Control Your Debt to Eliminate it Entirely

Control Your Debt to Eliminate it Entirely Posted By Robert Billings on @ 4:43 am by Michael Geoffrey No one plans to get into debt ... from a reputable organization, debt consolidation, or bankruptcy. Your level of debt, the discipline ... be advisable to turn to a credit counselor. Although they do charge for their services, these companies [more...]

Date: 2008-10-29 09:43:41

Blog posts (47) | Videos (30)
 

5 Simple Steps To Making Your “Get Out Of Debt” Resolution Stick - Part 2

Have you started putting your “get out of debt” plan together yet? It might be 6 days into January, but it’s not too late to make a New Years resolution to get your debt paid off. In the first part of this series, we looked at why it’s important to have a plan [more...]

Date: 2009-01-07 00:52:17

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

5 Simple Steps To Making Your “Get Out Of Debt” Resolution Stick - Part 3

Welcome back! Over the last couple of posts we’ve looked at why it’s important to have a plan for getting out of debt, and how to get started with it. If you haven’t read those posts yet, you should [more...]

Date: 2009-01-07 18:37:56

Debt Consolidation

I’m sure that with the bad economy right now, a lot of people are piling up credit card debt in an effort to stay afloat. Credit card debt can quickly get out of hand and become overwhelming, though. That’s why Fast Debt Freedom is here to help with their unsecured debt consolidation plan! Their debt settlement [more...]

Date: 2008-10-02 03:42:45

Debt Settlement Attorney – Get Adequate Representation

If you are looking to reduce or eliminate debt without declaring bankruptcy, you may be well served if you hire a debt settlement attorney. These lawyers are specialists in negotiating with creditors to not only get them to accept a feasible settlement plan, but also to do things like remove negative marks from your credit report, reduce or eliminate penalty fees, and make other such concessions. [more...]

Date: 2009-09-20 06:02:32

Don’t borrow and forget

We have seen it before, and perhaps too often for comfort. I’m talking about temporary amnesia after borrowing from a friend or family member. Once or twice I have been an offender (eating out with friends and the scramble for change leaves you in, say, P250 debt you plan to pay once you get to an ATM, that sort of thing), and several [more...]

Date: 2009-01-05 04:04:01

Weekend Review #1 - From a Ponzi Stock Market to Eating Healthy Without Being Wealthy

... as we don’t get lured into the traps set for us.Destroy Debt: Here is a detailed article which can help you create your own debt reduction plan, rather than asking advice from debt help (scam) company.My [more...]

Date: 2009-01-05 23:05:05

Control Your Debt to Eliminate it Entirely

by Michael Geoffrey Although nobody’s goal is to get themselves into debt, the reasons it happens are varied ... on realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy ... for their services, these companies will personalize a debt consolidation payment plan [more...]

Date: 2008-10-20 13:17:42

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Scotiabank offers some finacial advice for Canadians

These are some of the items that Scotiabank has offered to Canadians in order to improve their financial situation ... such as higher rate department store and other credit cards. Inform yourself about interest rates and options ... have a financial plan, now is the time to get one that emphasizes debt management and map out your short [more...]

Date: 2009-01-09 09:57:00

5 Simple Steps to Making Your “Get Out Of Debt” Resolution Stick - Part 4

Welcome back. It’s January 10 as I write this, almost half-way through the month already! ... was to get your debt paid off. If you’ve been following along with the series so far, you’ll have a plan for paying off your debt. You’ll ... [more...]

Date: 2009-01-10 18:06:33

Getting Out Of Debt The Old Fashioned Way

Many people these days are struggling with debt that they cannot afford ... excessive credit card debt cut up their credit cards. While for some this may be a much needed thing ... there are debt consolidation plans that sometimes result in negotiated lower interest rates and balances [more...]

Date: 2008-12-26 21:00:36

Banks Say Plan to Guarantee Their Debt is Flawed, Ask For a Better Deal

In the wake of the Treasury Department foisting equity infusions onto nine banks, not all of which wanted or needed them, ... . of guarantees of bank debt, gets a thumbs down from the intended beneficiaries. But sadly, it isn't the general ... and get more. One wonders if the government bond guarantee program was designed with intent [more...]

Date: 2008-11-13 21:25:38

The New FDR Takes Office

That’s who the media wants you to believe Obama is: The new FDR. I tend to agree with them ... is that his plan will get people back to spending like they did when they were living on debt secured ... and spent hundreds of billions dollars of debt that couldn’t be repaid. Obama’s plan to rescue [more...]

Date: 2009-01-11 16:41:10

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Retire Young and Wealthy - Is it Possible?

Take a look around at those who retire early. What did they do so differently that allowed them to hang up their hat and take the rest of their life ... ? Avoid and Eliminate Debt Create a Savings Plan That Takes Advantage of Compounding Turbo Charge Income As long as you carry debt that exceeds income, it is impossible to get ahead. The money [more...]

Date: 2008-12-19 18:39:08

The Seven Habits to Financial Success… Part 3

If you’ve been following along in this series of posts, you know that I took the Franklin Covey class, “7 Habits of Highly Effective People, ... . As we all know, planning is pretty important when it comes to our finances. Trying to work our way out of debt doesn’ ... together for how we’d like to get out of debt or how we’d like to save for retirement, [more...]

Date: 2009-01-14 14:21:05

Going Back to School, Adding More Debt, Hoping I Made the Right Choice

I haven’t brought this up here on the blog yet, but one of my big plans for 2009 is going back to school and getting a Master’s Degree ... new laptop.Monthly Update: Credit Card Debt Payoff ... . The bad: I’ll be adding $25K - $30K of debt. If I don’t get a big salary increase I’ll be paying [more...]

Date: 2009-01-08 07:29:26

Link Love and Free Shampoo

**Don’t forget to submit your DIY idea to our contest!  I dropped this into my calendar to share with you all as soon as I saw it advertised ... Credit Card – Mrs. Micah Have You Decided to Be Rich – Lazy Man and Money Help Your Kids Get Rich – ... is Tomorrow’s Used Car: Look at Models Today – No Debt Plan I also forgot to mention that my article [more...]

Date: 2009-01-14 14:00:52

New Brown plan; too little, too late

Now he comes, bestriding the country as a Colossus amongst men. Prime Minister Brown has a new plan, known as plan z1.1 or something ... to get this far, several bank failures and the future enslavement to debt repayment ... that the Government will do debt for equity swaps in small businesses. This is a very bad idea. Small [more...]

Date: 2009-01-14 00:01:00

Keeping Your Student Loans on a Short Leash

Giveaway - you entered yet? Back to School posts from the College Money Network: This Writer’s Wallet: Get an Internship & ... ! Blog carnivals featuring PTY last week: No Debt Plan: Carnival of Personal Finance #165: College ... . (Figure out how to encrypt this file – this is sensitive info!) Run the Calculator [more...]

Date: 2008-08-14 23:50:44

GMAC gets help from $21.2B debt swap

By David Goldman CNNMoney.com staff writer NEW YORK (CNNMoney.com) ... would help it become better capitalized and viable for the future. The company, which provides loans to auto dealers and customers, said holders of $21.2 billion of its debt have agreed to a plan [more...]

Date: 2008-12-31 15:30:07

My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32

Looking At Legitimate Work from Home Jobs

When you find yourself deeply in debt, there is a way out, even though it sounds simplistic – find a source of additional revenue! There are many ways to supplement your income, including legitimate work from home jobs , setting up a micro home business, part time jobs, or freelance employment. The initial step towards increasing your income is to get yourself a plan. Make a budget. Be sure it’s feasible – it should include all the expenses that are absolutely essential. [more...]

Date: 2009-09-16 14:37:38

5 Ways to Dig Out of Christmas Holiday Debt

USAA had a very timely article about getting rid of debt you may have incurred during the holidays: Tighten the Reins Set Realistic Goals Plan Strategically Card-hop with Care Start Saving for Next [more...]

Date: 2009-01-15 13:00:35

Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA

Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help.  There are two ways to have your question answered. You can simply submit a question online [more...]

Date: 2009-01-13 15:48:59

Its a bird, its a plane, no it’s a gigantic tower of excuses!

Since I pointed out the new years resolutions that people like to make, ... of debt I get a lot email about various things and I usually do short answers but this time around ... personalized plans.  I will take as many as I can handle.  Also, I am offering a budget calculator [more...]

Date: 2009-01-05 17:25:19

Financial programs for the mac.

Many people have written about this before, and many more will follow. What can I say, I couldn’t help myself ... . I won’t go into the psychological reasons why people get into debt and how to use psychology ... some bills - Set up a budget - Set up a payment plan for my creditcard / loan. The sample file [more...]

Date: 2008-12-17 01:10:48

Daily Tidbits: Delicious gets some 'intelligent' competition

ZigTag, a social bookmarking tool that has been in the works for years, has finally launched to the public ... with debt create and manage a plan to pay it down. According to the company, DebtGoal.com allows users to enter debt information, interest rates, and payment schedules into the app. Once input, it delivers [more...]

Date: 2008-12-29 17:28:00

Icelanders plan two week debt repayment strike starting Thursday

Stacy Summary:  I think Michael Hudson’s ideas are trickling down.  Things sound bad right now, but apparently it doesn’t get really bad til next year when full frontal assault by IMF austerity conditions.Iceland one year on:   Small island, big troubleAnger among ordinary households has led to plans for a two-week repayment strike starting on Thursday. [more...]

Date: 2009-09-29 12:48:52

Current Progress on GM Getting Emergency Government Loans

Late Thursday when the Senate failed to pass legislation to give GM emergency aid, ... . Obviously the clock is rapidly ticking against GM with only 12 more business days in the month of December ... in last week’s Republican plan, including reducing GM’s healthcare obligation debt to the UAW to half. Under [more...]

Date: 2008-12-14 13:19:39

Get Your Tax and Financial Questions Answered for Free

We’re back! Our imaginary vacation was great. It was fun to take some time off from writing and enjoy the holidays ... Year (20 Tips Inside) New Years Resolution One: Downsizing Our Home DON’T Set Any Resolutions A Plan to Be Debt Free in 2009 This Could Be The Day 7 Tips [more...]

Date: 2009-01-07 14:57:55

Are They Seriously Delusional?

By Chuck Butler, Editor of Currency Capitalist www.worldcurrencywatch.com This is getting ridiculous. Reuters reported last night that the U.S ... , when nothing but Fed rate increases, and the tax amnesty for U.S. Corporations doing business overseas propped ... plans, their money supply injections, their guarantees on debt, the fact that they taking [more...]

Date: 2009-01-15 19:22:48

The K-Dow Domino Effect: Will Rohm & Haas Be Enough for Dow CEO?

Dow Chemical Chief Executive Andrew Liveris started 2008 having to prove his ability to get a good deal done ... its planned Jan .1 start doesn’t help. Liveris had worked hard to keep the planned joint venture ... special cash distribution from the joint venture. Dow Chemical also piled more debt on the joint [more...]

Date: 2008-12-29 16:17:20

Beleive Me And Try A Settlement for Tax Debt Relief And See The Results

For example, a taxpayer might meet with a tax expert to submit an OIC, after thirty days they might receive a decline notice on the offer, but also get news that a partial payment plan can be made available [more...]

Date: 2009-09-23 02:36:50

In Foreclosure?? 5 ideas to use to get out.

by Doc Schmyz Your house is the last thing that you want to loose ... to a third party. The proceeds will go to the mortgage lender as a settlement for the debt. 5) Friendly ... and most lenders agree to this plan. Keep in mind that some lenders will contract out the agreement [more...]

Date: 2008-12-29 19:41:45

The Personal Finance Secrets “They” Don’t Want You to Know About

I get asked to review all sorts of crazy personal finance books, plans, programs, and schemes all the time, ... and negotiate lower rates (or in some cases a balance reduction), adopt a very strong debt repayment ... you attempt to buy your bad debt from the creditor (and then obviously dismiss it), but the legal [more...]

Date: 2008-08-30 17:00:11

Charter Gets Closer To Reorganization - Changes executive pay on road to prepackaged bankruptcy plan

It may not be a very good year for industry black sheep Charter Communications, who is rumored to be eying bankruptcy and reorganization this year, as the carrier continues to struggle with a huge debt load. The company recently laid off 75 employees, and announced they'd be consolidating its west, east and central divisions into just west [more...]

Date: 2009-01-15 12:57:39

Take the Bills IQ Test

I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D ... to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief. I also learned that I really should have some sort of plan with my finances. I guess [more...]

Date: 2008-07-22 14:55:00

One Life - The Financial Life

I was out of town last weekend so I missed church at VCC, but was able finally catch up on the Internet last night ... of the time I worry when my plan for my money doesn’t work out the way I want it to.  There is my problem ... .  Honestly, I get impatient because we are working very hard at digging ourselves out of debt.  I want [more...]

Date: 2009-01-15 15:45:58

Credit card companies greedy plans have thrown them into the ringer

It is astounding how ugly the situation is getting in the American economy.  It appears like every week there is a fresh scam or another huge financial institution or bank needing capital.  This is making most consumers very frightened and has almost made every market seize up.  Unfortunately I don’t feel we have yet to endure the worse of what may happen.  There is another timebomb waiting to explode that has yet too really hit home and that is the unsecured debt crisis.  Each month more Americans [more...]

Date: 2009-09-24 14:47:25

The ‘Get Your Finances Off to a Good Start’ Giveaway!

A new year means new financial resolutions. And to help you along, Almost Frugal is giving away a fantastic financial planning tool package to help you succeed ... on the right financial track before the debt hits the fan.” While designed for the 18 to 34 year-old set, Green [more...]

Date: 2009-01-05 11:00:06

4 Ways to Not Get Stuck in the Sandwich Generation

Jeff Rose is a Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... the Roth IRA you keep telling yourself you should. Just do something! 2. Watch the Debt Do you really ... the payment will be per month” and what the actual cost will be. If you can’t pay cash, don’t buy it…period [more...]

Date: 2008-12-03 10:53:39

GM and Chrysler get US$17.4 billion bailout

They’ve done it, the Detroit boys have managed to secure federal emergency loans to execute their plans to stay afloat ... stock, firms must accept limits on executive pay and eliminate perks such as corporate jets, debt owned ... and emissions requirements, and firms must not issue new dividends while in debt with the government. Ford [more...]

Date: 2008-12-21 09:09:13

Obama’s Solution to the Government Engineered Economic Crisis? More Government Interference

FreedomWorks Opposes President–Elect Obama’s Stimulus Plan — Borrowing and spending is not the solution for a problem caused by too much borrowing ... out of the recession is to get private capital back into the market and restore consumer confidence. Borrowing ... of bailouts and have no appetite for taking on two trillion dollars worth of debt in 2009 [more...]

Date: 2009-01-15 01:15:02

Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?

by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain in debt ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way [more...]

Date: 2009-01-15 02:47:14

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