Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... to respect if you are seeking a bad credit, charge card. Of course, the Internet is the fastest ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Blog posts (46) | Videos (29)
 

And A Special Little F***k You From Citibank: the Radical Comments on the Current Economic Crisis

One of my responses to the financial meltdown was to cancel a bunch of credit cards. How did I acquire all these credit cards in the first place? ... (or no) interest. They were offered to me as great opportunities, full of flattering language about how my credit history had caused me to be selected as a Particularly Prestigious Customer. In fact [more...]

Date: 2008-10-12 15:49:23

No Credit Mastercard

This aside, for people with a poor credit history, both of these cards will seem remarkably similar and they probably won’t care a great deal which ... ), they will probably begin to see their credit history repair itself in a relatively short amount ... will be more than normal. Although by using the no credit mastercard properly and to guarantee the [more...]

Date: 2009-01-18 03:41:01

Saving your credit and credit scores

I have blogged about my experiences with American Express and their systematic reductions in my credit lines ... as “closed as consumer’s request”)  which would have locked in the higher credit limit on the credit report. Canceling a card with a good history will impact your credit, but being at 99-100 [more...]

Date: 2009-01-14 23:51:28

Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]

Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]

Date: 2008-07-20 19:00:00

More Info On Good Credit History

Bankruptcy is an option but the laws havechanged and it is not always the best way ahead ... you may have ended up hindering you. Bad Credit Personal Loans Getting your credit card debt ... . It is often the case that these credit card debts have increased over a period of time because [more...]

Date: 2008-12-20 06:29:26

Why Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:27:43

How To Get Debt Collectors Off Your Back Permanently

Debt collectors are liars, cheaters, etc… They take advantage of every loophole possible and even break the law ... to a collection agency. 95% or more of these debts are credit cards, store cards, gas cards, etc… These debts are then tiered according to age of debt, amount, credit, job history, etc… Generally most debts [more...]

Date: 2008-12-19 15:45:11

Store credit cards - when do you need them ?

It is often tempting to apply for store credit cards as they are often accompanied  by 15 to 20% discount on the first shopping.  However these may not be good in long run - regardless of your credit history - good or bad ... on the merchandise as well as on the interest.  They also save on the credit card commission that usually [more...]

Date: 2009-01-05 03:11:00

Your Credit Rating And You

Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]

Date: 2009-01-17 22:54:06

Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:53:50

Your Credit Rating And You

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:41:15

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]

Date: 2008-12-30 04:11:53

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

Credit Cards Dealing With Bankruptcy

by John Steed When a person or organization or institution files for bankruptcy, it is not always because they are unable to pay their creditors ... . The commonest of these are the institutions that offer credit card facilities. The advantage of going ... . As a requirement, the debtor is required to have an up-to-date copy of your credit history, good [more...]

Date: 2009-01-14 20:27:17

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]

Date: 2009-01-06 19:00:00

Rich Blog, Poor Blog

Last night I was watching NOW, featuring Harvard law professor and TPM guest writer Elizabeth Warren, ... History of the Credit Card." And do check out the full Elizabeth Warren interview. It reminded ... that was 'insuring' my credit card, charging a moderate fraction of the balance so that in the event I lost [more...]

Date: 2009-01-03 10:31:45

Latest News in Credit History and Jobs - May 1, 2009

House clears bill reining in credit card practices to protect … - Minneapo… 30 Apr 2009 at 12:29pm It was written that Cornelius Vanderbilt learned early in his adulthood that personal vengeance makes for good business. I’ve never missed ? read more a credit card payment since I’ve had them - years. [more...]

Date: 2009-05-01 08:08:06

What Determines Your Home Mortgage Loan Qualifications

When underwriters consider your home loan application and credit history, they generally look for 6 basic factors ... in this requested home loan with previous loans (from credit cards, school, car, etc.), they’ll establish a debt ... is pulling the potential borrower’s credit record. This history shows not only the bad things [more...]

Date: 2008-12-30 15:28:20

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2009-01-06 11:04:39

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2008-12-30 21:37:03

The Simple Dollar Weekly Roundup: Holiday Reading Edition

As the New Year rolls around, I find myself engrossed in several new books received over the holiday season ... a credit card to establish their credit history. (@ carrie & danielle) Is Your Business Prepared [more...]

Date: 2009-01-07 14:00:53

No Credit Mastercard

In these current times irrespective of whether you have a bad credit history it is still feasible for an individual to obtain a no credit mastercard ... - a Visa card or a poor credit Mastercard? ... from the multitude that presently exist. All The Same, people who are experiencing a bad credit [more...]

Date: 2008-12-24 15:40:03

Hoglet's roasting by the open fire

By Fester: Just a few things I have seen over the past few days that I want to highlight: ... Face emoticon was a Carnegie Mellon inovation.  Fact-esque looks into credit card practices of cutting credit depending on where you shop:Uh-huh. But Kevin represents no risk. His credit history [more...]

Date: 2008-12-22 20:23:28

Family Financial History

Today the PF Blogger Network is doing a group writing project about family Financial History ... t to say my mom is against credit, offer her 10% on her furniture for opening a credit card she’ ... it was drilled into my head we don’t buy what we can’t afford.  That means no charging on the credit card [more...]

Date: 2008-07-16 18:59:10

No Credit Mastercard

Establishments around the globe take both types of no credit Mastercard and although Visa appeared to have a greater number places it could be used, ... bad credit issues, they won’t care about which type of credit card they are granted ... regularly, they will begin to see an improvement in their credit history. With this type [more...]

Date: 2008-12-28 03:41:42

Obtain A Second Chance Checking If You Have Financial Troubles

by Steven J. Talrechi If you’ve had financial problems that have made you ineligible for a checking account, don’t despair. You’re not alone ... or Visa credit cards do. If you opt for just the debit card, a voided check will be included in your set ... , as can a bad credit history. If you’ve been reported to one of these systems and you can no longer [more...]

Date: 2008-09-24 19:43:06

how to interact with credit bureaus

While it’s po ible living without a good credit score, it will certainly make your life much harder ... history is not so good, you’ll have to start with a credit repair. To do this you’re going ... . All of us need it in order to buy or rent a home, car, have a credit card etc. Credit bureaus [more...]

Date: 2008-09-19 20:38:38

Where's The Consumer Interest Tax Deduction?

by Deacon Blues Mike Lillis of the Washington Independent gives us a good piece on credit card reform, noting the (to be expected) ... the taxpayers for the biggest swindle in history with the TARP. It appears that the Democrats once again ... that would help taxpayers now without pissing off the ABA. Since Bush's credit-card foreign policy [more...]

Date: 2008-12-23 20:05:56

Links 12/27/08

Houses With No Furnace but Plenty of Heat New York Times Skipping sleep 'hardens arteries' BBC Gazan invents alternative to cooking gas Ma'an News ... , the estimates are striking. Friday Movie Night - The Secret History of the Credit Card [more...]

Date: 2008-12-27 06:53:04

Debt Consolidation Plan: “Plan” Before You Leap!

Too many debts to deal with? Has it become unmanageable? ... , credit card dues, overdrafts, or any number of unpaid bills that have built up over time ... with your requirement, your repaying ability, your credit history, the intensity of debt you’re into, etc. Thus, every [more...]

Date: 2009-01-15 08:14:20

Fujifilm Digital Camera Reviews

There is this one law school student whose thesis is about money laundering so oftentimes she would Google the term to come up with a ready list of ... information through a computer program or script. Keystrokes, browsing history, and the contents ... of this type of program to intercept credit card details and the like' No one should be with a lax [more...]

Date: 2009-01-18 01:08:19

Latest News in Credit History and Jobs - Nov 21, 2008

WaMu to shut Pleasanton center, cut 1,600 staff - San Francisco Gate 21 Nov 2008 at 2:53am Friday, November 21, ... about credit cards and consumer banking, will close by early spring, company spokesman Gary Kishner said ... took aim last week at one of the primary instigators of the national credit crisis, and while [more...]

Date: 2008-11-21 12:48:31

Pressure's on for Barack to beat the blues

Pressure's on for Barack to beat the blues POSTED January 15, 2009 | 12:05 AM 'Contagion of happiness' Washingtonians, beware: ... . A combination of cold weather, holiday credit card bills and broken New Year’s resolutions ... that although history holds this Monday as a sad one, Barack Obama’s inauguration and his message of hope [more...]

Date: 2009-01-15 22:55:07

It Must Have Been a Long Time...

...since I looked at the section on nineteenth-century France in Charlie Kindleberger's Financial History of Western Europe. The section on the Credit Foncier and the Credit Agricole is marked with a punch card. Now if only I could remember why I wanted to mark that section with a punch card... [more...]

Date: 2009-01-12 01:44:16

Where’s My Bailout Money?

The supposed $700 billion bailout is the single largest rip-off scheme in the history of America ... foreign financial institutions while Democrats want to help homeowners and credit card companies ... are at least one month behind on their loans, while half a million homeowners are engaged [more...]

Date: 2008-09-22 21:14:57

Jumping the canyon of Great Depression II

I'm now working my way through lectures by James Shenton, part of a 1996 Teaching Company course on the History of the United States. It's radically abridged history; stories of a thousand pages become a few sentences or nothing ... (installment buying)? Check (credit cards)Technological transformation (auto, electricity, radio)? Check [more...]

Date: 2009-01-18 02:15:29

Van Jones Testifies on Green Collar Jobs, Makes Complicated Things Seem Simple

I’ve written about how much of a relief it is that adults have been put back in charge of our energy policy ... will be in the history books. 100 years from now students will study this Congress, and they will ask ... on credit cards. Lets get back to building rather than borrowing in the United States. … [more...]

Date: 2009-01-16 04:26:25

What Are Your New Years Plans?

How do you plan to ring in the new year? Are you going to a big party or staying home? ... was with her friends and we just kind a bumped into each other. The rest as they say, is history. I don’ ... . What will you be doing? This Post Was Brought To You By Best Credit Card Offers Get up to $250 or even FREE round [more...]

Date: 2008-12-29 02:08:41

Mark My Words

The year 2008 is now a part of history, but I am sure we will be feeling the effects of its aftermath for years to come ... a job in credit card collections for a major banking institution. Even back then, many ... or another. It is too bad that so many of our politicians, the ones we trust to lead our country still [more...]

Date: 2009-01-07 19:16:06

Good Morning America, how are you?

It's hard to be surprised by any of it really. 8 years of the worst government in American history, an unfounded war, ... we can't afford and our kid is sick. There's no safety net so we've got to use our credit cards ... , America, and no amount of lipstick will fix it. We didn't get here easy and fixing it won't be either [more...]

Date: 2008-09-16 23:45:43

It's Magic! Al Franken creates 359 votes out of thin air

Over the course of the last decade the Democratic Party has assembled an impressive history of vote fraud ... cocaine.Barack Obama's presidential campaign intentionally disabled all elements of credit-card security [more...]

Date: 2009-01-06 01:13:00

Things You Ought To Know Before Applying For A Credit Card

I love credit cards and I couldn’t imagine my life without one ... for a credit card so that I could begin building my credit history. When I asked why I needed ... how evil credit cards are. Personally, I believe that anyone who holds an aversion towards credit [more...]

Date: 2008-07-04 21:04:55

Build Your Credit Rating with Student Credit Cards

Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]

Date: 2008-10-20 07:27:32

Best Prepaid Credit Card – What To Look For

September 27, 2009 | By Dan Moskel In Finance | by Dan MoskelYou may have heard of these and asked, “why are they called credit cards if you receive no credit?” To answer that question and many others, let’s look at them in detail.Nearly all of the major issuers offer these. The concept is very simple. Once you are approved, and nearly everybody regardless of their history is, you get a card in the mail. It looks identical to a regular one typically with a Visa or MasterCard logo. [more...]

Date: 2009-09-27 18:13:10

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