Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Blog posts (217) | Videos (136)
 

Going Down For 3rd Time?

One of the hardest things for parents to teach their kids is money management ... , you'll also learn the other four solutions to debt problems: • Credit Counseling • Debt Consolidation ... Bureau. If you're in over your head, Debt Relief can help with their Debt Reduction Program, also [more...]

Date: 2008-08-15 01:13:41

Short Term Debt Problems - Take Control

Short term debt problems are manageable problems associated with temporary job loss, sickness, ... your credit card balance onto another card, with a 0% interest period is also a recommended action ... into consideration when evaluating your credit situation. Prioritise your Payments Prioritizing [more...]

Date: 2009-01-10 10:47:14

Bad Credit Consolidation: When Its Necessary

by Jill Harney Bad credit consolidation is something that everyone seems to go through at some point ... cannot keep up with their mortgage payments. Most bad credit and the resulting card debt consolidation ... way out is consolidation of debt. Credit problems can start off small but when large sums [more...]

Date: 2008-07-17 15:05:54

Badcreditloanshop.com

.fullpost{display:inline;}The most common problem is financial. same financial problems that contribute to this problem in the bad credit loans ... for you to secede from debt in bank and also credit card, requirement of house, health, insurance ... of your family. Eliminates taste is anxious about debt, with bad credit loan of all your requirement [more...]

Date: 2009-01-13 09:47:00

Debt Counselors of America - What I Learned

In 1994 I decided I would start a non-profit charity to help find good solutions for bad debt problems, ... was named something with credit counseling in it. I figured that I did not want to counsel people about credit, but about debt, so Debt Counselors of America seemed like a much more logical name. And that’ [more...]

Date: 2008-10-29 03:48:48

debt consolidation

we all are aware that the financial situation these days are not looking good, with companies cutting down employees and recession going on, ... that will help you compare the various debt management and credit counseling programs. and they even ... questions about credit related problems, credit card consolidation, and much more. but still [more...]

Date: 2009-01-08 05:15:44

Choosing Between Debt Settlement and Debt Elimination

Overwhelming credit card debt. It is a very common problem for many American consumers. So many people pay their monthly minimums, month after month, without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in a never [more...]

Date: 2009-01-03 22:30:16

Debt Management

Debt Management December 16th, 2008 How do you define debt consolidation? ... in paying off your original debt. Many credit counseling services recommend consolidation on extreme ... is always the solution to debt problems. A credit counselor must also suggest practical ways on how [more...]

Date: 2008-12-16 15:58:04

The Advantages Of Non Profit Debt Consolidation

These days, credit problems can affect anyone. With economic issues becoming a problem for more and more consumers, effectively managing your debt can be a challenge. If you are having difficulties in handling your monthly payments, you may consider a debt consolidation arrangement one good way to help [more...]

Date: 2009-01-13 22:32:51

Debt consolidation Loan/Credit Card?

I have a bunch of credit card debt and am looking to consolidate it ... ( over 21% for one of them). The problem is being in a lot of debt i dont get enough credit ... with a perfect payment history but hight debt to available credit ratio can consolidate? It is nice [more...]

Date: 2009-01-07 12:21:12

Looking for Professional Credit Repair?

Let me ask you, how bad is your credit report? How frustrating it is when you try to purchase something like a car, ... , I have good news because Ovation is specifically designed to help you with your debt problems ... to your credit report issues. Need credit repair? Don't hesitate to visit www.ovationcredit.com and ask [more...]

Date: 2008-12-10 17:31:34

Consolidating Debt

With the bad market now, a lot of people turn to get help to consolidate debt ... or pay off credit card bills. By the way, various programs are available for consolidating debt ... that is applicable to you. Technorati Tags: Debt,Consolidation,Credit Problem [more...]

Date: 2008-09-18 19:32:03

Credit Card Debt

Are you having problems with not being able to pay down your credit cards and only paying interest each month? If so, then maybe you should consider debt consolidation. Many people let this get out of hand and don't do anything about it before it's too late. I know from experience, it would be nice to pay [more...]

Date: 2008-12-22 16:16:00

Young people should act on debt early

Following a study suggesting that the 18-34 age group are most at risk from the credit crunch, with many carrying significant debts, ... to tackle their debts now. Especially with high-APR debts such as credit cards, it’s essential ... with their finances as the prospect of a recession looms. Furthermore, they added that debt problems [more...]

Date: 2009-01-08 19:11:08

No, Bums Are Not Richer Than You!

A couple days ago, my buddy Neil Patel made a post claiming that bums are on the street are actually richer than the average ... . I would never run a Credit Card balance. That’s bad debt. However, I would have no problems going heavily ... , his debt exceeded his assets by $800 million because of the NY real estate crash. One could say [more...]

Date: 2008-12-20 14:00:18

South African Consumer Debt Spinning Out of Control. Half Of Work Force Can’t Pay Their Debts.

Last year I had the opportunity to visit South Africa and take a firsthand look at the consumer debt situation ... debt counselling agency Credit Matters, revealed that whites — who make up 9.2% of the population ... debt problems. New regulations passed recently give more control to debt counselors to go before [more...]

Date: 2008-11-09 03:23:11

Medical debt adding to credit crisis and economic problems

For me this is one of the most disgraceful aspects of the Republican control in America ... led them to amass a pile of credit card debt and forced them to refinance the mortgage on their house ... where someone either went into debt or feared going into debt so opted for no health care or a bad [more...]

Date: 2008-10-30 05:57:01

Credit card settlement

Debt problems happen to nearly everyone at some point in their life ... that you have made with the creditor or collection agency. Debt consolidation is a popular way of dealing ... card and you are unable to clear your debt. So you can get advice for credit card settlement [more...]

Date: 2008-11-20 04:10:51

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

Debt Consolidation

Times are not easy. The salary doesn’t grow, but every day the bills to pay come in my mail box ... me in debt counselling and debt loans, in order to find a way of solving all this debts with a credit ... solution to may problem. I like de idea of reducing unsecure debt by up 50% and save $1000sAnd [more...]

Date: 2008-12-24 02:30:00

Proper Debt Consolidation

Managing your finances is not an easy task. It is so easy to get carried away with spending without thinking twice about your budget limits ... , you might just be surprised that you need Credit Card Debt Consolidation Programs. Such programs could help you find effective ways to solve your debt problem. Debt Settlement Programs will help [more...]

Date: 2008-06-21 03:42:12

Debt Management Services - A Closer Look

A common misconception regarding the problems associated with overextending ones finances is that it’s the result of easy credit ... Americans are currently living under the weight of high credit card debt. The average American has about $7,000 in credit card debt and it’s growing every year. However, what may be even [more...]

Date: 2009-01-03 14:26:55

Holiday debts again... Can I file for bankruptcy more than once?

You have filed for bankruptcy once before and hoped that by using the skills you learned in your two credit counselling sessions, ... who has had debt problems in the past, they are incredibly disappointed to find themselves in this situation ... already. In our corner of Ontario, one problem many local people here in Cambridge are facing are lay [more...]

Date: 2009-01-16 00:11:27

Debt Settlement Help ? Calm Down and Take Stock

If you are like most Americans, then you are in some form of financial debt, more likely than not to be in credit card debt The problem has been around for ages, and debt settlement help has always been a popular topic [more...]

Date: 2009-09-29 03:26:34

Live Peacefully without Credit Problem

Wow ! free credit online... is here to serve you , searched on www.creditnexus.com. This good news to all who need to get their current credit report ... first the product or services like attorneys fee, medical fee or insurance which you promise to pay ... accumulation of debt. Always make an effort to improve credit by paying bills on time and paying [more...]

Date: 2008-10-22 13:24:11

Bankruptcy Bad Credit Mortgage Loan

The word bankruptcy gives rise to an image of utter helplessness ... one gets rid of all the debt problems in a short period of time. There are many debt elimination ... with multiple debt problems juggling with payments often consider bankruptcy. They feel it can offer [more...]

Date: 2008-12-03 04:00:19

Debt Consolidation

Are you having financial problem and you feel like your back is against the wall, Always stressing out don’t know what to do or where to turn? ... out your financial situation they do free debt analysis, Credit counseling, Mortgage & Refinance and Debt ... of he most trusted and reputable law firm specializing in all matters concerning debt negoti [more...]

Date: 2009-01-13 02:23:50

Debt Consolidation Advices

Many people are burdened with too much debt that their monthly salaries are not enough to cover their monthly loan payments, ... some advice from debt consolidation companies which offers good solution to debt problems. They will help you consolidate your credit card balances and various loans into one single loan which [more...]

Date: 2008-12-17 14:27:00

Welcome to the Bad Credit Hotel: Check in for Free!

Mirrors on the ceiling…. pink champagne on ice. We are all just prisoners here, of our own device… ... marketing on college campuses and how student credit card debt has become a serious problem. Recent ... students — and adults as well — to learn to get a grip on excessive credit card spending [more...]

Date: 2008-10-22 14:22:16

Understanding Financial Aspect and Debt Consolidation

I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]

Date: 2008-12-12 22:11:29

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans ... debt-based financial system operating. 3. Where we are now, and the role reduced resources [more...]

Date: 2009-01-06 15:10:32

Arrange Your Own Debt Consolidation and Save Money

Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]

Date: 2009-09-25 15:43:00

Six Simple Steps to Avoid Credit Problems in a Bad Economy

The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... TVs, but about necessities like medical bills. As a result, I dug myself deep into debt [more...]

Date: 2008-10-29 23:20:31

POWER DOWN YOUR DEBT (5)

A Systematic Approach to Paying Off Debt We have painted a fairly bleak picture of the debt problem in the United States, ... . When you learn how to “Power Down” debt, you will be able to eliminate compound interest much more quickly ... at the top of their list. You will notice on the report that the first debt listed is a VISA credit [more...]

Date: 2009-01-13 10:52:20

Debt Elimination!

Debt has been a problem of many people, a lot of countries are down because of its debt.. Less than 2 weeks it ill be new year. ... the site..Go now and use the debt elimination feature of this site!! ... debt. This will also help you out in order to consolidate your debts and to be able to improve credit [more...]

Date: 2008-12-22 15:47:00

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, ... hassled by a collection agency, see Chapter 3, Section D. If you face an emergency, act on it at once ... into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

Did collection calls contribute to Floridian's death?

Filed under: Credit , Debt Florida law firm Morgan and Morgan filed a first-of-its-kind lawsuit alleging that a company's collection calls were so frequent and harassing that they contributed to a person's death because they increased Stanley McLeod's blood pressure and stress levels. McLeod's debt problems stemmed from the fact that he had difficulty paying his mortgage because he had to quit his job at Sears after suffering a massive heart attack. [more...]

Date: 2009-09-17 19:00:00

Debt Negotiation with Credit Card Companies

by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]

Date: 2008-11-26 19:15:29

New Congress Looks To Add Mortgage Debt To Bankruptcies - BIG MISTAKE

Congress So we have finally flushed most of the bad debt out of our system in 2008 ... modify other unsettled obligations, such as credit card debt. While the housing market downswing ... problem on the horizon is that Congress is back in session today. Instead of looking at 2009 [more...]

Date: 2009-01-06 14:51:56

Debt Consoldiation: The Benefits of Consolidating Debt

Amazon.de Widgets Debt Consoldiation: The Benefits of Consolidating DebtBy: Daniel Millions - Debt is a big problem for millions of Americans and other citizens around the world. Debtors who are in exceptionally deep often die with bills unpaid, and the debt is passed on to their relatives. When credit first became available, it was nearly impossible for the average consumer to acquire a credit card. Nowadays, companies want people who have trouble paying their bills, because that means they wi [more...]

Date: 2009-06-28 20:02:50

Hunt & Hoisington: Buy Treasuries despite low rates

Yes, Lacy Hunt and Van Hoisington are talking their book. They have had clients in long-term Treasuries for years ... returned 37.7%. Credit problems affected returns elsewhere in debt markets, limiting returns ... : In the world’s three most recent debt deflations – the U.S. from the 1870s to the 1890s [more...]

Date: 2009-01-15 13:44:58

Bill Consolidation in Recent Times

An obvious thing that is happening lately is credit card problem. It has impacted almost many people in the United States ... you worry about debt. The numbers are 1-888-335-0363. These belong to a company that is willingly to help ... , it is needed. Credit card debt consolidation takes also an important role for customers after the above [more...]

Date: 2009-01-09 15:16:23

Should You Hire a Debt Negotiation Service?

In times of financial crises, the looming problem of debt becomes much clearer In the United States of America especially, credit card debt is the primary type of debt experienced by citizens [more...]

Date: 2009-09-23 02:27:11

Impact of Credit Crisis on the Energy Industry - Where Are We Now?

I recently looked through news articles to see which energy sectors were being affected by the credit crisis ... related problems. One is reduced access to credit, making new borrowing difficult for nearly every business that requires debt. Prices for all commodities have been dropping as well. At least part [more...]

Date: 2008-11-30 13:00:54

Bill consolidation: A solution for your loan modification

In order to survive for your life and business, no matter you are part of low or high socioeconomic rank, ... debt, bill of your credit card, your house installment, Bank Loan and others. Finally, you cannot ... such problems, you should have a best debt settlement. Do not be panic. There must be an appropriate [more...]

Date: 2009-01-09 12:31:47

Off Topic: Trouble Rocks Major Newspapers

Updated: These are dark days for the media business, with many traditional media owners caught in the intergalactic shift to online from off ... Mountain News. Even before that, the Chicago-based credit ratings firm Fitch, which rates the debt ... and music companies here. The problem is, we’re probably kidding ourselves if we think that by embracing [more...]

Date: 2008-12-08 22:10:00

Divorce Debt and Free Credit Reports

When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]

Date: 2008-11-24 17:02:57

Believe It, YOU Can Be DEBT Free

Yes, I hear you asking, “HOW is it possible to be debt free”? Fair questions require answers that make sense ... mortgage payment, water bill, credit cards, etc. can cause serious problems. As you know, banks and credit card firms have huge fees waiting to hit us between the eyes if we are late with a payment [more...]

Date: 2009-01-10 00:34:38

It’s a Labor Day Carnival of Debt Reduction

Happy Labor Day everyone!  Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... articles Think that using a debit card is a cure-all for debt problems?  Master Your Card warns [more...]

Date: 2008-09-01 05:00:37

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