Don’t let Credit any Credit Card Company Keep you Down

by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... of a credit repair company might seem like a good idea however it will almost certainly damage [more...]

Date: 2009-01-14 20:27:27

Blog posts (86) | Videos (113)
 

How To Get Debt Collectors Off Your Back Permanently

Debt collectors are liars, cheaters, etc… They take advantage of every loophole possible and even break the law ... to a collection agency. 95% or more of these debts are credit cards, store cards, gas cards, etc… These debts are then tiered according to age of debt, amount, credit, job history, etc… Generally most debts [more...]

Date: 2008-12-19 15:45:11

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]

Date: 2009-01-08 15:55:47

Credit Counseling

.fullpost{display:inline;} I found a site that helps you to process requests for credit card online. They almost sixteen varieties of credit cards ... popular networked credit card are Visa, MasterCard, Discover and American Express. If you have a bad ... . Platinum card is what I'm planning to get here mainly because of some good things as debt credit card [more...]

Date: 2008-10-16 05:46:00

How To Eliminate Credit Card Debt

by Ada Denis There is almost nothing more serious than having too much debt to pay each month. Consumers get debt for many unusual reasons out. Sometimes illness, accidents, or just bad fate can make it appear impossible to find finances ... taking control of your financial position is to learn how to get rid of your credit card debt [more...]

Date: 2008-11-23 17:42:51

Statute of Limitations in Ohio on credit card debt; Open Account vs Written Contract

From Debt Prison Forum a reader asks for advice in response to a collection agency dragging up an 8 year old credit card debt ... written contract’?  I have a credit card debt from 8 years ago. (Capital One) The amount is $792.00 ... get by with what we have. I just had to take out a loan within the last month ($3500) to get a used car because [more...]

Date: 2008-11-12 02:31:36

More Info On Good Credit History

Bankruptcy is an option but the laws havechanged and it is not always the best way ahead ... you may have ended up hindering you. Bad Credit Personal Loans Getting your credit card debt ... . It is often the case that these credit card debts have increased over a period of time because [more...]

Date: 2008-12-20 06:29:26

Kevin Drum's grasp of economics almost always astounds me Today, however, I think he gets something plain wrong ... credit card debt. So there's no bang for the buck. But surely this is short sighted? Stimulus ... some of that credit card debt and put a few dollars aside. Right? We can't keep running a negative savings rate [more...]

Date: 2009-01-13 11:57:07

Broken By Your Credit Card? Credit Repair Service Can Help

Negotiating Credit Card Debt Sure, we all love them but when misused, a credit card can break us ... , if they insist that you have to pay to get your own credit report, get up and leave ... is different from the credit report, you would typically be charged a small fee. Understanding [more...]

Date: 2008-10-29 17:42:18

Beginner’s Guide To Reducing Credit Card Debt

by Jenni Snook Nowadays, most of us possess at least 1 credit card ... that you get yourself a credit card from a large provider such as Mastercard and Visa. Their interest rates ... of this is on credit cards. Owning a credit card has become much easier than in previous years [more...]

Date: 2008-12-02 00:00:31

5 Ways to Escape Credit Card Debt

If you’re reading this then you’re probably already in trouble. I feel your pain. I decided to write 5 Ways to Get Out of Credit Card Debt after going through a tough experience with credit cards. Once I became six months behind, debt collectors were calling my house many times [more...]

Date: 2008-10-31 23:35:43

Emergency Fund: Start It NOW

an-empty-pocket.JPG Photo credit: stuartpilbrow Is it OK to spend money on luxuries during the recession? HeatherB of BlogHer does ... a recession even if you think your job is “safe”, does not mean losing your home, racking credit card debt, or tapping into your retirement account.  Once you get on the credit-card-debt path, it’ [more...]

Date: 2009-01-08 02:10:30

Credit Cards - Why Prepay?

With prepaid credit cards, you get the practicality of plastic while choosing exactly how much debt to charge ... charges whatsoever. Got kids? A prepaid credit card makes a great instructional tool and present. Buy ... , and change them any time you need to. There are many prepaid credit cards on the market these days [more...]

Date: 2009-01-14 10:59:56

What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

Bartering in Today's Economy

We are working so hard to save money for our farm and dream home. It's difficult considering we have only a minimal amount of income ... money. Trading can involve credit cards, money, etc. And money is defined as a medium of exchange ... . Now we use credit cards, getting into debt for a sandwich or gallon of gas.Bartering is a good way [more...]

Date: 2009-01-13 17:30:00

Gresso's Grand Monaco gets wrapped in leather, credit card debt

Filed under: Handsets , Others , GSM , EDGE , UMTS Here's the problem with carbon fiber phones : they're not for everyone, especially those who aren't interesting in dropping over two grand on a midrange candybar. Don't sweat it, though, because Gresso's back at it again with a leather-clad version of its Grand Monaco called the Grand Monaco LE -- "LE" apparently stands for "Limited Edition," if the badging on the back of the phone is any indication -- available in your choice of red and black. [more...]

Date: 2009-09-30 19:42:00

Fixing Your Messed Up Finances this 2009

If you enjoyed the holidays as much as everyone else, then like them, ... -up budget. List all payables. How much credit card debt do you have? Get all your receipts ... your credit card statements so you can see if your bank is increasing its rates. Explore ways on how [more...]

Date: 2009-01-07 10:18:05

Getting Out of Debt Now and Improve Your Credit Rating

by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]

Date: 2008-11-24 22:25:53

College Loan Slavery: Student Debt Is Getting Way Out of Hand

I have seen this first hand. No one holds a gun to these people's heads. They don't understand sacraficing now to have more later ... debt. And don't get me started on all the credit card kiosks around campuses. Only fools get those ... out probably a hundred resumes from L.A. to Canada, but I haven't had a single response. Experienced people [more...]

Date: 2008-11-12 13:25:34

Use the Plastic to Repair Your Credit Rating

People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]

Date: 2008-09-24 09:31:39

How One Couple Paid Off $30,000 Of Credit Card Debt

Eat Now, Pay Later photo credit: inkynobaka I came across an inspiring story about a couple that managed to pay off $30, ... people that I talk with could never get rid of a cell phone, cable tv, or internet. They also cut out gym ... 000 in credit card debt and is now saving $500 a month. The Dunleavey’s tackled the credit card [more...]

Date: 2009-01-16 13:00:09

Debt Consolidation Tips & Resources

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]

Date: 2008-07-09 12:33:16

tips to get out of it

There are many reasons for people to face court actions, one of the many are financial cases, being submitted to court are because of bad credit. be it from credit card companies to other financial institutions, sometimes people tend ... rebuild their credit card! by providing Debt Counseling and debt referral by Suze Orman Tips [more...]

Date: 2009-01-14 13:06:08

Weekly Roundup: June All-Stars Edition

Hard to believe half the year is already in the books.  Time flies when you are having fun! ... Dad Second Stimulus Check Frugal Dad Square Foot Gardening How to Get Out of Credit Card Debt Frugal ... . 50 Things Everyone Should Know How to Do.  I need to add air conditioner repair to this list.  Ours [more...]

Date: 2008-07-05 11:00:32

Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected

Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]

Date: 2008-12-29 15:51:16

Take Control of Your Finances Part 6: Get Out of Debt

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else ... as well. Good debt versus bad debt One comment you may hear is that mortgages and student loans are “good debt” while credit cards and car loans are “bad debt.” The philosophy here is that houses [more...]

Date: 2008-11-21 17:52:35

8 Bad Things You’re Teaching Your Kids About Money

This is a guest post from Jonathan, one of the writers at Master Your Card ... readers to get out (and stay out) of credit card debt. If you’re a parent then you probably ... that swear words are bad and you should never use them, but the one time you drop something on your toe [more...]

Date: 2008-11-28 16:34:36

Learn How To Become Debt Free

I personally hate being in debt to any person or company, period. I prefer to pay cash because credit cards always seem to get me into more debt than I can handle. Sometimes, though, I realize that it is impossible to avoid getting into debt. Being in debt is bad [more...]

Date: 2008-12-30 09:12:27

Falling Out Of A Bed That Gets Higher Every Day

The Herald Tribune reports from Florida. “Mark Brivik, a real estate investor who made a living buying, fixing up and selling houses on Longboat Key and other parts of Southwest Florida, has filed ... off her credit cards and ripped them up.” Still, even without credit card debt, Lesso is struggling [more...]

Date: 2008-11-24 14:34:43

Get Help With Debt When Necessary

Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]

Date: 2009-01-16 10:02:27

The Paradox of Thrift

Has the economy scared you into cutting back on your spending, paying down your credit cards, getting your budget in order? Good for you, but bad for the country’s financial health, the Wall Street Journal points out today ... couple profiled in the Journal story: Rick and Noreen Capp recently reduced their credit-card debt [more...]

Date: 2009-01-06 14:12:53

My First Time…Using Credit

I managed not to accrue any debt coming out of college. One of the big factors? I didn’t have a credit card until a few months ago ... I might not be debt-free right now. I assumed having a credit card was the only way to generate ... my Student Visa with a $500 credit limit and let it get comfy in my wallet. The first time I busted [more...]

Date: 2008-10-02 21:55:19

Carnival of Debt Reduction #151

Welcome to this week’s Carnival of Debt Reduction!  Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball.  This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]

Date: 2008-08-04 08:35:02

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... by disputing it as invalid you may be able to get it taken off your credit report if the agency reporting [more...]

Date: 2008-10-30 19:20:44

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