Debt Consolidation Scams - How to Protect Yourself
Donna, a single mother, owed several companies including her bank a total of $12,890 in credit card debt ... fraction), that’s a red flag for you. Beware of companies that promise to wipe out your debt today or erase ... to do something about it. Determined to become debt free “whatever it takes”, Donna contacted a debt [more...]
Date: 2009-01-08 23:55:02
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Net Worth: September - The market gobbled up $5,223.70
Not that it was all that surprising, right? ... goals i'm working on right now: 1) Erasing all our "credit card" debt, 2) Pumping up my half ... to some new blogging income (finally!), and i'm still religiously paying off my Credit Card with any [more...]
Date: 2008-10-01 14:50:53
Christmas Spending Recap
We had an ambitious budget of $150 for Christmas this year. In early December, it became clear that we were going to go over that budget ... Day!October Net Worth Update - Up 1.37%The 10 Things We did to Erase Almost $9,000 in Credit Card Debt in Less Than 6 Months [more...]
Date: 2008-12-30 02:50:17
Erase Bad Credit
by John Cooper If you have bad credit there is hope ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account. Recent [more...]
Date: 2009-01-14 18:52:30
Credit Card law questionable
There’s no shortage of blame for the mortgage crisis that drove the economy into the ditch ... Act of 2005, households could erase their unsecured debts by filing for Chapter 7 liquidation ... the reform, overindebted households might file bankruptcy and get rid of their credit card debt [more...]
Date: 2009-01-13 10:09:00
Annotated Digital Culture Links: December 16th 2008
Links for December 16th 2008: The writer’s guide to making a digital living ... his online show is “silly,” but it helped pay off credit-card debt. One year after YouTube ... it, you had to erase it! Amazing stuff. Top 10 Most Pirated Movies of 2008 TorrentFreak - Surprising [more...]
Date: 2008-12-17 03:47:15
Obama Wants America Out of Debt - Legally Erase 50% of Your CC Balance!
Too many people in the USA are drowning in credit card debt.The average American family has approximately $10,000 worth of debt and if they fail to keep up their minimum payments they can end up paying of this debt for the rest of their lives with an additional $40,000 worth of interest racked up.Fact: Credit-cards ... [more...]
Date: 2009-09-23 19:14:53
Why Debt Consolidation Is Doomed To Fail
http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]
Date: 2008-12-01 16:41:48
Goals for 2009
I’m not big on New Year’s resolutions. The main reason is that January 1 is an arbitrary date that most of Western civilization has agreed we ... . But hopefully I can find a race, perhaps sometime in June. Lake Placid’s a possibility. Cut down my credit card debt to $x. (Before you get on my case, yes [more...]
Date: 2009-01-02 04:49:34
Life After Debt
By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... desirable credit, you may have given up on ever getting an unsecured credit card. The truth is that bad credit and bankruptcy do not necessarily deprive a person from obtaining a credit card [more...]
Date: 2008-12-15 20:03:13
Government Intervention in Foreclosure
This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral. Reduced or free legal aid may be available in some states [more...]
Date: 2009-01-07 07:00:13
Spend, Spend!
by paradox In the last 120 days I’ve diligently practiced what is called the paradox of thrift: ... pain of simply being broke with unemployment or crushed with healthcare costs. Fear, debt and lack ... out there. An outgrowth of classic ancient spiritual practices, simplicity cannot forever erase consumer demand [more...]
Date: 2008-11-20 15:51:07
Why not just give US the money?
Lame Duck Teasury Secretary Henry Paulsen insisted on talking again today, as did his boss, sending the markets south, ... the risk that big investors took when they bought junk credit card and mortgage debt. Then, magically ... toward consumer loans in the form of credit cards, auto loans and student loans, as well as some forms [more...]
Date: 2008-11-25 19:38:09
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... to erase the debt. Investing In Education. My net worth would have actually been the same over ... value, your net worth will increase by the amount of debt you pay off. Finance is dictated [more...]
Date: 2009-01-10 18:13:54
Credit Repair Tips and Tricks
The best part about finding a third party credit counselor to tackle your credit repair is that you won’t feel so alone ... a larger portion of your available credit. Last off, look at getting what is known as “good debt,” ... , you should work at boosting your score to at least 700. Reduce your credit card balances down [more...]
Date: 2008-11-24 18:27:25
How Debt Consolidation Can Help Get Your Debt Paid Off
by William Blake Many people opt to get rid of their accumulated debt by recurring to what is referred to as debt consolidation ... you, then it is a good deal. Another option to consolidate your debt, most effective if you have several credit ... rate and transfer all of your debt to that card. You will save a lot of money on interest [more...]
Date: 2008-11-23 14:32:25
Guilt(y)
On Tuesday while I was out with my family the mailman delivered a slip letting me know that my passport had arrived in town and I could pick it up the next morning. I had been anxiously awaiting it's arrival since I have absolutely zero identification right now and was relieved to hear it had finally arrived [more...]
Date: 2009-01-03 08:36:00
Dealing With Credit Repair
Mistakes are inevitable. Instead of blaming yourself or others for getting in a huge debt trouble, ... . They will understand. Just be patient. • Stop credit card usage. Just to pave way to debt payments, refraining ... much you can save to add up to debt payments. • Review credit reports or statements. Understand [more...]
Date: 2008-11-17 13:18:37
Consolidate Your Debt
by William Blake Many people opt to get rid of their accumulated debt by recurring to what is referred to as debt consolidation ... you. Another option to consolidate your debt, most effective if you have several credit cards at their limit ... all of your debt to that card. You will save a lot of money on interest in the long run. You also [more...]
Date: 2008-11-16 17:06:31
FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]
Date: 2008-12-30 17:45:34
Is Credit Card Relief Coming?
Credit card defaults are soaring. And banks after having fought credit card reform for years are now in panic mode over losses.Newsday ... of credit card debt to be forgiven, a turnabout from recent years when the banking industry lobbied strenuously to make it harder for consumers to erase their credit card debts in bankruptcy.The new pilot [more...]
Date: 2008-11-02 08:39:00
Mortgage Cram-Down Legislation Moves Ahead
From Reuters: a href=”http://uk.reuters.com/article/usPoliticsNews/idUKTRE5045P220090105″Lawmakers set new mortgage bankruptcy bill/a blockquoteLegislation designed to stem foreclosures by allowing bankruptcy judges to erase some mortgage debt will be introduced by Congressional Democrats on Tuesday, and hopes are high [more...]
Date: 2009-01-07 05:59:06
Financial Management Course:Deudas
What is debt elimination? Debt elimination is the process of getting your outstanding debts under control and then avoiding getting into debt in the ... , housing and credit card debt crisis, a lot of financial companies in the country are offering different ... future. If you are in debt right now then you should know that it is really destroying your [more...]
Date: 2009-01-04 14:29:39
Carnival of Twenty Something Finances - Thanksgiving Hangover Edition
Welcome to the December 1, 2008 edition of the Carnival of Twenty Something Finances. I hope everyone had a relaxing and enjoyable Thanksgiving holiday. In honor of stuffing our faces with food and drinks over the long weekend, I’d like to dedicate this edition to the dreaded Thanksgiving hangover. I think this picture sums it up pretty well. [ [more...]
Date: 2008-12-01 13:00:19
Erase Bad Credit
You can erase bad credit without waiting seven long years. To do this you must dispute each credit bureau, this can be done yourself ... has likely been sold to a collection agency. Thus the credit card issuer has no reason to save ... . I suggest a bad credit credit card. This will help you build a positive payment history which is very [more...]
Date: 2008-12-28 21:02:46
A Guide to Debt Elimination:Deudas
What is debt elimination? Debt elimination is the process of getting your outstanding debts under control and then avoiding getting into debt in the ... , housing and credit card debt crisis, a lot of financial companies in the country are offering different ... future. If you are in debt right now then you should know that it is really destroying your [more...]
Date: 2009-01-11 17:45:18
Erase Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... for your debt. For example with a charged off credit card the creditor has sold your debt to a debt ... requests, and debt validation. In addition it will help your credit score if you open a revolving [more...]
Date: 2009-01-04 17:43:03
Sarah Palin and Joe Biden Complete Debate Transcript
The Ticket had a live-blog during this entire event, which is available here. Here's a quick video of some non-verbal language. The transcript comes below. Hey, you could have instant alert of this Ticket item and all others flashed directly to your cell free by going here to Twitter and registering [more...]
Date: 2008-10-03 04:30:02
U.S. mortgage meltdown linked to 2005 bankruptcy law
U.S. mortgage meltdown linked to 2005 bankruptcy law By DAN MARGOLIES The Kansas City Star There’s no shortage of blame for the mortgage crisis ... Abuse Prevention and Consumer Protection Act of 2005, households could erase their unsecured debts ... file bankruptcy and get rid of their credit card debt, and that would free up income to pay [more...]
Date: 2009-01-08 03:59:59
Financial Management Course:Deudas
What is debt elimination? Debt elimination is the process of getting your outstanding debts under control and then avoiding getting into debt in the future. If you are in debt right now then you should know that it is really destroying your future ... get into debt in the first place, but since this is basically unavoidable in some cases, the [more...]
Date: 2009-01-09 14:13:45
Obama calls on Federal Reserve to step up as economy melts down. Transcript.
WASHINGTON--Barack Obama on Thursday mocks John McCain's suggestion to create a commission to study the economic meltdown. Later Thursday McCain called for firing of the SEC commissioner. From the Speech: The events of the past few days have made clear that we need to do more right now [more...]
Date: 2008-09-18 20:21:06
3 Ways To Consolidate Debt and Avoid Bankruptcy
If you’ve racked up a little more debt than you can handle, you’re not alone ... , that promise to erase or consolidate your debt for an outrageous fee. Although you will have to pay for debt ... want to consider consolidating your debt into a home equity loan. The interest rate is usually [more...]
Date: 2009-01-10 15:42:12
2008 Debt
Our homeowners insurance company decided to cover all our expenses for the new A/C unit at our house ... that I hope to get this weekend, best news of all NO CREDIT CARDS! All paid with CASH! Click ... I have some bad news to report, the balance on the CITI Premier Pass card is up this month. The current [more...]
Date: 2008-12-31 06:27:58
How to Erase Credit Card Debt After Foreclosure
If you have just survived a foreclosure, you know that the emotional and financial stress can be crippling. From legal fees to moving expenses, the credit card debt after a foreclosure can pile up quickly. Once the whirlwind of emotions passes, many people find themselves staring at their credit card [more...]
Date: 2008-12-26 22:10:05
Consolidate Your Debt
by William Blake Debt consolidation is a method that is used to reduce the severity of the debts that you may have incurred over a period of time ... to consolidate your debt, most effective if you have several credit cards at their limit, is to transfer your balance. Search out the card that has the lowest interest rate and transfer all of your debt [more...]
Date: 2008-11-24 21:36:55
Erase Your Debt With Debt Consolidation
Everyday more individuals and families are finding themselves in unmanageable amounts of loans and debts. Many people ask themselves how can I erase my debts? I am paying so much interest rates on my home loan, car loan, wedding loan, credit card payments and/or holiday loans. Original text: Erase [more...]
Date: 2008-12-30 13:36:29
Back to School Money Tips for College Students
College is starting up around the country right now ... . No amount of credit will erase the problems you can bring upon yourself. The key is to stay out of debt from a young age. Use credit responsibly A key to living within your means is using credit [more...]
Date: 2008-08-29 14:10:27
Funny Answering Machine Messages: Funny Messages for Answering Machines
Everybody loves a good answering machine message, so why not make yours more memorable? After all, everyone you know and their dogs have “sorry you missed me, please leave a message after the beep” as their answering machine message. Break the mold with these funny messages and impress friends and family alike. Be memorable! [more...]
Date: 2008-12-02 04:41:51
Gates of Vienna News Feed 10/3/2008
USA“We Are All Socialists Now.”Bailout, or Blowout? Financial “Rescue” Plan Turns Into Mad Spending SpreeBarack Obama Presses Black Pols to Agree to ... Damascus of Resuming Nuclear Activity‘Youtube’ Must Erase Anti-Islam Material: KHRS South AsiaAcid [more...]
Date: 2008-10-04 00:46:00
If You Pay Your Bills You’re A Sucker: Big Banks Lobby Congress For Credit Card Debt Bailout
Why pay off your debts when you can just sit around and wait for the government to do it? WASHINGTON - With defaults on credit card debt spiraling amid a global financial downturn ... huge portions of credit card debt to be forgiven, a turnabout from recent years when the banking [more...]
Date: 2008-11-01 18:15:22
Blog Carnival Edition 3
Here is the submission received into the blog carnival edition 3 of The Money Maniac ... Early and Saving Often posted at Debbie's Debt Advice. Debt Free Destiny presents Considering a Short Sale? Think Again! posted at Debt Free Destiny. Credit Card Assist presents You Can Prevent Hidden [more...]
Date: 2008-12-19 07:43:00
Transcript – Vice Presidential Debate – Palin v. Biden – St. Louis, October 2, 2008
(Source: CNN) WASHINGTON (CNN) — The vice presidential candidates, Democratic Sen. Joe Biden and Republican Alaska Gov. Sarah Palin, are debating in St. Louis, Missouri, Thursday night. Gwen Ifill of PBS is the debate moderator. Here is a transcript of that debate: IFILL: Good evening from Washington University in St. Louis, Missouri [more...]
Date: 2008-10-03 03:04:42
How to Erase Credit Card Debt After Christmas
After Christmas and the holidays are over, you know that the emotional and financial stress can be crippling. When you start adding up gifts, travel and holiday meals, the credit card debt after Christmas can pile up quickly. Once the whirlwind of emotions passes, many people find themselves staring [more...]
Date: 2008-12-28 04:05:01
Top 20 Money Making Feeds
Top 20 Money Making Feeds Top 20 Money Making Feeds also contains 20 of the most interesting money making feeds I can find. These are feeds that I read regularly and cover such diverse areas as investing, personal finances, making money online, affiliate marketing, and much more. I’ve recently updated the file for 2009 [more...]
Date: 2009-01-04 06:41:45
Sarah Palin Joe Biden vice presidential debate. Transcript
Transcript courtesy Federal News Service VICE PRESIDENTIAL CANDIDATES DEBATE PARTICIPANTS: SENATOR JOSEPH BIDEN (D-DE), DEMOCRATIC VICE PRESIDENTIAL NOMINEE, AND GOVERNOR SARAH PALIN (R-AK), REPUBLICAN VICE PRESIDENTIAL NOMINEE MODERATOR: GWEN IFILL, HOST OF "WASHINGTON WEEK" WASHINGTON UNIVERSITY, ST. LOUIS, MISSOURI 9:00 P.M [more...]
Date: 2008-10-03 04:30:28
U.S. mortgage meltdown linked to 2005 bankruptcy law
U.S. mortgage meltdown linked to 2005 bankruptcy law By DAN MARGOLIES The Kansas City Star There’s no shortage of blame for the mortgage crisis ... file bankruptcy and get rid of their credit card debt, and that would free up income to pay ... paying credit card debt, which makes it harder than [more...]
Date: 2009-01-13 15:34:15
How Easy is it to Erase Credit Card Debit?
How Easy is it to Erase Credit Card Debit? It takes a strong will and determination to erase credit card debit. It is easy to create the debit, but will take sometimes years to remove it. ¶ Posted 23 December 2008 † Ray Subs § Debt Consolidation ‡ Comments (0) ° Tagged: credit card relief, interest charges [more...]
Date: 2008-12-23 02:21:41
your card would depend on your lifestyle!
Owning a credit card would depend on your lifestyle and spending habits. There is no hard and fast rule as to how many cards you would get ... goodies? One that offers mileage for every certain number of amounts spent. Or one that helps erase debt [more...]
Date: 2008-10-27 10:54:43
More Photos:
Related Links Mary Carey Selling Breeaast ImplantsSunday, January 11, 2009 Posted by kk group 1 Comments to benefit the Susan G ... accumulates at the top, the currency looses value, the middle class slip further into debt and the lower [more...]
Date: 2009-01-11 14:14:00
Who is Cathy Shaughnessy?: Dem Far-Left Candidate's Bankruptcy Fraud Shows Blogs' Importance; End of MSM Investigative Journalism; Embodies Mortgage Bailout BS; UPDATE: Mortgage Fraud, Too?
By Debbie Schlussel The story of Cathy Shaughnessy is important on many fronts. This far-left Democratic candidate for office demonstrates why blogs are important because some of them--like this one--actually do the investigative journalism the mainstream media won't [more...]
Date: 2008-10-22 17:37:49
