Identity Thieves often Pitch Great Deals to lure their Victims in Quickly.

by: William Roberts Identity theft can impact you as an insurance consumer because insurers often use an individual’s credit score to determine ... of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Request a free credit report [more...]

Date: 2009-01-08 01:35:17

Blog posts (24) | Videos (7)
 

Banks, Loans & How To Save Big Bucks

When shopping around for a loan, whether it be auto, home or consolidation, most individuals turn toward banks for the money that they need ... . Are you familiar with your credit report and FICO score? If not, you should be. Visit annualcreditreport.com to receive a free copy of your credit report, from each of the three credit reporting [more...]

Date: 2008-11-24 07:47:36

2009 looms ahead

Do you still make resolutions?  Well here are a few that you might want to think about as 2009 draws closer and a few key dates to make a ... has made it possible for individuals to obtain one free annual credit report from each of the three major ... your rebate check. Review your credit:  you are entitled to a free credit report once a year [more...]

Date: 2008-12-26 17:00:32

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

Free Credit Report

Most individuals only think of credit scores if they are applying for loans ... score by keenly monitoring the credit ratings and identifying any problems and discrepancies in the process. In addition, the site also gives idea to people about the factors affects my credit score [more...]

Date: 2008-12-31 02:11:23

Nothing is Free When It Comes to Protecting Your Identity

by Jed Jenson According to the FTC, an estimated 9 million Americans are affected each year by identity theft ... in Fraud Alerts on your credit report. 2. Do Not Call or Mail Lists - Another way to protect your identity ... lists, and accessing free credit reports, many individuals do not realize that they must [more...]

Date: 2008-06-19 18:15:14

Headlines, snapshots and misc. stories of interest

Here are recent stories of interest from around the web. Click on the hotlinked headlines to read more ... interaction.” The Credit Union Brand: What Is It Good For? This Filene report is yet another ... that has a branding problem. Filene’s report shows that most individual credit unions lack any kind of real [more...]

Date: 2009-01-16 15:34:41

Bankruptcy

Bankruptcy is an individual’s legally declared inability to pay back debt owed to creditors. There are several different types of bankruptcies ... ? Bankruptcy does not look very favorable on your credit report and should be considered a last resort ... on your credit report for 10 years. All other items such as late payments and delinquent accounts stay [more...]

Date: 2008-12-16 03:00:27

Heir Advance

Heir advance is a term used to describe a cash advance using inheritance assets as collateral ... . The majority of heir advance funding sources require a current credit report for the individual seeking ... is appointed to oversee the estate and perform certain duties. In cases where heirs elect to obtain [more...]

Date: 2009-01-08 00:02:47

Debt consolidation v IVA?

Why do people consolidate their debts or enter into IVAs (Individual Voluntary Arrangements)? ... ’s credit rating, and probably make credit harder to obtain and more expensive. It’ll stay on their credit report for six years, although this won’t really be an issue for the first five of those [more...]

Date: 2009-01-08 18:23:38

9 Million Identities stolen in US each year - $49.3 Billion in losses vs. $17.6 Billion for all other forms of property crime

There are new rules that any company that offers any form of credit has to comply with for reporting identity theft incidents ... against individual's for theft - violent or not. Its kind of interesting - the FTC reports identity ... . The rules stem from FACTA - Fair and Accurate Credit Transactions Act. In some sense [more...]

Date: 2008-10-17 11:15:18

Free Market Free Fall

Obama to Inherit Legacy of Free Market Free Fall By Adrianne Appel BOSTON, Dec 24 (IPS) ... to ease credit lending, and jumpstart the economy. But U.S. businesses and individuals report ... of Texas, told reporters recently. Galbraith and 120 other economists, progressives and labour [more...]

Date: 2009-01-03 04:05:55

Books 1 and 2

Book 1 The Cigarette Century - Allan Brandt The book ends of my 2008 reading, politely put, left something to be desired ... , it seemed an interesting yet daunting read. Now that I've gone through it, I'm happy to report ... for women and individualism for men. Brandt, a medical historian at Harvard, gives due credit [more...]

Date: 2009-01-11 00:30:30

John Cornyn likes McCain's call for big shift on health care

Sen ... would have to report as income the premiums paid by their employers. McCain would give each family a $5,000 tax credit and each individual, one for $2,500. Critics question whether the credits [more...]

Date: 2008-09-02 04:52:32

Credit Craze

Credit Craze Credit Craze, Part 1 Roger Lehman of Merrill Lynch is out with a report on problems at a Merrill Lynch commercial mortgage ... that put it all together and syndicated property ownership to individuals via what are called “tenant ... .) Credit Craze, Part 2 Following are excerpts from a Bloomberg article today by Chris Bourke [more...]

Date: 2008-11-21 18:53:18

Joe Klein's Ignorance of Tax Code

It is frustrating that many reporters throughout this campaign continue to lack a basic understanding of the U.S. tax system and tax policy in general, yet many report on it as if they hold CPAs or Ph.Ds. (See ... with an insufficient tax credit--$2500 for individuals and $5000 for families (the average cost per family for health [more...]

Date: 2008-09-11 04:00:00

Unreported identities

Three days into the crisis, the horrific terrorist attacks in India’s financial capital continue to be unresolved ... is that this group of individuals — the group that has tried to claim credit — seems relatively obscure ... as to their identity are missing from most news reports. Here is the second paragraph of a New York Times report [more...]

Date: 2008-11-28 23:18:00

Doing the Math...

You may have seen reports that the president-elect wants to "give" individual taxpayers $300 billion ( ... as tax cuts. They are not, but we'll overlook that for now.According to the Census Bureau population ... $500 benefit from a $500 tax credit (as long as it remained a genuine tax credit -- an amount deducted [more...]

Date: 2009-01-06 20:00:00

The Daily Rant ?

HuffPo has headlined a report on an article by McCain published recently outlining his health-care "plan" ... change it to a refundable credit amounting to $5,000 for all families and $2,500 for individuals ... it, and regardless of one's income. Emphasis mine The tax credit would ensure that everyone [more...]

Date: 2008-09-20 18:04:50

The Haringey child protection case. Society, family, intervention and social services December 3, 2008

Posted by WorldbyStorm in Social Policy, Society. trackback It’s hard to conceive in our society of an individual series of events that can be much ... services, to an extent that some of us might find hard to credit. And despite this he was murdered. Since the original report by Haringey there has been an Ofsted investigation which have resulted [more...]

Date: 2008-12-03 08:02:11

YES WE DID! Save, that is

Members of "Generation Net" aka the "Millenials" are commonly characterized as having technological prowess, ... report saving at a greater percentage than the general adult population. The accompanying USA Today ... credit, special thought should be given to policies that will enable individuals, especially at lower [more...]

Date: 2008-12-16 05:39:00

Credit-Related Q&A and GIVEAWAY

The other day I received an email from an AFM reader with several questions related to bankruptcy and credit reports ... especially bankruptcy can be listed on an individuals credit report? I also would ... . Since credit-related questions are one of my weaker areas, I have made it a habit to send those [more...]

Date: 2008-07-17 17:12:04

Free Isn’t “Free” When It Comes to Protecting Your Identity

by Jed Jenson According to the FTC, an estimated 9 million Americans are affected each year by identity theft ... Alerts for you every 90 days. A fraud alert is a “flag” placed on your credit report that notifies ... lists, and accessing free credit reports, many individuals do not realize that they must [more...]

Date: 2008-06-19 18:31:05

Why Protecting Your Identity is Not Necessarily Free

by Jed Jenson According to the FTC, an estimated 9 million Americans are affected each year by identity theft ... Alerts for you every 90 days. A fraud alert is a “flag” placed on your credit report that notifies ... lists, and accessing free credit reports, many individuals do not realize that they must [more...]

Date: 2008-06-19 18:55:50

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