Free Money Debt Grants

Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just ... is that they typically lead to bad outcomes regardless. Dealing with a debt collector on your back, for example ... , just dig deeper holes. The typical American who is deep in debt will do one of several [more...]

Date: 2009-01-14 12:24:03

Blog posts (102) | Videos (156)
 

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

Should credit repair be one of your New Year’s resolutions?

The USA.gov website has a recently updated list of popular New Year’s resolutions ... are to lose weight, manage debt, save money, get a better job, and get fit. If these are among ... your resolution of saving money, but it could give you a great head start on managing your debt. Add [more...]

Date: 2009-01-08 17:54:17

How Debt Consolidation Can Help Get Your Debt Paid Off

by William Blake Many people opt to get rid of their accumulated debt by recurring to what is referred to as debt consolidation ... you, then it is a good deal. Another option to consolidate your debt, most effective if you have several credit ... rate and transfer all of your debt to that card. You will save a lot of money on interest [more...]

Date: 2008-11-23 14:32:25

8 Tips for Talking About Money With Your Significant Other

About the author: Margaret is a recent college grad who writes at love God, not money about how she and her boyfriend are saving up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite [more...]

Date: 2008-11-25 18:00:44

Why you should get out of debt

This is a reprint of an article I wrote for MinTheGap… This world is backwards. Everyone loves to talk about using OPM (other people’s money) ... the advantages of leveraging debt, but math cannot be used to understand every situation. As emotional ... or the discipline? Another truth that really clarified to me why I needed to get out of debt [more...]

Date: 2008-08-26 12:11:26

Love Them or Hate Them, Make the Most of Gift Cards this Holiday Season

Today’s guest post comes from PT, who writes at Prime Time Money: a site dedicated to helping you save more money, get out of debt, ... out gift cards, check out these tips: Choosing Between Generic Card or Store Brand Cards There are two basic categories when it comes to gift cards. Those that are basically like a prepaid credit [more...]

Date: 2008-12-04 11:00:26

Oy

We found out yesterday that John’s job is basically doing away with all overtime, bonuses, and basically holiday pay ... , but it was tough. I am stressing myself into an ulcer over how we can get debt paid off and still have money ... ). We are shopping for cheaper car insurance. No more eating out, buying things just because [more...]

Date: 2009-01-15 17:56:43

36 Symptoms Of Money And Financial Problems

Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card [more...]

Date: 2008-09-04 00:21:23

Debts..yikes how do i overcome it

It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]

Date: 2008-09-02 20:03:23

Debt Assistance

Debt Assistance January 13th, 2009 Subscribe To Our Feed Debt Assistance To Help Save Money Many people feel like they are drowning in debt, however, using a debt relief counseling service can be of assistance towards become debt free. Nevertheless, it would be best to look at ways to get out of debt on your own before having someone [more...]

Date: 2009-01-11 00:24:11

DebtFreeSteps.com To Assist You With Debt Relief

Spending money can get out of hand specially if you do not budget the money ... , clothing, and other unforeseen expenses, borrowing money and using credit cards for our purchases ... big purchases and it will be difficult to even rent an apartment or get a job. Credit cards should [more...]

Date: 2008-12-22 16:17:01

“America’s Cheapest Family”

(October 16, 2007) You can imagine how a book with a title like this might stop me in my tracks ... their expenses, get out of debt, and save money.  It was self-published by Amy and Jim Dacyczyn ... , so they retired.  You can buy the complete collection in paperback format, get it from the library [more...]

Date: 2008-07-12 06:48:27

How To Get Out Of Debt

Once again: The sure-fire way to get out of debt. A simple solution -- stop borrowing money. Don't buy stuff you cannot afford. Imagine life with no payments to make. This is a content summary [more...]

Date: 2009-01-15 06:15:48

Getting To Know Debt Consolidation Loaans

Debt consolidation loans can be a great way to get out debt. They are a specific type of loan to consolidate all of your debts, including credit card debt ... . These loans are made for people who owe a lot of money to different creditors, and are unable [more...]

Date: 2009-01-06 13:29:21

Debt Management Ideas

by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]

Date: 2008-11-01 07:23:58

Libertarian VP candidate Wayne Root on ‘the battered voter syndrome’

Posted at Root for America “He lies to me all the time. He takes my money and tells me that I can’t spend it as well as he can. I’ve watched him spend us into financial ruin, giving money to his friends. Wasting money on irresponsible schemes. We’re so far in debt, we’ll never get out.” “I work extra long hours to support him [more...]

Date: 2008-10-27 21:27:48

The Fed Seeks Ability To Issue Own Debt

The Fed can't get enough money from the Treasury to fund all their ventures, so what do they do? Simple, they request the authority to issue their own debt. If Congress approves this measure ... . One of the great mysteries of our debt-fueled financial system in general and central banking [more...]

Date: 2008-12-10 20:40:49

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

Should I Declare Bankruptcy?

One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... then to have to file Bankruptcy and they get no money it’s all i can sent (not only Debt i have) should ... of my debt within the next 5 - 7 years? There are two reasons for the 5-7 year question. The first [more...]

Date: 2008-11-19 13:59:48

How To Get Out Of Credit Card Debt With Dignity

I am at wits end about my debt situation. I had to take care of my ailing month nine months earlier and as a result I needed more money ... read about how debt consolidation businesses are not effective. I just don’t know where to turn. I attempted to call several of my credit card companies and was threatened to be sued. While [more...]

Date: 2008-10-19 13:20:00

Retire Young and Wealthy - Is it Possible?

Take a look around at those who retire early. What did they do so differently that allowed them to hang up their hat and take the rest of their life ... ? Avoid and Eliminate Debt Create a Savings Plan That Takes Advantage of Compounding Turbo Charge Income As long as you carry debt that exceeds income, it is impossible to get ahead. The money [more...]

Date: 2008-12-19 18:39:08

How I Paid Off $35,000 in Debt, and How You Can Too

Editor’s note: This is a guest post from J.D. Roth, who writes about saving and investing at Get Rich Slowly ... me), debt elimination involves three main steps: Stop acquiring new debt. Establish an emergency fund ... . Last December, after twenty years of owing money, I finally paid off all of my debt (except [more...]

Date: 2008-06-22 23:39:40

Why You Should Sell Stuff To Help With Debt (pfblogs.org)

One day I was on a forum and someone who was deep in debt was asking for advice ... some reasons why.First, when trying to tackle a huge debt, whether it be credit card or otherwise ... to get extra money into the house, but the effort is quite substantial and the payoff will be long-term [more...]

Date: 2008-08-23 20:09:10

Money Watch

Most people are complaining about managing their finances these days. Average people just live paycheck after paycheck ... in a smart way. If you’re determined to get out of debt and consolidate, put yourself through debt ... to consolidate debt let Bills.com point you in the right direction with tips, articles, and debt [more...]

Date: 2008-09-03 14:07:00

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

Link Love and Free Shampoo

**Don’t forget to submit your DIY idea to our contest!  I dropped this into my calendar to share with you all as soon as I saw it advertised ... Credit Card – Mrs. Micah Have You Decided to Be Rich – Lazy Man and Money Help Your Kids Get Rich – ... is Tomorrow’s Used Car: Look at Models Today – No Debt Plan I also forgot to mention that my article [more...]

Date: 2009-01-14 14:00:52

Want To Get Rid Of Debt, Is Using Loans For Debt Consolidation Really A Reliable Option?

A Debt Consolidation Loan is taken out from a consolidation company that will cover all your existing debts. It works in a similar way to a mortgage, in that the individual applying must satisfy whoever is giving the money that they can repay it and that they can guarantee this with assets. [more...]

Date: 2009-08-27 05:09:25

What Truly Matters, Part 2

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why ... or vacations that we go into debt or try to get by without savings, even if doing so adds stress ... to your friends be too much to exchange for the higher pay? Would a house with more space best serve your family [more...]

Date: 2008-11-17 19:43:23

Bartering in Today's Economy

We are working so hard to save money for our farm and dream home. It's difficult considering we have only a minimal amount of income ... money. Trading can involve credit cards, money, etc. And money is defined as a medium of exchange ... . Now we use credit cards, getting into debt for a sandwich or gallon of gas.Bartering is a good way [more...]

Date: 2009-01-13 17:30:00

This Could Be The Day

This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]

Date: 2009-01-06 12:15:05

Concrned About All This Change

Way back in December of 1998, I introduced my best cousin to Greg's best friend ... enough money everything will recover. "Just go shopping," is the financial cure?I don't think they get that when you are serious about getting out of debt, it means no vacations, no eating out, no going [more...]

Date: 2009-01-14 08:57:00

Do You Have Interest In "NO INTEREST"?

CarCareONE It's the solution to the question "Where do I get the money to fix my car? ... *No annual fee *Optional debt cancellation Keep your vehicle in tip-top shape with the CarCareONE card ... " CarCareONE is a credit card with a line of credit that is used just for your car. Now you don't [more...]

Date: 2008-12-11 18:02:14

‘The Hobbit’ and James Bond Need a Bailout

The recent economic downturn has had a ripple effect across the economy and now it’s threatening two of our favorite film prospects : The Hobbit and James Bond. In a conference call to bondholders studio Metro Goldywn Meyer sought funding to shore up the rest of the year and get projects on track. As money dwindles from MGM , management made a desperate plea to creditors : “…with a request, or forebearance, to waive interest payments on MGM’s $3.5 billion killer debt until February 2010. [more...]

Date: 2009-09-28 20:15:20

Financial Trouble? Consider Debt Negotiation

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-25 18:51:14

Good Idea, Bad Execution

I’m sure everybody has done this at least once. You come up with this great idea to save money and then realize later that it either didn’t save ... Credit Card Debt. Sometimes you get an offer that will allow you to transfer previous balances ... to the letter. You also have to watch your credit card statements like a hawk to make sure that everything [more...]

Date: 2008-06-16 14:33:08

Emergency Fund: Start It NOW

an-empty-pocket.JPG Photo credit: stuartpilbrow Is it OK to spend money on luxuries during the recession? HeatherB of BlogHer does ... a recession even if you think your job is “safe”, does not mean losing your home, racking credit card debt, or tapping into your retirement account.  Once you get on the credit-card-debt path, it’ [more...]

Date: 2009-01-08 02:10:30

Keeping Your Student Loans on a Short Leash

Giveaway - you entered yet? Back to School posts from the College Money Network: This Writer’s Wallet: Get an Internship & ... ! Blog carnivals featuring PTY last week: No Debt Plan: Carnival of Personal Finance #165: College ... . (Figure out how to encrypt this file – this is sensitive info!) Run the Calculator [more...]

Date: 2008-08-14 23:50:44

Money Saving Tips

In today's world economic situation it is not good for us to be in all kinds of debt ... for some help from a debt management company on how to lower my bills and lower my interest ... from the experts like Simple Debt Free Living, they are specifically designed to help us get debt [more...]

Date: 2008-12-21 17:33:29

The Effect Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-14 11:03:30

Financial Freedom Awaits

It is often times hard to change the way you spend money and be able to save some for future expenses ... those debts. With experts in the field of debt consolidation and government debt consolidation loans ... with our budgets and as a result we become slaves to the lender. There are many ways to get out of debt [more...]

Date: 2008-11-26 02:05:41

Get More Information About Make Money At Home in this Blog Publication

For a secure business as well as for a developing one, to have an affordable debt can be a good factor. There is nothing wrong with taking a credit for setting up or developing an own business. Remember that for any business to prosper it is almost always needed money investments and hence you do not have to be shy of coming to a bank or to a close friend for a loan. The only idea of having someone`s money gives chills along the back of many people and this fear is irrational. [more...]

Date: 2009-09-25 01:37:15

Debt Negotiation with Credit Card Companies

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-26 19:15:29

How to survive a layoff

Financial crisis has forced many companies to save the money, by letting some of the employees go, in order to survive ... do with the money you get from your ex-employer is to make a payment for any debt you have, home loan, creditcard payment or personal loans. If you are failing to pay up it may come to hound you later, via [more...]

Date: 2008-10-21 12:29:06

Bright Future With Bills IQ's Help

Last year we almost declared bankruptcy because we have money and mails trouble ... consolidation to cut off our debt or just a lower interest rates every month. It feels good when you get help and you can have a Debt relief and sleep better at night. Everything is really great [more...]

Date: 2008-07-28 05:13:55

Debt Consolidation Can Help

I know it must be very hard these days for a lot of families that are facing foreclosure or worse because of the downturn in the economy ... get you the money you need to pay off those ugly credit cards but they also believe in debt prevention ... consolidation loan. Put simply, this takes all the debt you have, rolls it all into one lump sum and uses [more...]

Date: 2008-10-30 04:01:05

My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32

Innovation Prevails for One Savvy Collection Agency

NEW YORK, N.Y. — In response to economic uncertainty, New York based collection agency Williams, Charles & Scott, Ltd. (WCS) ... offerings used by others in the industry, WCS’ collection staff can tailor the WCS WebPay options given ... owing the money. As a result, WCS WebPay has been the deciding factor whether a debt gets paid,” [more...]

Date: 2008-10-18 02:02:48

The Guns For Tots Program…

The Guns For Tots Program… December 12th, 2008 Pop culture is like the re-niggerfication of America ... are so resourceful. The real problem is when broke ass kids start getting some money. To be a consumer ... to consume shit and to go into debt poor people are creating art that mirrors those values [more...]

Date: 2008-12-13 00:34:05

Money Woes For The LCR

Get out your hankies....the Log Cabin Republicans are in debt ... difficulties and ended the year at least $100,000 in debt, according to Patrick Sammon, the organization’ ... $100,000 in debt or “maybe a little more,” adding that the figure is made up of consolidated debt. “It’ [more...]

Date: 2009-01-12 16:11:00

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