Debt Consolidation

Having a credit card is good since mostly people use here in the States or other countries to purchase any items or pay off a bill in the restaurant, ... their site and apply unsecured debt consolidation loans now. ... from the credit card company, you should pay it right away or else there will be an interest [more...]

Date: 2008-10-14 04:04:56

Blog posts (140) | Videos (172)
 

21 Ways To Save Some Cash By Letting Your Fingers Do The Walking

The twin mantras of a great personal finance strategy is to make extra money and spend less than you earn ... your credit card company. If you’re maintaining a balance (and hopefully working to become debt free), call your credit card company and ask for a lower interest rate. The national average is around [more...]

Date: 2009-01-07 06:01:46

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 21:20:35

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 14:39:44

Funny but True: SNL- Don’t Buy Stuff You Cannot Afford

With all of the serious economic problems happening these days, I figured a little humor was in order ... t get these numbers to add up. Husband: Like we’re never going to get out of this hole. Wife: Credit card debt ... ve tried debt consolidation companies. Husband: We’ve even taken out loans to help make payments [more...]

Date: 2008-10-02 04:01:10

Loans Available to Aid in Debt Relief and Credit Management

by Carlton Ossinger Getting into debt is so incredibly easy ... of a professional. Debt consolidation companies and credit counseling ... . If you have more credit card debt than you would like, but are still able to do so, taking advantage [more...]

Date: 2009-01-11 09:06:20

Debt Consolidation May Be A Option For You

With hard times everyone is going through in today’s market and almost everyone owing somebody, have you ever thought about debt consolidation? ... with credit card companies that she had no choice but debt settlement. By using Fast Debt Freedom Now, she was able to reduce her balances up to 50% and save thousands with unsecured debt consolidation [more...]

Date: 2008-10-02 14:15:00

Exploiting Ignorance: Money for Nothing

This post is the tentative conclusion to a series of posts, loosely about the sorts of pseudo-scams that credit card companies use to keep borrowers in debt ... that most credit card debt collection is an outright scam, is both the tip of the iceberg [more...]

Date: 2008-07-24 13:32:21

Finance Crisis Hits Credit Card Business

The financial crisis appears to be spreading to the credit-card business. Credit card companies say that their charge-offs of delinquent debt from card-holders have spiked to 5.5 percent, and could jump to 8 percent in coming months, a level not seen since the dot-com [more...]

Date: 2008-10-31 17:12:26

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

How A Consolidation Loan Can Help You

by Mike Carbeck Misusing credit cards is the main reason people run into uncontrollable spending and find themselves facing large payments combined ... cards, however this is where the similarities end. These loans will roll all of your credit card debt into one lump loan and will eliminate the individual interest rates that some credit card companie [more...]

Date: 2008-12-03 10:44:44

Budget for the recession now

Photo by: mugley While the economists debate whether we are in a recession or not, ... to impact all of our budgets. Many people are currently buried in debt, from high mortgage payments to owing large balances on multiple credit cards. Let’s face it, credit card companies [more...]

Date: 2008-06-19 10:26:34

Franklin Debt Relief Dot Com

Due to the economy crisis recently, a lot of people were “burnt” in the stock market ... , such details about credit card consolidation companies, debt help, debt settlement faq and many ... more about how to settle your debt loans.  There are many debt settlement services [more...]

Date: 2008-11-01 12:41:27

How trust worthy is American Debt Settlement Group?

I talked to someone from that group with the address 7590 E Gray Road Scottsdale, AZ 85260 I want to know can I trust these people do help settle my credit card debt? How do I know it's not a scam? Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-05-21 23:36:18

How to choose between Debt Consolidation or Bankruptcy

Unfortunately most people who have credit cards have so many that they spend almost everything they make in a month on paying those cards ... of trouble. The credit card company won’t come after you right away, first they add a late fee ... the companies are calling threatening you with lawsuit and wage garnishment. You now have two options [more...]

Date: 2008-12-16 05:11:37

Debt Get Out of - are You Financially Dyslexic?

To be honest, I started writing this article around a keyword that I wanted to capture attention for, which is “debt get out of” ... the credit card companies will push when someone gets into the debt get out of situation. * Debt ... of 2001-2006, but these days, debt consolidation loans are difficult to qualify for. Unsecured debt [more...]

Date: 2008-12-19 04:00:45

A Consolidation Loan Is Not For Everyone - Is It For You?

by Jeffery Williams If you are among the many individual struggling with debt there are a lot of companies who provide consolidation services ... is better then credit card debt negotiation however each situation is different. ... , debt consolidation can also provide a lower interest rate plus the length of the loan may [more...]

Date: 2008-09-23 17:16:24

How To Get Out Of Credit Card Debt With Dignity

I am at wits end about my debt situation. I had to take care of my ailing month nine months earlier and as a result I needed more money ... read about how debt consolidation businesses are not effective. I just don’t know where to turn. I attempted to call several of my credit card companies and was threatened to be sued. While [more...]

Date: 2008-10-19 13:20:00

How can Debt People help you?

by Mike King Often people who find themselves in huge debt seek help from financial advisors or debt management companies ... one with more options. Credit checks is another vital program provided under debt management services. Many ... mortgage, and credit card bills etc. When you suffer from a huge amount of different due debts, often [more...]

Date: 2008-07-20 20:03:00

Green Panda Treehouse serves up a feast of a Carnival

A big thank-you to Green Panda Treehouse for the fantastic feast of a Carnival this week, from hors d’ouvres to the desserts ... an economic crisis. No Credit Needed describes how credit card companies calculate minimum monthly payments. Erase Debt shows how to get rid of debt with less stress. Finance Tips 101 reports on dealing [more...]

Date: 2008-12-02 09:36:21

Simple to Read, Hard to Execute: 10 Ways to Save Money in College

Written on 6/04/2008 by Soo L. of womopo.com - practical tips and advice for men ... to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save ... on naive and unsuspecting college students. Some examples of this are credit card companies, loan [more...]

Date: 2008-06-04 22:39:48

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

Weekly Round Up: Support Your Friends

zebra-friends Weekly Round Up: Support Your Friends Photo Credit:  angela7dreams Another week has flown by and I’m happy it’s Saturday ... ! Investing for early retirement - Part 1 Credit Card Companies Adjusting Credit Limits Based On Where You Shop A Plan to Be Debt Free in 2009 I have a new 0% credit card Frugality and Binge Buying [more...]

Date: 2009-01-08 02:09:44

Repairing Your Credit

We’ve all seen them. “Send me 99.95 and I’ll fix your credit and you can get a one million dollar credit card tomorrow ... your credit. It is not meant in any way to be legal advice. We will discuss several things in this article such as how credit works, paying or settling debts, credit repair companies, and establishing new [more...]

Date: 2009-01-12 01:08:35

Ensim-Infrastructure Management Software Provider

Do you are CEO of Managed Service Providers, Web Hosting company or other Internet companys, If you answer is “yes”, another, ... Forex | Online Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt ... Credit Card (0) Camelback Displays Material Sell Online (0) Look at the Whitaker Wellness (2) Hosting [more...]

Date: 2009-01-07 08:30:15

Financial Advice for the Current Market Conditions

I have a special attachment to Saturday Night Live, since it debuted the same year I was born ... t get these numbers to add up Husband: Like we’re never going to get out of this hole. Wife: Credit card debt ... could use it. Wife: We’ve tried debt consolidation companies. Husband: We’ve even taken out loans [more...]

Date: 2008-10-16 06:30:09

Bank of America Refuses a Hardship Application

I was recently contacted by a full time college student with five credit card accounts ... his credit as much as possible. All of the credit card companies, with the exception of Bank of America ... , I have scoured the net for info regarding my debt, and yours is definitely one of (if not the most [more...]

Date: 2009-01-04 01:28:29

Arrange Your Own Debt Consolidation and Save Money

Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]

Date: 2009-09-25 15:43:00

Debt Consolidation Needs

When I was a branch sales manager before for a well-known direct selling company, I was privileged to avail four credit cards ... but now I am really having a hard time. How I wish I could avail of a debt consolidation! Anyway ... , I was able to find reliable information that can give me great tips on how to deal credit card debts [more...]

Date: 2008-07-23 04:02:17

Debt Consolidation Scams - How to Protect Yourself

Donna, a single mother, owed several companies including her bank a total of $12,890 in credit card debt ... fraction), that’s a red flag for you. Beware of companies that promise to wipe out your debt today or erase ... to do something about it. Determined to become debt free “whatever it takes”, Donna contacted a debt [more...]

Date: 2009-01-08 23:55:02

Finance Fiesta #7: Mamma Mia Edition

Welcome one and all to the 7th Edition of the Finance Fiesta!  This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best.  I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]

Date: 2008-07-17 13:00:20

Bill Consolidation in Recent Times

An obvious thing that is happening lately is credit card problem. It has impacted almost many people in the United States ... you worry about debt. The numbers are 1-888-335-0363. These belong to a company that is willingly to help ... , it is needed. Credit card debt consolidation takes also an important role for customers after the above [more...]

Date: 2009-01-09 15:16:23

Old Debt Settlements Can Come Back to Haunt with Large Tax Bite

Q. I settled a debt in 2007 for less than owed, paying $15,000 on a $22,000 debt ... you for being so singled out)! Most of the time if you settle your debt with credit card companies ... as a result of cancellation of debt. The amount of forgiven debt will count as income. According to the IRS [more...]

Date: 2008-12-01 14:54:03

Freedom Debt Relief

Today when I was out running errands, I had a telemarketer call me. Usually I don’t even answer numbers that I suspect are telemarketers ( ... and it was a debt consolidation company. The guy asked me how much debt I had and I told him we didn’t have any, other than our mortgage. He seemed very shocked…he was like, “No credit card debt? No medical [more...]

Date: 2008-12-19 05:10:36

The Effect Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-14 11:03:30

Credit Card Settlement Can Trigger Tax

Credit card banks may offer settlement at a reduced amount if you get behind and fail to keep current on your payments. My colleague, Doug Jacobs, talks about Negotiating Your Credit Card Balance in an earlier series of articles on this website. However, if a bank or other finance company agrees to settle a debt [more...]

Date: 2008-09-07 00:48:44

Forgiven Debt Really is Income

There was a pretty good post over at WiseBread yesterday on how if a credit card company forgives some of what you owe, what was forgiven is income you have to pay taxes on. On the one hand, this is a point worth repeating because it seems to surprise most people. On the other hand, the post neglects to mention an important exception, and, moreover, feeds into the belief that this is an irrational fluke of the tax code. It isn’t. It makes sense. You owe Credit Card Corporation (CCC) $5000. [more...]

Date: 2009-09-23 15:59:00

CompuCredit must "Comp You Cash"

$114 million refund in pipeline for subprime credit card users - Action Line - MiamiHerald ... Capital Systems, a debt collection company wholly owned by CompuCredit, engaged in deceptive conduct in marketing credit cards as part of its debt collection activities and engaged in abusive practices [more...]

Date: 2009-01-11 02:15:00

Peter Is Trying to Find Shelter In These Uncertain Economic Times

Peter wrote to me through the GetOutOfDebt.org site and asked the following question ... credit card debt each month, still saving up to the company match on dividend-yielding, 3.5% return ... , leaving no way to take on new debt in an emergency to cover ourselves. In other words, the credit card [more...]

Date: 2008-11-10 16:41:32

Why Bad Credit Report Repair and help you.

by Mary Bush Many people suffer with bad credit. Maybe you lost your job and suffered trouble finding a new one or maybe you came ill and couldn’t ... from local debt management companies also as online and from the IRS or anyone who supplies some type ... a home, purchasing a car, getting credit at varies stores or credit card companies and it can still [more...]

Date: 2009-01-07 21:27:10

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