Reflecting On Goals For 2008 and Moving On To 2009

Last year, all the goals I set were based on debt elimination and how much per month we could pay to debt ... s student loan under $5500 (snowball calculator says $5847) I more than met both these goals ... in October, and then paid off our remaining car loan in November.  The only non-mortgage debt we have left [more...]

Date: 2009-01-02 14:25:07

Blog posts (568) | Videos (72)
 

Consider Your Loan Options Before Taking On More Debt

This interesting article addresses some of the key issues regarding personal grants to pay off debts. A careful reading of this material could make a big difference in how you think about debt consolidation. This can be well assisted with a debt consolidation loan, an effective tool that consolidates all previous loans into a newer loan with a convenient repayment schedule. To find a cheap loan or the best loan for you ensure that you shop around. [more...]

Date: 2009-09-05 07:19:03

Money Hacks Carnival #39

Looks like another another miscue in the Carnival Land ... for your participation. carnival Photo by Meagen via Flickr Credit and Debt Five Ways to Help You Quickly Eliminate Credit Card Debt posted at CreditShout. Should You Pay a Debt Consolidation [more...]

Date: 2008-11-20 03:25:15

Pay Me My Money Down

Pay Me My Money Down—Bruce Springsteen In a healthy real estate market, people only take on as much debt as they can afford, and they work to pay it off as quickly as possible. Debt is something to be retired not endlessly ... ways: Speculation. Inflation. Debt Retirement. Types of Equity A truth that everyone [more...]

Date: 2009-01-08 20:30:56

Prevent Credit Repair Scams

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual's economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals. [more...]

Date: 2009-09-27 08:01:05

Bachelorettes in Debt -- The New Reverse Dowry System

My wife raises an interesting point that I've never heard anyone discuss ... . Right. Thus, an awful lot of them have a lot of debt, especially credit card debt, which they keep ... card debt, which she's paying $5500 per year of interest on, does the idea of a joint checking account [more...]

Date: 2008-11-07 22:28:55

Debt Consolidation

No debt ..no worries. You live freely and comfortably without thinking debt that might reclaimed your own house ... . Wikipedia says debt consolidation loans is taking out one loan to pay off many others ... ? American debt consolidation resources is here to provide you the right way of consolidating [more...]

Date: 2008-12-09 02:50:09

Don’t Worry, Be Happy: Surviving the Financial Crisis?

Are you surviving the financial crisis? While the mainstream media seem more interested in spinning stories of foreclosures, ... a credit card balance, or like my wife and I, added a photovoltaic system to power our all-electric CitiCar ... Americans are exiting the debt-based economy, paying off credit cards, canceling car loans, paying [more...]

Date: 2008-11-20 04:12:42

Debt Settlement

These are difficult times and it is absolutely common to also find to much people loaded with enough of debt without guarantee and of debts of the credit card. You must know that these debts attract very heavy types of interest and the stiff fines are imposed before delayed payments. It is obvious that one cannot go ignition to pay these debts especially when there are losses of work and many do not have a regular monthly rent. [more...]

Date: 2009-09-22 17:14:17

Bailout Mania As Miracle No Diet, No Exercise Weight Loss Drugs

Peter Schiff, writing in the Wall Street Journal, aptly describes our policymakers’ current fascination with bailouts as a desire for a pain-free ... avoidance. Individuals, companies or cities with heavy debt and shrinking revenues instinctively know that they must reduce spending, tighten their belts, pay down debt and live within their means [more...]

Date: 2008-12-28 05:20:42

Live reporting - Financial Planning Committee (cont'd)

6 - Financial planning (Roche)handout from Jim, includes listing from S&P listing the ten things for public finance that are characteristics of good ... budgetary risks6. A debt affordability model in place to evaluate future debt profile7. A pay ... - Financial Terms (Nutting)if the state would allow we would do these thingsthe capital budgetthe debt [more...]

Date: 2009-01-16 01:05:00

It’s Time To Trade Debt for Wealth

The Credit Exchange is a Debt Consolidation Company and the only one of its kind in existence. They want to help you out of the “debt trap ... program. Because, of course, one of the best ways to avoid credit card or other types of debt ... the actual debt? Under that scenario you can spend as much as 6 years paying off $3,000 in debt. Credit [more...]

Date: 2009-01-14 03:36:32

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]

Date: 2009-01-10 08:35:57

Take the Bills IQ Test

I just took the Bills IQ test. I didn't get a very good score. My overall score was a 63%, which is actually a D ... to consider Debt consolidation. By paying off high interest credit cards first I could be closer to achieving Debt relief. I also learned that I really should have some sort of plan with my finances. I guess [more...]

Date: 2008-07-22 14:55:00

5 Real Ways to Get High Straight Out of Science Fiction

Eventually technological advancement comes to every profession– even if that profession is just burn-out, hippy, or full-time junkie ... that are typically associated with sleep deprivation, and no “sleep debt” to pay off. After two days awake ... to generally improve your problem solving abilities, and because of this fact it’s quickly becoming [more...]

Date: 2009-01-14 14:14:18

Debt Consolidation Mortgage Refinance - Pros And Cons

Amazon.de Widgets Many people are in need of a strategy for paying back their loans. Some people just need a point in the right direction in order to get on the right track. Sure, if we had piles of money lying around our living rooms, paying off our debts wouldn’t be an issue. Since that is not the case, unfortunately, we must weigh all of our available options in order to find the one that best caters to your financial needs. [more...]

Date: 2009-09-23 18:25:44

Chilling sign: Private publisher exit plans

The intentions of Copley Press and Advance Publications to explore the sale of two of their signature properties represents a discouraging new lack ... to pay down debt, they would seem to be in a position to wait for a more propitious time to sell ... publishers are not known to be over-burdened with debt they are struggling to repay at a time revenues [more...]

Date: 2008-08-04 05:17:00

Read More Information About IVA inside this Blog Publication

One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]

Date: 2009-09-27 21:55:32

What is a Cosigner?

A person who is allowed to legally sign loan papers or documentation with another person who is having difficulty for obtaining a loan, or sometimes getting a lease for an apartment or rental unit is referred to as a cosigner . Being a cosigner, the person makes a legal agreement that he or she would be jointly responsible for repayment of the loan if the first signer fail to pay debts in a timely fashion. [more...]

Date: 2009-09-27 17:00:15

From Russia: Press Conference by Putin on Ukraine Blackmail Over Gas!

Vladimir Putin: Russia, and the Soviet Union before, has been cooperating with Europe in the gas sphere for decades ... with Ukraine’s gas debt and has given full assistance to its partners in seeking solutions for paying off this debt. A little later I’ll tell you what additional offers we made. In the course of negotiations [more...]

Date: 2009-01-09 07:35:00

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 14:39:44

POWER DOWN YOUR DEBT (7)

But what about the discipline it will take to stop reckless spending and eliminate debt? Most people are successful at some sort of orderly approach to paying off debt, and are usually vigilant enough to stick to that system until at least one debt is paid off. But minus a full Power [more...]

Date: 2009-01-15 11:08:55

Money money money

I’ve been thinking about posting a little bloggy on money, mainly on budgeting, and thought January is a good time to think about our budgets, debt, ... into specific measurable goals such as exactly how much you’ll pay a month to erase the debt ... , to leave your comments with any advice or thoughts to add! Photobucket Let’s talk about debt [more...]

Date: 2009-01-14 06:04:46

No Credit Cards.

Unlike me who has more than one credit card at the moment, my dad doesn’t own any even just one ... consolidation where they pool altogether one’s outstanding credit card dues and offer them at lower ... . He says, that he doesn’t want to incur any debt or debt loans in any form. He’d rather pay [more...]

Date: 2008-12-10 10:06:35

152nd Carnival of Debt Reduction

Welcome one and all to the 152nd Edition of the Carnival of Debt Reduction! I got a ton of submissions when I was worried about getting none ... the question every future parents considers in Should We Pay Off Credit Card Debt Before Having a Baby ... to choose their own debt payoff strategy in Figuring Out Your Financial Style 3: Debt Reduction [more...]

Date: 2008-08-11 13:00:20

Debt Settlement, Bankruptcy and Credit Ratings

by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]

Date: 2009-01-08 14:53:06

When Is The Right Time To Begin Outsourcing?

Outsourcing There was an interesting discussion in the Blog Mastermind forums that began with a question about when you should start outsourcing ... was the lack of cash flow to pay for outsourcing and whether it is worth going into debt to pay [more...]

Date: 2008-11-17 00:24:44

Makers of Crap Sandwich Now Pitching It With 10-Percent More Corn

The big three automakers are back in Washington, trying to convince Congress to give them your hard-earned money so they can keep afloat businesses ... refinance their companies' debt, cut executive pay, seek concessions from workers and find other ways ... changes, including the elimination of lavish executive pay packages and assurances that taxpayers [more...]

Date: 2008-12-02 12:57:12

A Sign of the Times - Hyundai Assurance

I just caught a commercial on TV. Hyundai is offering a different kind of “assurance” program ... as a way to sell cars…well, I guess it’s a sign of the times. Random PostsA Dream or Debt?A Very ... ShopperDebt Reduction Strategies that Work, Being Abnormal and Paying Off a Mini CooperConsumer Debt vs [more...]

Date: 2009-01-16 03:02:28

Bonita Bay Brawl: Are Club Members “Victims” Of Developer Lucas and KeyBank?

By Teri Buhl for BankImplode.com The developer of Bonita Bay Club, an exclusive golf community on Florida’s west coast, is using aggressive tactics to get the club’s members to pay off his debts and save him from bankruptcy, according to some disgruntled investors. Questions continue to swirl regarding whether the club’s group of lenders, led by KeyBank , who had lent the developer $120 million by securing club property, is aiding in the scheme. [more...]

Date: 2009-09-29 16:03:28

Court orders a lawyer who screwed up to refund his client's fee

The Massachusetts Appeals Court ruled today that a Boston lawyer whose office failed to file a client's bankruptcy petition on time not only has to pay off her debts but refund the fee she originally paid him. Attorney William Soo Hoo had argued that he deserved to keep Linda Don's $1,000 fee because none of her creditors had actually sued her, which means the result was the same as if his office had done its work correctly and gotten her bankruptcy protection. [more...]

Date: 2009-08-26 14:45:33

Money Saving Tip: Check Your Account Statements

Photo courtesy of GoldenEel The other night on the way home I caught a bit of The Clark Howard radio show ... (probably after they sold the debt for pennies on the dollar) and contacted him to work ... to pay the debt off in full.  He faithfully sent along his payments for $500 each month, and at the end [more...]

Date: 2008-11-05 11:00:42

Pay Off Your Debts in 2009: 3 Strategies To Being Debt-Free

Today’s post is a guest post By Rachel Karl, a student of MakeMoneyFromWriting.com ... there! 3.    Now comes the third and final task: The debt snowball. Look over all of your credit card bills ... you have three credit cards: “A,” “B,” and “C.” “A” has a balance of $800 with a minimum payment [more...]

Date: 2009-01-09 12:20:36

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

The Federal Government may be counting on Middle America's spending to shore up the economy, ... accounts. In the past few months, we've begun paying down debt and putting money aside for a rainy day ... , there's no ladder tall enough to help them see over the top. Some have ended up in this position [more...]

Date: 2009-01-15 14:26:27

Affiliate Program Review: T3Leads.com

It seems that new affiliate programs are popping up all the time, ... are in niches including: Debt Settlement Credit Cards Pay Day Loans Insurance Tax Debts Mortgage [more...]

Date: 2008-12-15 05:04:37

7 Wildly Successful People Who Survived Bankruptcy

As the economy continues to look grim, the word “bankruptcy” is on the tips of more and more tongues. While being unable to pay one’s creditors is never a good situation for a company ... paying off his debts until well into the 1840s. Other Presidents: Lincoln’s not alone [more...]

Date: 2008-11-18 17:16:00

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

After Debt?

I noticed a lot of people are very focused on getting out of debt ... I had a concentrated goal.  Pay off student loan!!!  How is life “after debt?” [more...]

Date: 2008-09-11 13:30:45

Hepzibah Tales

Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... , Georgia called Hepzibah. In the 1930’s and 40’s, when he was growing up, it was a collection of houses [more...]

Date: 2009-01-14 03:33:40

Cubs Can’t Find Buyer, Still Can’t Alight on Cuban

Look forward to hearing this excuse for the next six months from all your favorite teams and leagues: “Gosh, we’d love to < ... not be able to sell the Cubs completely, settling for shuttling off just as much of a minority stake as he can to pay down debt that he saddled Tribune Co. with when he bought the company in the first [more...]

Date: 2008-11-07 16:00:21

extra in terms of extra fee than what you would have saved ... rate and can easily pay off all existing debts and become debt free. Some of the cards come [more...]

Date: 2009-01-11 17:42:34

Mankato Free Press: Walz returns raises to Treasury

After several weeks of reading editorials decrying the automatic congressional raises, ... this year to the treasury won’t pay off our $10 trillion debt any time soon,” spokeswoman Meredith ... looked into the question of pay for elected officials, in Pondering pay raises: Elected officials [more...]

Date: 2009-01-15 03:42:17

Capitulation

Capitulation I have heard arguments, which I want to be persuaded by, ... ). Americans genuinely, desperately, need to pay down debt, which means buying fewer goods ... when he identifies a massive structural unemployment problem. The financial and housing sectors were grossly [more...]

Date: 2009-01-12 20:47:16

Advice to Pres. Obama #1: An Actuary's Impractical Perspective

The suggestion was made to Oil Drum staff that some of us might want to write recommendations relating to President Obama's energy policy ... our financial problems behind us. This is a tough one. There is vastly more debt in the world than can ever ... . A fractional reserve banking system requires continued growth, in order to pay back all of the debt [more...]

Date: 2009-01-12 14:42:43

Earn 20 Percent on Your Money - Guaranteed

GW_94 There is no quicker nor sure-fire way to improve your current financial condition than to pay off high interest debt, especially high interest credit card debt. Remember that “a penny saved is a penny earned” ... who carries about $10,000 in credit card debt, you’re probably giving away between $1,800 and $2,600 [more...]

Date: 2008-12-03 06:01:48

Michael Vick To Be Released Soon - So Should He Be Allowed To Play In The NFL Again?

He’s been in federal prison for the past 13 months for his well publicised and hideous crime of dog fighting ... just like any other criminal: NORFOLK, Virginia (AFP) — An attorney for former American football star ... of such a horrid thing? Yes, he should. It’s called “paying your debt to society”. And hoo, boy, he just paid [more...]

Date: 2008-12-22 14:04:41

There's always money in parking meters

And Morgan Stanley wants it. The city of Chicago is on the cusp of signing a contract to let a Morgan Stanley-backed consortium collect money from ... percentage went into a reserve fund, and a fair chunk went to pay down municipal debt. The other ... . The city, which has been on something of a privatization tear, having auctioned off Midway Airport [more...]

Date: 2008-12-03 18:48:06

Laura Axelrod on Debt

I'm certain this blog post will speak to a lot of playwrights, aspiring or otherwise ... reasons I quit theater. I was too ashamed at the time to admit it. It's taboo to talk about debt ... into debt and does become a success, very few of us will be able to pay down the accrued debt without [more...]

Date: 2009-01-09 18:55:00

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

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