Background Check Statistics

According to the AmericanDataBank.com, up to 30 percent of all applications contain false information and another 40 percent of resumes have facts ... seekers lying while trying to get hired. Only 42 percent of candidates in this area of employment tried ... are now looking into applicants’ credit histories in order to help them make hiring decisions [more...]

Date: 2008-11-24 10:37:00

Blog posts (296) | Videos (65)
 

Clinton's bailout statement

Hillary puts out the kind of harsh, skeptical statement on the Bush administration's plans that Obama —embracing a bipartisan moment — did not, ... was no. Now, the administration is turning to the American people for help, to rescue the credit ... a blank check. While the need to address the current crisis is clear, I will only support steps [more...]

Date: 2008-09-19 22:39:00

Kohl introduces his 'priority' bills as Senate convenes

Sure, the U.S. Senate convened this morning, but all you saw on the teevee was its refusal to seat Burris (Roland, not Plaxico!) ... : Student Credit Card Protection Act: Kohl’s legislation will help curb abusive lending practices to our nation’s college student population. Credit card companies aggressively target credit cards [more...]

Date: 2009-01-06 21:33:04

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit. Poor credit ratings show that you were extended credit and you either charged ... person that is going to be able to help with your credit score so do not wait any longer. The time [more...]

Date: 2009-01-16 00:22:09

Israeli hacker in jail ten years after U.S. military break-in [Security]

Ehud "The Analyzer" Tenenbaum, who became world-famous when he and a number of fellow Israeli and California teens successfully exploited a ... of having helped defraud credit card companies of $1.8 million. Wired dug up a slickly produced, pretty ... when Tenenbaum turned himself in to Israeli authorities on the day he was set to report for compulsory [more...]

Date: 2008-09-24 06:00:00

Become a Smart Shopper

Shopping a favorite pastime of women and a chore for men is one of the common daily activities that cannot be escaped ... for that chic new dress you wanted for so long. Only the smart shopper knows where and how to find ... . The payment is also done online in most cases with the help of credit cards. The products are delivered [more...]

Date: 2009-01-17 03:25:02

Around the Blogs: Year End Edition

When you can't come up with something original to say, steal from those who do. Let's see what everyone else is talking about ... it entertaining and informative all at the same time! Pip does a heck of a job with these, so check ... get a little credit as well. It's helped the fan base stay informed and demanding better results [more...]

Date: 2008-12-30 14:59:26

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... on how to stay there. One important aspect of that is being well informed about your credit report and your credit scores. They instruct you on how to keep up with your credit report and review [more...]

Date: 2009-01-15 10:32:19

Loan Scammers Love the Credit Crisis

We’ve long held a special vendetta against advanced-fee loan scammers here on the blog ... . As you can imagine, the recent credit crisis and tightening of lending standards has been a big help ... by credit card fraud protections or mail fraud laws. The only thing our poor reader [more...]

Date: 2008-10-21 15:00:16

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Details on Equifax ID Patrol and Your Chance to Win a Free Trial

Recently I had the chance to interview Steve Ely, president of Equifax Personal Solutions, about their Equifax ID Patrol service ( ... now, there are people who want to steal your personal information. To help themselves to the credit you’ve worked hard to build—and use it to open bank accounts and credit cards, take out loans, and even file [more...]

Date: 2008-07-25 12:46:28

Investors should be wary of underestimating risks - again

Investors should be wary of underestimating risks - again By R SIVANITHY SENIOR CORRESPONDENT HOPE, it’s said, springs eternal ... tapping into its US$700 billion fund that was supposed to help unfreeze credit markets. In addition ... and rescues. To illustrate, here is what DBS’s Economics & Market Strategy report last week said [more...]

Date: 2008-12-14 21:58:15

Avoiding Bankruptcy

Avoiding Bankruptcy completely would be best for anyone considering the options, however in some cases, ... to attain a loan again, for example, and it will in fact stay in big red letters on your credit report ... would be speaking with a credit counselor. They have the ability in helping you possibly consolidate [more...]

Date: 2009-01-16 02:11:52

Financial Independence

Every responsible adult in America has to, at some point in their life, pay their own bills ... but you will get creditors off your back. It is imperative, if you want to learn how to be financially independent and free of debt, that you find a knowledgeable credit or debt counselor to help you figure [more...]

Date: 2009-01-17 03:50:25

Lithuanian Collection Agency Hires Witch to Hunt Debtors

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... bureau."Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-16 18:21:00

Thinking of credit repair? Think twice

You’ve probably heard ads promising to fix bad credit ... that deceptively claim they can remove negative information from consumers’ credit reports, even ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]

Date: 2008-11-03 12:06:26

Sucky Stocks Increase Reverse Mortgage Biz

by Rimj Vanrock I understand the stock market may be down a little. What? Did you say 40%? Well I know it is somewhere around that figure ... : You may consider using a Texas reverse mortgage to invest. Learn first and read this report. Also ... a bunch of money in the market. Is having a bunch of money in a line of credit really going to help them [more...]

Date: 2009-01-06 02:10:17

The Recent History of Bank Failures

Given last week’s announcement that IndyMac Bank was taken into FDIC receivership, ... : Little Money Bags » How is Your FICO Credit Score Determined? » Help a Reader: CDs ... in the banking industry, you can protect yourself. You might also want to check out my earlier [more...]

Date: 2008-07-17 10:41:22

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... coffees. We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report [more...]

Date: 2009-01-05 11:03:01

Big Changes In The Senate As The Parties Gear Up For Another GOP Drubbing In 2010

Yesterday we remarked how a Debbie Wasserman Schultz led cabal of conservative Democrats is already bad mouthing the prospects of the DCCC working to ... -- who can claim a lot of credit for helping elect quite a few Democrats ("more" if not the "better ... and equally unscrupulous House counterpart, Rahm Emanuel, claims a lot more credit for Democratic [more...]

Date: 2008-11-25 13:30:00

Choice cuts from C4: learning about food

Colleagues at C4 have surpassed themselves with The Channel 4 Pig application, a beautifully executed (fnar) flash app helping people in these credit crunch times to exploit all the best and cheapest bits ... Editor, Jane Honey. When I was at school, learning about food was such an 'un-fun' thing where [more...]

Date: 2009-01-13 16:37:32

Beware of Bogus Credit Repair Companies!

So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]

Date: 2008-10-11 15:21:10

Beware of Bogus Credit Repair Companies!

So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]

Date: 2008-11-06 09:25:07

Mortgage loans available

Last few weeks ago, I was really concerned about our economy ... monthly payments and to build up that credit score so you do not run into these problems in the future ... With experts that can help you refinance with bad credit and keep you in your dream home, you would [more...]

Date: 2008-10-21 04:24:20

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score ... , is there anything you can think of that might help me to minimize the hit on my credit score? Other readers [more...]

Date: 2009-01-06 19:00:00

Credit Score Rating Scale

by William Blake It is important to improve or protect your credit scores ... . If your scores are below 450 it will be almost impossible for you to obtain any type of loan or credit ... system that is used to determine a persons credit scores. But it is helpful to try to understand [more...]

Date: 2009-01-06 14:23:22

Lithuanuan firm engaged witchcraft in debt collection

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... -styled witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... collecting bureau. “Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-15 17:02:00

Obama Formally Announces Tim Kaine As DNC Chairman

ABC News' David Chalian and Sunlen Miller Report: President-elect Barack Obama made a quick appearance at the Democratic National Committee ... , Howard deserves enormous credit for helping usher in a new era in Washington,” President-elect ... headquarters in Washington, D.C., this afternoon to announce Virginia Gov. Tim Kaine as the next [more...]

Date: 2009-01-08 22:48:55

Europe Backs Super Grids

Wind boost: This wind farm in Galicia, Spain, is among the developments that make Spain the largest wind-power producer in Europe ... . A new link between Spain and France will help. Credit: Arnejohs Last month ... networks," the EC report says, and "there is little strategic planning" between nations to build [more...]

Date: 2008-12-02 17:26:00

Instant decision unsecured loans- Sort your financial problem without any security

If you are going through from financial crisis or cash shortage and urgent unexpected expenses arise, bad credit loans will help you to overcome from these circumstances. These loans are easy to apply and also it’s easy to get instant access. The borrowed funds can be utilized to meet nay and every [more...]

Date: 2009-01-13 12:56:21

Kroszner: CRA & the Mortgage Crisis

Sayeth the man: “Some critics of the CRA contend that by encouraging banking institutions to help meet the credit needs of lower-income borrowers and areas, the law pushed banking institutions to undertake high-risk mortgage lending ... . I will also discuss the findings of a recent analysis of mortgage-related data by Federal Reserve [more...]

Date: 2008-12-03 16:53:15

House Republicans: 'Protect taxpayers'

by Frank James Worth a read is the letter House Minority Leader John Boehner sent to sent House Speaker Nancy Pelosi today, ... to help the finanncial and credit markets. Their core of their plan would call for the government ... federal laws and regulations that "burden" the economy they say. One idea is a temporary moratorium [more...]

Date: 2008-09-26 19:24:16

6 Free EBooks by Jim DeSantis

The Magic of Making Up I put this 27 page ebook together just for my readers who may be suffering from a broken relationship ... with powerful  step-by-step instructions and resources to help you jack up your credit score  without ... this free ebook:- The Complete Article Marketing Home Study Course (PDF) Credit Rescue is here [more...]

Date: 2008-12-28 03:34:21

Four. One Million Use Credit Cards for Mortgage or Rent

4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]

Date: 2009-01-08 08:18:32

Prepaid cards glitter in gloomy economy

As the economy nosedives, consumers are looking for new ways to manage their finances ... boost its use. It also helps that there is no credit check or employment verification. The RushCard ... , such as MoneyGram, and is used just like a debit card. There is also no credit check when someone applies [more...]

Date: 2008-12-17 23:35:59

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]

Date: 2008-12-28 22:13:40

Eagles stun Giants to advance to 2008 NFC Championship Game.

Donovan McNabb will get another chance to chase that elusive Super Bowl title. Eli Manning threw away his opportunity to defend it ... to get something done, get a spark to make a big play, that’s when we didn’t do our best,” Manning said. Credit ... in the air, and also helped skew the score: This was the first game in NFL history to finish 23-11 [more...]

Date: 2009-01-12 02:56:22

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... . We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report from all three [more...]

Date: 2008-12-30 23:24:12

Headlines from Worldchanging Seattle 01/16/09

The top stories this week from our local blog: The Real Cost of News The clock is ticking for the Seattle P-I ... or would like to write. Photo credit: flickr/Seen Not Heard, Creative Commons license. Help ... , and local resources to help Seattle residents arm themselves for unexpected emergencies. Resilient [more...]

Date: 2009-01-17 02:25:41

Lithuanian firm hires witch to hunt debt dodgers

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... collecting bureau."Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-16 10:06:00

Protect your Identity from Thieves

More and more people are being victimized by identity theft ... !! They will help you reduce credit card offers, reduce junk mail and do a proactive identity protection ... by the Better Business Bureau as a legitimate functioning online business company. Their website [more...]

Date: 2008-07-27 22:15:15

Be Careful With Credit Repair

Advertising messages offering to help people get out from under are over-the-top these days ... about debt settlement agencies and credit counseling agencies, cautioning debtors not to snatch ... to work with creditors and work out an arrangement for a reduced lump sum payoff. Credit counseling [more...]

Date: 2009-01-05 12:39:47

Federal Reserve, Treasury Announce $800 Billion Plan to Support Consumer Lending

Let's see, Bloomberg said yesterday that the Federal government had committed $7.4 trillion to lending facilities and guarantees ... points, due to a GDP report that revised third quarter growth from positive 0.3% to negative 0.5 ... (TALF), a facility that will help market participants meet the credit needs of households and small [more...]

Date: 2008-11-25 15:09:54

Economic weakness to continue, says FED chief

By David Goldman CNNMoney.com NEW YORK (CNNMoney.com) ... will continue for some time, even if the government’s efforts to boost lending help restore the credit ... , addressing business leaders in Austin, Texas, said the Fed will continue to use the tools it has been given [more...]

Date: 2008-12-01 19:08:59

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... there ridiculous yearly service fees, and monthly account fees in full each month helped boost my credit enough ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

Freee Credit Report to Help You Ride Through Difficult Financial Time

Well, please allow me to take a moment off to write something that is not directly related to the stock market ... people by giving away FREEE credit report. What Is a Credit Report? A credit report is a record ... , you can obtain a Freee credit report now. However, this only limits to US residents only [more...]

Date: 2008-11-09 15:22:28

President Bush has designated nearly 200,000 square miles of the Pacific Ocean as a protected region ... magazine that Scientology helped him overcome dyslexia. Cruise also gave credit to his wife, Hatie ... in Washington D.C. More specifically, it was shot at whatever bar in Washington that Keifer Sutherland [more...]

Date: 2009-01-13 10:11:56

How to Maintain Good Credit

Good credit is sometimes difficult to achieve. Even when it is achieved often times it's hard to keep your credit score in a decent range ... companies can report you to the credit bureau if you are over 30 days late on your payments ... ) Experian (888-397-3742) Trans Union (800-888-4213)  Maintaining good credit will help [more...]

Date: 2008-11-08 05:03:08

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