Popular Tags, Blogs, and Videos about credit debt

152nd Carnival of Debt Reduction

Welcome one and all to the 152nd Edition of the Carnival of Debt Reduction! I got a ton of submissions when I was worried about getting none ... the question every future parents considers in Should We Pay Off Credit Card Debt Before Having a Baby ... to choose their own debt payoff strategy in Figuring Out Your Financial Style 3: Debt Reduction [more...]

Date: 2008-08-11 13:00:20

Blog posts (48) | Videos (128)

Debt Reduction is more Important than Your Credit Score

If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York ... it) is a willingness to negotiate some of that debt away without regard to its effect on your credit score [more...]

Date: 2009-01-04 00:34:49

Weekly Carnivals and Roundup

This week I participated in multiple carnivals. Also next Monday I’ll be hosting the carnival of Twenty-Something Finances ... when consolidating your credit cards“. Rich Credit Debt Loan talks about “Resisting Panic: A quick ... of Debt Reduction 38th Carnival of Money Hacks 4th Book Review Carnival Investing Carnival Remembrance [more...]

Date: 2008-11-14 17:00:48

Debt Management Services - Helps in Making an Aura without Debt

Given a choice that we have to choose debt or free life, there’s none who will go for debt simply because it’s taxing ... not to indulge yourself in any more unnecessary debt. Also, reduction in credit card and store card use ... a perfect debt management program also becomes an essential task and in this, debt management services [more...]

Date: 2008-12-19 05:09:00

Going Down For 3rd Time?

One of the hardest things for parents to teach their kids is money management ... , you'll also learn the other four solutions to debt problems: • Credit Counseling • Debt Consolidation ... Bureau. If you're in over your head, Debt Relief can help with their Debt Reduction Program, also [more...]

Date: 2008-08-15 01:13:41

Financial Statement Basics - Overview

The Only difference between Rich and everyone else is that, Rich know how to read Financial Statements and how to analyze them ... , Reducing expenses, Debt reduction, Credit card debt elimination, Spend less than you earn and every [more...]

Date: 2009-01-13 17:24:00

Carnival of Debt Reduction, Thanksgiving Week Edition

This Thursday is Thanksgiving in the United States. If you’re traveling, please do so safely ... with a quickie on how not to abuse your credit cards. Destroy Debt lists over six dozen ways ... have to use your credit card for things. Debt Free Destiny asks how freely your cash is flowing. Credit Card [more...]

Date: 2008-11-24 07:42:18

Impeccable debt solution

Debt management assuredly requires preeminent support. At budgetplanners.net people can get such a proficient support for debt consolidation ... preeminent debt reduction and settlement programs but also provide instructions to them ... . In this arena we can find experts in the credit counseling and debt management fields [more...]

Date: 2009-01-07 07:17:42

Reduce debt

Is reducing debts possible? Absolutely, it is! Debts can give someone a stressful life but with the help of an approved company, ... today and have a DEBT REDUCTION. They have the best credit counselors which will be at your side ... one will be aided in his way to a debt free life. To all clients who are experiencing a problem [more...]

Date: 2009-01-12 03:12:05

Debt Reduction Methods and Philosophies: Snowball, Avalanche and More

When someone who has accumulated debt across a number of credit cards embarks on the journey to rid himself or herself of this debt, and when that person is generating enough monthly income to cover all expenses and the minimum payments due on all cards with additional funds left over, there are two main philosophies describing the best way to achieve this goal. Although all approaches are good, there is no question where I stand on this issue. [more...]

Date: 2009-05-29 11:00:32

Debt Consolidation

Debt Consolidation Posted on January 13th, 2009 by admin We are living is hard economic times ... of it! But debt consolidation, reduction is possible through appropriate credit counseling ... , the best I liked is their debt consolidation plan and how they explain the pros and cons of debt [more...]

Date: 2009-01-13 04:55:43

Ten Ways to Reduce Debt

by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]

Date: 2008-11-24 22:33:22

If Personal Finance is Easy, Why Isn’t Everybody Rich?

Yesterday, MSN’s Smart Spending blog posted a version of my recent article about the dirty secrets of debt reduction (and what to do about them) ... , consolidate debt, use 0% offers, use the one credit card with a 0 balance as it is cheaper than cash. You’ll ... to get out of debt. Debt elimination involves three steps, I said: Stop acquiring new debt [more...]

Date: 2008-08-06 18:00:13

Personal Finance Hard Truth Week in Review – It’s Almost Over Edition

The campaign is in its final days.  I expect we will have six months or so before the next group of presidential wannabes begins making noises about ... of Debt Reduction and my post on Shouldn’t We Burn Credit Cards in Protest?  Oh - that candy your kids ... a website that includes their amazing tax saving calculator.  Apparently, you input your income [more...]

Date: 2008-11-01 13:34:12

Debt Reduction

In these testing economic times it is important that we manage our debt and our cash & liquidity positions prudently and judiciously ... and with distinction to be a credit counseling and debt consolidation agency. The company provides ... . You may also use debt consolidation as a mechanism to consolidate all your debt into one single EMI [more...]

Date: 2009-01-09 21:34:00

Financial Ramblings

Here’s what caught my attention this week: Frugal Dad explains the life cycle of a purchase ... of investing is giving you some tips on that. Find out about the catch behind debt reduction and elimination program at The Simple Dollar. Credit Tool Box explains in which situation you should choose [more...]

Date: 2009-01-10 10:00:06

Win A Free Copy Of The Book “Credit Repair To Credit Millionaire”

Ryan Healy is doing a giveaway for the book “Credit Repair to Credit Millionaire” on his Debt Reduction Formula website. If you’re interested in entering to win it (it’s worth $37 plus shipping [more...]

Date: 2008-12-04 21:41:41

I’ve talked the talk, but have I walked the walk?

With a name like “Debt Destroyer” it’s kinda implied that I’m spending my waking hours destroying debt.  I wish that was the case ... * *I originally included a credit card balance in my initial debt total.  But I always pay off ... to go out on a limb and say that I’m not alone in my debt reduction journey. How are you doing?  Are you pleased [more...]

Date: 2009-01-08 15:04:31

Find Out More Information About IVA inside this Blog Post

The main advantage of the debt management companies is that they have the experienced in negotiations agents who are well aware of the ways that allow to make good deals with the credit lenders in order to arrange the debts of a client for less than the entire sums. This service comes usually instead of paying the money back in an entire amount. The reduction of the whole amount of debts in such a way is very good idea and it can really help you to avoid much stress. [more...]

Date: 2009-09-25 02:39:32

Make Your Own Debt Reduction Plan

As an increasing number of people are finding themselves in over their heads in debt, ... statements, credit card statements and anything else you use to track your finances and see ... companies or a debt consolidation loan, for example). Step Two: Call your Creditors This step [more...]

Date: 2008-12-16 06:00:00

Letting go of the old and moving on to the new

Welcome to 2009.2008 was quite a year for us. So many exciting things happened, there are things that I haven't even written about yet. Yikes! ... for something NEW!Debt reduction and elimination is our other main focus this year. This is the continuation ... of credit card addiction. It's that other debt we are looking at now: student loans, home equity [more...]

Date: 2009-01-05 04:25:00

Plotting the Debt Reduction Course

It feels like it’s been months since I last accomplished a financial goal. In fact, it *has* been months. It’s getting me down. I eliminated $28k+ worth of credit card debt way back on March 27 with a $508.13 payment ... , you have the right to request cancellation of PMI when you pay down your mortgage to the point that it equals [more...]

Date: 2008-06-12 16:55:34

This week's Carnival & Jokey Joke roundup!

I wrote up this round up (trying saying that 5 times fast!) ... great with figures! (ba-dum-ching)Good? Bad? Couldn't care less? Okay okay, on to the carnivals ... . hosted by The Fraud Files.Carnival of Debt Reduction #169 - hosted by Ask Mr. Credit Card.Carnival [more...]

Date: 2009-01-02 12:02:00

It’s a Labor Day Carnival of Debt Reduction

Happy Labor Day everyone!  Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... articles Think that using a debit card is a cure-all for debt problems?  Master Your Card warns [more...]

Date: 2008-09-01 05:00:37

The Best of Get Rich Slowly: September 2008

September was a sort of unofficial “credit card education month” around here. I tried to share information about how to use credit responsibly. (Now maybe it’s time to move on to debt reduction themes!) Most of all, there were some great ... ? (a fantastic discussion) Best of the Forums Though I didn’t have time to hang out there, the Get Rich [more...]

Date: 2008-09-30 20:00:17

Families transform their finances in ‘U-Turn Challenge’

First Tech Credit Union is about to announce which households will be participating in its U-Turn Challenge ... participating families: Source and stability of income Type of debt Debt-to-income ratio Disposable income ... -determined categories: Debt reduction Savings increase Overall net worth increase Overall level [more...]

Date: 2009-01-15 11:21:05

On debt

Sometime ago I met a guy that tried to sell me a debt reduction program ... to allocate payments to serve any debt that I could have. Furthermore, he claimed this program ... a camera today, but you will have all the cash available in a few days. Fine, use the credit card [more...]

Date: 2008-12-13 19:07:00

www somerset grand fortune garden spis hoteli pl

You need to watch your trading behaviours and recognize if poor trading habits have begun to creep into your trading ... cost reduction and operations that are more streamlined. Debt payments (credit card bills, child [more...]

Date: 2009-01-03 16:33:57

My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32

Link Roundup: Two-dollar bill edition

A week ago I was able to get twenty-three $2 bills at our credit union.  They had been in my wallet but I asked my wife if she wanted one ... in debt.  (One dollar at a time!) Five Cent Nickel keeps watch on mortgage rates and opportunities ... again.  (You won’t find a more supportive debt reduction coach.) Being Frugal gets back to basics: “ [more...]

Date: 2009-01-15 08:10:35

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Dandelion Salad By Paul Craig Roberts 10/06/08 “ICH” America has become a pretty discouraging place ... , social programs, and national debt reduction.  However, without the Soviet Union as a check ... office. It was in 2000 that derivatives and credit default swaps were excluded from regulation [more...]

Date: 2008-10-07 02:29:39

Top 10 Ways To Save Money - Number 2 - Live On A Budget

Let’s take ten minutes and create your new budget for December. Write down your expected monthly income.  (Use your take-home pay.) ... , mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc.  Need ... !  This is the amount that you can budget for extra savings or extra debt reduction payments.  Did [more...]

Date: 2008-11-29 21:41:51

The Friday Gathering: Reader of the week

Wow, Friday already. This week has really flown by. I guess that’s the benefit of staying busy ... Paying credit cards before a mortgage was included in the Carnival of Debt Reduction Frugal Babe [more...]

Date: 2008-09-12 09:42:26

The Impact of Marriage and Divorce on Your Finances

We joined Costco. And I’ve only been there 5 times in 8 days! Thanks for all your suggestions; we knew exactly what to look for. Now I just need to get my True Earnings Credit Card for Costco and I’ll be all set. Also ... What to give the new couple? Think twice before giving a gift card. Debt Reduction Five Tips for Reducing [more...]

Date: 2008-10-08 13:29:23


Tis the time of the year when many people either make a family budget for the new year or once they start getting their credit card statements in the ... 58 Burns?It’s that time of year again…My Debt-Reduction “Ah-ha” Moment [more...]

Date: 2009-01-14 11:50:38

Heyyyyyyyy youuuuuuu guyyyyyyys! (it's carnival time)

And so here they are: Money Hacks Carnival - "The Best Crazy-Simple Money Hacks" ed. hosted by Ask Mr. Credit Card. *Editor's Pick!Carnival of Personal Finance - "Cyber Monday 2008" ed. hosted by Mighty Bargain Hunter.Carnival of Debt Reduction - "Hosting a Dinner Party" ed. hosted by Green Panda Treehouse.Festival of Frugality [more...]

Date: 2008-12-05 16:28:32

“They’ve Asked Me To Take a Pay Reduction. What Do You Think?”

NoName wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy ... , rent townhouse in mid lease. I have no debt except my van which is a 2000 and I owe about 8 months [more...]

Date: 2008-10-09 19:53:09

What is Debt Reduction Credit Card Consolidation?

Amazon.de Widgets Credit cards, some would say, have created a massive debt issue, leading to an increase in the number of people using credit card consolidation and various other forms of debt management. The introduction of credit cards has, without question, been a success story for the financial institutions as the convenience factor has basically pushed the use of paper money into the modern day equivalent of the dark ages!It seems there is nothing we cannot buy with plastic nowadays but, [more...]

Date: 2009-09-22 21:07:25

Welcome to the Carnival of Debt Reduction

Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . [more...]

Date: 2009-09-28 05:00:04

Welcome to the Carnival of Debt Reduction

Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . Financ [more...]

Date: 2009-09-28 05:00:04

Bogus and Scam Credit Counseling Groups Become Target Of Florida Legal System

TALLAHASSEE, FL - Attorney General Bill McCollum today unveiled his office’s latest consumer protection initiative in the form of a coordinated ... , all of which were purportedly offering debt relief services including credit counseling, credit repair, debt management, and credit card rate reduction services. “As more Floridians facing financial [more...]

Date: 2008-10-21 05:39:01

Debt Reduction Program

Debt Reduction Program Posted in January 15th, 2009 Category:Credit The numbers of debt ridden customers are increasing ... in debt. Not everyone has sense of managing the accounts. Nor do they understand interest and rate applications and fall into debt traps. Debt reduction is an innovative approach to solve unsecured [more...]

Date: 2009-01-15 14:49:54

Carnival of Debt Reduction #151

Welcome to this week’s Carnival of Debt Reduction!  Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... !)  He also submitted an article on collection agencies. Art of the Coupon explains how debt can breed ... months and $8,675.29 in interest to be rid of that debt — more than what was owed to begin [more...]

Date: 2008-08-04 08:35:02

Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the next highest interest rate. Before you know it, you’ll see substantial credit card debt reduction ... credit repair Attorney says that a healthy credit portfolio includes both the unsecured credit card [more...]

Date: 2008-11-27 12:15:18

Beware of Debt Reduction Advice

In a recessionary period like the one we are experiencing today there is a natural increase in personal financial turmoil ... associated with servicing such debt at very high interest rates, in particular credit card debt ... , the victim’s debt has actually grown. The credit card company has written off the debt resulting [more...]

Date: 2008-12-12 11:00:20

Read More Information About IVA inside this Blog Publication

One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]

Date: 2009-09-27 21:55:32

Patching up shortfalls can mean postponing retirement savings

This Michelle Singletary column on the Washington Post website has answers to a few readers’ questions regarding debt and debt reduction ... when the credit card balances start going up. I think this would especially hurt someone ... .  And if there’s debt to be reduced, then this is even a stronger reason for not investing. [more...]

Date: 2008-12-27 04:59:43

48 Results