Payday Loan Harassment

Make a good chance from no fax payday loans. The need for another 15 days. Technology has changed the way of people’s thinking ... to avoid further charges as well as your employment with a poor credit histories while approving ... harassment post-dated check from that company. The rate of interest debt! This can be really helpful [more...]

Date: 2009-01-08 05:56:13

Blog posts (285) | Videos (146)
 

Running Criminal Background Checks Explained

by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... You might have thought about having a background check done instead. Doing this can tell [more...]

Date: 2009-01-04 10:38:51

The Perfect Storm

Article written for Paragon's 4th Quarter 2008 Newsletter by Dave Young, president ... markets in modern history. A severe credit crisis, overseen by inept incoming and outgoing politicians ... a report in December stating that stocks are 60 percent undervalued. How did we do? Considering [more...]

Date: 2009-01-07 22:07:06

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... can be utilised, no matter what location you have in society. From employment chances to purchase a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

New Year’s Financial Resolutions

Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... report and affect your credit history.4. Contribute the maximum to a retirement savings plan ... , come with fees and interest rate charges that are usually higher than your credit card purchases [more...]

Date: 2009-01-09 05:34:00

LifeLock Review

LifeLock is the company that has a picture of their CEO, Todd Davis, ... service guarantee, everything else is free to the public. You May Not Need It If you are diligent ... . They will remember to put fraud alerts on your credit history at the three bureaus every 90 days [more...]

Date: 2009-01-14 12:19:44

Tories versus loan companies

Tory Housing Spokesman Grant Shapps recently published a report entitled Pay-Day for Loan Sharks which complains that companies lending small sums of ... between companies without losing their credit history and this will force down rates.If Shapps ... 10,000% APR. The big conclusion here is that lack of competition in the Payday credit market [more...]

Date: 2009-01-09 12:08:03

Tricks To Repair Credit Score History

It seemed like just yesterday when you were eating mom’s home-cooked breakfasts and hitting up dad for occasional gas money ... on your report. If you are applying furiously for tons of credit cards, then this indicates that you may ... of managing money. Credit report repair should start with making timely payments, then working [more...]

Date: 2008-12-01 16:49:08

A ‘Credit Cycle Bust’ That Cannot Be Stopped

This is no ordinary downturn. After the biggest credit bubble in history, we face a correction on an unimaginable scale. Make no mistake about it: This is a credit-cycle bust that the government cannot stop. The losses ... is an excerpt from Bill Bonner and James Davidson’s crisis report, How to Survive and Prosper [more...]

Date: 2008-12-05 18:45:23

Beware of Credit Repair Scams

2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... of finding errors is high. In fact, one in four credit reports contain errors. These include data entry ... on credit card debt, so want to feel very certain that you're going to pay them back before they [more...]

Date: 2009-01-13 04:55:48

Was the 'Credit Crunch' a Myth Used to Sell a Trillion-Dollar Scam?

By Joshua Holland, AlterNet.December 29, 2008.Even as the media continue to repeat the claim that credit has frozen up, ... , the results would be disastrous: "Even if you have good credit history, it would be more difficult ... to echo Bush's central assertion that there's a "credit crunch" preventing even qualified borrowers [more...]

Date: 2008-12-31 04:44:00

What Determines Your Home Mortgage Loan Qualifications

When underwriters consider your home loan application and credit history, they generally look for 6 basic factors ... asking for. Get an Equifax 3-in-1 Credit Report Now! Liquid assets – Loan processors also want to see ... process. The more borrowers understand about their credit, the better they can maintain (or improve [more...]

Date: 2008-12-30 15:28:20

Children and identity theft

OK, so we know that overall identity theft is falling, ... is an interesting one. Rarely do parents or guardians consider the possibility that their child may have a credit history, and thus few will check to see whether their child has a credit report under their name [more...]

Date: 2008-11-18 21:07:16

Running a Criminal Background Check Can Be Very Revealing

by Glen Pearson Are you curious about someone’s past? ... any criminal records, credit reports, previous addresses and more. Naturally, there is a cost ... , such as credit or criminal history, will not show up. Give it a shot, it’s free. In the event [more...]

Date: 2009-01-02 22:27:30

The European Privacy Partnership warns that consumers may lose more that their credit rating if they default on loans; jobs are at stake

This month's UK bankruptcy figures show that UK business and individuals are still choosing bankruptcy as a seemingly easy way out of debt problems ... and employers often check credit history to ascertain an applicant's reliability or risk rating. In many ... may be refused employment due to a bad credit rating."In the current climate perfectly honest [more...]

Date: 2008-11-19 18:32:00

Checking Your Credit Score

Most people don’t know their credit score. What does that mean? ... debt. Never close your oldest accounts because they can add valuable history to your credit report. Set ... those that do not. Check your credit report regularly. Keep it free of inaccuracies and mixed [more...]

Date: 2008-12-23 11:58:12

Eliminate Your Debts With Unsecured Debt Consolidation Loan

Are you worried about piles and piles of debts? Well, unsecured debt consolidation loan is what you’ve been looking for ... to provide any real or personal property at all. Even though you have a bad credit history, you are still ... will be spared from any foreclosures in case of defaults. The interest rate though is much higher [more...]

Date: 2009-01-15 07:50:27

Monty Python/Tolerance/Inclusion/Exclusion/How Obama Got Elected?/Economy/Education/Maria Shriver/Barbara Walters/Philanthropy and more..

Advertisement: Tolerance and Inclusion except for any true to their beliefs A lesson in tolerance from an 8th Grader in Illinois-" ... turned the experiment into a report for her history class and got extra credit?" Christian prayer group ... of all points of view. Boy am I wrong. Imagine if gays were in the streets of a town in Texas praying [more...]

Date: 2008-11-24 18:39:42

Tuesday links: cash on the sidelines

There is a lot of cash on the sidelines.  (Bloomberg.com) “Confidence is a fragile commodity.”  (FT.com) ... of index volatility.”  (Daily Options Report) High yield bond spreads have come in…a little bit ... scenarios for 2009.  (Infectious Greed) The global credit crisis as history.  (Real Time Economics [more...]

Date: 2008-12-30 19:16:38

You are taking the Plunge! Tips And Tricks To Rent Your Home for Inauguration 2009 and Beyond!

Contracts?  Security deposits?  Background checks?  Credit history?  Who thought renting out your home for a few extra bucks could be so complicated? ... www.YouCheckCredit.com, which costs roughly $15 per report.  Credit reports with no score can be hard to read.  Get a credit report that is scored, so that you don’t have to guess whether they are cr [more...]

Date: 2008-12-10 20:40:12

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]

Date: 2009-01-15 20:29:06

Glorious Beloved Deregulator Guy speaks

Listening to the Beloved Glorious Decider Guy tonight I was struck by two things. I had to actually go to whitehouse ... , you would find it harder and more expensive to get credit. More businesses would close their doors, and millions of Americans could lose their jobs. Even if you have good credit history, it would [more...]

Date: 2008-09-25 03:45:32

Turning No Credit Into Great Credit In Just 8 Months

by Jim Bransby We all deal with having to start our credit history from zero at some point in time ... for a house and a car, and I needed all three credit agencies to report that my credit was excellent ... , I tried to apply for a credit card, only to find out that no one would extend me credit because [more...]

Date: 2008-08-26 15:20:30

4 Essential Tenant Screening Steps

by Linda Rolandis In today’s world, crime affecting landlords directly is at an all time high, ... , false credit reports, and criminal activity. Tenant screening is an essential endeavor to ensure ... also include information pertaining to the tenant’s credit history and/or their ability to make [more...]

Date: 2008-11-26 01:08:57

Dome, death and history......

An extra credit report: Some years ago James got mad at Dome for reporting things not in line with his views, the correct view ... hold his breath until he turned blue. And BlueNC was founded. The history of North Carolina is full of interesting stories like this. Visit your public library today and ask for books on North [more...]

Date: 2008-10-09 14:51:02

Payday Loans - Simple Solution to Poor Credit

The global economic slowdown is having an adverse affect upon the world’s financial markets at the moment ... is such that you don’t actually need a credit check upon application.Search online and you will find ... difficulties. They are unable to access loans and other borrowings and their poor credit history [more...]

Date: 2009-01-08 05:00:35

Goodwill Adjustment Letters

If you’ve ever gotten an insufficient funds fee or a over-the-limit penalty fee or a late payment penalty fee, ... like you to consider removing the negative payments from my credit report. I have been a very happy ... ), you can employ this strategy in a vareity of places… including your credit history [more...]

Date: 2008-11-12 12:52:21

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

Background Check Software: Why We Need It

Conducting background checks have now become an essential task before hiring new employees. These checks look into credit history, previous employment, divorce situations, driving records along with many other personal details. They also conduct identity checks, accuracy of social [more...]

Date: 2009-01-15 16:15:12

Mortgages In Arizona For Canadian Citizens Still Available

This week, we were asked by a few people whether or not it was still possible for a Canadian citizen to get financing on an investment property in ... 75% Loan-to-Value International credit report required Verification of mortgage history on primary ... bank statements Picture ID (Drivers license, coy of passport) If self employed, last 2 years Canadian [more...]

Date: 2008-10-17 03:46:05

Free Credit Report 3-in-1

A good reputation and credible name is something that we all want in our life ... of your credit history online from three major bureaus where the lenders get their basis for approving ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans [more...]

Date: 2008-11-16 14:30:00

Sandisk Clip 1GB MP3 Player - $9.99

Hello and welcome to Village Towne Landing, the tri-county area’s premier apartment community for young professional singles! ... a criminal background check, credit history report, Homeland Security background check, drug screening, employment verification, and college transcript report. IDs should be issued within three weeks [more...]

Date: 2009-01-14 06:00:45

Things to Consider Before Availing Car Loans

Everyone has a dream to own a car. Cars have become a basic need in our life ... interest rates, a secured loan is a good option • Get hold of your credit report to avoid the chance ... to keep your property at risk, then go for unsecured loans. Many people having poor credit history [more...]

Date: 2009-01-16 11:53:13

If It's My Credit Report, Why Can't I Fix It Or Always Have It For Free?

For all the concerns people have about internet search, privacy and "all that info Google knows about us," ... -- it's just some company that chooses to report my credit history without my consent or cooperation. Nevertheless ... , to see the actual number listed, I'd need to request a copy of my credit report, and that would [more...]

Date: 2008-11-20 18:34:10

Free Credit Reports

When I started blogging I became more aware about making transaction in the internet ... . They copy or stole the codes of your credit cards. The owner of the card has no idea ... reports and your credit history rating. You can do this online. It’s so easy and fast, plus hassle-free [more...]

Date: 2009-01-10 05:08:00

Sound Advice For First Time Credit Card Users

If you are just entering the world of credit cards, there is important information you will need to know in order to manage your credit and your finances effectively. Establishing good habits and a good credit history now is the foundation [more...]

Date: 2009-01-12 18:30:14

Do You Know Who My Da Was?

Ok its time that Old Knudsen jumped in and called a spade a spade ... as if he is looking to the past for tips and hints on how to get the country out of the trouble it is in. Many presidents think history is a credit report and repeat the old blunders which is why we are in yet [more...]

Date: 2009-01-11 20:09:00

Did Obama Get a “Sweetheart” Mortgage Deal?

Did Obama Get a “Sweetheart” Mortgage Deal? July 10th, 2008 by JAZZ SHAW As reported by The Hill, ... Obama’s home mortgage. Judicial Watch, a conservative legal watchdog group, filed the report after ... such as competitors’ rates, how much of a down payment you make, your credit history, income, and a variety [more...]

Date: 2008-07-10 10:54:54

Fannie Mae Gets Into Short-Term Rental Business

Fannie Mae Gets Into Short-Term Rental Business Posted by Condo Vultures Realty LLC under For Buyers, Regional News, Miami, Bailout, Market, ... Policy that now permits renters – regardless of credit score or payment history – to lease homes ... of the tenant’s lease must be honored by the new owner. Peter Zalewski is a principal [more...]

Date: 2009-01-15 14:44:00

Latest News in Credit History and Jobs - Nov 21, 2008

WaMu to shut Pleasanton center, cut 1,600 staff - San Francisco Gate 21 Nov 2008 at 2:53am Friday, November 21, ... about credit cards and consumer banking, will close by early spring, company spokesman Gary Kishner said ... took aim last week at one of the primary instigators of the national credit crisis, and while [more...]

Date: 2008-11-21 12:48:31

Home loan

by Tom Martens Before starting the homeownership or monthly mortgage installment ; ... online home loan calculators on financial or property websites to start working ... your credit history, the better rate youll be offered. If youve done business with a certain bank [more...]

Date: 2009-01-16 14:44:26

FTC cracks down on medical identity theft

Ann Zeigler reports: The FTC plans to issue a new consumer protection rule that will take on the issue of medical identity theft, a growing concern now that identity thieves have recognized that medical records are rich sources of financial information that can be used to obtain credit with someone else’s history. Alternate [more...]

Date: 2008-10-07 17:23:15

Small Business Loans Can Help You Write Your Success Story

Scene one: you’re sitting on your office desk surrounded with files and work overload, you’re thoroughly frustrated. You work hard and get paid ... , credit history, equity, presence of collateral. The primarily things will be your ability to repay [more...]

Date: 2009-01-03 08:07:30

Credit Nexus: Free credit report.

Credit is the provision of resources (such as granting a loan) ... about your credit score.You also will get to know how to remove credit report errors, basically by three ... Creditnexus you can have a report with a complete overview of your credit history rating [more...]

Date: 2009-01-09 14:20:00

Irresponsible Borrowing Means Wary Creditors

Irresponsible Borrowing Means Wary Creditors Posted in January 17th, 2009 Category: ... Credit Going out to secure a loan can be a difficult experience at the best of times. make money online This is more so when you have managed to get yourself a history of bad credit [more...]

Date: 2009-01-17 05:24:44

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned. She's trying to beseech BoA billing for a resolution and to fix her credit history. That may be completely the wrong way to go about it. Here's her story: Nancy writes: I had an MBNA credit card [more...]

Date: 2008-10-30 19:20:44

How to find the cheapest car insurance

Car insurance is a must for all of us that own a luxury vehicle and not only ... on various factors, ranging from age or credit score to  driving record. Add to the this equation the high ... , having a good credit score and no negative payment history, will tremendously help you get the cheapest [more...]

Date: 2008-12-04 08:30:29

4 Free Reports With Your Personal Insurance, Employment, and Tenant History

Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) ... of information contained in private corporate databases. But in addition to credit information ... report free every rolling 12-month period. Insurance Claims History If you would [more...]

Date: 2008-06-04 11:08:42

Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29

It’s Not the 1930s: Time to Retire Talk of Depression

I respect Robert Reich, the former Clinton administration Labor Secretary who is presently a professor of public policy at UC Berkeley ... somebody with one of the three volumes of Arthur M. Schlesinger Jr.'s New Deal history. The Credit [more...]

Date: 2008-12-06 00:24:00

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