Medical Bill
With the Feast of The Three Kings, officially the longest Christmas celebration is now over ... to Debtco.org, a non-profit company that offers debt solutions for all the credit card purchases you made during the holidays. Through Debtco.org, you can consolidate all your multiple credit card [more...]
Date: 2009-01-08 19:40:27
Blog posts
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Videos
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Helping Polly
I just thought of my answer to Fix Polly, a case study from Gail:Polly is 25 and single. She has almost $80,000 in debt, $60,000 of which is student loans. The rest is credit card debt ... . Polly can’t decide what to pay off next. She has contacted her credit card companies and cannot [more...]
Date: 2008-12-28 15:02:42
Eliminate Debt
I have been reading a lot of articles on how to finally how to eliminate debt by whatever means ... , been negotiating with my credit card companies too for settlement on all of since I wanted to start ... debt, my debt as soon as possible. I’m just hoping now that my plans will push through the way I plan [more...]
Date: 2008-11-25 14:55:23
Debt Consolidation Companies
Debt Consolidation Companies Posted in January 2nd, 2009 Category: ... as a result of the critical financial conditions consumers find themselves in from heavy credit card debt and other unsecured loans. With approximately 80% of Americans in debt up to $10,000 [more...]
Date: 2009-01-02 10:11:36
the statue of limitations for a il resident
I am a resident in il, and received a call at work from a guy representing a company called rancho credit management in california ... . this sounded fishy and so i’m doing research. the credit card debt he refers to is indeed a debt i failed to pay which i don’t dispute and am fine with paying but he threatened wage garnishment etc [more...]
Date: 2008-12-11 15:49:05
Debt Consolidation Techniques
When i say 'debt consolidation', many people ask me what does it mean ... service because Debt Consolidation companies are much better at negotiating deals with your credit card ... . My answer to the is "Debt Consolidation is a process of managing debts in an efficient manner [more...]
Date: 2008-09-14 03:38:27
Debt Settlement Booming
Debt settlement has been one of the hottest topics on this blog, judging by reader response. Now a New York Times article confirms that credit card companies are settling debts for less than the full balance. The article does not refer to the debt settlement industry, except in a brief [more...]
Date: 2009-01-03 21:56:30
Debt Elimination
Debt Elimination Almost all employees I know have at least one or two credit cards which they use for buying clothes, groceries and many other things. It’s been a practice to use credit card payments ... rates. If everything fails then seek help from debt consolidation company who will advice you on so many [more...]
Date: 2008-09-04 13:19:08
Debt Consoldiation: The Benefits of Consolidating Debt
Amazon.de Widgets Debt Consoldiation: The Benefits of Consolidating DebtBy: Daniel Millions - Debt is a big problem for millions of Americans and other citizens around the world. Debtors who are in exceptionally deep often die with bills unpaid, and the debt is passed on to their relatives. When credit first became available, it was nearly impossible for the average consumer to acquire a credit card. Nowadays, companies want people who have trouble paying their bills, because that means they wi [more...]
Date: 2009-06-28 20:02:50
If your credit card…
…balances are high, and you are considering bankruptcy, you should negotiate your credit balance with the card company. Usually they will waive some interest and fees to have a lump sum payment. You can also hire a debt consolidation company to do this for you. [more...]
Date: 2009-01-11 01:41:19
Obama wants to do what?
Obama's big plan to "jumpstart the economy" includes enacting a windfall profits tax on the oil companies in order to provide $1, ... it in my IRA or pay down my credit card.But I ask you, why should the oil companies be financing my retirement or paying off my debt?Another plan to help Americans is addressing predatory credit card company [more...]
Date: 2009-01-09 02:15:00
THAT'S IT!!!! I am creating my own bailout plan
I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid ... dollars in my 401K account and I have had a couple of credit card companies try my patience ... us in the near future. Here is the break down:FINANCIAL HEALTH * Debt - Pay off all my credit [more...]
Date: 2008-11-11 00:07:00
Credit card companies greedy plans have thrown them into the ringer
It is astounding how ugly the situation is getting in the American economy. It appears like every week there is a fresh scam or another huge financial institution or bank needing capital. This is making most consumers very frightened and has almost made every market seize up. Unfortunately I don’t feel we have yet to endure the worse of what may happen. There is another timebomb waiting to explode that has yet too really hit home and that is the unsecured debt crisis. Each month more Americans [more...]
Date: 2009-09-24 14:47:25
How Do Lenders View Credit Counseling Services?
Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]
Date: 2008-12-09 00:04:36
debt consolidation
we all are aware that the financial situation these days are not looking good, with companies cutting down employees and recession going on, ... that will help you compare the various debt management and credit counseling programs. and they even ... questions about credit related problems, credit card consolidation, and much more. but still [more...]
Date: 2009-01-08 05:15:44
missed.
I got a call from my credit card company today telling me that my due date had gone past already! argh! how could i miss it for the world?! ... or if I actually need a debt help or something because they are actually offering free help with debt and even credit counseling. That is one of the many effects of the holiday season and the birthday [more...]
Date: 2008-11-06 15:46:16
October 2008: Goals Update
Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]
Date: 2008-11-05 18:10:55
Debt Consolidation Advices
Many people are burdened with too much debt that their monthly salaries are not enough to cover their monthly loan payments, ... some advice from debt consolidation companies which offers good solution to debt problems. They will help you consolidate your credit card balances and various loans into one single loan which [more...]
Date: 2008-12-17 14:27:00
Debt Consolidation
Debt Consolidation December 29th, 2008 It is quite alarming to know that families find it hard to get by from day to day on average combined ... from and they have more than their loaned amount to pay from interest alone. Most credit card companies charge a whopping 400% interest per year if you aren’t really able to completely pay your credit card [more...]
Date: 2008-12-29 02:07:05
Make Your Own Debt Reduction Plan
As an increasing number of people are finding themselves in over their heads in debt, ... statements, credit card statements and anything else you use to track your finances and see ... companies or a debt consolidation loan, for example). Step Two: Call your Creditors This step [more...]
Date: 2008-12-16 06:00:00
Bankruptcy and the Bible
The Bible and Bankruptcy Let me preface this by saying, while I have been in deep debt, ... . While I am sure most of them are credit card companies and other lending institutions, it is not an excuse for doing something wrong. If the businesses themselves forgave the debt, it would [more...]
Date: 2008-07-23 11:27:50
5 Options to Get Out of Debt
I am the kind of person who is not afraid to take risks and even use credit cards when necessary just to push through with an idea or project I have ... for missing payment whether it is for credit card, direct selling, and anything that has a due date ... the U.S., there are debt consolidation companies can be tapped to help out in managing your payments [more...]
Date: 2008-12-11 11:21:00
Getting Out of Debt Quickly pt 1
You are probably familiar with this feeling: Your bills are constantly piling up, but you feel so far behind that you simply cannot bear to even open them. When you do open them, you quickly realize that there is only enough saved up in your bank accounts for you to make the minimum monthly payments and nothing more. You have plenty of other company all over the country. The average family in America is carrying between $8,000 dollars and $9,000 dollars in debt on their credit cards alone. [more...]
Date: 2009-09-25 11:16:53
November 2008 Goals Update
Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]
Date: 2008-12-03 19:04:57
Is It A Good Or Bad Thing That So Many Companies Are Going Out Of Business?
What exactly will 2009 bring us in terms of businesses closing down for good? ... $2.56 trillion in consumer debt, with the average household’s credit card debt amounting to $8,565 ... filing for bankruptcy or are already in it, so we won’t know if some of them make [more...]
Date: 2009-01-06 14:00:00
Can A Credit Card Company Garnish My Wages?
Some debt collectors, and even credit card companies, will threaten you with a wage garnishment action for non payment. [more...]
Date: 2009-01-14 01:50:34
Ellie Kay on Nightline
Resolved to dig out of debt? It can be done but there's a right way and a wrong way to approach the topic, ... !Assess Your Debt -- Order your credit report for free at http://www.annualcreditreport.com/ and add ... ). It involves knowing how to talk to the person at the credit card company and being polite, prepared [more...]
Date: 2009-01-09 19:21:00
$75 user participation survey for those in debt
As I think I have mentioned before, I am working with a company called DebtGoal in development of their product ... in credit card debt At least 2 other types of debt (mortgage, auto, student loan, home equity loan [more...]
Date: 2009-01-10 15:48:20
Consumers' New Found Embrace of Savings Will Make for a Nasty Downturn
The blow to many Americans' net worth via diminished home values and shrunken retirement accounts has lead to a new found insecurity and ... by credit card companies, banks, and auto lenders getting more stringent and, where applicable, cutting ... are not particularly keen to extend credit to them. We have long warned that America's debt-fueled [more...]
Date: 2008-10-21 04:06:27
Protect Insurance Companies PSA
Will Ferrell, Jon Hamm and a few other Hollywood celebrities got together and put together this PSA explaining why it’s important for Americans to protect the big insurance companies. These Guys Are Some Rich Dicks New Credit Card Laws Dow Joes - He'll Put You In Debt Online Q&A With Will Ferrell Will Ferrell Fights With A Bat Padded Light Posts - Protecting Bodies Not Smart Enough To Protect Themselves [more...]
Date: 2009-09-22 16:00:09
The Truth about Debt Management Plans
by Jon Ochs In my years of experience in the industry, I have found that most people are looking for a debt relief option that does not exist ... Consolidation: Debt consolidation is, in nearly all cases, a home equity loan or second mortgage ... . Because these programs rarely ever do what they claim, and many credit card companies no longer endorse [more...]
Date: 2008-09-21 12:49:13
Colleges Profit From Credit Card Companies Predatory Practices
Universities and colleges have long had a warm relationship with credit card providers ... with a $2,000 spending limit. Thinking I was privileged, being able to wet my appetite for America’s debt ... the need to envelope our nations young in the debt [more...]
Date: 2009-01-07 23:57:56
On the Cusp?
We are the cusp of something very important. The media is starting to write more positive economic stories and less doom and gloom ... " "Credit Card Companies are willing to work with those in debt" and "Investment Opportunities are Many [more...]
Date: 2009-01-06 21:22:11
Financial Trouble? Consider Debt Negotiation
by Daniel Atolben Are you drowning in debt and finding it difficult to make your monthly payments? ... to a collection agency. Since credit card companies won’t be getting all the money that you’ve agreed ... Even if you’ve had no problem controlling your debt in the past, there may be something unexpected [more...]
Date: 2008-11-25 18:51:14
free at last!
I don’t know really but emails keeps on spamming my inbox on ways to finally get out of credit card debt ... and loan talks, but you see, things are going great now, totally debt free and peace of mind ... and make a discussion with your financial company, it can help to tell them the honest situation [more...]
Date: 2009-01-15 18:24:18
A Formalized Chapter 13 Repayment Plan
A Washington State Chapter 13 bankruptcy is type of “payment plan” bankruptcy ... . If utilized and crafted properly, a Chapter 13 should enable you to catch up on your unsecured debt ... of our clients first attempt to negotiate an informal payment plan with credit card companies and their other [more...]
Date: 2008-12-27 15:58:40
Can a credit card company take my home or wages?
I have received a number of calls from people who are concerned about just how far a collector can go to get money from them ... : 1. place a lien on property you own 2. seek a wage garnishment 3. levy accounts 4. appoint a receiver ... . Often people are scared because the debt collector is making a number of threats or implications [more...]
Date: 2008-11-17 23:40:32
Where Can I Find Debt Consolidation Information - And How Can I Get Started?
Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]
Date: 2008-12-31 00:24:32
This Could Be The Day
This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]
Date: 2009-01-06 12:15:05
Camelback Displays Material Sell Online
Oye, New year is come on!Do you Think about your businesss now. I think you should start now. Do you want to decorate your office ... (1) My Splendid Weekend with PC Software (3) Credit Card Debt Consolidation (2) Internet Marketing/SEO ... , let’s to look at the Camelback Displays company. Camelback Displays company is one of online [more...]
Date: 2008-12-25 08:01:52
It’s the economy stupid!
It’s the economy stupid! Remember that being said not all that long ago in a campaign speech? ... of all but essential credit cards, dine at home more often, terminate unnecessary trips ... . He will begin to save and start paying down debt. A company that has reached the limits of its credit [more...]
Date: 2008-12-09 19:16:05
Mortgage and Credit Card Companies Under the Spotlight on Consumer Charging
For the first time since May 1996 reports have indicated that wage increases have risen faster than house price inflation ... that consumers are struggling with debt. Ed Stansfield of Capital Economics, said, “Today’s figures show that for a small but growing minority of borrowers levels of debt have become a problem, despite [more...]
Date: 2009-01-14 23:35:31
The first law that should be repealed in the United States is the 2005 Bankruptcy Bill: Will Obama eliminate debt slavery?
Our centralized government representatives would like us to believe that the subprime mortgage crisis was not expected, however, ... American citizen from this scam? In 2005, they created Debt Slavery by passing The Bankruptcy Bill. After years of lobbying, the “dream bill for credit card and financial service companies” finally came [more...]
Date: 2008-11-17 18:10:02
Avoid Payday Loan
If you spend more than you earn on a regular basis, it is a bad practice ... to borrow a loan, so you can save 15-30 USD by not paying the loan interest! • Use your credit card ... companies often make use of your needs and leads you into the debt trap. The most obvious drawback [more...]
Date: 2008-12-04 12:36:55
Fed Slashes U.S. Interest Rate To Basically Zero
Wasn’t the Fed supposed to cut rates in half today, from 1 percent to 0 ... income” no-doc teaser-rate reverse-equity 105% loans that enabled Juan Drywallhanger and his old lady ... $40,000 per year and already buried in credit-card and SUV debt. So, now that grand era can return again [more...]
Date: 2008-12-16 20:54:35
Five Ways to Consolidate Your Debts; or is There Another?
Debt consolidation is always tricky and if you don’t go by the rules, you might land up in great trouble ... the 20%-plus you’re now paying to the credit-card company. 5. Negotiate with others: This final bit ... . First of all you must remember that debt consolidators are not doing everything [more...]
Date: 2008-12-20 18:24:33
Frugal Credit Repair - Secure Debt
creditcard Once upon a time I was not the most responsible person with my money or my credit ... of the card whereas many companies will charge as much as 24% even though you are securing the debt [more...]
Date: 2008-08-26 22:01:38
Debt Elimination
My Auntie Naneth was so depressed because of her credit cards bills ... know what to do. One day our supervisor advised her to apply debt elimination at debtelimination.net. They represent a non-profit debt consolidation company that helps the people nationwide to consolidate [more...]
Date: 2008-12-11 21:50:04
Financial Freedom Awaits
Through this entire economic crisis in our country people tend to use credit cards and apply for loans so they can survive their own financial ... their earnings are debt consolidation companies that helps people manage their finances and consolidate ... . The government debt consolidation loans are great solution in consolidating various loans [more...]
Date: 2008-12-10 13:34:00
Debt consolidation service
Nowadays almost all adults in American society has credit cards in their wallets ... , a lot of people is buried in too much debt that they don't know what to do anymore. The good news ... their financial condition. One of those companies is Get Loan, you can avail their free debt [more...]
Date: 2008-12-02 04:26:46
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