Slumdog, a “Perfect Fairy Tale for Our Hard Times”

Click here to view the embedded video. Frank Rich, writing for the New York Times, ... in the toilet of globalization: one of those mammoth call centers Westerners reach when ringing an 800 number to, say, check on credit card debt. When he gets his unlikely crack at instant wealth, the whole [more...]

Date: 2008-12-22 16:26:33

Blog posts (291) | Videos (417)
 

Good Byes and Handshakes

Part of the supporting cast, I landed this role, but I've never been handed a script. The camera keeps rolling while I make shit up ... of words keep drifting through the mind. Like debt load, financial obligations, credit card, interest ... I'm not getting it? No one has really filled me in on that. Guess it would either mean a lawyer [more...]

Date: 2009-01-14 17:45:00

Consolidating Your Debt May Help You In A Tough Economy

by John Brennan The present difficult economy affects each of us differently ... . If you simultaneously have an auto loan, credit card loan, home mortgage and other lines of credit at retail ... of credit have been extended, debt consolidation can help the individual get their life and finances back [more...]

Date: 2009-01-13 08:15:18

Use the Plastic to Repair Your Credit Rating

People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... in most cases, people recklessly apply for cash advances or use credit card financing without knowing [more...]

Date: 2008-09-24 09:31:39

Forgiven Debt Isn't Really Forgiven At All

By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]

Date: 2009-09-22 13:00:09

Yet Another Reason to Hate the IRS (and OCC)

Photo by SC Fiasco As if it weren't hard enough to get banks to offer workouts to overindebted consumers! ... lenders want to forgive significant portions of credit card debt that borrowers can't currently repay ... to expand credit card debt forgiveness. According to the Financial Services Roundtable (whom I don't [more...]

Date: 2008-10-30 20:11:13

Getting Out of Debt Quickly pt 1

You are probably familiar with this feeling: Your bills are constantly piling up, but you feel so far behind that you simply cannot bear to even open them. When you do open them, you quickly realize that there is only enough saved up in your bank accounts for you to make the minimum monthly payments and nothing more. You have plenty of other company all over the country. The average family in America is carrying between $8,000 dollars and $9,000 dollars in debt on their credit cards alone. [more...]

Date: 2009-09-25 11:16:53

Debt Negotiation and Dealing with Debt Collectors

Are you having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-18 14:29:10

Control Your Debt to Eliminate it Entirely

Control Your Debt to Eliminate it Entirely Posted By Robert Billings on @ 4:43 am by Michael Geoffrey No one plans to get into debt ... from a reputable organization, debt consolidation, or bankruptcy. Your level of debt, the discipline ... be advisable to turn to a credit counselor. Although they do charge for their services, these companies [more...]

Date: 2008-10-29 09:43:41

Quote of the Day - Frank Rich

Quote of the Day - Frank Rich 21 Dec, 2008 3 Comments Our feel-good movie of the year is “Slumdog Millionaire, ... in the toilet of globalization: one of those mammoth call centers Westerners reach when ringing an 800 number to, say, check on credit card debt. When he gets his unlikely crack at instant wealth [more...]

Date: 2008-12-22 04:37:25

Five Ways To Make Any Financial Resolution A Success (Guest Post From J.D. Roth)

This guest post is from one of Wesabe’s new Advisory Board members, J.D. Roth, who writes about smart personal finance at Get Rich Slowly ... resolutions to improve our lives. Many of our goals are financial: get out of debt, open a retirement ... or credit union. Check out this huge list of rewards checking accounts by state for rates as high [more...]

Date: 2009-01-08 17:07:44

Debt Management Ideas

by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]

Date: 2008-11-01 07:23:58

Debt Settlement negotiation tips How to get out of debt effectively

When you get to the point where you cannot even afford your minimum payment to cover all your debts you may think about bankruptcy however this is the wrong move Bankruptcy protection will only give you short term relief and destroy your credit meanwhile you .. [more...]

Date: 2009-09-18 11:06:06

Credit Repair Strategies Revealed

Discover How To Build Back A Good Credit Score & Get Out Of The Debt In The Shortest Time Possible! ... Creditors Credit Repair and Avoiding Court Credit Repair Collection Agency Options to Avoid in Credit [more...]

Date: 2008-12-22 14:39:42

Why You Should Sell Stuff To Help With Debt (pfblogs.org)

One day I was on a forum and someone who was deep in debt was asking for advice ... some reasons why.First, when trying to tackle a huge debt, whether it be credit card or otherwise ... to get extra money into the house, but the effort is quite substantial and the payoff will be long-term [more...]

Date: 2008-08-23 20:09:10

Debt or Credit Counselling - Well worth Considering

In some parts of the world financial counselling is called credit counselling, while in some European countries i.e. United Kingdom it’s generally referred to as debt counselling. Whether using one expression or the other, the nature of debt or credit counselling boils down to one and the same meaning - getting an education process of [more...]

Date: 2009-09-07 05:44:48

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

Tips to Avoid Bankruptcy

Tips to Avoid Bankruptcy Bankruptcy is not a process anyone wants to resort to ... too much can leave you with a debt worthy of bankruptcy.  Keep one credit card and get rid ... out incidentals like entertainment, eating out, and credit card payments.  Subtract this amount [more...]

Date: 2008-09-04 17:08:49

Debt Negotiation with Credit Card Companies

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-26 19:15:29

Debt Relief Available in Many Forms

Debt Relief Available in Many Forms Posted By Robert Carlton on January 6, 2009 @ 1:57 pm by Carlton Ossinger Getting into debt is so incredibly easy. Just one credit card used ... and spiraling debt. This terribly unfortunate circumstance has become such a usual scenario [more...]

Date: 2009-01-06 08:27:57

'Tis the season for bold predictions...

As customary, we are now in the part of the year where many will make predictions on what happens next year ... holders in danger of losing their homes will receive more assistance from a variety of programs since ... extensive income and debt documentation. Those with the best credit will get the best rates [more...]

Date: 2008-12-19 18:45:00

Death of the Balance Transfer Arbitrager

Jim writes about personal finance at Blueprint for Financial Prosperity ... in on the game, getting about $15,000 in credit card debt and earning a little interest on the side ... from a credit card. My list of no fee 0% balance transfers was so long I left some cards off simply [more...]

Date: 2008-09-02 12:55:18

Debt consolidation

As with most Americans there are few things as bad as being deep in debt ... card consolidation. I will need to get the payment on my credit cards back where I can afford to pay ... . Debt Consolidation is one option that I am looking at and I will need to make up my mind quickly [more...]

Date: 2009-01-08 01:39:30

Credit Card law questionable

There’s no shortage of blame for the mortgage crisis that drove the economy into the ditch ... Act of 2005, households could erase their unsecured debts by filing for Chapter 7 liquidation ... the reform, overindebted households might file bankruptcy and get rid of their credit card debt [more...]

Date: 2009-01-13 10:09:00

Top 5 ways to ease the strain on household finances

by katie George The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, ... your debts. If you have a range of higher interest debt such as credit cards, store cards, and high ... out for any hidden costs or arrangement fees though. 4. Get a more appropriate credit card [more...]

Date: 2008-12-20 10:17:47

Understanding Second Chance Banking

by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]

Date: 2009-09-29 10:39:14

8 Bad Things You’re Teaching Your Kids About Money

This is a guest post from Jonathan, one of the writers at Master Your Card ... readers to get out (and stay out) of credit card debt. If you’re a parent then you probably ... something. Once they understand this they might actually start turning the lights off when they leave [more...]

Date: 2008-11-28 16:34:36

Could it be that the Banks and Flaherty are both right? part 2

I enjoy decoding riddles. Canadians are telling Finance Minister Jim Flaherty that they can’t get credit ... in new bridge and term debt that Teck (TCK.B:TSX) required for its company-risking acquisition of Fording Canadian Coal Trust. Those two deals together amount to C$7 billion of new corporate debt [more...]

Date: 2009-01-09 13:30:46

It’s a Labor Day Carnival of Debt Reduction

Happy Labor Day everyone!  Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... articles Think that using a debit card is a cure-all for debt problems?  Master Your Card warns [more...]

Date: 2008-09-01 05:00:37

Debt Consolidation Turns Your Savior When Ghosts of Creditors Haunt You Day in Day Out

Debt consolidation which is quite unheard before is alive and kicking more often nowadays to save your credit rating ... for bankruptcy. At this crucial juncture, debt consolidation is the only solution available to get you out of the shackles of menacing debts. The term ‘debt consolidation’ is usually defined as taking [more...]

Date: 2008-11-15 02:32:52

Mortgage Rights and Wrongs

Congress has said that they want judges to adjust mortgage debt. On the face of it, this makes sense. After all, when people declare bankruptcy they get their credit card, auto loan, and personal debts adjusted. What makes a mortgage any different? Well, one difference is the law. By law [more...]

Date: 2009-01-14 05:01:08

Credit Repair Tips and Tricks

The best part about finding a third party credit counselor to tackle your credit repair is that you won’t feel so alone ... a larger portion of your available credit. Last off, look at getting what is known as “good debt,” ... , you should work at boosting your score to at least 700. Reduce your credit card balances down [more...]

Date: 2008-11-24 18:27:25

A Commonly Believed Myth: The Little Guy Just Can’t Get Ahead

photo credit: tarahm ... to be mired in debt and despair.  They have a distinct difference is an attitude and outlook. Those ... -out. Are there legitimate situations where people can’t get out of debt because of medical bills, addictions or because [more...]

Date: 2009-01-11 02:01:28

The Effect Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-14 11:03:30

Credit Repair For A Better Life

by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... . If you find yourself in need of help, there are ways to pay your bills and get out of debt. The ever ... agency will be forced to remove it from your record. If you notice any errors or inconsistencies [more...]

Date: 2009-01-06 09:37:28

Debt Settlement Companies: Friend or Foe?

These days, lots of people are swimming in debt with nowhere to turn, no access to credit, and no liquidity, with their credit scores shot… and they’re wondering what to do next. Someone I know who is in this predicament just recently asked me for some input. I told them that there are various paths to the same end: to get rid of your debt or to reduce it to some extent. [more...]

Date: 2009-09-09 06:49:11

Credit Card Debt

Are you having problems with not being able to pay down your credit cards and only paying interest each month? If so, then maybe you should consider debt consolidation. Many people let this get out of hand and don't do anything about it before it's too late. I know from experience, it would be nice to pay [more...]

Date: 2008-12-22 16:16:00

The Paradox of Thrift

Has the economy scared you into cutting back on your spending, paying down your credit cards, getting your budget in order? ... couple profiled in the Journal story: Rick and Noreen Capp recently reduced their credit-card debt ... with that? Haven’t consumers been told they need to be more responsible about debt and spending - the lesson [more...]

Date: 2009-01-06 14:12:53

Why Does Paulson Want Us to Keep Piling up Debt?

Bailout Nation turns to consumers today, as Treasury Secretary Henry Paulson prepares to announce a new program to encourage lending for auto loans, ... to complain when consumers finally get their turn. I know we need to get credit moving to help the economy ... the last decade piling up debt, taking out equity from their homes to spend [more...]

Date: 2008-11-25 14:40:19

2005 Bankruptcy Law Finance Industry Sought has Strangled Economy

Was the banking industry screwed over by its own bankruptcy law? It sure appears to have hurt the economy.. ... that escape route and forces better-off households to continue paying credit card debt, which makes ... .“Before the reform, overindebted households might file bankruptcy and get rid of their credit card [more...]

Date: 2009-01-14 04:35:33

How to be Debt Free and Have a Good Budget Stand

Having been trapped in debt is exactly depressing. However, most of us are frequently experiencing such a situation rather than being free from debt. There are many factors making us trapped in debt; they are, credit card bill, house loan, car ... is the place where we can learn and simultaneously get the recipe of how to have a debt free living [more...]

Date: 2009-01-06 13:34:23

Debt Help

Debt Help January 15th, 2009 Subscribe To Our Feed Debt Assistance and Choosing the Right Resources to Help You can get help in eliminating ... of any future debt. Financial Assistance There are also financial aids available, which ... debt in many different ways. Anyone who is in debt, whether it be because of credit cards, loans [more...]

Date: 2009-01-15 11:38:14

Welcome to the Bad Credit Hotel: Check in for Free!

Mirrors on the ceiling…. pink champagne on ice. We are all just prisoners here, of our own device… ... marketing on college campuses and how student credit card debt has become a serious problem. Recent ... students — and adults as well — to learn to get a grip on excessive credit card spending [more...]

Date: 2008-10-22 14:22:16

In This Failing Economy A Multitude Of Business Owners Are Searching For Fresh Marketplaces In Which To Do Business

This terrible financial system is leaving a lot of people that were in business looking for a new means of income ... particularly credit card debt. The standard American family has somewhere around ten thousand or more in debt ... . In particular the debt settlement industry Some people would question why get into this market. Well [more...]

Date: 2008-11-29 04:11:23

The Squeeze is On

This article appears in the December 2008 issue of Oilweek.By Peter McKenzie-Brown“I’d rather you didn’t mention the company by name ... financial markets is only the killer blow in a credit squeeze within Canada’s petroleum sector ... debt-induced asset bubble, get squeezed out of further borrowing. A contraction in the growth [more...]

Date: 2008-11-20 15:17:00

Goal Setting: Getting Out of Debt Once and For All

By Nora Dunn It is easy enough to say that you have a goal of being debt free in “x” months or years ... out her credit card and dig an even deeper hole of debt in the name of “treating” herself ... are? A friend of mine has gads and gads of consumer debt – the worst kind, with high interest rates [more...]

Date: 2008-12-16 21:11:59

Face Your Bills Now!

America, an advance country with growing credit concern year by year, is in dangerous bill problem for almost its entire people ... %.  For its bill consolidation loans program, costumer has to avoid 5 main points in consolidating debt ... . So, get free from debt now by having right bill consolidation program and then start saving [more...]

Date: 2008-10-01 00:16:40

This Could Be The Day

This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]

Date: 2009-01-06 12:15:05

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

Did You Make a New Year’s Resolution?

Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come! ... : Lose weight Quit smoking Find a new job Get rid of credit card debt Reconcile relationships [more...]

Date: 2009-01-09 13:44:00

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