Debt Collections: Common Questions and Answers
by Jon Ochs If you find yourself in financial difficulty and are falling late on some of your bills, ... from a collection agency regarding a credit card bill. How did they receive my information? Why isn’t the credit card company contacting me directly? The company or organization that you initially [more...]
Date: 2008-10-19 22:19:34
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How to Get Your Free Credit Report
September 5, 2009 | By Wendy Polisi In Finance | by Wendy PolisiThere is a lot of misleading information available today, especially online, regarding getting access to your credit report. Some of this misleading information is the product of the credit reporting agencies themselves, which are for-profit entities. There are also many independent companies that will obtain your credits reports for you, for a hefty fee.None of these services are really required for American citizens and residents. [more...]
Date: 2009-09-05 08:32:01
How To Deal With Bill Collectors
In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]
Date: 2008-12-04 01:40:51
FTC Crackdown on 36 Credit "Repair" Companies
sweep.jpg Ever wonder if those TV ads claiming to help you repair your credit are legit? ... they are able to scrub your credit reports of accurate, negative information for a fee are lying - plain ... information from consumers' credit reports, even if that information is accurate and timely. The FTC [more...]
Date: 2008-10-28 11:15:52
Should I Use A "Credit Repair Clinic"?
No. There are a couple of reasons to avoid credit repair clinics. First, you don't need them ... the negative information is removed from your file - but you don't need a credit repair company to tell ... hates credit repair companies. In an interview with Bankrate.com the FTC's Jodie Bernstein said [more...]
Date: 2008-12-27 18:02:59
The Credit Repair Organizations Act (CROA)
If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, ... or life insurance in excess of $150,000. If you decide to seek professional help, the Credit Repair ... . The most obvious provision is that no credit repair company can make deliberately false or misleading [more...]
Date: 2008-12-27 06:13:19
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
GMAC limits loans to buyers with 700+ FICO rating
Filed under: Car Buying, GMIf you're in the market for a new car, you'd better get your credit score in order first ... some sales, but according to credit information services company Experian, 74.3% of all auto loans went ... . Auto lending units are looking for top tier customers right now, and GM's captive credit arm [more...]
Date: 2008-10-14 12:52:03
Some useful tips for the first time homebuyers
by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information refers to a single statement that includes the information from each of the three main credit [more...]
Date: 2008-12-24 09:12:46
Some useful tips for the first time homebuyers
by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information refers to a single statement that includes the information from each of the three main credit [more...]
Date: 2008-12-24 09:11:18
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Consumer Alert: Incredimail Fraudulent Charges
Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company. I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]
Date: 2009-01-06 16:30:10
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
What is an Accurate Credit Listing?
According to the FTC website “No one can legally remove accurate and timely negative information from a credit report ... . In fact, many critics of credit repair and credit repair law firms such as Lexington Law will try to use ... , and that it is a futile attempt and a waste of money to work with any credit repair company. When you take time [more...]
Date: 2008-10-23 18:45:47
Health Insurance Plans qualify Coverage
People always delayed and denied their rights to have health insurance, whereas this is important for our life ... York Auto Insurance Premiums Information (0) January 15, 2009 — Bad Credit Loan Mortgage Foreclosure ... company). You can also rise up after the bad illness moment. If you need more information before [more...]
Date: 2009-01-15 08:32:16
Important Advice - Review Of Best Handbag Wholesale
Profile - Base Location: Unknown // USA - Registration Fee: None - Minimum Order: None - Payment Options: Credit Cards - Shipping Options: UPS ( ... company information (like the specific base location), but I haven’t found any scam reports [more...]
Date: 2009-01-15 16:05:36
Reverse Convertible Notes: A Real Safe Haven
Traditionally safe dividend stocks have been whacked along with everything else by this credit crisis, ... or so publicly traded companies that report dividend information to the S&P, 138 decreased their dividends ... you how you could get those same companies to “guarantee” to pay you a dividend [more...]
Date: 2008-11-24 12:55:14
How Fast Can You Get A Home Loan After Bankruptcy?
One of our readers, Desiree, had this question: Is there any possibility of getting a home loan sooner than 2 years after a bankruptcy discharge? ... . Companies that I had included in my bankruptcy continued to report my accounts as open on my credit ... Negative Information On Your Credit Report - Obviously you don’t want to challenge every single [more...]
Date: 2009-01-06 16:28:19
Finding County Marriage Licenses
by Jason Voxly Maybe you are dating someone and think they are hiding something ... the system. You do have to be careful and check into the companies before giving them your credit card ... with a legit company. It is a rare situation that you will receive bad information [more...]
Date: 2009-01-17 22:43:42
The Most Common Questions About Debt Collections
by Jon Ochs If this current economic slow-down has found you in a position of financial difficulty, ... common questions people have in dealing with debt collectors. I got a letter in the mail from a collection company regarding a credit card balance. Why do they have my information? Why am I not being [more...]
Date: 2008-10-21 19:54:23
Do You Review Before You Buy?
As I’ve said before, I love online shopping. It’s so convenient, and usually alot cheaper ... or information on a dropshipping company, an internet dating service or even Credit Repair Programs ... and reviews on Dog Training, you can simply search for dog training and HottestProducts.Net will bring [more...]
Date: 2009-01-08 05:22:19
Thinking of credit repair? Think twice
You’ve probably heard ads promising to fix bad credit ... having money trouble. No one can remove accurate negative information from anyone’s credit report ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]
Date: 2008-11-03 12:06:26
If It Stops Moving, Subsidize It
Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise. A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]
Date: 2009-01-06 03:15:11
Arrange Your Own Debt Consolidation and Save Money
Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]
Date: 2009-09-25 15:43:00
Republic Windows Takes A Stand By Taking A Seat
The story of Republic Window and Doors started quietly last week, when Bank of America informed the company, located on Chicago's Goose Island, that it had canceled their $5 million line of credit. Then came the rumble. Republic's executives ... -- is refusing to extend credit to manufacturers like Republic while at the same time putting [more...]
Date: 2008-12-07 19:26:00
Notes from the Undertow
I have been a Consumerist reader for quite awhile. A lot of the information posted on the site is very helpful ... card companies:“How dare a store ask to see my ID when I use a credit card to buy something? Don’ ... thousand dollars.“Some store has a minimum purchase in order to use a credit card! Ahhhh!”Again [more...]
Date: 2008-12-26 21:12:03
Courant Finally Dings Dodd
Sunday Connecticut’s paper of record, the Hartford Courant said what an overwhelming majority of voters already know - Sen ... to do that was when a loan officer informed him and his wife they were in the company’s VIP program. But Sen. Dodd didn’ ... transparency. How about the Senator coming clean with his credit score? That might buttress [more...]
Date: 2008-06-22 19:39:27
Is there a crack in your Xperia?
(Credit: XDA Developers) Update: Sony Ericsson has informed us that there have been no reports of the mentioned cracks in Asia so far. The company says that any complaints will be assessed ... [more...]
Date: 2008-12-30 02:08:03
Starting Your Own Credit Repair Service
When it comes to wanting to learn how to start a credit repair service you have to be prepared that there is going to be a lot of information to ... . It can be a daunting task, but not an impossible one. Learning how to start a credit repair service may be easier ... in the industry, even under someone else’s company, will have a better understanding [more...]
Date: 2009-01-15 14:11:56
Starting Your Own Credit Repair Service
When it comes to wanting to learn how to start a credit repair service you have to be prepared that there is going to be a lot of information to ... . It can be a daunting task, but not an impossible one. Learning how to start a credit repair service may be easier ... in the industry, even under someone else’s company, will have a better understanding [more...]
Date: 2009-01-14 23:55:04
Insurance company
At carinsurancequote247.com, you will still be able to get free insurance quotes though you are included in high risk driver ... information on how sr22’s affect rates. The SR22 insurance policy is a high risk auto insurance policy, which ... who have vary of accidents or violations of traffic laws and also for those who have bad credit scores [more...]
Date: 2009-01-12 02:23:59
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