Credit Scores & Car Loans

Q: What credit score is needed to get a car loan? What are the best options in your opinion? Any help would be appreciated. Thank you so much. Sincerely, Julie A: Even though the economy is seeing a mild recovery, credit is still tight which means it may be difficult to find a low interest rate car loan unless your credit score is above average. [more...]

Date: 2009-10-01 05:00:30

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Credit Scores & Car Loans

Q: What credit score is needed to get a car loan? What are the best options in your opinion? Any help would be appreciated. Thank you so much. Sincerely, Julie A: Even though the economy is seeing a mild recovery, credit is still tight which means it may be difficult to find a low interest rate car loan unless your credit score is above average. [more...]

Date: 2009-10-01 05:00:30

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

How to Rebuild Your Credit

Is your credit score low? Are you drowning in debt? Follow these steps to get on the path to rebuilding your credit. 1 ... your credit score even lower. Get every past due account below the maximum limit. 2. Examine ... negatively impacted your credit or been referred for collection. This will help stop any new judgments [more...]

Date: 2009-01-14 08:44:13

Check Credit.

In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]

Date: 2008-11-06 10:11:14

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Use Your Inactive Credit Cards At Least Once A Year

I just got a letter from Washington Mutual / Chase telling me that they have closed my credit card account with them effective November 14th, 2008 ... Providian) which helps your credit score and it also gave me a free FICO score update each month. Doh ... like a more reasonable response. The easy solution is to remember to use each of your credit cards [more...]

Date: 2008-12-06 17:32:34

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score ... , is there anything you can think of that might help me to minimize the hit on my credit score? Other readers [more...]

Date: 2009-01-06 19:00:00

Tribute - Revision

The Tribute MasterCard uses help to rebuild a score of the low credit often. It is a non protected card ... for the years. He/it can help to increase your score. It is because with on time monthly payments you will create a history of the positive payment on your report. There is not a price [more...]

Date: 2009-01-05 11:16:30

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Carnival of Real Estate #117 Winners

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do.. ... , D.C. takes 3rd place for What is My Credit Score and How is My FICO Calculated? Raymond helps ... and gives suggestions as to how to improve scores. In light of a credit crunch, this article is very [more...]

Date: 2008-11-17 20:07:39

America's 10 Most Stressful Cities [Most Stressful Cities]

WaMu Begins To Sell Itself ... views, Comment Credit History PRBC Helps You Create A Credit Score From On-Time Rent, Bill Payments Payment Reporting Builds Credit (PRBC) is an alternative credit reporting agency [more...]

Date: 2008-09-18 20:13:47

check your credit report

Credit record is an asset here in the U.S. I would say that we must really take care of it ... . And it will help you remove credit report errors. ... and improve credit score. I just recently checked my credit report online. I was glad [more...]

Date: 2009-01-15 20:31:06

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... on how to stay there. One important aspect of that is being well informed about your credit report and your credit scores. They instruct you on how to keep up with your credit report and review [more...]

Date: 2009-01-15 10:32:19

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

How to find the cheapest car insurance

Car insurance is a must for all of us that own a luxury vehicle and not only ... on various factors, ranging from age or credit score to  driving record. Add to the this equation the high ... , having a good credit score and no negative payment history, will tremendously help you get the cheapest [more...]

Date: 2008-12-04 08:30:29

Bad Credit Doesn’t Have To Mean No Loan Help

Everyone faces unavoidable financial problems at some time and find that they are in an impossible situation and unable to meet their obligations ... rate for a home mortgage loan will depend upon your credit rating. If the credit score is 600 ... , but that is not necessarily true. There are two types of bad credit personal loans, secured and unsecured. [more...]

Date: 2009-01-16 09:36:37

The Recent History of Bank Failures

Given last week’s announcement that IndyMac Bank was taken into FDIC receivership, ... : Little Money Bags » How is Your FICO Credit Score Determined? » Help a Reader: CDs ... in the banking industry, you can protect yourself. You might also want to check out my earlier [more...]

Date: 2008-07-17 10:41:22

Bad Credit Repair Tips & Advice

When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit. Poor credit ratings show that you were extended credit and you either charged ... person that is going to be able to help with your credit score so do not wait any longer. The time [more...]

Date: 2009-01-16 00:22:09

6 Free EBooks by Jim DeSantis

The Magic of Making Up I put this 27 page ebook together just for my readers who may be suffering from a broken relationship ... with powerful  step-by-step instructions and resources to help you jack up your credit score  without ... this free ebook:- The Complete Article Marketing Home Study Course (PDF) Credit Rescue is here [more...]

Date: 2008-12-28 03:34:21

Helping Yourself Qualify for a Home Loan

There are a fair number of specific helpful suggestions to make in helping you purchase a home. All of them revolve around the loan ... , but if you don't have at least two open lines of credit, a given reporting bureau may not report a score ... thing is to get a credit score above 720. If you're there already, keep doing what you're doing [more...]

Date: 2008-06-20 13:39:52

How Do I Clean My Credit Score Up? - Tips That Every Credit Card Owner Should Know!

If you want to know "how do I clean my credit score up" then I hope this article can help you get on the road to better financial health. There is no time like the present to start cleaning up your credit report! [more...]

Date: 2009-01-15 17:41:52

Eagles stun Giants to advance to 2008 NFC Championship Game.

Donovan McNabb will get another chance to chase that elusive Super Bowl title. Eli Manning threw away his opportunity to defend it ... to get something done, get a spark to make a big play, that’s when we didn’t do our best,” Manning said. Credit ... in the air, and also helped skew the score: This was the first game in NFL history to finish 23-11 [more...]

Date: 2009-01-12 02:56:22

Faxless Payday Loan: Helping Hand or Quick Sand?

When we talk about loans in any forms, they are always related to debts ... in essence payday loan aims to help people regardless of their credit score, many accuse payday loan ... and instant remedies for their problems, including financial problems. Just like everything in life [more...]

Date: 2009-01-06 14:00:10

White House Throws GMAC $6 Billion Rescue Line

Remember when the Bush administration was opposed to tapping the $700 billion Wall Street bailout to help Detroit’s Big Three? Fugetaboutit ... from a minimum credit bureau score of 700 two months ago down to a score of 621. From a statement from GMAC President Bill Muir: We will continue to employ responsible credit standards, but will be able [more...]

Date: 2008-12-30 16:29:15

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... from both the uninsured and underinsured. Equifax Inc. and TransUnion LLC, credit-reporting bureaus ... data collected by credit bureaus to help hospitals determine whether patients registering [more...]

Date: 2008-12-10 17:01:16

Mortgage loans available

Last few weeks ago, I was really concerned about our economy ... monthly payments and to build up that credit score so you do not run into these problems in the future ... With experts that can help you refinance with bad credit and keep you in your dream home, you would [more...]

Date: 2008-10-21 04:24:20

How to Maintain Good Credit

Good credit is sometimes difficult to achieve. Even when it is achieved often times it's hard to keep your credit score in a decent range ... companies can report you to the credit bureau if you are over 30 days late on your payments ... ) Experian (888-397-3742) Trans Union (800-888-4213)  Maintaining good credit will help [more...]

Date: 2008-11-08 05:03:08

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... there ridiculous yearly service fees, and monthly account fees in full each month helped boost my credit enough ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]

Date: 2008-12-28 22:13:40

California Debt Consolidation

California Debt Consolidation January 16th, 2009 Debtors are the ones who face tough times ... in California through their debt consolidation loan help you to improve your credit score. They abide [more...]

Date: 2009-01-16 04:11:25

Bing ads to warn of online scams

Microsoft on Tuesday began serving up scam warnings with Bing search results for topics such as fixing credit scores or rescue from home foreclosure that are prime material for online cons.Microsoft worked with the US Federal Trade Commission (FTC), Postal Inspection Service, and Western Union to provide public service announcements (PSAs) in the form of advertising posted on relevant Bing results pages.“We believe this program can help fight back against scams by reminding consumers to exercise [more...]

Date: 2009-10-01 05:21:31

Reader Email: Help Me, I’ve Been Evicted!

Every now and again, I get e-mails from readers asking for advice. I always stress that I’m licensed to give individual financial advice ... . I was a Prosper client in the past, but never was able to get funded. My credit score has dropped and therefore ... as a wheelchair/elevator installer. I am very trustworthy and though my credit history might say [more...]

Date: 2008-07-23 17:31:20

Mystery Solved!

Jim Young / ReutersI am completely sympathetic to the reader who posted the comment yesterday "Enough with the Obama stories! ... of Reuters. (FYI – Time.com have already corrected the credit.)Reuters are understandably somewhat put ... and how a response to this blog helped finally solve the problem. (Score a big one for truth [more...]

Date: 2009-01-15 13:22:00

The Complete List Of Round 2 Magnificent 7, Head To Head

10 Frugal Steps To Help You Survive A Tough Economy by Digerati Life A buyer’s right to do “an additional inspection” by Ardelle DellaLoggia Click ... BUYERS by Roberta Murphy  Credit Scores - Why Your Number Matters by Salt Lake Real Estate Blog: 10 Laws of Moving for Aging Parents and Their Families by Real Sage Advice How a Buyers Agent Can [more...]

Date: 2009-01-16 19:06:17

No economic news, but Lots of investor updates

The rates are great – jump on in!  Remember that next-to-0% short term Treasury rates are helping many ARM loans reset to lower rates ... , verifying income and/or employment.” Fannie Mae has issued Announcement 08-35: Credit Score Requirements ... . How are we looking in terms of ARM re-sets for 2009? Well, not too bad! Check out the websites [more...]

Date: 2008-12-22 17:23:40

Workable real estate deals may require even more creativity

This is my column for this week from the Arizona Republic (permanent link) ... can help his buyers accumulate a down-payment, perhaps working with them to improve their credit score at the same time. The investor gets a higher purchase price, the buyers get a lower monthly payment [more...]

Date: 2008-12-20 14:25:56

Workable real estate deals may require even more creativity

This is my column for this week from the Arizona Republic (permanent link) ... can help his buyers accumulate a down-payment, perhaps working with them to improve their credit score at the same time. The investor gets a higher purchase price, the buyers get a lower monthly payment [more...]

Date: 2008-12-20 14:24:47

Programs To Help Reduce Debt

Do you feel likeyour debt is spiraling out of control? Are the creditors calling everyday demanding the cash they are owed ... and improve your credit score. These programs are completely legitimate and often cost much less than paying a lawyer to file bankruptcy. Don’t ruin your credit forever, pay off your debts quickly and set [more...]

Date: 2009-01-16 11:34:18

Dr. Jekyll And Mrs. Hyde

Me: “Thank you for calling, this is ***. How may I help you today?” Customer: *cheerful* “I need you to check my account ... my credit score, you little punk!” Me: “Ma’am, you called me. This is your insurance company [more...]

Date: 2008-08-14 08:03:21

Your problems: Margaret Dibben writes your wrongs

All I wanted was security help. NatWest tried to sell me a loan My house was burgled ... to personal information including bank statements. I called NatWest's fraud team to obtain a new account number and was told to visit a branch. There I was told I would be credit-scored if I chose [more...]

Date: 2008-11-09 00:04:50

Chrysler Launches 0% Financing With Government Help

2009 Jeep Grand Cherokee - 210.JPG By Michelle Krebs DETROIT -- Within hours of its credit arm obtaining $1 ... its previously tightened credit requirement to now include customers with scores in the 620 range [more...]

Date: 2009-01-16 20:13:24

Helping America’s Students

Helping America’s Students Peter Wehner - 12.10.2008 - 10:19 AM The Trends in International Mathematics and Science Study, or TIMSS, ... deserves credit for requiring schools to administer annual math tests and demanding higher standards ... gains in math in recent years (since 1995, for example, the average score among fourth-graders [more...]

Date: 2008-12-10 15:19:05

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair a damaged credit rating. A product called Credit Secrets Bible (CSB) is now available from the Consumer [more...]

Date: 2009-01-11 14:35:09

Credit Score Rating Scale

by William Blake It is important to improve or protect your credit scores ... . If your scores are below 450 it will be almost impossible for you to obtain any type of loan or credit ... system that is used to determine a persons credit scores. But it is helpful to try to understand [more...]

Date: 2009-01-06 14:23:22

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