Three Legislative Proposals That Could Have Major Consequences for Your Finances
J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]
Date: 2008-12-18 13:00:42
Blog posts
(28)
|
Videos
(33)
What GMAC’s financing means to you
The auto industry got another boost from the federal government this week, in the form of $5 billion in aid to GMAC, ... , but you can have a bad 621 and a good 621,” Griffin said about credit scores. “It doesn’t mean ... for consumers with less-than-pristine credit or those seeking a low financing rate on a new vehicle. Here’ [more...]
Date: 2009-01-02 14:00:09
Credit Karma Uses Ad Model to Provide Free Credit Information
According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]
Date: 2008-11-25 19:39:56
Credit Card Lenders Clamp Down Hard
Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower [more...]
Date: 2008-10-29 03:50:36
FICO, FICO un day
The Associated Press apparently frowns on bloggers linking to AP news articles and quoting the first paragraph in its entirety ... annually on credit card and other interest payments by raising their credit scores, but many consumers still don't know enough about the complex numerical values that represent their credit risk [more...]
Date: 2008-07-20 21:53:04
Buying A New Auto During A Credit Crunch
With foreclosures on the rise, wages on the nose dive, and lenders tightening their practices, consumers are feeling the pinch ... , but only to those consumers with sparkling credit scores. Auto loan payments are seeing ... of the economy is feeling the negative impact of the current economic state; this includes the auto industry [more...]
Date: 2008-06-22 07:54:26
Saving your credit and credit scores
I have blogged about my experiences with American Express and their systematic reductions in my credit lines ... as “closed as consumer’s request”) which would have locked in the higher credit limit on the credit report. Canceling a card with a good history will impact your credit, but being at 99-100 [more...]
Date: 2009-01-14 23:51:28
5 Ways Poor Credit Scores Costs You Extra Money
Most of us wish a great credit inform to acquire vehicle financing, credit cards, and to squeeze a home. But, over these consumer loans, your credit inform can price we in bland vital expenses. What we do not know about your credit could be costing we money.Having a credit label equates to which we can sequence tickets, lease a car, and haven road residence rooms. [more...]
Date: 2009-08-13 23:35:42
How to improve your Credit
Credit Score is the method used by financial institutes to measure your financial health at a specific point in time. It indicates the risk you represent for lenders, compared with other consumers. In Canada, credit history is recorded in files maintained by at least one of Canada’s three major credit-reporting [more...]
Date: 2008-11-19 12:43:21
Credit Repair Scheme Promises Fast Score Increases But May Be Illegal
Establishing a good FICO credit score isn’t all that difficult; all you have to do is pay your bills on time ... to wipe out a judgment or a bankruptcy from your credit report. Most consumers, understandably, would rather not wait that long and there is not shortage of companies that promise to repair credit [more...]
Date: 2009-01-08 08:18:32
The loan money i$ out there…….
Qualifying for a mortgage is not nearly as easy these days as it was just a couple of years ago, before the subprime-loan-market collapse and the worldwide credit freeze. Still, mortgages ... and detail – good or bad – your borrowing record contains. A consumer whose credit score is a little [more...]
Date: 2009-01-15 17:02:23
Sellers think you don't have to lower prices or offer closing help? The next shoe is dropping, this time Credit Cards!
With the stock market down big today and oil back up I have to admit it's been a downer of a week. I did have to chuckle though today in reading this story about just how bad it's getting for the banks. Lenders have long relied on consumers' credit scores to decide whether to approve card [more...]
Date: 2008-06-21 05:23:51
What You Can Do To Keep Your Credit Score Afloat
Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt. Order a copy of your credit report. Consumers have access to one free copy per year from the three [more...]
Date: 2008-04-29 21:58:58
GMAC rescue = easy credit. Not so fast
GM’s auto finance affiliate is open to more customers but the deals may not be so sweet ... auto financing affiliate, is easing up its terms for writing new auto loans. That means you could ... , GMAC stopped offering auto loans to consumers with credit scores lower than 700. That meant only [more...]
Date: 2009-01-03 10:04:04
Lastest News in Credit Card Debt - Sep 29, 2008
Cards change America - Akron Beacon Journal 29 Sep 2008 at 4:53am T hey called it the ”Fresno Drop ... ., a small piece of plastic called the BankAmericard. The credit card had arrived, a shiny corkscrew for each recipient … Raising credit scores is key for consumers in time of tight lending - Dallas … [more...]
Date: 2008-09-29 14:32:04
Visa Black Card: 1% Cash Back, 0% APR Balance Transfers, Concierge, and Luxury Gifts
Visa is introducing a new credit card catered to consumers who spend $50,000 or more a year ... . According to the card’s application, only 1% of U.S. residents will qualify. I’ve seen reports ... for the card. Some who are accepted have average credit scores and low income. This is not what you would [more...]
Date: 2009-01-09 13:00:02
How Much Is Your Credit Score Costing You?
I hate to say it, but just change your time is no longer sufficient. There was a time when everything you do, good credit to have ensured that all your bills ... , simple decisions you can not pass on your credit card. But why? What is the average consumer, which [more...]
Date: 2009-01-14 13:14:07
N.J. man learns modifying mortgage to cut payments may impair credit rating
by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]
Date: 2009-09-29 13:48:05
Did God Really Grant Houses to the Poor? You Betcha!
Time magazine just put out an article about how a certain type of Pentecostal Evangelism likely put a large number of consumers more ... correlation. That’s what a scholar of the fast-growing brand of Pentecostal Christianity believes ... who got dicey mortgages to believe “God caused the bank to ignore my credit score and blessed [more...]
Date: 2008-10-06 06:39:32
Congress chats, markets take off
Not the credit markets, though.On Monday, the Dow Jones index plunged 778 points but yesterday it soared 485 points even though nothing changed ... : people with good credit scores are being offered car loans at 9 and 10 percent, while nearly no one else is getting financed at all:“It frankly has become a nightmare for dealers and consumers [more...]
Date: 2008-10-01 10:07:00
Not So Happy New Year As Financial Crisis & Pain Grow; Home Prices & Consumer Confidence Down Dramatically; Will 2010 Be Better?
Happy New Year! If you are like most people, that may sound a bit like wishful thinking this time around. And, I’m afraid, with good reason ... markets, the news agency reports. Any good news? Well, yeah. I suppose. Sort of. If you have money or can get money (many can’t nowadays even with pretty good credit scores) then you can probably find [more...]
Date: 2008-12-31 21:56:06
Borrowing Beyond your Limit can Result in Consumer Debt
Consumer debt has risen to worrying percentages in the past few years ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many ... of the loan, how much the borrower is able to pay back per month, their current credit score [more...]
Date: 2009-01-17 00:24:29
Thinking for a used car loan is a right idea to save more and pay off your debt quickly
More and more people are searching for auto loans for bad credit . With household debt being at an all-time high, credit ratings keep dropping. Just a few years ago, individuals with low scores found it nearly impossible to be accepted for a car loans. Today, things have changed. Banks and lenders have realized that with the increasing debt, opportunities do exist to not only help consumers get a guaranteed car loan , but to help them rebuild their financial reputation once again. [more...]
Date: 2009-08-26 13:25:27
Effortlessly and Easily Boost Your Credit Score
Many consumers have no clue what a credit score is comprised of. What are they measuring and how does this number correlate to my creditworthiness? While common sense tells us that paying our bills with time to spare is an imperative factor what else is key when it comes to credit scores? [more...]
Date: 2009-09-26 19:22:16
I Guess Our Mortgage Is Officially Considered Small
As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now. We went to the annual credit report site and picked Experian. Credit scores were ... on credit scores. Since we’re considering buying another house, we decided to take a peek at our cre [more...]
Date: 2009-01-09 08:15:42
Your Credit Score is Key When Financing a Car
Credit Score I did a tele-seminar recently for a group of women and they asked so many questions about car loans, credit scores and how to qualify for the best loan I thought I would pass on these great tips from Aware. Taking Steps to Boost Your Credit Score According to a consumer survey conducted [more...]
Date: 2008-12-09 22:34:49
Credit Repair
www.lexcredit.com Credit repair services for those who feel their credit scores do not accurately reflect their credit risk. Helping consumers take action on their credit since 1991, Lexington Law has served over 1 million clients. This entry was posted is filed under Finance Videos. You can follow any responses to this entry through the RSS 2.0 feed. You can post your comments below. [more...]
Date: 2009-06-14 11:34:12
Credit Repair
Credit Repair The effects from damaged credit can be far reaching. When it comes to credit repair it’s hard to know where to go or how to start. Credit repair services for those who feel their credit scores do not accurately reflect their credit risk. Helping consumers take action on their credit since 1991, Lexington Law has served over 1/2 million clients. Here is the video on Youtube : [more...]
Date: 2009-08-23 06:29:09
28
Results
