Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

Blog posts (11) | Videos (3)
 

Fishy

Got a call the other day from an unknown number so I let it go to voice-mail ( ... .  I haven't filled out an "application" for anything lately except a balance transfer for a credit ... out - at a "talent" company, thanking me for my application and asking me to call them back real soon [more...]

Date: 2009-01-15 20:25:02

Consumers' New Found Embrace of Savings Will Make for a Nasty Downturn

The blow to many Americans' net worth via diminished home values and shrunken retirement accounts has lead to a new found insecurity and ... by credit card companies, banks, and auto lenders getting more stringent and, where applicable, cutting back on credit lines. Thus, consumers suddenly (at least for now) want to be savers (note [more...]

Date: 2008-10-21 04:06:27

Payday Loan - A Simple Solution To Money Issues

The financial crisis that is engulfing the world’s economy has prevented large numbers of people from accessing financial help ... and not go through the pain of a formal credit check. Payday Loan companies generally allow ... declined. Another issue in loan applicants being unsuccessful is people having poor credit [more...]

Date: 2009-01-08 09:11:37

5 Ways to Save Money on Your Next Vehicle Loan

by Ada Denis Don’t get stuck with a bad car deal. Here are five ways to walk away from an auto dealership and save money on the vehicle loan. 1 ... . 2. Be Flexible Timing a vehicle purchase is everything. Several auto dealerships establish monthly sales goal ... an application with your personal bank, credit union, finance company, or online auto loan [more...]

Date: 2008-12-18 09:05:34

Marketing Scams with Secured Credit Cards

When in debt, most people will do just about anything when it comes to re-building credit ... credit card, there are some things that you should look out for before submitting  that application ... sounding fishy.  Any major secured credit card company is going to make you wait while [more...]

Date: 2008-09-21 22:02:06

5 Ways to Save Money on Your Next Vehicle Loan

by Ada Denis Don’t get stuck with a bad car deal. Here are five ways to walk away from an auto dealership and save money on the vehicle loan. 1 ... an application with your personal bank, credit union, finance company, or online auto loan broker ... a shorter loan term, perhaps 36 or 48 months. Several auto lenders offer better rates on short term loans [more...]

Date: 2008-12-09 09:27:49

The truth about collection accounts.

by JR Rooney The debt collection industry is a billion dollar industry. According to Rapid Recovery Solution, Inc ... to develop a strategy to collect money owed: name, address, credit report, credit application ... but not always. When you receive a letter from a debt collection agency, verify that the company contacting [more...]

Date: 2008-12-17 08:13:34

FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

Taking Home Mortgage Loans

by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]

Date: 2009-01-02 16:59:45

Slow loans flow for some small, medium businesses

Slow loans flow for some small, medium businesses 30 applications approved under new scheme; processing fees still a bugbear By CHEW XIANG ( ... companies get through the bad times’. ‘For those who had their commercial credit lines cut ... to Melvin Lee, Spring’s deputy director of financing and incentives management. More than 700 [more...]

Date: 2008-12-19 07:30:23

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