What Happened to Your Credit?

During a recent interview, I was asked if the credit crisis has had any affect on our credit card arbitrage ... at Fatwallet where American Express is reducing credit lines. We haven’t gotten a letter yet ... with credit card companies in the last few months. Here are some of my observations. Applying for new cards [more...]

Date: 2008-10-28 13:39:23

Blog posts (533) | Videos (195)
 

Watch Out For Credit Repair Scams

July 30, 2009 | By Rodger Strouden In Finance | by Tawana RashingYou’ve probably heard or seen a ton of credit repair advertisements promising perfect credit reports in months. They typically use language such as ?Credit problems? No problem!? and ?Erase your bad credit, 100% guaranteed.’ Unfortunately, these promises are not only impossible, but usually illegal as well.The bad news is – any company claiming credit repair is that easy is a scam, plain and simple. [more...]

Date: 2009-07-30 09:50:09

Get Out of FreeCreditReport.com’s “Triple Advantage”

FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... if you sign up for a trial offer for their monitoring service with a monthly fee. They have huge [more...]

Date: 2008-07-25 18:29:44

How to Select the Right Company When Looking for a Credit Attorney

September 2, 2009 | By Ben and Casey In Finance | by Ben and CaseyCleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. Below are several reasons why you may consider choosing a top rate credit attorney at a price almost anyone can afford. [more...]

Date: 2009-09-03 00:43:04

How to Recover From A Bad Credit Rating As A Result of Hard Financial Times

by Darrell PriceRepairing your credit after you have suffered through a crisis such as a bankruptcy, foreclosure or a series of unfortunate financial events is a must if you are going to move on with your life. There is a lot to know about repairing your credit and raising your scores. Don’t worry; it is not difficult with the tips provided in this article.If you want to repair your credit yourself as opposed to letting a company do it for you, then you need to understand the basics of credit repair. [more...]

Date: 2009-07-05 13:35:08

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

The Daily Poverty Post.

First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]

Date: 2008-12-06 17:33:45

The Best of Get Rich Slowly (2008 Edition)

The past ten months have been amazing: I quit my job at the family box factory at the beginning of March to become a full-time writer ... to be paid automatically. I’m wary of my credit card company, however, so I process that by hand every ... in no particular order. These offer a great representation of my philosophy and my approach to personal finance [more...]

Date: 2008-12-31 13:00:31

The Physical Side Effects of Debt

Anyone who has carried a heavy load of debt is keenly aware of its ability to strain your budget and your relationships, ... forced to stay in a bad job because relocating is simply not an option when living paycheck to paycheck ... like to donate to banks and credit card companies. Financial Peace Now imagine for a moment [more...]

Date: 2008-06-25 02:10:57

If It Stops Moving, Subsidize It

Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise.  A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]

Date: 2009-01-06 03:15:11

Misperceptions About Getting Out Of Debt

There are many substantial ways to getting out of debt ... with the interest rate. It may take some time but anything is negotiable. Credit Repair Companies ... that perform illegal ways of removing negative items from your credit. When deciding on a credit repair [more...]

Date: 2009-01-14 18:11:17

Talk About Timing! ... pt. 2

Friday, January 16, 2009Last night I tuned into the follow up webcast on Oprah.com w/ Suze Orman. I learned a bit. Okay, I learned a lot ... , Equifax, & Experian. Yes, three..When credit card companies, car and mortgage lenders sit down ... the balance on your credit cards. This improves your FICO score... Seems like a no brainer right [more...]

Date: 2009-01-16 19:11:00

Latest News in Credit Repair and Credit Score - Jan 07, 2009

Maligned Arizona defense strong against Falcons - Columbia Missourian 5 Jan 2009 at 11:42pm TEMPE, Ariz ... credit repair solutions. The new online based company http://www.180creditsolutions.com provides a fast ... Credit Repair Guide Offers Hope for Homeowners - Market Wire 6 Jan 2009 at 1:58am LOS ANGELES, CA [more...]

Date: 2009-01-07 17:39:55

Bernanke Casts Doubt on Stimulus, Says Fed May Buy Toxic Assets to Loosen Credit

Warning that the timing of an economic recovery is “highly uncertain,” Federal Reserve Chairman Ben S. Bernanke said yesterday (Tuesday) ... about the continuing chokehold banks have put on credit to companies and households than he is about offering ... of the economy where liquidity has dried up for “credit easing”, reported the Guardian. “Credit sprea [more...]

Date: 2009-01-14 14:57:59

An Open Letter to my Identity Thief

Dear Jerkface (who lives at: address removed so my blog wasn't the first thing that came up on google when entered...) ... when you STOLE my wallet, you've used my credit card seven times. Now, fortunately for you, my credit card company didn't actually get the card cancelled until sometime after 10:30 that night, so two [more...]

Date: 2009-01-11 15:13:00

How Young People Should Handle Credit Cards

This week I’m featuring a few guest posts. First up is an article from the Studenomist, who writes over at the new personal finance blog, ... .” It feels like an honour that someone is willing to loan you money and provide you with credit ... it is not even free. Chances are that if you are a college student credit card companies are literally [more...]

Date: 2008-12-02 11:00:23

Allow Self Credit Repair To Help You

by Lee Beattie No one plans to contend with bad credit when they start out on their own but, unluckily, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is miserable. You can select to work with a credit repair company only [more...]

Date: 2008-08-21 08:55:00

Consumers' New Found Embrace of Savings Will Make for a Nasty Downturn

The blow to many Americans' net worth via diminished home values and shrunken retirement accounts has lead to a new found insecurity and ... by credit card companies, banks, and auto lenders getting more stringent and, where applicable, cutting back on credit lines. Thus, consumers suddenly (at least for now) want to be savers (note [more...]

Date: 2008-10-21 04:06:27

Makers of Crap Sandwich Now Pitching It With 10-Percent More Corn

The big three automakers are back in Washington, trying to convince Congress to give them your hard-earned money so they can keep afloat businesses ... under the weight of an economic meltdown, the worst auto sales in decades and a tight credit market ... refinance their companies' debt, cut executive pay, seek concessions from workers and find other [more...]

Date: 2008-12-02 12:57:12

BBB Consumer Alert About Credit Service

Hawaii's Better Business Bureau® issued an alert today warning consumers to be aware of companies taking advantage of the credit crunch by promising bogus credit repair services that can be costly and in some cases illegal. With lenders becoming increasingly... [more...]

Date: 2008-10-31 09:59:09

Short Term Funding

Readers Question: There appears to be a lack of credit to companies whereas there are huge amounts of money in money market funds ... of recession. A corportate loan has become a lot more risky because of the economic downturn. e.g. ... funds / finance institutions have had to write off bad loans meaning their balance sheets are pretty bad [more...]

Date: 2009-01-17 09:51:39

A consumer complaint about Consumer Reports

This story just drips with irony! 2 ... be trusted. No fault of theirs, my credit card number got out to some bad guys in Malta or Africa, and the credit card company detected it, contacted me as I was checking into a hotel in NY (by declining [more...]

Date: 2009-01-12 13:57:29

GWAS Latte Post

Your regular dose of Monday morning snippets to read, click and skip over with brekkie and a cuppa...Crunch month... and we're not talking Kellogg's ... shaping up as a crunch month for many families as Christmas credit card bills fall due, report Jessica Irvine and John Huxley in The Sunday Telegraph. Credit card company slashes limits! In a case [more...]

Date: 2009-01-11 20:00:00

Instahoglets for Jan 2, 2009

By BJ And so now I have to remember to start putting '09' down when I sign and date things, just after I finally got used to using '08' ... card companies for profit at their students expense. I refused to get a credit card while ... card companies, bad for the students, (at least those without parents capable and willing to bail [more...]

Date: 2009-01-02 19:22:51

Triple B Coming to NYC

Chase%20-%20Wamu%20Overlap.jpg Don’t worry, the credit rating of the City of New York has not fallen to one rung above junk ... . Capital One the credit card company figured out deposit gathering was a good low cost source of funds for its credit card lending and snapped up North Fork. The sleepy older banks like Chase who were losing [more...]

Date: 2008-10-01 21:40:02

Lithuanian firm hires witch to hunt debt dodgers

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... or other companies," said Amantas Celkonas, director of the Skolu Isieskojimo Biuras, or debt [more...]

Date: 2009-01-16 10:06:00

Bankruptcy Advice You Might Find Helpful

Bankruptcy Advice You Might Find Helpful October 29th, 2008 Subscribe To Our Feed Bankruptcy advice varies, depending on who you ask ... accounts in collections. When you’re seeking advice from a credit repair attorney, be sure to double ... . A credit card debt reduction company might say that it’s better to just stick it out, settle [more...]

Date: 2008-10-29 15:56:01

In ‘Dear Graduate’ author Brett Handler explains to students and parents the perils of easy credit

PALM BEACH GARDENS, Fla — The federal government is clamping down on the Wild West of credit card issuing to young adults when tough new regulations go into effect in February 2010, and Brett Handler couldn’t be happier. Handler, author of “Dear Graduate” (ISBN-13: 978-0-615-29936-5, Dreamstar Publishing), the innovative new book and CD for young adults about financial responsibility, has been railing against credit card companies’ injudicious card issuing practices for years. [more...]

Date: 2009-09-17 15:07:45

End of The Year Market Report for Charlottesville Region

Copyright RealCentralVA.com, LLC. If you are not reading this at RealCentralVA.com the site you see is likely stealing content ... ‘em … wait! yes he does , Auto Bailouts, Investment Banking Bailouts, Credit Card companies ... - - Interest rates are ridiculously low, and loans are absolutely still available. - It is a Buyer’ [more...]

Date: 2008-12-22 14:00:36

Global is as Global does

Owned by financial services firm Barclays, Barclaycard is one of the largest credit card providers in Europe and India. And it recently ... for us as a UK credit card company, but they do not reflect the global payments company we have become [more...]

Date: 2008-10-03 10:29:07

My Thoughts on Debt

I received a comment the other day about choosing to go into debt again. It was prompted because I discussed the possibility of a car loan ... the credit card companies for our debt…I can’t. They didn’t make me use their cards. I did that. I swiped ... loans than I had to. So I don’t regret all of the student loans I took out. For mortgage debt, given [more...]

Date: 2008-12-21 05:44:10

The Failing TARP

The more one reads about basic problems in the handling of $700 billion in emergency economic stabilization funds--and the Treasury's stonewalling ... to enrich the people who work for it. Realistically, there is only so much that can be done to fix ... credit-default swaps. . . . Until very recently, companies haven’t had to provide even cursory [more...]

Date: 2009-01-06 13:44:56

With Things So Bad In The Economy…

…why is this happening: You know what I got in the mail yesterday? An offer from my credit card company, for a $50,000 unsecured personal loan. Did you catch that? Unsecured. That amount of money would require me to make the equivalent of another mortgage payment to repay them. That offer came as a result of our credit rating, and we would [more...]

Date: 2008-09-30 15:47:13

A ‘Generational Opportunity’ to Buy Bargain Pepsi (PEP)

Warren Buffet says its time to be greedy. But not all stocks are worth buying, says Horacio Marquez. He recommends PepsiCo Inc. (NYSE:PEP) ... . And Pepsi’s cash flow is the envy of most companies as credit markets tighten. But any stock buying ... are being sold off along with bad ones for two reasons: Weak companies will founder in the crisis and “ [more...]

Date: 2008-10-20 13:46:37

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]

Date: 2009-01-06 19:00:00

Credit card roulette

Sometimes the credit card industry amazes me. No correct that --- the industry disgusts me ... also could make it more difficult for millions of people with bad credit to get a credit card ... regulators this morning adopted new rules that will allow credit card companies to raise interest [more...]

Date: 2008-12-18 15:13:37

Honda, GS Yuasa to Build Batteries for Hybrid Vehicles

Despite a looming crisis in the auto sector, Japan’s Honda Motor is pushing ahead with plans for the next generation of cars, ... a sharp sales downturn amid the global credit crunch. The company now expects ¥185 billion in earnings ... . Norwegian electric car maker Think also announced some bad news this week, halting production and saying [more...]

Date: 2008-12-17 23:00:13

Obama Wants Everyone Out of Debt Erase Up to 50

This administration realizes that the economy is bad and people are suffering President Obama is trying to put a limit on the amount of interest the credit card companies can charge you But perhaps you have already gotten into trouble with your credit card and don't know what to do about it [more...]

Date: 2009-09-11 07:42:37

Why Is This Recession Different?

I think most people are already sensing that this recession is a bit or a lot different from those we have been through in modern times ... much at all. Reversion to mean is unavoidable and painful. The financial companies have lost ... of dollars in credit default swaps make any orderly wind down of insolvent institutions incredibly [more...]

Date: 2009-01-18 08:28:49

When Frugality Isn’t Enough

The following guest post is from Trent Hamm of The Simple Dollar. I’ve been a fan of Frugal Dad for quite a while ... high school (drug use, mostly) that left him with a poor local reputation, a poor credit history ... - the power company doesn’t tolerate him being late even a day on his bill because of his poor credit [more...]

Date: 2008-09-16 11:00:37

A TV lawyer annoys The Hawg

So there I was, minding my own business and watching television last night when one of those damned lawyers appeared ... . The bankruptcy boy was also warning people against credit repair companies, claiming they probably can't ... to nationalize the legal profession and pay all attorneys about $40,000 a year [more...]

Date: 2008-10-14 01:20:04

How to Understand Credit Report

How to Understand Credit Report posted on January 8th, 2009 Now that you have obtained your credit report, ... the company name is a description of the type of account (such as student loans, credit card or line ... the first thing you need to do is read through it and understand what it all means. Don’t feel bad [more...]

Date: 2009-01-08 08:35:23

My 2009 Predictions

Evan Bernstein, from the Rogues Gallery (the Skeptic’s Guide to the Universe blog) ... the word “God” twice. 5. Car companies will continue to manufacture gas-guzzling p.o.s. cars, despite ... . For everyone. 10. Credit card companies will increase the interest rates of all their customers (”victims [more...]

Date: 2009-01-06 15:28:47

The Danger of Losing Your Wallet - And How to Protect Yourself

Near the end of a recent long trip, my wife misplaced her wallet. She carries a traditional small pocket wallet, which contains her driver’s license, a few credit ... and replacement. The first step is to contact the credit card companies, as well as your bank [more...]

Date: 2008-07-03 14:00:54

Payday Loan - A Simple Solution To Money Issues

The financial crisis that is engulfing the world’s economy has prevented large numbers of people from accessing financial help ... and not go through the pain of a formal credit check. Payday Loan companies generally allow ... declined. Another issue in loan applicants being unsuccessful is people having poor credit [more...]

Date: 2009-01-08 09:11:37

A Review of “People Are Idiots” by Larry Winget (and GIVEAWAY)

People Are Idiots and I Can Prove It!: The 10 Ways You Are Sabotaging Yourself and How You Can Overcome Them* I love the title and cover of ... their late payment to the credit bureaus and their credit score goes down?” In the second chapter ... …and my ultimate favorite: People sign contracts with credit companies, agreeing to pay [more...]

Date: 2009-01-05 19:18:31

This Could Be The Day

This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]

Date: 2009-01-06 12:15:05

The importance of PCI to MVaaS

Image via Wikipedia Compliance with the Purchasing Cardholders Industry (PCI) Data Security Standard (DSS) is required for all merchants that process credit cards. Since MVaaS companies many times ... . Was this “fraud” made possible through the lax controls? The federal authorities have not determined [more...]

Date: 2009-01-17 15:00:09

Where’s My Bailout Money?

The supposed $700 billion bailout is the single largest rip-off scheme in the history of America ... foreign financial institutions while Democrats want to help homeowners and credit card companies ... are at least one month behind on their loans, while half a million homeowners are engaged [more...]

Date: 2008-09-22 21:14:57

Help Me

This is an opportunity to every individual who does not have capital to start with a business ... you have decided for a vacation. Usually business financing nowadays is not easy to avail due to rampant bad credit problem but this company is readily open arms for financing your business and no assets [more...]

Date: 2008-12-06 01:15:46

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