Debt Negotiation Programs
Get Yourself Out of Debt You should be cautious of claims from so-called credit repair clinics ... , your ability to get credit. That’s why many states have laws regulating debt negotiation companies ... . Many companies appeal to consumers with poor credit histories, promising to clean up credit [more...]
Date: 2009-01-11 12:34:30
Blog posts
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Videos
(19)
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
Bad Credit Doesn’t Mean No Credit
by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]
Date: 2009-06-08 12:30:05
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Your Credit Repair Solution
.fullpost{display:inline;}As a businessman, the credit is a matter that is not a secret anymore ... bureaus or Credit Repair company, I suggest to visit DSI Solutions. They are not only fast to handle ... you have a bad credit history?.Negative credit comes from a bad credit report and the creditors reject [more...]
Date: 2008-10-17 12:51:00
When Frugality Isn’t Enough
The following guest post is from Trent Hamm of The Simple Dollar. I’ve been a fan of Frugal Dad for quite a while ... high school (drug use, mostly) that left him with a poor local reputation, a poor credit history ... - the power company doesn’t tolerate him being late even a day on his bill because of his poor credit [more...]
Date: 2008-09-16 11:00:37
Ovation Credit Services
Having a bad credit report has so many disadvantages specially here in the U.S. That is a hard reality I've realized ... help from the experts. Ovation Credit offers one of the best credit repair programs. Attorneys ... a place to live. Why? Because companies, governments, and others always checks your credit history [more...]
Date: 2008-12-04 03:59:39
Making Home Improvements
A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]
Date: 2009-01-17 09:06:57
Build Your Credit Rating with Student Credit Cards
Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]
Date: 2008-10-20 07:27:32
Credit Card Companies Are Closing Unused Accounts
Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]
Date: 2009-01-06 19:00:00
If It's My Credit Report, Why Can't I Fix It Or Always Have It For Free?
For all the concerns people have about internet search, privacy and "all that info Google knows about us," ... -- it's just some company that chooses to report my credit history without my consent or cooperation. Nevertheless ... , to see the actual number listed, I'd need to request a copy of my credit report, and that would [more...]
Date: 2008-11-20 18:34:10
Shapps Exposes Loan Sharks Who Charge 10,000% Interest
In times of economic crisis loan sharks come into their own ... between companies without losing their credit history and this will force down rates.This is a good ... . Today, Tory Housing Spokesman Grant Shapps is releasing a report, PAYDAY FOR LOAN SHARKS, which [more...]
Date: 2009-01-09 00:34:00
What's going on with GMAC's car loan standards?
Filed under: TransportationFlush with capital from taxpayers, GMAC is lowering its underwriting standards ... state of so many Americans' finances, I find this unconscionable. If your credit history is worse ... . The credit crunch and a shortage of cash had pushed the company's minimum FICO score for car [more...]
Date: 2009-01-02 23:00:00
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]
Date: 2008-12-30 04:11:53
Doing a Background Check is Easier Than You Might Expect
by Glen Pearson Do you have question about someone’s past? ... can be very detailed. It may include credit history, any criminal history, previous addresses and more. Expect to pay a reasonable fee when running a background check on an individual. The companies [more...]
Date: 2009-01-07 22:20:20
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-03 10:38:27
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-04 11:46:48
Is a Personal Loan Right for You
by Mary Bush Personal loans can be an ideal situation for those that need more quickly but don’t have the credit history to obtain a loan from a bank. Personal loans are unsecured loans, meaning that there is no collateral needed ... , easy, and many people even with bad credit, can become approved by any number of companies! Personal [more...]
Date: 2009-01-01 13:44:40
Jumping the canyon of Great Depression II
I'm now working my way through lectures by James Shenton, part of a 1996 Teaching Company course on the History of the United States. It's radically abridged history; stories of a thousand pages become a few sentences or nothing ... (installment buying)? Check (credit cards)Technological transformation (auto, electricity, radio)? Check [more...]
Date: 2009-01-18 02:15:29
Where’s My Bailout Money?
The supposed $700 billion bailout is the single largest rip-off scheme in the history of America ... foreign financial institutions while Democrats want to help homeowners and credit card companies ... are at least one month behind on their loans, while half a million homeowners are engaged [more...]
Date: 2008-09-22 21:14:57
Latest News in Credit History and Jobs - Nov 21, 2008
WaMu to shut Pleasanton center, cut 1,600 staff - San Francisco Gate 21 Nov 2008 at 2:53am Friday, November 21, ... about credit cards and consumer banking, will close by early spring, company spokesman Gary Kishner said ... took aim last week at one of the primary instigators of the national credit crisis, and while [more...]
Date: 2008-11-21 12:48:31
Insurance Companies Are Not All Equal
by Ethan Kalvin You can get Insurance Coverage on just about anything you can think of ... on age, gender, total annual miles, credit history and driving record. There are also other ... to be safe in case something bad happens. In case of emergencies, people need for their possessions [more...]
Date: 2009-01-17 21:39:04
The Four-Paragraph White Flag
As I watched the following section of President Bush's speech tonight, ... if you have good credit history, it would be more difficult for you to get the loans you need to buy a car ... instinct is to oppose government intervention. I believe companies that make bad decisions should [more...]
Date: 2008-09-25 03:46:00
Insurance Companies Are Not All Equal
by Ethan Kalvin You can get Insurance Coverage on just about anything you can think of ... be rated based on your gender, age, distance driven each year, driving record, and your credit history. There are also external influences that also contribute to your final insurance quote [more...]
Date: 2009-01-17 21:22:40
Low Cost, Cheap Auto Insurance & Loan At TheAutoFinder.Com
Insurance is a must; however, choosing random insurance companies for your needs isn’t a wise decision ... but also offers auto classifieds, car dealers and a car finance section if you are looking to purchase a new car, just like me. Also of note, even if you have a bad credit history, don’t worry; AutoFinder [more...]
Date: 2008-08-10 04:52:26
Focus Of Financial Meltdown Blame Shifts To Barney Frank (D-MA)
FRANK-LY DISGRACEFULCongressman's Key Meltdown Role Increasingly Clear*** NEW: ... loans to people with poor credit histories in the name of "social justice". Frank was at the very ... that making some bad loans was just another tax., a cost of doing business as a regulated company [more...]
Date: 2008-09-27 19:12:00
Think Big 3 Bailout's A Good Idea? Jaguar's History Suggests It Isn't
By JOHN TAMNY | Posted Tuesday, January 06, 2009 4:20 PM PT With England's economy gasping in the mid 1970s due to a combination of nosebleed rates ... by the British government in 1975 thanks to skeptical credit markets, and it remained that way until ... . While private companies face bankruptcy if they regularly fail customers, Jaguar's access to the [more...]
Date: 2009-01-07 02:59:00
Is Nortel a Victim of the Global Financial Crisis?
Some would paint Nortel as a company that was on the verge of making a big turn around, but was blindsided by the financial crisis. If only the credit markets were in better shape, Nortel wouldn’t have been forced ... at its earnings history. I dug through old Nortel annual reports and tried to resolve all the inconsistencies [more...]
Date: 2009-01-15 05:08:00
Recognizing a Credit Repair Scam
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * Before they provide any credit repair services, the company wants [more...]
Date: 2009-01-16 06:24:58
Easy Car Loans In Difficult Times.
by John Brennan Before the economy burst into crisis recently, you were able to get a credit to buy a car virtually from any company ... that had a very bad credit history. Today with the credit market in a huge crunch, even gigantic ... rates. Even if you have a bad credit history, the dealers are in a very tight spot right [more...]
Date: 2009-01-03 08:43:51
Identify Credit Repair Scam in 6 Ways!!
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]
Date: 2009-01-16 06:23:45
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