Finding the exit
How you think we might get out of our current economic problems has something to do with how you think we got into them in the first place ... ratio of household mortgage debt to GDP. Home mortgage debt outstanding as a percentage of GP ... the phenomenal debt accumulation of 2005. Personal saving as a percentage of disposable [more...]
Date: 2008-12-16 01:26:45
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Mortgage Quotes
Are you looking for some information about mortgages? ... , debt consolidation, and tax debt loans. If you want to know more about this site just check them ... it to one site to another. They will compare the mortgage loan rates to others if they can get it quick [more...]
Date: 2008-11-16 04:13:19
All Time Low Mortgage Rates For A++ Borrowers Only
As discussed on December 31, 2008 many homeowners attempting to lower their mortgage rate apply for a refinance, ... income (debt ratio of 32% or less) and substantial equity in the home (loan to value of 75% or less ... and won’t get approved. Only about a third of U.S. mortgage debt outstanding is likely to qualify [more...]
Date: 2009-01-15 08:09:46
Mortgage Rights and Wrongs
Congress has said that they want judges to adjust mortgage debt. On the face of it, this makes sense. After all, when people declare bankruptcy they get their credit card, auto loan, and personal debts adjusted. What makes a mortgage any different? Well, one difference is the law. By law [more...]
Date: 2009-01-14 05:01:08
Obama's Brilliant Idea? Spend More Money On The Deadbeats Who Couldn't Pay The Mortgages They Shouldn't Have in The First Place
Great fiscal dem policy to start off a new administration, get or save mortgages for people who are here illegally, or those who have no SS #s, ... to pouring it towards bad debt after bad debt? I paid off my mortgage per the rules set forth ... or no jobs, most importantly with no way to pay the present mortgage a second lifeline [more...]
Date: 2009-01-15 06:13:00
Is It Time For A New Mortgage Calculator
If You Get A Call From Your Mortgage Company Realtor Federal and State laws are on the side of those who are in the unfortunate predicament of ... and respectability–as long as a collection agency is the one at hand, not the original creditor. Most people ... or personally involved in it. And very few realize that debt collectors are comprised of debt [more...]
Date: 2008-11-29 02:38:23
Tips for Mortgage Refinancing and Debt Consolidation
Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]
Date: 2009-01-08 03:48:15
links for 2008-12-26
In Hard Times, Houses of God Turn to Chapter 11 in Book of Bankruptcy - WSJ.com Church Mortgage & Loan Corp. of Maitland, Fla ... $18 million it owes, says company lawyer Elizabeth Green. Church Mortgage filed for Chapter 11 ... to Getting Out of Debt 9. Tools for a Frugal Life 10. Resources The *Official* Guitar [more...]
Date: 2008-12-27 07:01:05
House Envy
I’ll admit it. I have it. I have it every single day ... with mowing, snow removal, all the “house” things by myself for 6 mo every year. 2- Give up football ... our mortgage. We are methodically paying down bills to get out of debt. Could we afford a bigger house? Yeah [more...]
Date: 2009-01-12 19:31:45
Two Questions for SAM
Andrew Caplin et al. propose a way to stop home foreclosures:The way to do so is through the shared appreciation mortgage, or SAM ... of their mortgage debt, but at the same time, they are required to share future appreciation gains with those ... get "just compensation" for losses that resulted because Congress crammed down an equity-for-debt swap? If [more...]
Date: 2008-10-29 07:44:00
Want To Get Rid Of Debt, Is Using Loans For Debt Consolidation Really A Reliable Option?
A Debt Consolidation Loan is taken out from a consolidation company that will cover all your existing debts. It works in a similar way to a mortgage, in that the individual applying must satisfy whoever is giving the money that they can repay it and that they can guarantee this with assets. [more...]
Date: 2009-08-27 05:09:25
Stuff that matters: Unpicking the pyramid
Most things are unnecessary. Most products, most consumption, most politics, most writing, most research, most jobs, most beliefs even, ... mortgaged our future in order to get what we have now, but the debt doesn’t die with us. On this model ... m especially inspired by Tim O’Reilly’s “Work on stuff that matters” advice. If we go back to the ‘most [more...]
Date: 2009-01-14 21:11:29
Bad Credit Mortgages
Bad Credit Mortgages Posted by Dark Spider at December 26, 2008 Many people these days have an adverse credit mortgage rating ... isn’t difficult to get, but unless you take some professional advice, you may not get the best deal ... or suffered other debt problems, such as defaults,non payment of utility bills. Maybe [more...]
Date: 2008-12-26 00:07:19
Link Roundup: Two-dollar bill edition
A week ago I was able to get twenty-three $2 bills at our credit union. They had been in my wallet but I asked my wife if she wanted one ... in debt. (One dollar at a time!) Five Cent Nickel keeps watch on mortgage rates and opportunities ... again. (You won’t find a more supportive debt reduction coach.) Being Frugal gets back to basics: “ [more...]
Date: 2009-01-15 08:10:35
Subsidizing Mortgages
One prominent proposal comes from Glenn Hubbard and Christopher Mayer ... the obvious. "The problem with subsidizing mortgages is you're subsidizing people getting into debt [more...]
Date: 2008-12-22 13:37:08
A Quick Look At Mortgage Refinance
by Ned Dagostino Mortgage refinance is an option most house owners look at from time to time. The big question they ask themselves is: Should I? ... to manage. You can refinance the mortgage and get a loan large enough to pay off all the small debts ... Well, that depends on the particulars of the case. Generally people go in for mortgage refinance [more...]
Date: 2009-01-16 04:05:52
Mortgage Mania 26 - …And Henry Giveth Again
You would have to be living under a rock to have missed this today, so here is a newsflash for all you subterranian dwellers ... up mortgage assets, consumer credit card debt and car loans. In his article, “Fed bets $800 billion ... securities backed by auto loan and credit card debt. Hmmm, let me see if I get this straight [more...]
Date: 2008-11-26 04:30:52
Rethinking The Early Mortgage Payoff
By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]
Date: 2009-01-09 15:41:42
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... 660 with a debt-to-income ratio (excluding mortgage) below 25%. In addition, your credit history ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans [more...]
Date: 2008-12-14 14:30:58
Get Out Of Debt, Finally!
by Mike Edwards Everyone was affected by the recent, or rather, current US recession. From multinationals to car dealerships, to local pet stores, a lot had to close shop. The people whose employment or livelihood depended on these businesses eventually lost their homes and other possessions when they eventually got repossessed by the banks. The unemployed who had active mortgages eventually lost their homes or their cars, among other things. [more...]
Date: 2009-08-28 08:11:20
Eliminate Debt: Get Back On The Road To Financial Independence
Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]
Date: 2009-01-12 06:32:10
Apply For Personal Loans Online For A Quick Response
The following article covers a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about high risk loans and personal loans, here’s your opportunity. Banks are the most common choice for people to get loans. This might be convenient for most people, but generally not the best option. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation of debts, mortgaging or any kind of personal loans. [more...]
Date: 2009-09-08 18:13:18
Get a new house with bkr loans, 474007 euro in one day
Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. And of course, each loan and each borrower are different ... estate rather than other property and in some cases only land may be mortgaged. Settlement costs ... for 6 percent. While a mortgage in itself is not a debt, it is evidence of a debt of 8 percent [more...]
Date: 2009-01-15 21:15:03
Time to get back to basics (pfblogs.org)
Millions of people in the US are feeling at least a little pain as the market whipsaws and home values go down ... . The people feeling the most pain now have more mortgage debt than they can handle, the inability to refinance that debt, perhaps a lot of credit card debt, and maybe even unemployment. People ... ... [more...]
Date: 2008-10-03 00:47:04
Debt Consolidation Mortgage Refinance - Pros And Cons
Amazon.de Widgets Many people are in need of a strategy for paying back their loans. Some people just need a point in the right direction in order to get on the right track. Sure, if we had piles of money lying around our living rooms, paying off our debts wouldn’t be an issue. Since that is not the case, unfortunately, we must weigh all of our available options in order to find the one that best caters to your financial needs. [more...]
Date: 2009-09-23 18:25:44
Time to get back to basics
Millions of people in the US are feeling at least a little pain as the market whipsaws and home values go down. The people feeling the most pain now have more mortgage debt than they can handle, the inability to refinance that debt, perhaps a lot of credit card debt, and maybe even unemployment. People [more...]
Date: 2008-10-03 05:36:52
6 Money Management Software For Personal Finance (Freelancer’s Special)
Being a freelancer is not easy and more so in these troubled times of worldwide recession ... get themselves under debt by making certain bad decisions or investments. Lets take a look ... which was first introduced back in 1991. It can be used to keep record of loans, mortgages [more...]
Date: 2009-01-08 14:41:12
Are You A Candidate For A Short Sale Or A Foreclosure In Atlanta?
Helping Select Atlanta Homeowners Avoid A Foreclosure One of the most difficult decisions a homeowner can make is to take action to leave a home ... will show your debt as paid in full - which preserves a great deal of your credit history ... who have ample assets will NOT be able to get a short payoff approved. Second mortgages and other [more...]
Date: 2008-11-26 23:15:58
Bankruptcy Bad Credit Mortgage Loan
The word bankruptcy gives rise to an image of utter helplessness ... one gets rid of all the debt problems in a short period of time. There are many debt elimination ... with multiple debt problems juggling with payments often consider bankruptcy. They feel it can offer [more...]
Date: 2008-12-03 04:00:19
[IMG Pensioner]
Can pension be linked to mortgage? Ask an expert: My husband is seriously ill and I fear the worst ... Income bonds GO Consumer advice Shopping Your rights Buying and selling a car Holiday GO Credit & loans Get out of debt Bankruptcy Credit cards Picking loans Credit checks GO Insurance [more...]
Date: 2008-09-24 14:17:36
Consolidating Your Debt May Help You In A Tough Economy
by John Brennan The present difficult economy affects each of us differently ... . If you simultaneously have an auto loan, credit card loan, home mortgage and other lines of credit at retail ... of credit have been extended, debt consolidation can help the individual get their life and finances back [more...]
Date: 2009-01-13 08:15:18
Poll: How Are Your New Year’s Resolutions Going So Far?
With a new year comes new resolutions for many. Some people choose more personal goals such as losing weight, exercising more, ... , I want to get rid of clutter. It isn’t so much the little stuff collecting dust around the house ... debt free, minus a relatively small mortgage balance, by the end of 2010. So, how [more...]
Date: 2009-01-08 14:44:41
Follow Your Dreams Part II
No matter what I say, no matter what I do, and no matter how much I try to ignore it, I can never quite get beyond THIS ONE POST ... more. Law firm haters have held their own burning parties. Law firm lovers have been as baffled ... about the ills of collaterized debt obligations and sub-prime mortgages, and the collapse of venerable [more...]
Date: 2009-01-15 15:36:00
Rogers joins Democrats, gets ready to check out
As an unelected attorney general, Nancy H. Rogers did not follow an especially partisan path in office ... press release of her seven-month term, Rogers joins 20 Democratic attorneys general from around ... bankruptcy judges to modify the terms of mortgages to reduce owner debt. Judges already have that power [more...]
Date: 2009-01-06 21:47:46
Get Paid To Get People To Fill Up Forms!
Hey, have been down with a bad flu lately so I was not able to post on my blog lately. I am back now with more great stuff to share with you ... Of Website They Have Payday Loan Auto insurance Debt Home Improvement Auto Loan Insurance Mortgage Loan Renter Insurance Student Loan Consolidate You will noticed most of it are in the load [more...]
Date: 2008-09-11 01:57:22
Credit Card law questionable
There’s no shortage of blame for the mortgage crisis that drove the economy into the ditch ... Act of 2005, households could erase their unsecured debts by filing for Chapter 7 liquidation ... the reform, overindebted households might file bankruptcy and get rid of their credit card debt [more...]
Date: 2009-01-13 10:09:00
In Foreclosure?? 5 ideas to use to get out.
by Doc Schmyz Your house is the last thing that you want to loose ... to a third party. The proceeds will go to the mortgage lender as a settlement for the debt. 5) Friendly ... and most lenders agree to this plan. Keep in mind that some lenders will contract out the agreement [more...]
Date: 2008-12-29 19:41:45
Are mortgage rates heading lower
As the stock market gains new ground investors are looking to short rates as a marker for future interest rates ... . As applications for home loans have actually seen an increase. This is a good sign for those who provide debt consolidation loans, as more people are now getting back into the market to look to lower [more...]
Date: 2009-01-10 13:42:54
How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?
I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]
Date: 2009-09-27 10:51:16
5 tips to get out of foreclosure
by Doc Schmyz Your house is the last thing that you want to loose ... is sold to a third party. The proceeds will go to the mortgage lender as a settlement for the debt [more...]
Date: 2008-12-30 18:48:36
Will Bankruptcy Judges Get Power to Strip Down?
The details of the Great Bailout Bill of 2008 are still being mulled, turned over and kicked about by economists, ... of the terms of certain debts, namely auto and student loans and second-home mortgages. Under the Democrats ... of the property falls below the loan amount, debtors potentially could reduce the balance of the loan to equal [more...]
Date: 2008-09-24 15:15:01
Plotting the Debt Reduction Course
It feels like it’s been months since I last accomplished a financial goal. In fact, it *has* been months. It’s getting me down. I eliminated $28k+ worth of credit card debt way back on March 27 with a $508.13 payment ... , you have the right to request cancellation of PMI when you pay down your mortgage to the point that it equals [more...]
Date: 2008-06-12 16:55:34
Debt Consolidation.
It is quite alarming to know that families find it hard to get by from day to day on average combined salary of two working parents ... . Most resort to having multiple credit cards and multiple loans to have basic needs met - mortgages, insurance, car payments, tuition fees of children. This is because their monthly ... [more...]
Date: 2008-12-22 18:06:45
Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans
It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... , student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right ... last year for many loan categories. Overall, 6.6% of mortgages were at least 30 days past due at the end [more...]
Date: 2008-09-23 17:13:49
Bailout Gets More Costly Due to “Bipartisan” Deal; Foolish Limits on Foreclosure Should Be Removed
Liberal Congressional leaders have apparently reached a deal with the Bush Administration on the principal elements of a $700 billion bailout of the ... student loans, car loans, credit card debt and any other ‘troubled’ assets held by banks.” ... have stuck taxpayers with 100 percent of all losses on any bad loan or mortgage, but not the profits [more...]
Date: 2008-09-28 20:34:55
Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?
by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain in debt ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way [more...]
Date: 2009-01-15 02:47:14
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