Understanding Background Checks

Background check is what everybody nowadays seems to be interested in, be it employer wishing to make an informed hiring decision, ... broker business. Information requested in most cases includes past employment, credit worthiness, and due ... and Credentials Verification Gaps in employment history Credit History - bankruptcies Identity and Address [more...]

Date: 2008-12-26 00:20:30

Blog posts (19) | Videos (8)
 

4 Free Reports With Your Personal Insurance, Employment, and Tenant History

Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) ... of information contained in private corporate databases. But in addition to credit information ... report free every rolling 12-month period. Insurance Claims History If you would [more...]

Date: 2008-06-04 11:08:42

Why is Equifax not reporting my information of credit history?

bamagrits84 asked: I got my first credit card in June of 2006. My payments have never been late. Every 30 days the credit card company reports account status to all 3 major credit reporting ... it at all! I had to pay Equifax $20 for my credit report just to try to dispute it and now I get a bunch [more...]

Date: 2008-12-23 20:51:38

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:24:58

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:23:45

4 Essential Tenant Screening Steps

by Linda Rolandis In today’s world, crime affecting landlords directly is at an all time high, ... , false credit reports, and criminal activity. Tenant screening is an essential endeavor to ensure ... also include information pertaining to the tenant’s credit history and/or their ability to make [more...]

Date: 2008-11-26 01:08:57

September 30th, 2008 - Help Stop Debt Harassment, Learn Your Rights!

Obtaining credit can be fairly simple. If you have a steady job, an acceptable debt-to-income ratio, and no history of serious credit delinquency, you can obtain more credit than you’ll probably ever need. But many in Pennsylvania face the flip ... of Disputed Information on a Credit Report Cost: Single Steps Strategies Members [more...]

Date: 2008-09-29 05:38:41

How to Protect Kids from Identity Theft

I can’t understand how someone could have the audacity to swipe an innocent child’s personal information and open fraudulent credit accounts in ... with more than $10,000 in credit card debt. Children are easy targets for brazen thieves. According ... Credit Card Offers In an effort to help their child build a solid credit history early, some parents [more...]

Date: 2009-01-03 13:57:59

Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]

Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]

Date: 2008-07-20 19:00:00

Running a Criminal Background Check is Amazingly Simple

by Glen Pearson Are you curious about someone’s past? ... it is easy to find the information you seek, right from the privacy of your own home. There could ... include credit history, any criminal history, previous addresses and more. Naturally, there is a cost [more...]

Date: 2009-01-06 09:54:26

Doing a Background Check is Easier Than You Might Expect

by Glen Pearson Do you have question about someone’s past? ... . If an error is revealed, contact information is provided so that the records can be updated ... can be very detailed. It may include credit history, any criminal history, previous addresses [more...]

Date: 2009-01-07 22:20:20

Sound Advice For First Time Credit Card Users

If you are just entering the world of credit cards, there is important information you will need to know in order to manage your credit and your finances effectively. Establishing good habits and a good credit history now is the foundation [more...]

Date: 2009-01-12 18:30:14

FTC cracks down on medical identity theft

Ann Zeigler reports: The FTC plans to issue a new consumer protection rule that will take on the issue of medical identity theft, a growing concern now that identity thieves have recognized that medical records are rich sources of financial information that can be used to obtain credit with someone else’s history. Alternate [more...]

Date: 2008-10-07 17:23:15

Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29

Background Check Statistics

According to the AmericanDataBank.com, up to 30 percent of all applications contain false information and another 40 percent of resumes have facts ... seekers lying while trying to get hired. Only 42 percent of candidates in this area of employment tried ... are now looking into applicants’ credit histories in order to help them make hiring decisions [more...]

Date: 2008-11-24 10:37:00

FHA Streamline Refinance: Some Changes Effective January 1, 2009

This site is primarily focused on providing information for originators of FHA loans, ... unless the house has lead paint. FHA does not require a credit report, but some lenders may require ... history for the last 12 months (or the length of time the mortgage has been held). HUD’s Credit Alert [more...]

Date: 2008-12-15 17:40:38

Permanent Link to 306. More incompetence at the VA

306. More incompetence at the VA In the largest breach of its kind in history, on May 3, 2006, ... for free credit monitoring for veterans. And the cost to avoid this mess? Nothing but a little common ... information, dates of military service, and claims data [more...]

Date: 2009-01-08 08:57:43

Credit Card Fraud–How to Protect Yourself

This is a guest post by Bill Hardekopf, CEO of LowCards.com . This week, Albert Gonzalez was charged with involvement in the biggest case of credit/debit card data theft in United States history. Federal prosecutors allege that he was part of a group of hackers that seized access to 130 million credit and debit accounts. This is a startling number and a good reminder of the importance of protecting account information. [more...]

Date: 2009-08-20 18:57:27

CIBIL frequently asked questions (FAQ) and answers

Sep 15, 2009General Info Q.1 What is CIBIL?CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports.Q.2 Who owns CIBIL?CIBIL’s equity was held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. [more...]

Date: 2009-09-15 02:03:33

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