What Gives? Is the Economy really that Bad?

Just making a quick observance and summary of my interactions with friends, ... ? I feel it is the latter. You may ask how could the people be responsible? Simple, short answer… BAD CREDIT! 2nd mortgages, more credit cards, etc… all just to make their world seem better because [more...]

Date: 2009-01-16 23:05:16

Blog posts (32) | Videos (5)
 

My 401k has lost a lot of money - how about yours?

Is your 401k losing money? After reading a few articles about people talking about their diminishing 401(k) ... . Credit cards, car loans, any other loans ... really bad, a couple months or years later they come back in full force. No one really knows for sure [more...]

Date: 2008-10-12 21:31:09

9 Reasons for a good credit rating or FICO score

Does my credit rating really matter? That question goes through a lot of people's heads as they max out their credit card or don't pay their automobile payment Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events and community [more...]

Date: 2008-12-22 12:51:43

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Eight Things We Think We Thought Late Sunday Night and One Absolutely Puzzling NFL Mystery

1. The demise of Donovan McNabb - a terrific athlete and a seemingly nice guy - has been painful to watch ... gas station credit card machines tell you to remove your card “quickly.” 3. We were really close ... to offensively-challenged Oakland. As bad as San Diego [more...]

Date: 2008-11-24 14:00:47

What’s In My Bag

What’s In My Bag I was talking to Stacie and she said she wanted to do this challenge set forth by Iris at SCD and I thought it was funny ... wallet in a black suede purse, really bad idea) My cigarette case wallet, this has my ID and credit card and a few paper cash bills and let’s not forget my sushi club card! Gloves (I need to wash [more...]

Date: 2008-12-29 00:32:46

Why Consumer Debt Is Hazardous to Your Financial Health

You don’t have to look far to find a financial expert who will tell you that consumer debt is bad ... . But has anyone ever really explained what the problem with consumer debt like credit cards and car loans is? On the surface, consumer debt doesn’t seem so awful. After all, using these types of credit lines [more...]

Date: 2009-01-04 13:49:19

I am...

stolen from Emily!I live: in a spanish style track house that i love, ... ...hopefully.I owe: credit cards!I know: who deserves love and who doesn't.I hate: bad meals, irritating ... : really hard and long every day...definitely harder than I am paid for.I smell: clean laundry hanging [more...]

Date: 2009-01-17 01:07:00

Link Roundup: Quilt patterns edition

I’m really excited for my wife. She showed some of her quilt patterns to the owner of a local quilt store, ... in my reader: Mrs. Micah talks about anchoring as it applies to credit card minimum payments. Get Rich ... or bad. Five Cent Nickel reports on the 2009 tax brackets. Don’t Mess with Taxes celebrates three [more...]

Date: 2008-11-18 04:35:29

What Is Your Weakness?

We all have one. Something we love that we can’t bring ourselves to give up even when we’re busy paying down debt or saving for a really important ... Not all weaknesses are bad. For example, if you’ve given up everything so you can pay down some credit ... Manicures Car washes Weekday lunches out Vending machines snacks Interest charges on credit cards [more...]

Date: 2008-09-29 13:29:22

Really bad advice for saving on food

The Extension Office at the University of Illinois has a special web page on financial advice, which includes saving on your food dollar. The worst possible advice is to suggest clipping coupons (or using a loyalty card). Here’ ... deceptive. Coupons, now often shaped like credit cards, are the size of a dollar. They most often are used [more...]

Date: 2009-01-11 20:05:44

Cost/Benefit Analysis

My latest credit card statements include my most recent trip to Dallas, Christmas shopping and travel expenses, ... since I started on this little adventure of mine. That's kind of too bad, because it would ... really matter and part of me doesn't want to know, besides. Offer me any amount of money to go back [more...]

Date: 2009-01-07 06:18:41

Bailout Bandwagon Full…Please Catch Another

The bailout soup line is getting longer and longer. Heck, it is around the block ... billion the government set aside for car, student loans, and credit-card debt.  We got ... “Pork” is Really Going to Cost Us! Mmmmm Pork. No not the kind you may find...The Fed: A Bad Game [more...]

Date: 2008-12-23 17:24:58

IE 7 users: stop looking at porn now!

IE 7 users: stop looking at porn now! Posted by Adam O'Donnell @ 10:39 pm Categories: Microsoft, Browsers, Firefox, Arbitrary Code Execution Tags: Credit Card, Vulnerability, Microsoft Internet Explorer 7, Data-processing, Microsoft Internet ... ’t really bad news, since no one looks at such improper things on the Internet, right? Read [more...]

Date: 2008-12-16 06:39:50

Payday Loans-Learn How To Avoid Them

People get their good and bad habits at an early age. If you want to become a responsible person, you have to exercise the right things now ... your credit cards. This is a far better alternative than taking out a payday loan, as the interest is much ... what you really make, that is very bad and it can cause problems in the future. Opting for payday loan [more...]

Date: 2008-11-26 16:27:53

5 Ways we Lie to Ourselves about Money

We’ve talked about the different ways that our brains and the way we think can work against us when it comes to money, ... , but it only really takes one bad one to make it a lie. 2. Spending money before we make it: With easy credit ... : This has become easier with time. We have accounts with one bank, credit cards with another [more...]

Date: 2008-07-21 03:28:12

Ask an Apocalypse Specialist

Dear Dr. Farley,Should I be preparing a boat or a car? ... . For obvious reasons we cannot accept credit cards. However, student loans are available to qualified ... the former; horses can swim, and in a pinch can be eaten.Dear Dr. Farley,Is cannibalism really as bad [more...]

Date: 2008-10-01 08:47:00

No, honest, Bill Clinton swears he's really for Obama -- and a female president someday

After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]

Date: 2008-10-02 14:43:57

How I Save Money At CVS: 12 Jan 2009

Today I paid $0.02 for $18.00 worth of items. That was the good news. The bad news is that I did not have two pennies on me and the manager made me pay the money (boo!!!!!) . Oh well I guess that two cents is REALLY going to ding my credit card balance huh? I loved [more...]

Date: 2009-01-13 12:30:07

Canary in the Mine, Chirping

Few really bad ideas escape being floated in the New York Times:In the case of the Treasury, ... , increasing interest rates for home- and auto-buyers, for businesses and credit-card holders ... the money comes from the same wellspring that has been financing American debt for decades [more...]

Date: 2008-12-28 20:31:00

$30K to $0: How We Became Debt-Free in One Year

We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... . I found out I had a lot of debt, and that Rachel had lived without debt. It made me feel really bad [more...]

Date: 2008-10-13 09:21:09

ClearDebt

Around this time of year I know that many people pull out the credit cards to finance the holiday season ... , but in the season of giving I feel bad if I don't get stuff for people. We really have done better ... . Debt can cause a lot of problems in a persons personal life, as well as with their credit. Having [more...]

Date: 2008-12-23 23:41:13

Some Can't Afford To 'Walk For The Cure'

Here is a news article that will make you sad. I know it made me sad and angry at the same time ... the balance herself with a credit card. Millett said she asked if she could donate half the minimum. DISCUSS: 3-Day Walk Rules "Basically (they) said, 'Too bad.' And when we said, 'We really want [more...]

Date: 2008-09-13 13:23:32

First Bad News of the New Administration

No, I really don’t think this is President-elect Obama’s fault, but the timing certainly is suspiciously close ... be made in cash or via credit card only. For questions, please contact the Citizenship and Passport Unit ... for passport applications.   Air 21/Fedex will continue to deliver U.S. passport application forms [more...]

Date: 2009-01-16 09:07:28

Police Teach Teens Dangers of DUI with Videogame & "Beer Goggles"

Police in Ontario are putting a twist on videogames for teens ... ChaseTeens Kill 7-Year Old with "Mortal Kombat" MovesFanboy Steals Credit Card to Purchase FF ... Nelson, 16. “You wouldn’t think it’s that bad,” Ralph said. “When you’re drunk you’re not really [more...]

Date: 2008-11-20 12:07:06

What the Fed's .50 rate cut means for Helocs & Credit Cards.

I heart CNN like crazy, they are REALLY on top of their ish over there! ... now be a crazy low rate of 4.05%!!! how crazy is that? And you know it's bad out there when my 2nd ... . This means total greatness! Since our Home Equity Line of Credit is tied to the Prime Rate (which [more...]

Date: 2008-10-08 15:12:00

On The Power Of Barter...

I really like bartering. I trade my labor and my vegetables for free-range chicken and eggs, and organic beef (and manure compost) ... : “We allow direct debit, cash, cheque, credit card. But barter? It’s unheard of, sir.”My accountant ... , I’ve been thinking recently about doing without money. Not in a bad way. Oh no: I’m planning [more...]

Date: 2009-01-13 00:59:00

13 Quick Ways to Make Extra Cash Money

$1,025 in credit card offers! If cash is getting a little scarce around your household and you’ve cut back as many expenses as you possibly can, ... that can really put a lot of extra cash in your pocket. The only downside of this is if you select a bad [more...]

Date: 2008-11-19 12:36:46

Debt Consolidation Tips & Resources

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]

Date: 2008-07-09 12:33:16

I'm broke!

My whole trip to Philippines was really expensive. I just realize now that I spent all of my savings and I even spent some of my husband’s money ... for Auto Loans anytime. For the people who have Credit Cards for Bad Credit, no worries coz BestLeadingLenders.com is open for good and bad credit. [more...]

Date: 2008-10-11 05:01:00

What Is A Poor Credit Mastercard?

These days in spite of a poor credit rating it is still feasible for a person to obtain a credit card from the mass that presently exist in this competitive market. The question you really need to ask is, what ensures a bad credit Mastercard ... little difference. To an individual experiencing bad credit matters, it is doubtful they will care [more...]

Date: 2008-12-29 06:57:07

Gone!

Poor Chad!  His mother can’t let go and worse, she blogs about everything! Getting his jacket on, which isn’t easy with his bum arm! ... and his response would probably have been something like . . give me a credit card with no limit ... .  Nope, I’m really not doing as bad as I thought I might. What’s going to be kinda funny is that Chad [more...]

Date: 2009-01-08 02:17:57

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