Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]

Date: 2008-12-28 22:13:40

Blog posts (41) | Videos (14)
 

Headlines, snapshots and misc. stories of interest

Here are recent stories of interest from around the web. Click on the hotlinked headlines to read more ... interaction.” The Credit Union Brand: What Is It Good For? This Filene report is yet another ... that has a branding problem. Filene’s report shows that most individual credit unions lack any kind of real [more...]

Date: 2009-01-16 15:34:41

Bankruptcy Issue; Privacy and Third Parties

Never underestimate the value of attending a conference ... credit unions and other creditors for discrepancies in credit reports.  The problem stems from the way ... .  You get to pick up great tips from smart people, like Andy Keeney, a credit union attorney [more...]

Date: 2008-11-10 15:44:30

How’s My Credit? - Tips To Understanding Your Credit Score

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... . The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2008-12-20 22:07:30

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... coffees. We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report [more...]

Date: 2009-01-05 11:03:01

Council Vice Chairman John Hope Bryant Shares Council Tips for the Public During Tough Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT???S ADVISORY COUNCIL ON FINANCIAL LITERACY November 25, 2008 ??? ... theft, get a free copy of your credit report at annualcreditreport.com. ... how your bank or credit union account is insured. The Federal Deposit Insurance Corp. (FDIC [more...]

Date: 2008-12-08 03:23:03

Find Out Here Useful Knowledge - Finding Secure Auto Loans Website

You can find online car loans everywhere. But before you punch in important personal information, make sure that you’re on a good secure site ... . You can take it with no penalty if the dealer offers a better loan rate. Check out credit unions, banks ... -related expenses. Don’t forget to verify your credit record. Order a copy of your credit report [more...]

Date: 2008-11-16 19:08:43

It’s Your Credit - What Is A Good Credit Score?

posted by colin1234 by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... have. The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way of determining ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2009-01-02 08:41:44

Your Credit Score - What Is A Good Number?

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... are Experian, Equifax, and Trans Union. Each one has it’s own method of deciding what your credit score ... . Mistakes happen, which is why you should review your credit report annually with all 3 credit bureaus [more...]

Date: 2008-12-19 03:43:07

President’s Advisory Council: Tips to Managing Your Money in Challenging Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT’S ADVISORY COUNCIL ON FINANCIAL LITERACY “We believe that the current economic crisis underscores the need ... controlyourcredit.gov. Also, to protect against identity theft, get a free copy of your credit report ... in Challenging Times 1. Understand how your bank or credit union account is insured. The Federal [more...]

Date: 2008-12-16 15:58:07

MortgageNewsClips: Ira’s Best Must Read, Loan Mods R Ezier, CU Rescue, 33 Act & Lawsuits, Only 4 Homes?, Right & Wrong, Diane Swonk, Chris Whalen, Denying Blame, 5 more

ANOTHER MUST READ - Ira Artman has a thoughtful post on the future of securitization and the revival of ... is foreseen. … - Reuters  2.  Regulators preparing rescue of credit unions: report -  Federal regulators are preparing a rescue plan to shore up the finances of some large credit unions, using [more...]

Date: 2008-12-11 01:54:43

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... . We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report from all three [more...]

Date: 2008-12-30 23:24:12

What’s the Carbon Footprint of my Checking Account?

Crossposted from the Understory RAN released a new report today, “Financing Global Warming: Canadian Banks and Fossil Fuels“, ... , we also launched a new website, climatefriendlybanking.org. The report results are striking ... s largest credit union), would reduce your annual carbon footprint by 1.4 tonnes of CO2, a very meaningful [more...]

Date: 2008-11-20 22:15:55

Special Report: Credit Crisis and the Industry - From Dealer News

“I think it’s the sheep effect,” says Carlo Hansen, co-owner of Riverside Kawasaki in Somerville, Mass. “Everybody is scared at the same time. All the news is bad.” Hansen is referring to the nationwide credit crunch. He says even his local credit unions are spooked. One of them is not accepting any applicant with a score below 650 [more...]

Date: 2008-12-28 17:04:52

Headline News - January 14, 2009

Wall St. Journal: Bank of America to Get Billions in U.S ... Services Acquires Private Label Credit Card Program of Canadian Luxury Jeweler Birks Bank Systems ... AIte Group Report: U.S. Credit Unions: Seize the Opportunity Note: Throughout the day, as Payments [more...]

Date: 2009-01-14 13:26:41

Center For Responsible Lending Burning, Payday Loans Unscathed

The CRL is burning… With each passing day, payday loans become more popular with consumers in need of a temporary cash bump ... higher. Witness this recent story from the Credit Union Times‘ David Morrison. He reports in “Sandler Mortgage Lending Controversy ... [more...]

Date: 2009-01-16 22:12:37

How To Purchase A Used Car

How To Purchase A Used Car 14 January 2009 Buying a used car is a bit trickier than buying a new car although you can follow most of the same ... of information online. Check the car manufacturers web site, consumer reports and the edmunds.com. ... or to your credit union before you go shopping and see how much money they’ll be able to lend [more...]

Date: 2009-01-16 10:12:37

It’s Time To Cut Back In California

The Union Tribune reports from California. “ABA Recovery Service owner Marcelle Egley-Sparks said that in the past year, ... of the Center for Consumer Financial Services at E. Philip Saunders College of Business in Rochester, N.Y. ... During its first 73 years, San Diego Metropolitan Credit Union never lost money on a real estate loan [more...]

Date: 2008-08-24 18:28:13

New Year, New Budget, New Goals

At the prompting of EverythingCU member Mike Anderson, I decided to do a little slicing and dicing of the EverythingCU Marketing Budget Report to find ... has been very flat. Credit unions are spending decent amounts of money on marketing. Thus, we’re spending a LOT [more...]

Date: 2009-01-06 02:45:23

The Best of August 2008

August was a great month here at FiveCentNickel, thanks in large part to contributions from readers such as yourself ... for Your Car-Buying Dollar Quicken 2009 Discounts Five Ways to Get Your Credit Report for Free ING ... Qualifying for an FHA Home Loan A Peek Inside Our FNBO Direct Online Savings Account Is Your Credit Union [more...]

Date: 2008-09-02 03:01:56

How to Maintain Good Credit

Good credit is sometimes difficult to achieve. Even when it is achieved often times it's hard to keep your credit score in a decent range ... companies can report you to the credit bureau if you are over 30 days late on your payments ... ) Experian (888-397-3742) Trans Union (800-888-4213)  Maintaining good credit will help [more...]

Date: 2008-11-08 05:03:08

Operation HOPE Founder and U.S. President's Advisory Council on Financial Literacy Vice Chairman John Hope Bryant Issues Public Statement Commending HUD Action to Simplify HUD Mortgage "Good Faith Estimate"

Bryant Is Also Chairman of the President's Council Committee on the Under-Served LOS ANGELES, CA--( ... agencies, non-profit organizations, academics, foundations and private sector bankers and credit union executives, was a Committee-approved report which outlined several "make sense" recommendations [more...]

Date: 2008-11-29 02:09:20

Concord Cop Handgun Discharge, or the Case of the Dr. Strangelove Trigger Finger

Dr. Strangelove was a movie character whose right arm had a mind of its own ... an impromptu training session for his crew in an unsecured credit union building that was under ... Attorney General's Report, the sergeant had his trigger finger on the rail of the gun outside the trigger [more...]

Date: 2009-01-16 20:53:38

CCI calls for Boycott

by Catholic Citizens of Illinois When the Catholic Bishops of the United States established the Campaign for Human Development in 1970, ... , community-run schools, minority-owned cooperatives and credit unions, capital for industrial ... of the Democrat Party. In a November 4 report in The Washington Time, the U.S. Conference of Catholic Bishops [more...]

Date: 2008-11-23 17:21:11

Evening Update

Evening Update I'm happy to report that at long last me and my $423.80 have been reunited ... to the credit union this morning I attempted to contact Andrea, the writer of the letter I received ... speak to someone else but she didn't seem to know anything about my problem. She promised to check [more...]

Date: 2009-01-13 00:35:23

How I beat the market

For my first job out of college, I was hired as a fund manager. Sort of ... and community-based banks and S&Ls. Certificates of deposit with community development credit unions ... , I would contact the banks, requesting their latest CRA statement -- the legally required report [more...]

Date: 2008-11-17 00:25:51

MICROCAPITAL STORY: Bill and Melinda Gates Provide US$700,000 to Microcredit Summit Campaign’s “Movement Above US$1 Per Day Threshold” Project

The Bill and Melinda Gates Foundation has donated USD 700 thousand in the form of a grant to the Microcredit Summit Campaign’s (MSC) ... Campaign Report, starting in 2010. Partner MFIs: Association of the Asian Confederation of Credit Unions ... to form expert panels who will develop credible methodologies for determining the number of microfinance [more...]

Date: 2009-01-15 15:43:08

What does Paulson want?, the "Cliff Notes"

Reuters published a handy summary of Paulson's bail out proposal along with the counterproposals by Democrats and Republicans : ... but not limited to banks, thrifts, credit unions, broker-dealers and insurance companies. If deemed need(sic ... the secretary's decisions. The secretary would report to Congress within the first three months and then twice [more...]

Date: 2008-09-23 13:17:49

IATSE's Tom Short redraws illustrators and designers

The long arm of Tom Short continues to reach its way across the International Alliance of Theatrical Stage Employees, ... run deep between illustrators and set designers, and the art directors to whom they report. All three ... , illustrators have complained about art directors taking credit for their work and hiring non-union [more...]

Date: 2008-10-04 02:21:51

The Real Sarah Palin

No one in the Corporate Media knows Sarah Palin, so their "vetting" ... to nowhere." Here is a thorough report from a Wasilla neighbor who has watched Palin's rise to power ... out there" and if they prove to be popular, then she takes credit. Her husband works a union job on the North [more...]

Date: 2008-09-03 18:50:04

State workers face paycuts, concessions

Our area is not the only one asking for concessions from Unions, this Dayton Daily News article reports what is being asked of the 34, ... , and longevity pay, and shifting from a 40-hour work week to a 35-hour work week. Credit to Clips & Comments [more...]

Date: 2009-01-17 03:12:16

CREDIT CRUNCH NEWS - Text of the ANC's 2009 election manifesto - Politicsweb

Text of the ANC's 2009 election manifestoPoliticsweb, ... plan rulesPulse 24, Canada - 10 minutes ago(THE CANADIAN PRESS/Paul Chiasson) TOROTNO — The federal ... report said. NATO and the European Union have warships patrolling the Gulf of ...in DWP NewsIndian [more...]

Date: 2009-01-10 15:55:00

MICROCAPITAL STORY: Malawian Microfinance Institutions Accused of Profiteering - Blue Financial Services and Izwe Lose Government Backing

The Malawian Civil Servants Trade Union (CSTU) has asked the government to rethink its recent decision to cease guaranteeing loans obtained from ... . There are currently nine MFIs in Malawi which report to the Mix Market, but Blue Financial Services and Izwe ... it was reported in The Nation Online that Blue Financial Services offers credit at [more...]

Date: 2009-01-12 14:56:31

Three From Atlantic Yards Report

Atlantic Yards Report With $5B in NYC development on hold or dead, could union accord with contractors jump-start projects? ... -commercial banker: Don't bail out America's "credit-drunk" commercial landlords and real-estate bankers [more...]

Date: 2008-12-27 14:53:11

Wal-Mart: Discounted Workers’ Rights

Photo credit: Sharon Terry/Flickr New Yorkers protest Wal-Mart's labor policies. Barb Kucera, editor of Workday Minnesota, sends us this report on Human Rights Watch's ... the Employee Free Choice Act will protect workers' freedom to form unions and bargain for a better [more...]

Date: 2008-11-06 19:25:00

Destroy the Unions

If there wasn’t an organized labor movement in the United States, McCain would probably be president ... efficient cars came on line, they were hit by high gas prices and the credit crisis. Both Honda ... of additional jobs through out America, that depend on our auto makers. Alexander Hamilton’s 1791 report [more...]

Date: 2009-01-10 09:02:56

He Gets Credit For Candor

He Gets Credit For Candor Jennifer Rubin - 12.18.2008 - 2:56 PM Pro-business groups and conservatives aren’t the only ones, we learn from this report, who see a problem for “card check” legislation in Blago-gate: Gerald ... when the FBI linked a competing union to Gov. Rod R. Blagojevich’s effort to sell Illinois’ U.S. Senate [more...]

Date: 2008-12-18 19:56:56

Credit Report And Correction Techniques

by Ada Denis The three major credit authorities, Experian, Equifax and Trans Union are similar and feature a “Credit Score”, which is produced from credit report data submitted to them about you. Their report includes where ... by a business to settle whether you would be a good employee. Credit report amend takes techniques [more...]

Date: 2008-11-23 20:10:07

Small Banks Still Doing Fine

Back when the financial meltdown had just started making headlines I posted about how smaller, regional banks were largely unaffected ... that or go out of business. Today I got an email from my personal financial institution, Town & Country Credit Union ... institutions. However, I am proud to report that Town & Country Credit Union remains [more...]

Date: 2008-10-15 20:46:31

Bretton Woods Inc - Bounced check/overdraft fees paid by state

Because you write about state-specific issues, thought you may like to see a new report that details the amount of bank and credit union NSF/ODP ... ;STORY=/www/story/01-12-2009/0004953295&EDATE= Banks and Credit Unions Collect ... by banks and credit unions in 2008. The research by bank strategist G. Michael Flores reveals the amount [more...]

Date: 2009-01-08 15:02:23

why should i repair my credit

FAQs On credit Part 1 Nowadays, with identity theft rampant and po ibility of data entry errors it’s a high probability that your credit report contai entries that do not belong to you. Incorrect items on your credit report will negatively ... is calculated by the three major credit reporting bureaus (Tra Union, Experian and Equifax [more...]

Date: 2008-10-20 20:39:39

41 Results