Bad Credit Repair Guides

Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... now. You still can evaluate your credit record from the three major credit bureaus and audit them ... If yes, that means you is one of most people in our community who have problem with credit record [more...]

Date: 2008-10-30 07:29:00

Blog posts (121) | Videos (3)
 

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

How To Contact Creditors To Help With Credit Repair

Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... it a credit reporting agency, who then records it on your credit history. A tarnished credit report can be tough to clean up, as most negative items will remain stay on your report for seven years [more...]

Date: 2009-01-15 23:57:12

Freee Credit Report to Help You Ride Through Difficult Financial Time

Well, please allow me to take a moment off to write something that is not directly related to the stock market ... people by giving away FREEE credit report. What Is a Credit Report? A credit report is a record ... , you can obtain a Freee credit report now. However, this only limits to US residents only [more...]

Date: 2008-11-09 15:22:28

Should you Use Background Checks?

Background check is a very important and essential element of making yourself comfortable with people you might be looking forward to having a ... record search · Credit check · Driving record check The above mentioned aspects are most common in an employment screening process. However a more complicated process of background check [more...]

Date: 2009-01-13 09:47:00

Find Out Here Useful Knowledge - Finding Secure Auto Loans Website

You can find online car loans everywhere. But before you punch in important personal information, make sure that you’re on a good secure site ... . You can take it with no penalty if the dealer offers a better loan rate. Check out credit unions, banks ... -related expenses. Don’t forget to verify your credit record. Order a copy of your credit report [more...]

Date: 2008-11-16 19:08:43

How long does credit repair take?

Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off after ... facing major drops in their credit scores and not able to get new credit in the tight market [more...]

Date: 2008-11-03 21:30:00

Don’t Swipe That Plastic Without Reading This First

by Rice Amire Are you worried about bad credit? Well, you should be more worried if you can not get another credit card because of your record ... cash and to using a credit card. They are a great way to be able to keep your finances in check ... . Because of the demands and the sky rocketing fees that most credit card issuers give [more...]

Date: 2009-01-15 06:13:45

Refinancing Your Mortgage

Refinancing Your Mortgage Posted by Internet Guru at December 7, ... credit record, but you need a credit score of 720 to access the lowest interest rates. You must fully ... will buy up to $600 billion of mortgage debt. BusinessWeek’s personal finance editor Lauren Young spoke [more...]

Date: 2008-12-07 14:19:44

check your credit report

Credit record is an asset here in the U.S. I would say that we must really take care of it ... . And it will help you remove credit report errors. ... and improve credit score. I just recently checked my credit report online. I was glad [more...]

Date: 2009-01-15 20:31:06

How to find the cheapest car insurance

Car insurance is a must for all of us that own a luxury vehicle and not only ... on various factors, ranging from age or credit score to  driving record. Add to the this equation the high ... , having a good credit score and no negative payment history, will tremendously help you get the cheapest [more...]

Date: 2008-12-04 08:30:29

Mortgage Does Before Buying a Home

One of the most exciting effort a lifetime is buying a first house; however it is also something that must be done without risk ... as clean as possible so that you will be accepted. You will want to get copies of your credit report ... are 5 essential things to consider prior the purchase of a home. 1. Credit record cleaning Spending [more...]

Date: 2009-01-01 17:02:18

Dow plunges 679 for 6th triple-digit loss in a row

A runaway train of a sell-off turned the anniversary of the stock market peak into one of the darkest days in Wall Street history Thursday, ... closed at its record high of 14,164. Since that day, frozen credit, record foreclosures, cascading job [more...]

Date: 2008-10-10 03:11:14

Home Mortgage Loan: 5 Elements To Know Prior To Purchasing A House

While buying a home is an exciting effort in life, it is certainly not something you want to rush into ... so that you will be accepted. You will want to have copies of your credit report several months before you begin shopping ... Wikipedia 1. Clean your credit record Paying an amount big enough to buy a house is something [more...]

Date: 2009-01-03 02:15:41

Running a Criminal Background Check Can Be Very Revealing

by Glen Pearson Are you curious about someone’s past? ... any criminal records, credit reports, previous addresses and more. Naturally, there is a cost ... , such as credit or criminal history, will not show up. Give it a shot, it’s free. In the event [more...]

Date: 2009-01-02 22:27:30

moving your money to a safer bank. *Based on FDIC data from March 2008. ... » Banks and Fraud: Bank of America Better Than Expected? » More Credit Card Customers at Risk ... . Dovetailing nicely with my article on how to freeze your credit record, Ben talked [more...]

Date: 2008-07-16 10:10:35

Forex Trading Weekly Forecast - 01.12.09

US Dollar Strength May Hinge Upon Risk Trends Once Again Written by Terri Belkas, ... -    US consumer credit fell by the most since at least 1943, when record keeping began, as Americans shun credit cards -    The Congressional Budget Office estimates that the US budget deficit will hit [more...]

Date: 2009-01-11 11:49:00

Vultures and Victims

Has anyone noticed how many loan companies now fill up the commercial breaks? ... requests knocked back from the standard, high street or traditional credit lenders, find themselves ... and debt consolidation loans - specifically to people who have an impaired credit record [more...]

Date: 2009-01-08 19:22:29

Home Sales and Prices Drop in October

From Bloomberg: U.S. Economy: Home Sales Fall, Record Drop in Prices Home resales in the U.S ... by the credit squeeze and record mortgage foreclosures. That may raise pressure on President-elect Barack ... forecast, a National Association of Realtors report showed in Washington. The median price fell 11.3 [more...]

Date: 2008-11-24 21:53:39

Around the web, October 24

If you think the card check provisions in EFCA are outrageous, wait till you hear about the mandatory arbitration Kirsanow, NRO Corner ... " Pennsylvania Labor and Employment Blog Suppose plaintiffs win Wyeth v. Levine and Vermont juries ... edit, SE Texas Record Annulling credit default swaps as void: could this be Ben Stein's worst idea [more...]

Date: 2008-10-24 01:53:50

Running Criminal Background Checks Explained

by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... You might have thought about having a background check done instead. Doing this can tell [more...]

Date: 2009-01-04 10:38:51

7 Tips for Conducting Better Due Diligence

We’ve all read horror stories about con artists and fraudsters who swindle millions from investors or entrepreneurs ... out about the people who make accounting and legal decisions. At a minimum, you’ll want to check criminal records, civil litigation, credit history, employment history and educational credentials, all of which [more...]

Date: 2008-09-28 16:00:25

Is it True About Credit Card Limit Cut Backs?

Yep, you bet. Actually, if you haven’t been contacted by your credit card company yet you should be on the lookout for some form of a notice very ... are getting financially hit here. Having a polished track record and an unsmudged credit score isn’t even ... that will outline the new terms of your credit card, including interest rates and credit card [more...]

Date: 2009-01-02 06:03:30

Credit Bankruptcy - Essential Information

Someone once said that bankruptcy is essential in order for capitalism to survive ... s credit rating is affected by bankruptcy, with Chapter 7 (basic liquidation) being kept on report ... if they know that this action will remain on their credit record for a long period of time. Even from the beginning, debtors [more...]

Date: 2009-01-16 00:24:18

Verifying Eligibility for Employment

computer, it is easier to verify the eligibility of employment among the many candidates. Follow these steps ... response to the candidates. An audit of your human resources department can receive a report on an applicant's criminal record and credit. Although many companies do not need to discrimination based [more...]

Date: 2009-01-14 12:54:00

Big Pharma Limits Small Gifts to Doctors

by Jonathan Sidhu - The U.S. pharmaceutical industry has announced a revised code of conduct for its dealings with health providers, ... is in dispute. Two weeks ago, Grassley asserted in a letter in the Congressional Record ... . Sen. Chuck Grassley (Credit: Chip Somodevilla/Getty Images) Sen. Chuck Grassley (R-IA) is sponsoring [more...]

Date: 2008-07-10 19:46:00

Paris Hilton Web Site Hacked: ParisHilton.com Virus

Paris Hilton’s been infected. It was only a matter of time ... viruses, that then tries to obtain login information to their online bank accounts. “Some parts of Paris ... to access your computer and get bank records and credit card numbers,” Garry Scott, a spokesman [more...]

Date: 2009-01-15 02:27:13

Being Proactive in 2009: Economic Stimulus For the Mind

Happy New Year! In the financial world, I don’t know anyone who was not eager to kiss 2008 goodbye ... of your records. Get your credit report, make sure it is accurate and dispute any errors. 3. Beware before ...  to embrace (or brace for) the impact.  2. Keep an eye on your credit – Good credit = lower costs [more...]

Date: 2009-01-13 03:30:29

Judgements

A judgment is filed by a lawyer basically suing you for the money owed to the creditor ... , a judgment is a public record on your credit report. How we can help you CreditLawGroup.com provides low ... on credit reports from the three major credit bureaus, Equifax® Experian® and TransUnion [more...]

Date: 2009-01-04 01:00:14

Mortgage: 5 Elements To Know Prior To Purchasing A Home

While buying a house is a stimulating effort in a lifetime, it is for sure not something you want to rush into ... of your credit report several months before you begin shopping for a home so you know what to expect ... . Here are 5 important elements to consider before buying a house. 1. Clean your credit record [more...]

Date: 2009-01-02 14:13:35

CDS report: EU nation default risk touches record high

The cost of insuring debt issued by the Irish government leapt higher this morning as Europe's beleaguered credit derivatives traders swallowed hard ... premiums for protecting the debt of Spain, Germany, Austria and Ireland against default also all jumped to record highs according to credit default swap data provider CMA.... [more...]

Date: 2009-01-16 12:19:32

Bank stocks rally despite projections of fresh losses

Financial stocks have rallied the last four days, but not because their earnings are getting any better ... of the mortgage assets clogging their books. The credit raters downgraded a record $745 billion ... in a report issued today. The six companies -- Bank of America Corp., Citigroup Inc., Goldman Sachs [more...]

Date: 2008-11-26 23:26:46

Free Credit Report 3-in-1

A good reputation and credible name is something that we all want in our life ... of your credit history online from three major bureaus where the lenders get their basis for approving ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans [more...]

Date: 2008-11-16 14:30:00

Dicing With Debt

Dicing With Debt Posted in January 15th, 2009 Category:Debt Relief Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. For those in need of help with financial problems then the Citizens Advice Bureau [more...]

Date: 2009-01-15 07:42:47

Wells Fargo, Wachovia Agree to Merge

BUSINESS WIRE)--Wells Fargo & Company (NYSE:WFC) and Wachovia Corporation (NYSE:WB) said today (October 3, 2008) ... will record Wachovia’s credit-impaired assets at fair value. The acquisition is expected to exceed Wells ... of operations, excluding integration costs, write-downs, transaction charges, and credit reserve build [more...]

Date: 2008-10-04 06:33:00

Retail Sales Down 2.8% in October

Yet more evidence that consumers are hurting. From the Wall Street Journal: U.S ... reports, Federal Reserve policymakers should have added flexibility to address the credit crisis ... and the biggest since records began in 1992, the Commerce Department said today in Washington [more...]

Date: 2008-11-14 13:55:56

Win Friends and Influence People with These Background Check Secrets

Background checking might seem a lot of trouble but it always pays off at the end ... . One of the pre-requisites to employment in recent times is background check. Employers now make sure ... are becoming security conscious by investigating into the credit worthiness and past employment records [more...]

Date: 2008-11-17 00:04:22

American Express Delinquencies Hit 4.4%, Defaults 6.96%

Bloomberg is reporting American Express Delinquencies Rise to 4.4 Percent.American Express Co ... basis points over LIBOR last week.Further evidence of a credit freeze can be found in mortgage ... . had its highest monthly increase in credit-card delinquencies on record in October as jobless [more...]

Date: 2008-11-19 05:58:00

Midnight Meanderings - Getting Fit Fiscally And Physically

From my other sites - Over at No. Calories Needed, I’ve posted my weekly work out schedule.  (No ... .) Over at 99 Changes, my personal development site, I’ve posted a progress report.  Check it out - and give me a grade! Over at the No Credit Needed Podcast, I’ve (finally!) recorded and released a new [more...]

Date: 2008-10-25 03:41:13

Shop Smart on Your Beauty Basics

Hey PM's, You’re willing to scrimp on some things to save money, but not your makeup. So how can you save without giving up your favorite brands? ... beauty sites to find the best ones, screening out sites with bad Better Business Bureau records ... . All returns are for exchange or store credit only. There are no refunds or returns on color cosmetics. [more...]

Date: 2008-09-24 00:47:11

Background Check Software: Why We Need It

Conducting background checks have now become an essential task before hiring new employees. These checks look into credit history, previous employment, divorce situations, driving records along with many other personal details. They also conduct identity checks, accuracy of social [more...]

Date: 2009-01-15 16:15:12

News and Commentary

Bush Spy Revelations Anticipated When Obama Is Sworn Inby Ryan Singel - Wired / Common DreamsWhen Barack Obama takes the oath of office on January 20, ... documents to Congress, and subpoenaed the phone records of investigative reporters.(Credit: Monsivais [more...]

Date: 2008-11-12 09:37:00

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson Have you ever needed to check up on someone to see what was in their past? ... about someone and will typically include things such as a criminal background record, credit report, address [more...]

Date: 2009-01-03 16:31:23

The Diamond Ring and A Few Peculiar Exemptions - What Creditors Cannot Seize

A fellow being chased by creditors would be smart to give his fiancee' an expensive engagement ring ... of applicant * Call industry contacts * Check with landlords and credit references * Obtain a Credit Bureau Report * Review Dun & Bradstreet Reports * Study court records for information [more...]

Date: 2009-01-09 16:21:00

We All Knew It Was Going To Happen In California

The Sierra Sun reports from California. “Since housing values went up for so long, ... credit score and a steady record of making payments on a house he bought in 2000. After its value [more...]

Date: 2008-06-24 21:38:30

Colombia: "Body count mentalities" Colombia’s "False Positives" Scandal

Gen. Mario Montoya Uribe announces his resigation as Colombian Army Commander in November 2008. (Photo credit: Semana.com)The CIA and senior U.S ... Archive.These records shed light on a policy—recently examined in a still-undisclosed Colombian Army report— ... executions and collaboration with paramilitary drug traffickers. The secret report has led [more...]

Date: 2009-01-12 08:32:00

What the Passenger Name Record Report Really Says

Airplane in sky against the sunset. Photo Credit: Marja Flick-Buijs ... issued the Passenger Name Record (PNR) Data Report (download PDF), a public document that is a requirement of the joint U.S./EU agreement on PNR.  In fact, I encourage you to check out a previous [more...]

Date: 2008-12-31 22:27:21

"Anonymous Industry Sources Control Congress": Matt Stoller targets "industry lobbyists and their incestuous journalistic partners"

"This unaccountable and unelected system, where industry lobbyists and their incestuous journalistic partners directly contradict the power vested by ... and Jim McDermott of Washington, with assorted other allegations and innuendos piled on.As Howie ... . But, to his credit, Senate Majority Harry Reid put himself on record unequivocally [more...]

Date: 2008-12-05 14:00:00

BBAW Guest: Fashionista Piranha on KIVA

As visitors to my book blog know, I'm big on charity ... often farmers, small retailers, or carpenters – lack the wealth, credit record or collateral [more...]

Date: 2008-09-18 20:00:00

Give Yourself Some Credit

By Alphonso Smith One of the most prominent companies that exists today in the field of consumer credit counseling is CCCS has been providing consumer credit counseling services to clients for years and they have a proven track record ... that should be explored is the free 7 lesson credit repair ecourse offered at the end of this article [more...]

Date: 2008-11-30 11:02:04

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