New Year’s Financial Resolutions

Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... an emergency fund will give you peace of mind.3. Pay more than the minimum on your credit ... report and affect your credit history.4. Contribute the maximum to a retirement savings plan [more...]

Date: 2009-01-09 05:34:00

Blog posts (49) | Videos (40)
 

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson If you have ever wondered about someone’s past, you may have considered running a background check on them ... such as a criminal background record, credit report, address history, marriage history along with other ... up and to make sure everything is accurate. If any errors are found, you will have the appropriate contact [more...]

Date: 2008-12-06 11:06:50

Your Credit Repair Solution

.fullpost{display:inline;}As a businessman, the credit is a matter that is not a secret anymore ... bureaus or Credit Repair company, I suggest to visit DSI Solutions. They are not only fast to handle ... you have a bad credit history?.Negative credit comes from a bad credit report and the creditors reject [more...]

Date: 2008-10-17 12:51:00

If It's My Credit Report, Why Can't I Fix It Or Always Have It For Free?

For all the concerns people have about internet search, privacy and "all that info Google knows about us," ... -- it's just some company that chooses to report my credit history without my consent or cooperation. Nevertheless ... , to see the actual number listed, I'd need to request a copy of my credit report, and that would [more...]

Date: 2008-11-20 18:34:10

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * Before they provide any credit repair services, the company wants [more...]

Date: 2009-01-16 06:24:58

Saving your credit and credit scores

I have blogged about my experiences with American Express and their systematic reductions in my credit lines ... as “closed as consumer’s request”)  which would have locked in the higher credit limit on the credit report. Canceling a card with a good history will impact your credit, but being at 99-100 [more...]

Date: 2009-01-14 23:51:28

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]

Date: 2009-01-16 06:23:45

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]

Date: 2008-12-30 04:11:53

Running Criminal Background Checks Explained

by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... s all accurate. If you find any errors, you can easily get the right contact information and correct the problem [more...]

Date: 2009-01-04 10:38:51

4 Free Reports With Your Personal Insurance, Employment, and Tenant History

Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) Act, which basically says that consumers should be able to see (and dispute) the massive amount of information contained in private corporate databases. But in addition to credit information [more...]

Date: 2008-06-04 11:08:42

Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

Ovation Credit Services

Having a bad credit report has so many disadvantages specially here in the U.S. That is a hard reality I've realized ... help from the experts. Ovation Credit offers one of the best credit repair programs. Attorneys ... a place to live. Why? Because companies, governments, and others always checks your credit history [more...]

Date: 2008-12-04 03:59:39

Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]

Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]

Date: 2008-07-20 19:00:00

50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]

Date: 2008-10-27 11:00:10

Obtain A Second Chance Checking If You Have Financial Troubles

by Steven J. Talrechi If you’ve had financial problems that have made you ineligible for a checking account, don’t despair. You’re not alone ... or Visa credit cards do. If you opt for just the debit card, a voided check will be included in your set ... , as can a bad credit history. If you’ve been reported to one of these systems and you can no longer [more...]

Date: 2008-09-24 19:43:06

Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]

Date: 2008-11-27 12:15:18

How Credit Repair Process Works

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]

Date: 2008-12-11 08:40:45

Understanding Credit Repair

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. Although it certainly helps, it doesn’t have as much impact as paying [more...]

Date: 2008-12-12 00:28:43

Beware of Credit Repair Scams

2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... errors from your credit report. But at a hefty price for something you can do yourself. Others ... and paid them before they showed you results, call the FTC at 877-FTC-HELP and report them [more...]

Date: 2009-01-13 04:55:48

How to improve your Credit

Credit Score is the method used by financial institutes to measure your financial health at a specific point in time. It indicates the risk you represent for lenders, compared with other consumers. In Canada, credit history is recorded in files maintained by at least one of Canada’s three major credit-reporting [more...]

Date: 2008-11-19 12:43:21

FHA Streamline Refinance: Some Changes Effective January 1, 2009

This site is primarily focused on providing information for originators of FHA loans, ... unless the house has lead paint. FHA does not require a credit report, but some lenders may require ... history for the last 12 months (or the length of time the mortgage has been held). HUD’s Credit Alert [more...]

Date: 2008-12-15 17:40:38

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]

Date: 2009-01-17 14:51:05

Credit Repair is Easier - And Quicker - Than You Think!

by Mark Alison Regardless of your record or history, there are a number of quick & easy steps you can take towards credit repair ... consumers to a free copy of the credit report, one from each of the three agencies: TransUnion ... your credit. For every entry that is incorrect, inaccurate, or outdated, you will be filing a dispute [more...]

Date: 2008-11-26 15:45:27

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-17 15:03:29

Memphis Home

by S. Kim When you are buying a home this can be a very stressful period in your lives ... from the main credit reporting agencies like Experian. Spend time going through them and if you see ... idea to make sure that your credit history is looking good beforehand. A few months before you start [more...]

Date: 2009-01-17 15:02:04

Buying Memphis Home

By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-14 20:13:24

Tips on buying Memphis Home

by S. Kim When you are buying a home this can be a very stressful period in your lives ... idea to make sure that your credit history is looking good beforehand. A few months before you start looking for a place to buy obtain copies of your credit reports. Today these you can get for free [more...]

Date: 2009-01-17 15:07:22

Top Ten Ways to Avoid Bad Credit

Your credit rating is one of the essential numbers in your personal financial history ... , combined with missed payments are one of the quickest roads to a bad credit rating and should ... loans. One large balance looks a lot worse on the credit report than multiple small balances. High [more...]

Date: 2008-12-24 08:00:05

Latest News in Credit History and Jobs - Nov 7, 2008

Dollar Falls on Speculation Jobs Report Will Spur Fed Rate Cut - Bloomberg 7 Nov 2008 at 5:47am Nov. 7 (Bloomberg) ... - Edmonton Sun 7 Nov 2008 at 8:03am TORONTO - North American markets were all higher Friday morning ... from election hiring. Toronto’s S&P/TSX composite index rose 39.8 points to 5,595.21 … New Zealand [more...]

Date: 2008-11-07 15:44:32

NCO Group - End the Calls

by Justin Hutto If you are being contacted by NCO Financial it is regarding an unpaid debt ... a delinquent debt on the borrowers’ credit report for longer than 7 years. They were forced to pay ... collection agency with a history of FTC violations. NCO is often hired to come in and collect [more...]

Date: 2008-07-17 02:40:37

Where Any Sale Is A Prized Event

The Associated Press reports on Florida. “Al Ray is so strapped for cash, the only time he eats out is on Wednesday or Sunday, ... $250,000 a year and had an impeccable credit history.” “Then he lost his job. Provost missed one $10,500 ... condominium market. Nearly 400 condo owners have defaulted on loans since the beginning of the year [more...]

Date: 2008-09-23 13:38:07

A 90?s Flashback for Commercial Property

Angela Pruitt reports: Commercial property is bracing for a tough time that could morph into a crisis similar in scope to the free ... in history. But with the credit markets in lock-down mode, consumer confidence battered ... on investment-grade corporate debt,” Kirby said. “Those rates have gone up north of 9%. That’s bad news [more...]

Date: 2008-11-26 15:40:57

I have failed

Now that 2009 is about to kick into gear, I have to look back at 2008 one last time to acknowledge one failure ... stop laughing at that one, especially after Kirby's history of finding no report or science that he couldn't twist to his own ends. I will give him a modicum of credit, though, for not buying [more...]

Date: 2009-01-02 20:00:00

Latest News in Credit History and Jobs - Jan 09, 2009

Israel Bombs Gaza, Hamas Fires Rockets After UN Cease-Fire Vote - Bloomberg 9 Jan 2009 at 4:25am Jan. 9 (Bloomberg) ... for an immediate cease-fire. The Council voted … Credit crisis prompts Toyota leadership shuffle: report [more...]

Date: 2009-01-09 12:56:20

Time for a Taxpayers Revolt

Congress will be voting this week on the biggest give-away of our tax dollars to the financial sector in our nation’s history ... , many are skeptical as to whether the bailout will even restore confidence – and credit – to the banking system. As one report notes, “Doubts remain as to how it could immediately thaw the frozen money [more...]

Date: 2008-09-29 01:05:28

Is Nortel a Victim of the Global Financial Crisis?

Some would paint Nortel as a company that was on the verge of making a big turn around, but was blindsided by the financial crisis. If only the credit markets were in better shape, Nortel wouldn’t have been forced ... at its earnings history. I dug through old Nortel annual reports and tried to resolve all the inconsistencies [more...]

Date: 2009-01-15 05:08:00

Shapps Exposes Loan Sharks Who Charge 10,000% Interest

In times of economic crisis loan sharks come into their own ... between companies without losing their credit history and this will force down rates.This is a good ... . Today, Tory Housing Spokesman Grant Shapps is releasing a report, PAYDAY FOR LOAN SHARKS, which [more...]

Date: 2009-01-09 00:34:00

Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29

The Jim Treacher Porn Debt Crisis:

America's $15 trillion ticking financial timebomb - and what you can do to defuse it An Iowahawk Special Investigative Report by David Burge ... in considering Mr. Treacher's loan request. Perhaps he didn't have the most spotless credit history [more...]

Date: 2008-10-10 20:49:23

Delete Late Pay History

by Matt Douglas Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed ... . There are a few exceptions such as a bankruptcy. The Fair Credit Reporting Act clearly says [more...]

Date: 2009-01-08 14:53:06

Bush's presidency nears end with a moment eerily reminiscent of start

Professional political reporters hear a lot of talking in their line of work. Every once in a while they witness a piece of history ... credit: Associated Press [more...]

Date: 2009-01-12 18:04:55

US Treasury to rely on China and the Middle East to finance bailout?

The Wall Street Journal is reporting Financial Troubles Humble U.S. The U.S ... by bad debt and market distrust. This is a bittersweet moment in U.S. economic history. In one sense ... their diplomats to reassure other nations on questions of credit-worthiness," says former [more...]

Date: 2008-09-29 04:20:45

US Treasury to rely on China and the Middle East to finance bailout?

The Wall Street Journal is reporting Financial Troubles Humble U.S. The U.S ... by bad debt and market distrust. This is a bittersweet moment in U.S. economic history. In one sense ... their diplomats to reassure other nations on questions of credit-worthiness," says former [more...]

Date: 2008-09-29 04:19:47

Sleeping Through a Catastrophic Economy

by The Mogambo Guru If you want to know the reason why history shows that people always turn to gold when government/central bank mismanagement ... -distribution, such as the report that the twin idiots in Congress, Christopher Dodd and Barney Frank, are actually proposing a tax credit for buyers of particular houses to prevent foreclosure [more...]

Date: 2008-07-08 20:43:16

Wal-Mart: Discounted Workers’ Rights

Photo credit: Sharon Terry/Flickr New Yorkers protest Wal-Mart's labor policies. Barb Kucera, editor of Workday Minnesota, sends us this report on Human Rights Watch's Carol Pier's presentation on Wal-Mart's long history of union-busting, weak U.S. labor laws and how [more...]

Date: 2008-11-06 19:25:00

It Seems History Has a Sense of Humor

Good Morning Bloggers - Well, the holidays are over - thank God - and now we begin to focus on the inauguration and the upcoming storm of activity by ... " in his policies.They do credit him with appointing a "moderate" team so far, but they won't stop criticizing ... he distributed the CD, but I'm less proud to report that a reasonable survey of [more...]

Date: 2008-12-29 15:08:00

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

How To Find Out Anyone’s Past With a Criminal Background Check

by Glen Pearson Have you ever needed to check up on someone to see what was in their past? ... if the information which comes up is correct. If you find errors in this report, you will also be given ... record, credit report, address history, marriage history along with other information. It’s easy [more...]

Date: 2008-12-09 16:15:09

Credit Nexus: Free credit report.

Credit is the provision of resources (such as granting a loan) ... about your credit score.You also will get to know how to remove credit report errors, basically by three ... Creditnexus you can have a report with a complete overview of your credit history rating [more...]

Date: 2009-01-09 14:20:00

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