The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair a damaged credit rating. A product called Credit Secrets Bible (CSB) is now available from the Consumer [more...]

Date: 2009-01-11 14:35:09

Blog posts (26) | Videos (22)
 

Beware of Bogus Credit Repair Companies!

So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]

Date: 2008-10-11 15:21:10

Beware of Bogus Credit Repair Companies!

So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]

Date: 2008-11-06 09:25:07

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit. Poor credit ratings show that you were extended credit and you either charged ... person that is going to be able to help with your credit score so do not wait any longer. The time [more...]

Date: 2009-01-16 00:22:09

Bad Credit Doesn’t Have To Mean No Loan Help

Everyone faces unavoidable financial problems at some time and find that they are in an impossible situation and unable to meet their obligations ... rate for a home mortgage loan will depend upon your credit rating. If the credit score is 600 ... , but that is not necessarily true. There are two types of bad credit personal loans, secured and unsecured. [more...]

Date: 2009-01-16 09:36:37

There is Life After Debt!

Should you find yourself in debt, in order to pay any creditors it is advisable to sell some of your possessions ... for you to investigate the possibilities available to help you repair your credit and then start over building your credit rating. Another obvious choice is to reduce your spending to save money, putting [more...]

Date: 2008-11-04 09:40:30

Ways to Achieve Debt Relief

by Caden Flynn Should you find yourself in debt, in order to pay any creditors it is advisable to sell some of your possessions ... for you to investigate the possibilities available to help you repair your credit and then start over building your credit rating. Another obvious choice is to reduce your spending to save money, putting [more...]

Date: 2008-11-26 19:23:25

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Obtain Helpful Recommendations About Orlando Realtor

Part I Step 1: Spiff up your credit Good credit can lower your mortgage interest rates, potentially saving you hundreds of dollar a month ... . Order a credit report (usually free online). You can dispute any mistakes, but the most important thing is to build up good credit from here out. Lenders want clients who can pay bills on ... [more...]

Date: 2008-12-31 00:00:10

No economic news, but Lots of investor updates

The rates are great – jump on in!  Remember that next-to-0% short term Treasury rates are helping many ARM loans reset to lower rates ... , verifying income and/or employment.” Fannie Mae has issued Announcement 08-35: Credit Score Requirements ... . How are we looking in terms of ARM re-sets for 2009? Well, not too bad! Check out the websites [more...]

Date: 2008-12-22 17:23:40

Credit Score Rating Scale

by William Blake It is important to improve or protect your credit scores ... . If your scores are below 450 it will be almost impossible for you to obtain any type of loan or credit ... system that is used to determine a persons credit scores. But it is helpful to try to understand [more...]

Date: 2009-01-06 14:23:22

Fed “Shock & Awe,” What 0% Means, 2008 Pay Raises, Controversial Auto Survey and More!

Fed saves us from ourselves… details of the historic FOMC decision… Dan Amoss and James Turk on the implications of 0% interest rates… Dollar gets ... to further support credit markets and economic activity.” “This announcement,” Dan Amoss wrote ... metals.” In anticipation of this “shock and awe” rate decision, Dan helped his Strategic Short Report [more...]

Date: 2008-12-18 19:08:51

How Do I Get a Subprime Mortgage?

“How do I get a subprime mortgage?” is going to be a question that we start to hear a lot more in the next few months ... borrowers as their credit rating has dropped and they have very little, if any, money in their savings ... though mortgage rates continue to drop, it is not helping the housing market. So, how [more...]

Date: 2009-01-17 04:00:18

Gates of Vienna News Feed 9/29/2008

USABankruptcy of US Banks: Can Islamic Banking Help?Bosnian Immigrants Build Des Moines MosqueDear Hank: Here’s How to End the Credit Crisis at No Cost ... to be strict about credit rating system to restrain chances of any further bankruptcy.Interestingly, since [more...]

Date: 2008-09-30 00:56:00

Consumer Headaches: 15 ways to get help

My two-month-long fight with Qwest, which barring a stroke of luck will no doubt go on a lot longer, ... serious problems that might damage your credit rating or cost you big bucks requires you to roll ... and all sorts of enlightening reports will come up. This is where I learned that Qwest had pulled the “let [more...]

Date: 2008-10-26 02:56:28

Four. One Million Use Credit Cards for Mortgage or Rent

4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]

Date: 2009-01-08 08:18:32

Credit Scores & Car Loans

Q: What credit score is needed to get a car loan? What are the best options in your opinion? Any help would be appreciated. Thank you so much. Sincerely, Julie A: Even though the economy is seeing a mild recovery, credit is still tight which means it may be difficult to find a low interest rate car loan unless your credit score is above average. [more...]

Date: 2009-10-01 05:00:30

Credit Scores & Car Loans

Q: What credit score is needed to get a car loan? What are the best options in your opinion? Any help would be appreciated. Thank you so much. Sincerely, Julie A: Even though the economy is seeing a mild recovery, credit is still tight which means it may be difficult to find a low interest rate car loan unless your credit score is above average. [more...]

Date: 2009-10-01 05:00:30

Foreign Cenbank Agency Debt Selloff Accelerates Inexorably

"New intrigue will arrive in the late afternoon when the Fed releases its balance sheet, an exercise it does usually every Thursday at 4:30 p.m ... with a sharp widening in credit spreads between agency debt and Treasuries. The widening prompted ... spreads have tightened sharply since the announcement, helping to drive mortgage rates down [more...]

Date: 2008-11-29 07:01:50

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

Payday Loan Harassment

Make a good chance from no fax payday loans. The need for another 15 days. Technology has changed the way of people’s thinking ... to avoid further charges as well as your employment with a poor credit histories while approving ... harassment post-dated check from that company. The rate of interest debt! This can be really helpful [more...]

Date: 2009-01-08 05:56:13

8 Simple Ways to Save Money & Help Stop Poverty

According to GlobalRichList.com, I’m in the top 0.82% richest people in the world. That’s not to brag, though ... credit rating, you’re rich compared to much of the world. I don’t say that to deride anyone [more...]

Date: 2008-10-15 13:20:25

Wall Street Journal reports on causes of the housing bubble that burst our economy and in the long run helped no one out...

From the Wall Street Journal.... Housing Push for Hispanics Spawns Wave of Foreclosures-"California Rep ... with loans that often didn't require down payments, solid credit ratings or documentation of employment [more...]

Date: 2009-01-08 08:01:00

Stop building to help housing prices recover?

So many plans and ideas are being floated to repair the country's economic situation. David Reilly of the Wall St ... Bureau. Yet still they build. Data due out this week are expected to show that housing starts fell to a seasonally adjusted annual rate of 800,000 in October, according to Credit Suisse. Housing [more...]

Date: 2008-11-17 19:37:46

This Week in Scandal Watch

by Alexandra Andrews and Matt Townsend - 1. Subprime Mortgages and Ratings Agencies The House passed a housing bill Wednesday that should help 400, ... and lobbying at Fannie and Freddie. 2. Detainee Treatment Salim Hamdan (Credit: Neal Katyal/Reuters ... into the case of a Canadian detainee the U.S. sent to Syria, where he claims he was tortured. [more...]

Date: 2008-07-25 19:52:01

Bank of Canada - Another 0.75% Cut (Prime Now at 3.25%)

Prime rate has been cut by 0.75% by Bank of Canada.Current Prime Rate: 3 ... strained. Measures taken by major governments are beginning to encourage credit flows, although ... of the last Monetary Policy Report in October. Several factors are helping to counterbalance [more...]

Date: 2008-12-09 18:22:00

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