paying off debts successfully. You can ask your parents, other [more...]
Date: 2009-01-07 10:45:24
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Can Debt Consolidation Help To Overcome Credit Card Debts?
by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-21 11:48:57
Can Debt Consolidation Help To Overcome Credit Card Debts?
The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-15 15:05:02
Reining in Harmful Credit Card Practices
By Karen Harris, Supervising Attorney Medical emergencies, unexpected events, job loss, ... risk” consumer’s ability to pay off credit card debt may be exacerbated by the likelihood of unexpected ... or other credit card debts pay higher interest rates or have other penalties or restrictions placed [more...]
Date: 2009-01-09 18:20:42
Should You Pay Your Credit Card Bill Late? The Answer May Surprise You
One of our readers, Jay, sent us this question about debt negotiation: My wife and I earn $145,000 per year combined but have over $600, ... card debt. Although our debt is exorbitant, we have been making real progress towards paying off debt ... -interest credit card that will soon be paid off, our interest rates are pretty manageable. After [more...]
Date: 2008-12-09 15:49:26
Foreclosures linked to 2005 Bankruptcy Reform law
For those readers not familiar with the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCA"), prior to October of 2005, unsecured debt ( ... of their credit card debt, and that would free up income to pay the mortgage. The new law blocks that escape route and forces better-off household to continue paying credit card debt, which makes [more...]
Date: 2009-01-13 16:03:13
HOW I PAY OFF MY CREDIT CARDS
When year 2008 started, I made a list of what I should do. Most of my entries were about paying off my credit card debt. And here are the things I did to generate enough money to pay for those credit card balances ... name. They are earning me about P50.00 (US$1) a month on interest. My credit card charges [more...]
Date: 2008-11-09 02:36:11
Knee Deep in Debt
credit card debt Having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]
Date: 2008-12-14 12:21:35
Debt Settlement
These are difficult times and it is absolutely common to also find to much people loaded with enough of debt without guarantee and of debts of the credit card. You must know that these debts attract very heavy types of interest and the stiff fines are imposed before delayed payments. It is obvious that one cannot go ignition to pay these debts especially when there are losses of work and many do not have a regular monthly rent. [more...]
Date: 2009-09-22 17:14:17
Credit Card Debt
Are you having problems with not being able to pay down your credit cards and only paying interest each month? If so, then maybe you should consider debt consolidation. Many people let this get out of hand and don't do anything about it before it's too late. I know from experience, it would be nice to pay [more...]
Date: 2008-12-22 16:16:00
Crafty Creditors Are Making Changes
This is a guest post from Tisha Tolar is a freelance writer providing content for CreditCardAssist ... . By today’s standards, a good customer can simply be late paying a debt other than the credit card ... and charges to accumulate, leaving you in even greater debt. Credit card companies rely on the fact [more...]
Date: 2009-01-14 13:10:23
What Is A Charge Card?
A couple of days ago, I posted this story about a guy who beat debt. One of his solutions was “getting a charge card which feels like a debit card (and pays for itself with the amount I spend), so I never trap myself in to thinking I’ll pay things off later.” Emphasis mine. What Is A Charge Card Frankly, between debit cards and credit cards and ATM cards, it is easy to forget that there is another type of plastic option, the charge card. [more...]
Date: 2009-08-07 00:00:34
check your credit report
Credit record is an asset here in the U.S. I would say that we must really take care of it ... affects my credit score. And I hardly ever use my credit card. I have a friend whose credit rating ... . We should use our credit cards wisely and pay off our debts on time. Otherwise, debts could [more...]
Date: 2009-01-15 20:31:06
Got Credit Card debt? You may be in luck…
by Rolfe Winkler, CFA If you’re delinquent on your credit card balances, now may be a good time to pay down that debt ... are being offered deals that forgive 20 to 70 percent of credit card debt… Just as lenders competed ... desperate card companies: After helping to foster the explosive growth of consumer debt in recent [more...]
Date: 2009-01-03 01:44:51
Bachelorettes in Debt -- The New Reverse Dowry System
My wife raises an interesting point that I've never heard anyone discuss ... . Right. Thus, an awful lot of them have a lot of debt, especially credit card debt, which they keep ... card debt, which she's paying $5500 per year of interest on, does the idea of a joint checking account [more...]
Date: 2008-11-07 22:28:55
Enjoy Financial Freedom Through Debt Consolidation
I am back here again. I just talked to some friends especially my Brazilian friend who owned a bar cafe in a city near to us ... to pay all those credit cards purchases. She still want to apply for other credit cards to pay ... they can do is to have a debt consolidation. This simply means that you have to consolidate or putting [more...]
Date: 2008-12-12 20:48:47
How to Avoid Filing for Bankruptcy
Bankruptcy is an ugly word in the financial world. But many people see it as their only way out of financial trouble ... . Instead, steps should be taken in order to pay back debts and clear credit, like debt consolidation ... is also affected by our society’s recent dependence on credit cards, as well as our debt to income ratio [more...]
Date: 2009-01-06 14:45:08
It’s Time To Trade Debt for Wealth
The Credit Exchange is a Debt Consolidation Company and the only one of its kind in existence. They want to help you out of the “debt trap ... program. Because, of course, one of the best ways to avoid credit card or other types of debt ... the actual debt? Under that scenario you can spend as much as 6 years paying off $3,000 in debt. Credit [more...]
Date: 2009-01-14 03:36:32
The Daily Poverty Post.
Yesterday, Suze Orman went on Oprah to talk about her latest book, Suze Orman’s 2009 Action Plan, ... are a few of Bossy’s notes from the show: Pay off your credit card debt before anything else ... to your credit card debt or savings by making a list of all your expenditures, and separating the things [more...]
Date: 2009-01-09 13:28:31
Debt Relief
Are in debt over your head? Unfortunately, most Americans are and the bad economy right now isn’t helping them get out of debt any quicker! ... for you, they also have other solutions, such as credit counseling, debt consolidation, bankruptcy and credit card monthly payments. You will pay significantly less, though, if you’re able to take advantage [more...]
Date: 2008-11-14 19:53:21
At Last - Looking at the Customer from Their Point of View
Stessa Cohen and Kristin Moyer here. Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... a savings tool: the Wells Fargo Debt Pay Down Solution. This solution will let customers [more...]
Date: 2008-12-15 14:46:25
Don’t Let Debt Become a Burden on Your Life
Many of us enjoy using credit cards. It sure does make life a lot simpler when buying something ... want to consider unsecured consolidation loans to help with the burden of credit card debt ... . The trouble with credit cards is that you have to pay off the debt quickly or interest rates [more...]
Date: 2008-12-23 20:16:38
What Does “Late” Really Mean? Beware of Sneaky Credit Card Fees
I spend a lot of time watching and listening to financial news reports; and since we’re officially in a recession, ... , and the people who always payoff their balances. Here’s How Credit Card Companies Hit Responsible ... debts low and paying bills on time. However, it appears that credit card companies have found a way [more...]
Date: 2008-12-16 15:04:11
Are Bailouts Fair?
Paul Solman of The Business Desk on the PBS website received a question from an individual wondering if government money wouldn’t better be spent to pay off all of the outstanding credit card debt of Americans. While to some extent we’ve already got a system to handle out of control credit card debt - known as bankruptcy, the thought [more...]
Date: 2009-01-08 23:46:33
How To Get Out Of Credit Card Debt On My Own
I am sick and tired about my awful state of financial affairs. I got sick back in January and as a result I had to leave my occupation ... up as they shall be overcome. Post from: Bankruptcy Articles How To Get Out Of Credit Card Debt ... t know what to do. I tried to call three of my credit card companies and was just told I needed to pay. While [more...]
Date: 2008-10-18 01:04:52
Tough Negotiations With Credit Card Companies
One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]
Date: 2009-01-02 21:20:35
Tough Negotiations With Credit Card Companies
One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]
Date: 2009-01-02 14:39:44
Debt Consolidation
Having a credit card is good since mostly people use here in the States or other countries to purchase any items or pay off a bill in the restaurant, ... their site and apply unsecured debt consolidation loans now. ... from the credit card company, you should pay it right away or else there will be an interest [more...]
Date: 2008-10-14 04:04:56
Don’t Worry, Be Happy: Surviving the Financial Crisis?
Are you surviving the financial crisis? While the mainstream media seem more interested in spinning stories of foreclosures, ... a credit card balance, or like my wife and I, added a photovoltaic system to power our all-electric CitiCar ... Americans are exiting the debt-based economy, paying off credit cards, canceling car loans, paying [more...]
Date: 2008-11-20 04:12:42
Credit Exchange
Credit Exchange Everyday we hear it on the news about how people are struggling to pay their credit card ... Debt Consolidation Company . Credit Exchange is a referral company , working to assists ... . Right now, banks are even enticing the students. Credit card is good to have ,but if you we don't [more...]
Date: 2008-11-21 23:56:01
Pensioners hit by spiralling credit card debts forced to take out loans as energy prices soar
One in four people is approaching retirement with thousands of pounds worth of debt because they cannot meet the rising cost of living ... for debt charity the Consumer Credit Counselling Service (CCCS) said the research tallied with its own ... to pay their bills. The average credit card debt for the age group is now just over £8,000, according [more...]
Date: 2008-11-23 00:05:36
Debt consolodation redefined
Are you getting vexed with irritating phone calls demanding you to pay your debts? ... in handling their credits and debits. They provide debt consolidation services, credit counseling services, and even free educational seminars to public. Credit card debt is the leading debt type [more...]
Date: 2008-09-10 16:22:55
Feed the Pig
Commercials for Feed the Pig came on my radio this morning. I love those commercials ... . It also has a credit card payoff calculator. There are articles about establishing a budget, paying ... credit card debt. Tips on what you should do before you get married, have children, and buy a home [more...]
Date: 2008-09-30 00:05:00
101 -
150
of
205
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
