A Guide to Debt Cancellation
A Guide to Debt Cancellation Posted in October 7th, 2008 by guest in Credit repair What is debt elimination? ... common. Nine out of ten people have at least one credit card, and most of these people are at least a few hundred dollars in debt with their card. Pay Off Your Bills This is just a given [more...]
Date: 2008-10-07 23:12:07
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October 2008: Goals Update
Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]
Date: 2008-11-05 18:10:55
Shrink Your Debt
From Entrepreneur.com : In general, the best choices for debt negotiation and settlement are unsecured loans and credit cards. Since there is no collateral that can be attached to satisfy the debt, creditors are more likely to negotiate to avoid writing off the entire debt. The two most common approaches for debt negotiation are to pay a lump sum that is less than the total amount owed, or to restructure the payment schedule with lower monthly payments. [more...]
Date: 2009-09-14 14:00:00
The Mary Kay truths you find out later
West face of the United States Supreme Court b... Image via Wikipedia From the Pink Truth: "Mary Kay-isms" abound in every Unit, everywhere, USA ... to pay down your credit card debt. How many of these were you told?" So what are the stories? Go to Pink Truth to find out more.Related articles by ZemantaConsumer Debt Relief Is Aiding Tens [more...]
Date: 2008-11-25 02:34:56
debt consolidation
As we find ourselves living in the credit crunch of a world, ... purposes - we see people using them to pay off high interest credit card debt and student loans ... t also note that unsecured loans are also available. We have seen that debt consolidation loans [more...]
Date: 2008-12-15 15:17:50
Best of KCLau’s Money Tips 2008
2008 is an exciting year for me. I was able to build more income streams and therefore increase my overall income compared to the previous year ... you are looking for about Bursa Malaysia Case Study: Consolidating Personal Loan, Mortgage and Credit Card Debt Do you have the assets to pay for your liabilities? Personal Asset Inventory Template How [more...]
Date: 2009-01-11 23:00:36
I’ve talked the talk, but have I walked the walk?
With a name like “Debt Destroyer” it’s kinda implied that I’m spending my waking hours destroying debt. I wish that was the case ... * *I originally included a credit card balance in my initial debt total. But I always pay off ... to go out on a limb and say that I’m not alone in my debt reduction journey. How are you doing? Are you pleased [more...]
Date: 2009-01-08 15:04:31
Pocket Profile: Frugal Babe
This week we spoke with Frugal Babe, who started a blog to chronicle her family’s path out of debt after starting a health insurance agency with her ... more in rent. Student Loan Debt: None! Top percentile. Credit Card Debt: None! Top percentile ... calculators to figure out how long it will take us to pay it off. The Bigger Picture: Tell [more...]
Date: 2009-01-08 16:49:31
Suze Orman’s Free Book - Fixing Your Finances in 2009
Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... to do this year. For example, the general Credit advice for 2009 is: Make it a priority to pay off your credit ... to get your FICO credit score above 720. Be very careful where you turn to for help with credit card debt [more...]
Date: 2009-01-09 13:29:00
No Credit Cards.
Unlike me who has more than one credit card at the moment, my dad doesn’t own any even just one ... consolidation where they pool altogether one’s outstanding credit card dues and offer them at lower ... . He says, that he doesn’t want to incur any debt or debt loans in any form. He’d rather pay [more...]
Date: 2008-12-10 10:06:35
A Survival’s Guide to Debt Elimination
What is debt elimination? Debt cancellation is the pathway of getting your outstanding debts under control and then avoiding getting into debt in ... out of ten persons have at least one credit card, and the majority of these people are at least a few hundred dollars in debt with their card. Pay Off Your Bills This is just a given [more...]
Date: 2008-12-24 17:06:36
November 2008 Goals Update
Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]
Date: 2008-12-03 19:04:57
Debts..yikes how do i overcome it
It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]
Date: 2008-09-02 20:03:23
After Conceit: Recovering from the Credit Crunch
Wealth is created through an economic sleight of hand ... , but of the future value that people have promised to create. When you pay for groceries with a credit card ... by what we already have. Debt creates real opportunities for equality. Without debt, the impoverished [more...]
Date: 2008-10-13 12:29:58
fix your finances, save money – step 2
Breaking through the wall. In the middle of the Olympics, I thought it would be a good idea to issue a personal finance challenge, ... to pay less for the same service. debt repayment Option 1: If you have a credit card that you’re ... 1 Otherwise, if your debt is large-ish (a few thousand and up) and you have a good credit rating, it may [more...]
Date: 2008-08-21 12:00:46
THAT'S IT!!!! I am creating my own bailout plan
I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid ... dollars in my 401K account and I have had a couple of credit card companies try my patience ... us in the near future. Here is the break down:FINANCIAL HEALTH * Debt - Pay off all my credit [more...]
Date: 2008-11-11 00:07:00
Shamed solicitor faces jail for taking from pensioner’s will
By Michael MacLeod A DISGRACED former lawyer who took almost half-a-million pounds from a dead pensioner’s will used the cash to pay off his own debts. Michael Karus, 48, embezzled £413,052.81 while acting as the executor of the estate of the late Edith Hampton, who died aged 89 in 2003. It emerged yesterday in court that he used the former teacher’s cash to settle debts in his own law and property firms and even paid off a personal credit card debt. [more...]
Date: 2009-09-28 17:11:34
Why you need Debt People?
by Mike King When suffering from a huge due debt amounts, people often tend to rely on specialized experts for debt management services ... you various choices. Credit checks is another vital program provided under debt management services ... accounts to pay off such as loans, both mortgaged or without mortgage, and credit card bills etc [more...]
Date: 2008-07-21 07:26:53
Annotated Digital Culture Links: December 16th 2008
Links for December 16th 2008: The writer’s guide to making a digital living ... his online show is “silly,” but it helped pay off credit-card debt. One year after YouTube ... it, you had to erase it! Amazing stuff. Top 10 Most Pirated Movies of 2008 TorrentFreak - Surprising [more...]
Date: 2008-12-17 03:47:15
6 Powerful Easy Tips for Living Debt Free.
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... that almost every one likes to enjoy the benefits offered by low interest credit cards, but they never read their statements when they have to pay back the bill. Credit cards involve the risk of starting [more...]
Date: 2009-01-06 10:45:18
Help Me With My Debts
We have been living in a two bedroom condominium since 2004 and as the baby grows I think we need a bigger space and a backyard for barbecues, ... . Right now, we are still paying two car notes and some credit card bills so we are looking to consolidate debt first to ease up with our monthly payments. At least, if we would be able to lower [more...]
Date: 2008-09-10 18:36:07
What If You Can’t Pay All Your High Priority Debts
by Ian Pelham Although individual priorities may vary, ... the lines of, “If I can’t pay my car finance, at least I can pay my credit cards.” This is a bad ... be more inclined to foreclose. There are many strategies for dealing with debt problems discussed [more...]
Date: 2008-12-22 18:58:27
Home Equity Financing Options - Should You Get a Home Equity Loan?
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]
Date: 2009-01-12 15:30:50
Reader Mailbag #30
Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... if it would be a smarter idea to take the money I would be investing to continue paying off my debt over the next 6 months, after which I will have eliminated my credit card debt and half of my [more...]
Date: 2008-09-29 14:00:56
How Little Changes Can Add Up To Thousands Of Saved Dollars.
Think you cannot save any money? Think putting away $100 a month into a savings account or towards paying off some credit card is impossible? ... . I know, I love to eat out too. But if you are in a budget crunch or you have credit card debt, you need [more...]
Date: 2008-12-03 14:00:44
Taking the Mystery Out of Credit Card “Minimum Payment” Requirements
If you are one of the savvy consumers who pays off their credit card balances in full each month, ... will increase as the economy continues to suffer from layoffs, financial losses, company consolidations ... result being that those who only make minimum payments will simply see their debt continue to grow [more...]
Date: 2008-12-30 14:04:51
Fair Debt Collection - Know Your Rights!
FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe. This brochure [more...]
Date: 2008-12-27 18:39:33
Affiliate Program Review: T3Leads.com
It seems that new affiliate programs are popping up all the time, ... are in niches including: Debt Settlement Credit Cards Pay Day Loans Insurance Tax Debts Mortgage [more...]
Date: 2008-12-15 05:04:37
Horse-race-loving former police chief winds up behind bars
Frank Kessler, former Garden Grove police chief, councilman and mayor, and his wife were arrested Wednesday on suspicion of financial misdeeds, ... and personal loans with a city-issued credit card. They were named in a 21-count district attorney ... card, then charged an additional$2,000 to the card to pay a debt collection agency. The PE reports [more...]
Date: 2008-12-18 19:55:29
No Home Equity Often Means No Health Care
Many people have dealt with rising healthcare costs by borrowing against their home. Now that’s gotten tougher, and so is paying the medical bills ... scrapes and stumbles led them to amass a pile of credit card debt and forced them to refinance ... because of medical issues. The connection between medical debt and the current credit crisis isn’ [more...]
Date: 2008-10-28 15:09:05
Old Debt Settlements Can Come Back to Haunt with Large Tax Bite
Q. I settled a debt in 2007 for less than owed, paying $15,000 on a $22,000 debt ... you for being so singled out)! Most of the time if you settle your debt with credit card companies ... as a result of cancellation of debt. The amount of forgiven debt will count as income. According to the IRS [more...]
Date: 2008-12-01 14:54:03
Understanding Financial Aspect and Debt Consolidation
I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]
Date: 2008-12-12 22:11:29
Danger: Beware Of Payday Loans For Debt Consolidation
By Ozeme J Bonnette For the past two years, the economy has really taken us for a ride. The economic crisis is hurting families at all economic levels. Now it is more critical than ever to be careful with your finances. Eliminating debt requires both consistency and determination. It can be tempting to seek ways to speed up the process. Some people consider taking out a loan to pay off credit cards. Here is one money mistake that you should really avoid. For two years, the economy ha [more...]
Date: 2009-09-28 19:02:40
Net Worth: September - The market gobbled up $5,223.70
Not that it was all that surprising, right? ... goals i'm working on right now: 1) Erasing all our "credit card" debt, 2) Pumping up my half ... to some new blogging income (finally!), and i'm still religiously paying off my Credit Card with any [more...]
Date: 2008-10-01 14:50:53
20 tips for living on one income
Thanks to everyone who came by with Christmas greetings over the holidays. Hanno and I appreciated them very much ... and one of you loses your job?Your main goal is to keep your home, feed your family and pay off your debt ... it a try. We had already paid off our mortgage but we had a small amount of debt on our credit cards [more...]
Date: 2008-12-29 04:21:00
Should I Declare Bankruptcy?
One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... then to have to file Bankruptcy and they get no money it’s all i can sent (not only Debt i have) should ... of my debt within the next 5 - 7 years? There are two reasons for the 5-7 year question. The first [more...]
Date: 2008-11-19 13:59:48
Money Merge Account Analysis Pt 18
One thing I continue to run into are the post of people who claim to use the Money Merge Account, ... my credit card first! Why? When I pay my car off first, that’s another $387 that goes to other debt every month, vs. only about $60 from my credit card being paid off. My mortgage with 26 years left [more...]
Date: 2009-01-15 13:02:52
What If You Can’t Pay All Your High Priority Debts
by Ian Pelham Although individual priorities may vary, ... I can pay my credit cards.” Not a good idea at all. Virtually every strategy to keep your home ... strategies for dealing with debt problems discussed throughout this course. Occasionally, though it is best [more...]
Date: 2008-12-22 18:55:18
6 Powerful Easy Tips for Living Debt Free.
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... when paying the bill. Credit cards are notorious for using low interest as bait for new customers ... in the pay and, therefore, your credit rate would be negatively affected. Additionally, use [more...]
Date: 2009-01-15 08:38:53
Should you take a second job?
By Andrea Dickson Right now is actually the perfect time to take a second job ... . If you, like most Americans, are deep in credit card debt, you might be wondering how exactly you are going to pay it off. Or maybe you're not in debt, but need to make some extra cash to put a down payment [more...]
Date: 2008-10-30 23:58:58
Capitalism Derailed--it's a Good Thing
(Author's note: this is a revised version of a previous post. I received some great and critical feedback, which, hopefully, is reflected here.) ... , our collective credit card is beyond maxed out: the national debt is estimated around $10.6 trillion ... Whether you recently lost your home or your job, had a pay cut, had to run up your credit [more...]
Date: 2009-01-04 23:33:36
How to Become Debt Free using 6 Powerful Tips?
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... Your Credit Card Statements. On the one side, low interest credit cards offer an attractive offer ... one or more of them that consequently lead to a non-desired late in the pay and, therefore, your credit [more...]
Date: 2009-01-15 08:36:59
A Way To Make a Million Dollars
by Mark Roberts The steps to become a millionaire are not much different than any other successful endeavor ... a paycheck that pays the bills and credit card debt [more...]
Date: 2009-01-15 18:50:19
Dandelion SaladNote: it takes a little while for the page to load as there are many podcast widgets on the page, ... C. Cook Citizens’ Economic Stimulus Plan: Stop Paying Credit Card Debt by Richard C. CookCook-Richard [more...]
Date: 2009-01-06 12:26:57
Use Snowball Method Spreadsheet To Pay Off Debts [Snowball Method]
Do you have so many credit cards that you could sew a pair of pants from them? Confused as how to get rid of them? ... style of repayment you want, such as snowball or highest interest first. The program then spits ... Try this handy Excel spreadsheet to generate a custom strategy for becoming debt-free. Just enter [more...]
Date: 2008-08-26 11:13:53
Obama wants to do what?
Obama's big plan to "jumpstart the economy" includes enacting a windfall profits tax on the oil companies in order to provide $1, ... it in my IRA or pay down my credit card.But I ask you, why should the oil companies be financing my retirement or paying off my debt?Another plan to help Americans is addressing predatory credit card company [more...]
Date: 2009-01-09 02:15:00
A Guide to Repairing Your Credit Score
by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]
Date: 2009-01-01 08:28:50
A Guide to Repairing Your Credit Score
by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]
Date: 2009-01-02 22:12:26
A Guide to Repairing Your Credit Score
by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]
Date: 2009-01-10 08:35:57
Unsecured Debt Consolidation Loans - What You Should Know
Unsecured loans can be the answer for anybody who is having trouble managing their expenditure and does not have anything to offer as security for ... of monthly bills. A Debt consolidation loans is a loan that pays off all of your other loans ... on credit cards, store accounts, plus car loans, etc that they are paying each month [more...]
Date: 2008-12-26 08:15:00
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