Want To Get Rid Of Debt, Is Using Loans For Debt Consolidation Really A Reliable Option?

A Debt Consolidation Loan is taken out from a consolidation company that will cover all your existing debts. It works in a similar way to a mortgage, in that the individual applying must satisfy whoever is giving the money that they can repay it and that they can guarantee this with assets. [more...]

Date: 2009-08-27 05:09:25

Blog posts (28) | Videos (6)
 

Why you should get out of debt

This is a reprint of an article I wrote for MinTheGap… This world is backwards. Everyone loves to talk about using OPM (other people’s money) ... the advantages of leveraging debt, but math cannot be used to understand every situation. As emotional ... or the discipline? Another truth that really clarified to me why I needed to get out of debt [more...]

Date: 2008-08-26 12:11:26

Unsecured Credit Card Debt Consolidation – Is it Possible?

Amazon.de Widgets Debt consolidation companies advertise their ability to condense all of your debts into one bill each month. Sure, that sounds really nice. But is that sort of option even feasible? To you, you are just taking on another debt to get rid of debt. Sounds like a mess of contradictions, does it not?Unsecured credit card debt consolidation has proven to work for many, many people. But, some of us would rather try to remedy our struggles with debt on our own. [more...]

Date: 2009-09-23 18:07:01

Debt Consolidation Is The Way To Go

I think everyone is a bit scared these days with the way the economy has been going ... card debt was really bad. However, through debt consolidation I was able to get much lower interest ... you how to quickly eliminate up to 50% of your unsecured debts right away, plus avoid bankruptcy [more...]

Date: 2008-11-27 14:56:21

Does more debt to beat the debt-crisis make sense?

Order my book online from this link The UK newspapers are full of a new $33 billion government-backed debt facility for small and medium ... that are already deep in debt is not going to help, or at least not for very long. Does it really ... expatriates. Debt does not solve debt problems However, there is a reluctance to get into directly [more...]

Date: 2009-01-15 05:17:25

At Last - Looking at the Customer from Their Point of View

Stessa Cohen and Kristin Moyer here.  Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... a savings tool:  the Wells Fargo Debt Pay Down Solution.  This solution will let customers [more...]

Date: 2008-12-15 14:46:25

New Year. Old Pain!

It’s a new year and I am still in the same financial situation as last year. My online income has not increase a bit and is steadily decreasing ... there. The only thing I can say for now is that I really wish I could apply for a debt consolidation ... . I am getting worried actually since I have many bills to pay. I have to clear out four credit [more...]

Date: 2009-01-14 11:03:39

Debt Consolidation woes

Well, we are on the homeward stretch towards Christmas ... of debt can really affect your living situation. There are a lot of different ways to get help with your debt. With the folks at My Debt Consolidation Advice they can provide numerous avenues of assistance [more...]

Date: 2008-12-22 00:34:26

My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32

Bad Debt What Is It?

by Emma Elvie Most of us in today’s society never really pay any attention to the amount of debt that we accumulate until it is too late and then we are facing whether or not we should file bankruptcy. Well if you want to know how to avoid bad debt and what you can begin doing to get rid of all that excess burden in your life then you have come to the right place. I personally understand how difficult it can be on a person who has a lot of bad debt to pay each and every month. [more...]

Date: 2009-09-24 15:40:46

Citigroup, Merrill and Citadel: Not So Pretty

I started the day bright and early at Fox Business News' studio, discussing Citigroup's earnings and its ramifications for the market ... , liqudity backstops, LBO debt, etc.), how can we really know? This was one thing I did get to say ... -term basis. Also clarify rules around consolidation of off-balance sheet vehicles, forcing [more...]

Date: 2008-10-17 03:02:57

The Aftermath

Santa, what were you thinking? I'll spare you all the wide angle view, it only gets worse. Somehow we survived the morning with the help of Pioneer Woman's Cinnamon Rolls. A couple ... and it really worked. No cracks. I am forever in debt. I really need to clean my house as it has been taken [more...]

Date: 2008-12-26 00:03:05

Good Byes and Handshakes

Part of the supporting cast, I landed this role, but I've never been handed a script. The camera keeps rolling while I make shit up ... of words keep drifting through the mind. Like debt load, financial obligations, credit card, interest ... I'm not getting it? No one has really filled me in on that. Guess it would either mean a lawyer [more...]

Date: 2009-01-14 17:45:00

consolidate debt and climb out from underneath your bills

It’s really sad when I get gas for $2.82 a gallon and think, “Gee, that’s cheap! ... credit card bills need to consider debt consolidation to lower payments or cut interest rates. Creditors ... their costs down as well! Bills.com has a neat debt consolidation center that will help you figure [more...]

Date: 2008-10-22 22:54:11

Bright Future With Bills IQ's Help

Last year we almost declared bankruptcy because we have money and mails trouble ... consolidation to cut off our debt or just a lower interest rates every month. It feels good when you get help and you can have a Debt relief and sleep better at night. Everything is really great [more...]

Date: 2008-07-28 05:13:55

Daily Links: Twitter Time Edition

I think that maybe I finally have this Twitter thing figured out. Though I’ve had an account for a while, I’ve never really known what to do with it ... payment can be a useful guide for cardholders, the article says, but it’s a much better deal ... of influence on how quickly that debt gets paid. Research found that as suggested minimums drop, actual [more...]

Date: 2009-01-15 00:00:12

Forgiven Debt Isn't Really Forgiven At All

By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]

Date: 2009-09-22 13:00:09

free at last!

I don’t know really but emails keeps on spamming my inbox on ways to finally  get out of credit card debt ... and loan talks, but you see, things are going great now, totally debt free and peace of mind ... and make a discussion with your financial company, it can help to tell them the honest situation [more...]

Date: 2009-01-15 18:24:18

Bill Consolidation

Hasn't being in debt become a fact of life for a lot of people ... that can do that but I am not one of them. However, there are limits to how far you get into debt and credit cards are the worse ... . Whether it is with credit cards or homes or cars, we never really live life with out at least [more...]

Date: 2008-12-08 04:14:49

Credit Card Debt Update - $5,499

The weather outside is absolutely freezing! It’s a good chance to sit down and really take a close look at our finances and do some forecasting ... . Our income is up and we are still keeping our expenses fairly low. I am pleased to be able to get our debt down to $5,499. I realized that we are only technically $1,759 away from being credit card debt [more...]

Date: 2009-01-16 03:19:56

Icelanders plan two week debt repayment strike starting Thursday

Stacy Summary:  I think Michael Hudson’s ideas are trickling down.  Things sound bad right now, but apparently it doesn’t get really bad til next year when full frontal assault by IMF austerity conditions.Iceland one year on:   Small island, big troubleAnger among ordinary households has led to plans for a two-week repayment strike starting on Thursday. [more...]

Date: 2009-09-29 12:48:52

4 Ways to Not Get Stuck in the Sandwich Generation

Jeff Rose is a Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... the Roth IRA you keep telling yourself you should. Just do something! 2. Watch the Debt Do you really ... the payment will be per month” and what the actual cost will be. If you can’t pay cash, don’t buy it…period [more...]

Date: 2008-12-03 10:53:39

Credit card companies greedy plans have thrown them into the ringer

It is astounding how ugly the situation is getting in the American economy.  It appears like every week there is a fresh scam or another huge financial institution or bank needing capital.  This is making most consumers very frightened and has almost made every market seize up.  Unfortunately I don’t feel we have yet to endure the worse of what may happen.  There is another timebomb waiting to explode that has yet too really hit home and that is the unsecured debt crisis.  Each month more Americans [more...]

Date: 2009-09-24 14:47:25

Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans

It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... , student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right ... last year for many loan categories. Overall, 6.6% of mortgages were at least 30 days past due at the end [more...]

Date: 2008-09-23 17:13:49

Start Up Loans

So I keep hearing about this web site for small business owners. I have seen them before and didn't really think much about them ... and debt consolidation. I was very surprised at what they offered and would suggest them to any ... . The site is designed to provide Start-Up Loans for people who want to get their own business [more...]

Date: 2008-10-31 02:55:16

Take the Bills IQ Test

I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D ... to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief. I also learned that I really should have some sort of plan with my finances. I guess [more...]

Date: 2008-07-22 14:55:00

Lose Weight, Get Rich: Write it Down

Lose Weight, Get Rich: Write it Down July 10th, 2008 I discovered yesterday, to my consternation, that a tall skim latte has 100 calories ... progress toward your financial goals. Unless you crunch the numbers with a credit card payoff calculator and figure out how much that interest really costs, you’ll continue to run up debt. See [more...]

Date: 2008-07-10 14:53:44

Debt Consolidation

Debt Consolidation December 29th, 2008 It is quite alarming to know that families find it hard to get by from day to day on average combined ... from and they have more than their loaned amount to pay from interest alone. Most credit card companies charge a whopping 400% interest per year if you aren’t really able to completely pay your credit card [more...]

Date: 2008-12-29 02:07:05

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