Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]

Date: 2008-10-27 19:40:13

Blog posts (15) | Videos (11)
 

Wall Street Breakfast: Must-Know News

New acronym on the block... The government unveiled its newest initiative, called TALF, or Term Asset-Backed Securities Loan Facility. The $200B facility will support consumer finance, including student, auto and credit card loans ... $20B of credit protection from TARP funds. This is the first time the Fed and Treasury have stepped [more...]

Date: 2008-11-26 12:14:47

How The FTC Helps To Protect Your Credit Repair Consumer Rights

The FTC or Federal Trade Commission works on behalf of consumers throughout the United States for more than 90 years. They gather and publish consumer information to educate and inform them. They also investigate consumer complaints of fraud and unfair business practices. [more...]

Date: 2009-09-28 14:01:14

One Way to Protect Against Identity Theft

When information gets stolen, it is used in various ways. Sometimes the thief may use it to drain your bank account, for example ... will not extend credit without first pulling a consumer’s credit profile. If you place a “security freeze” on your credit profile, the reporting agencies are prohibited from releasing your credit [more...]

Date: 2008-09-22 21:10:55

Brief Interview With a Visa Representative

You may have noticed a new sponsor lately. Yep it’s Visa ... to use as a credit card? Despite the popularity of debit cards, consumers are often confused ... of the same features and protections provided by their credit card are also offered with debit cards [more...]

Date: 2008-12-23 16:49:43

Credit Repair Financial

There are Federal and State laws that regulate creditors and credit bureaus and protect consumers. We use these laws to help you attack your credit i 1 Vote(s) [more...]

Date: 2009-01-08 04:53:59

Identity Theft - Are you protected?

I work in the computer services industry ... . In discussing the report, Lydia B. Parnes, the Director of the FTC's Bureau of Consumer Protection ... by the Fair and Accurate Credit Transactions Act (FACT Act) and see how safe it makes you feel [more...]

Date: 2008-06-23 22:28:00

Tort - Defamation - Wrongful Discharge - Consumer Protection Statutes

A former director of national accounts for a company that provided credit screening and customer leads to car dealers, who claims he was unfairly blamed when the company lost clients after it turned off its credit screening to boost leads during a market downturn, cannot sue for defamation for the general manager’s alleged directive to “blame it on Craig” if dealers asked about the bad leads, but he may sue for additional alleged statements about blaming the filter deactivation on plaintiff, his [more...]

Date: 2009-08-24 11:52:59

The hottest trend in 2009: declaring bankruptcy

Bankruptcy filings are on the rise. With the ongoing destruction of wealth and employment, ... a bad thing, unless one is a retailer; on weak consumer demand, 2009 is expected to bring further ... , have sought bankruptcy protection this year as the credit squeeze and the U.S. recession drained sales [more...]

Date: 2008-12-28 15:54:00

The hottest trend in 2009: declaring bankruptcy

Bankruptcy filings are on the rise. With the ongoing destruction of wealth and employment, ... a bad thing, unless one is a retailer; on weak consumer demand, 2009 is expected to bring further ... , have sought bankruptcy protection this year as the credit squeeze and the U.S. recession drained [more...]

Date: 2008-12-29 14:23:54

The hottest trend in 2009: declaring bankruptcy

Bankruptcy filings are on the rise. With the ongoing destruction of wealth and employment, ... a bad thing, unless one is a retailer; on weak consumer demand, 2009 is expected to bring further ... , have sought bankruptcy protection this year as the credit squeeze and the U.S. recession drained [more...]

Date: 2008-12-29 15:01:50

I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were ... on credit scores.  Since we’re considering buying another house, we decided to take a peek at our cre [more...]

Date: 2009-01-09 08:15:42

Chamber of Commerce: Out of Touch with the Public

Here’s a proposal that makes sense: The Obama administration wants to set up a consumer financial protection agency to oversee the financial markets and make sure working families aren’t the victims of predatory lending, abusive credit card practices and the kind of irresponsibility and greed that have caused our economic crisis.  But the U.S. [more...]

Date: 2009-09-30 21:41:51

Circuit City files for bankruptcy protection

NEW YORK (AP) -- Circuit City Stores Inc., the nation's second-biggest electronics retailer, ... has been struggling as nervous consumers spend less and credit has become tighter, and the retail industry ... said, adding that the reorganization could help the company get out of leases for certain bad store [more...]

Date: 2008-11-10 15:26:11

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

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