IRS Unveils Initiatives to Help Taxpayers in Financial Trouble

IRS changes offer relief to delinquent taxpayers. The IRS unveiled a series of initiatives Tuesday aimed at helping people who can’t pay their taxes ... and collection letters to taxpayers who recently lost their jobs, rely on income from Social Security ... the IRS to set up an installment plan. These plans allow taxpayers to pay their debt in monthly [more...]

Date: 2009-01-07 06:45:10

Blog posts (47) | Videos (15)
 

Consolidate credit card debt with debt consolidation - Loan Modification not the answer

Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]

Date: 2009-09-23 18:54:41

Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA

Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help.  There are two ways to have your question answered. You can simply submit a question online [more...]

Date: 2009-01-13 15:48:59

Daily Tidbits: Delicious gets some 'intelligent' competition

ZigTag, a social bookmarking tool that has been in the works for years, has finally launched to the public ... with debt create and manage a plan to pay it down. According to the company, DebtGoal.com allows users to enter debt information, interest rates, and payment schedules into the app. Once input, it delivers [more...]

Date: 2008-12-29 17:28:00

Accomplishing your dreams - one step at a time

Everyone has dreams and goals, some big, some small.  I have lots of them, but for me my two primary ones are 1) Be debt free and 2) ... free.  Make that dream or goal specific.  Word it as follows instead: “Pay off all $30,000 of my debt ... .  I have less than half the debt in 2006 and plan to be completely debt free except for my home within 3 years [more...]

Date: 2008-11-25 11:46:06

Don’t borrow and forget

We have seen it before, and perhaps too often for comfort. I’m talking about temporary amnesia after borrowing from a friend or family member. Once or twice I have been an offender (eating out with friends and the scramble for change leaves you in, say, P250 debt you plan to pay once you get to an ATM, that sort of thing), and several [more...]

Date: 2009-01-05 04:04:01

Obama wants to do what?

Obama's big plan to "jumpstart the economy" includes enacting a windfall profits tax on the oil companies in order to provide $1, ... it in my IRA or pay down my credit card.But I ask you, why should the oil companies be financing my retirement or paying off my debt?Another plan to help Americans is addressing predatory credit card company [more...]

Date: 2009-01-09 02:15:00

Resolutions Are Just Goals With A Fancy Name

Setting goals keeps me motivated and helps me see where I am headed, as well as allows me to track my progress ... gives one’s brain the idea of a fresh start. I’ve already detailed my dual plan of paying off debt [more...]

Date: 2009-01-05 15:00:46

Save to send Your Children to College

by Basdeo Paul Whether you went to college or not you probably will have big plans for your children ... towards paying off your debt. You can give up little things like trips to Starbucks or fast food ... of all of your debt. You need to know all of your balances, interest rates and minimum monthly payments. Now start [more...]

Date: 2008-11-14 15:10:07

Book Review: Investing in an Uncertain Economy for Dummies

The winner of the book Killing Sacred Cows is Jane’s Friend. Please contact me at livingalmost at gmail dot com! I hope to hear back from you ... . Later strategies include building a solid financial plan which includes paying off debt [more...]

Date: 2008-12-04 14:00:11

Spending Down by Thomas D. Begley, Jr., Esquire

  The client who engages in Medicaid planning is usually a person of modest means who has been diagnosed with an illness and therefore the option ... his assets.   Pay Off Debts   Repayment of a debt is not considered a transfer, because ... actually be written and delivered. An outstanding debt is simply a liability that does not reduce [more...]

Date: 2009-01-12 14:51:31

5 Simple Steps to Making Your “Get Out Of Debt” Resolution Stick - Part 4

Welcome back. It’s January 10 as I write this, almost half-way through the month already! ... was to get your debt paid off. If you’ve been following along with the series so far, you’ll have a plan for paying off your debt. You’ll ... [more...]

Date: 2009-01-10 18:06:33

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Prevent Credit Repair Scams

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual's economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals. [more...]

Date: 2009-09-27 08:01:05

Dandelion SaladNote: it takes a little while for the page to load as there are many podcast widgets on the page, ... C. Cook Citizens’ Economic Stimulus Plan: Stop Paying Credit Card Debt by Richard C. CookCook-Richard [more...]

Date: 2009-01-06 12:26:57

The Tightening

Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]

Date: 2009-01-10 01:17:17

All because of a dog~

Dan and I both learned early in life that money does not grow on trees ... on how we are going to pay for it without long-term debt. This usually results in big plans for home ... area did much for looks but little for odor removal. To be blunt, the floor smelled awful. The whole [more...]

Date: 2009-01-09 00:09:00

Here Is A Good Plan for Dealing with Tax Debt

Author : Vlavladi Vishnu If you are in need of tax debt relief you are part of a growing numbr of people With the economy htiting bottom and the financial world remaining shaky, many pople find it difficult to pay their tax bills For this reasson, it is vitally important to accept and understand that there is inndeed a serious isssue to be dealt with, and then to formulate a “plan of atack” Usually people who are dealimng with tax debt will have failed to file at least one reurn The first [more...]

Date: 2009-09-09 08:29:42

Take the Bills IQ Test

I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D ... to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief. I also learned that I really should have some sort of plan with my finances. I guess [more...]

Date: 2008-07-22 14:55:00

Help Me I Need To Consolidate My Debt

No matter how well you plan, at times you can find yourself the victim of unfortunate financial circumstances ... to your debt consolidation questions and concerns can be fairly straightforward. “When someone ... paying on each loan or credit card,” says financial advisor and business writer Carl Walins. “ [more...]

Date: 2009-01-14 03:05:42

The Daily Poverty Post.

Yesterday, Suze Orman went on Oprah to talk about her latest book, Suze Orman’s 2009 Action Plan, ... are a few of Bossy’s notes from the show: Pay off your credit card debt before anything else ... to your credit card debt or savings by making a list of all your expenditures, and separating the things [more...]

Date: 2009-01-09 13:28:31

Live reporting - Financial Planning Committee (cont'd)

6 - Financial planning (Roche)handout from Jim, includes listing from S&P listing the ten things for public finance that are characteristics of good ... budgetary risks6. A debt affordability model in place to evaluate future debt profile7. A pay ... - Financial Terms (Nutting)if the state would allow we would do these thingsthe capital budgetthe debt [more...]

Date: 2009-01-16 01:05:00

Chilling sign: Private publisher exit plans

The intentions of Copley Press and Advance Publications to explore the sale of two of their signature properties represents a discouraging new lack ... to pay down debt, they would seem to be in a position to wait for a more propitious time to sell ... publishers are not known to be over-burdened with debt they are struggling to repay at a time revenues [more...]

Date: 2008-08-04 05:17:00

THAT'S IT!!!! I am creating my own bailout plan

I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid ... dollars in my 401K account and I have had a couple of credit card companies try my patience ... us in the near future. Here is the break down:FINANCIAL HEALTH * Debt - Pay off all my credit [more...]

Date: 2008-11-11 00:07:00

2008 in review

2008 didn’t really go exactly as planned.  It could have been better; it can always be better ... .  I had hoped to pay off all of my debt.  I wanted to travel to more places…a big trip at least every other ... Mountain and met Leonard Knight Drove to Maine for a week Visited Chicago for the first time and saw [more...]

Date: 2009-01-06 03:23:33

99 High Paying Keywords: The Secret Is Out!

Incorporating high paying keywords into your site is critical to maximizing your income. Who has the time to figure it all out? How much are you willing to pay for this type of information? The secret is out: Here are 99 keywords you can use with payouts averaging $2-$100 per click: 1. Structured settlements 2. Mesothelioma 3. Acne 4. Life Insurance 5. Death Insurance 6. Bextra 7. Asbestos 8. Car Insurance 9. Dental Plans 10. Private Jets 11. Debt Consolidation 12. Credit Cards 13. [more...]

Date: 2009-09-26 02:51:40

Site Seeing

Permalink Do You Have Pay Raise Plans? Saturday January 10, 2009 Please vote in my poll and respond in "comments ... . Organizations that have no debt, decent recession-proof sales, and a strong cash position are faring better ... | Newsletter | HR Forum Add to Technorati Favorites Bookmark and Share [more...]

Date: 2009-01-10 17:18:36

The Economic "Stimulus"

The Economic "Stimulus"by Thomas Sowell Two centuries ago, when there were plans to create a huge fund of money to pay off Britain's national debt, the great classical economist David Ricardo [more...]

Date: 2009-01-09 21:29:00

Financial Plan for 2009

This year has been a rocky year for me.  The stock market took a tumble.  I never did find a full time job to replace my income ... more next year without cutting off circulation to my legs. While paying off my credit card debt, I need ... . Ideally, I’d love to eliminate $13,000 of my bad debt in 2009.  It’s possible if I find another [more...]

Date: 2008-12-30 13:00:52

GM and Chrysler get US$17.4 billion bailout

They’ve done it, the Detroit boys have managed to secure federal emergency loans to execute their plans to stay afloat ... stock, firms must accept limits on executive pay and eliminate perks such as corporate jets, debt owned ... and emissions requirements, and firms must not issue new dividends while in debt with the government. Ford [more...]

Date: 2008-12-21 09:09:13

Emergency Private Pension Plan

The simplest kind of stimulus governments the world over could provide is to cut withholding taxes. Let people keep more of their money from each pay check. People will then do what they have to do. That is, they'll either use the cash to pay down debts, save it, or spend it [more...]

Date: 2009-01-14 04:26:58

Seabreeze Church Dances While Bills Pile Up

The New York Times yesterday featured a church called Seabreeze in a story about debt-ridden churches now struggling to pay bills. Seabreeze is a Saddleback church plant that followed Rick Warren’s seeker plan for growth. The problem is, Warren-style circus church is not as lucrative as it once was, and now forclosures loom [more...]

Date: 2008-12-28 00:13:26

a stimulus plan you’ll never see

http://feedproxy.google.com/~r/instapund… If the Government wants to stimulate the economy, ... you have with fiscal stimulus. People will save some of the tax cuts, but people need to pay down debt too ... then why not just declare a payroll tax holiday immediately? It’s fast to turn on, fast to turn [more...]

Date: 2009-01-13 14:16:16

Devil In Details On MTA Tax and Spend Plan

A few figures provided by the MTA should give everyone pause about just how much money can be raised by the tolling of the Harlem River and East ... with a $469 million deficit.To begin to pay down the debt, a monthly fee of $1 per account will be instituted. This fee will be dedicated to reducing the E-ZPass debt and instituting improvements [more...]

Date: 2008-12-05 15:25:00

Charter Gets Closer To Reorganization - Changes executive pay on road to prepackaged bankruptcy plan

It may not be a very good year for industry black sheep Charter Communications, who is rumored to be eying bankruptcy and reorganization this year, as the carrier continues to struggle with a huge debt load. The company recently laid off 75 employees, and announced they'd be consolidating its west, east and central divisions into just west [more...]

Date: 2009-01-15 12:57:39

Russia to halt delivery of natural gas to Ukraine

MOSCOW: Russia is planning to suspend delivery of natural gas to Ukraine on Thursday morning after negotiations to resolve a politically tinged ... supplies if Ukraine failed to pay off its debts. In a news conference before the talks unraveled [more...]

Date: 2009-01-01 06:33:12

LPs Bristle at Apollo’s Plans for Huntsman Settlement

Laura Kreutzer, of Private Equity Analyst, files this dispatch on the behind-the-scenes rancor at Apollo Management over the deal terminating its $6 ... will invest $250 million in Huntsman in exchange for debt. It is also paying Huntsman $425 million [more...]

Date: 2008-12-22 16:14:11

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Suzee Orman Says “Pay off Your Mortgage, Boomers” - But I’m Not Sure

Suze  Orman has a new book that she’s promoting on Oprah’s website: Suze Orman’s 2009 Action Plan ... Your Mortgage says that carrying mortgage debt into retirement can wreak “financial havoc.”  He takes the reader through three scenarios of mortgage repayment, to review the tax effects of paying off [more...]

Date: 2009-01-12 16:48:32

CBS’s Reid Looks at Barack Obama’s New Deal

On CBS’s Sunday Morning, correspondent Chip Reid compared Obama’s economic plan to that of Franklin Roosevelt and the New Deal: " ... hundreds of billions of dollars piling up additional debt for us and our children to pay in the future [more...]

Date: 2008-12-19 22:31:18

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... , and credit card statements, mortgage and insurance records. Locate debt worksheets on the internet ... debt. Decide which credit cards, and loans that you will pay down in order. For the first [more...]

Date: 2009-01-14 23:03:41

Going Back to School, Adding More Debt, Hoping I Made the Right Choice

I haven’t brought this up here on the blog yet, but one of my big plans for 2009 is going back to school and getting a Master’s Degree ... new laptop.Monthly Update: Credit Card Debt Payoff ... . The bad: I’ll be adding $25K - $30K of debt. If I don’t get a big salary increase I’ll be paying [more...]

Date: 2009-01-08 07:29:26

Borrowers Beware: Stricter Loan Requirements in 2009

Ah, credit. The nation’s widespread adoption of it has allowed several generations of Americans to spend beyond their means, ... pay more for it. You’ll also need to keep an eye on your overall debt ratio if you’re in the market ... debt ratio at or below 45 percent of their pre-tax income. If you plan to apply for an FHA loan [more...]

Date: 2009-01-13 13:27:55

Why Obama’s tax cut plan is a crock

His claim is he’s going to cut taxes for 95% of American families ... unless he’s going to smilingly stack another trillion plus in debt on to the 5 trillion "official" debt ... you that corporations are tax collectors not tax payers? Who would pay those corporate taxes? 100 [more...]

Date: 2008-09-19 06:05:07

4 Ways to Not Get Stuck in the Sandwich Generation

Jeff Rose is a Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... the Roth IRA you keep telling yourself you should. Just do something! 2. Watch the Debt Do you really ... the payment will be per month” and what the actual cost will be. If you can’t pay cash, don’t buy it…period [more...]

Date: 2008-12-03 10:53:39

Obama Considering $310 Billion Tax Cut

The Wall Street Journal has sent a news alert that says that Obama is mulling a stimulus plan that will rely more heavily on tax cuts than initially ... of the overall tax relief would involve cuts for people who pay income taxes or who claim the earned-income ... at all income levels are carrying a lot of debt, and given how any kind of missed payment [more...]

Date: 2009-01-05 02:51:52

How To Prioritize Your Debt Repayment Plan

Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can make more effective use of your debt repayment funds if you concentrate on retiring one debt at a time. This can also simplify matters and help you focus your efforts. [more...]

Date: 2009-09-24 01:03:28

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